民生銀行昆明市呈貢區(qū)2025秋招筆試英文行測(cè)高頻題含答案一、選詞填空（共5題，每題2分，共10分）directions:Choosethebestwordtofillintheblankfromthefouroptions(A,B,C,D).1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapt.A.forcedB.inspiredC.delayedD.supported2.Duetothe______inforeignexchangemarkets,thebankneedstostrengthenitsriskmanagementstrategies.A.volatilityB.stabilityC.growthD.decline3.ThenewbranchinChenggongaimsto______localSMEsbyprovidingtailoredfinancialsolutions.A.supportB.neglectC.competeD.exclude4.Thebank’ssustainabilityreporthighlightsitseffortstoreducecarbonemissionsthrough______initiatives.A.innovativeB.outdatedC.inefficientD.traditional5.Customersareincreasinglydemanding______digitalbankingservicestoimproveconvenience.A.limitedB.complexC.simplifiedD.traditional二、閱讀理解（共4題，每題3分，共12分）directions:Readthepassagebelowandanswerthequestions.Passage:ThePeople’sBankofChinarecentlyintroducednewregulationstocombatfinancialrisksintheshadowbankingsector.Thesemeasuresincludestrictercapitalrequirementsfornon-bankfinancialinstitutionsandenhancedoversightofasset-backedsecurities.Thegoalistopreventsystemicriskswhilemaintainingcreditflowtotherealeconomy.Analystsnotethattheregulationsmayslowdownshort-termlendingbutwillfosterlong-termstability.1.Whatisthemainpurposeofthenewregulations?A.Topromoteshadowbankinggrowth.B.Toreducefinancialrisksinthesector.C.Toincreasecapitalforbanks.D.Tolimitcreditaccesstobusinesses.2.Accordingtothepassage,howwilltheregulationsaffecttherealeconomy?A.Theywillreducecreditavailability.B.Theywillboostshort-termlending.C.Theywillmaintaincreditflow.D.Theywillencouragespeculativeinvestments.3.Whatdoestheterm"systemicrisks"refertointhecontextofthepassage?A.Localizedfinancialinstability.B.Long-termcreditgrowth.C.Interconnectedfinancialdangers.D.Regulatoryinefficiencies.4.Whydoanalystsbelievetheregulationswillfosterlong-termstability?A.Theywillincreasecompetitionamonglenders.B.Theywillpreventexcessiverisk-taking.C.Theywillexpandshadowbankingoperations.D.Theywillencouragemoreaggressivelending.三、語(yǔ)法填空（共5題，每題2分，共10分）directions:Fillintheblankswiththeappropriateformofthewordsgiveninbrackets.1.Thebank’sAI-drivenplatform______(automate)transactions,reducinghumanerrorsignificantly.2.Ourteamis______(focus)onimprovingcustomerservicemetricsthisquarter.3.Duetothepandemic,manysmallbusinesses______(face)financialchallengesin2023.4.Thecentralbank’spolicy______(adjust)toeconomicfluctuationstomaintainstability.5.Customersshould______(protect)theirpersonaldatawhileusingmobilebankingapps.四、句子改錯(cuò)（共4題，每題3分，共12分）directions:Identifyandcorrecttheerrorsinthefollowingsentences.1.Thebank’snewmobileappwillallowuserstotransferfundsinrealtime,whichmoreconvenientthanbefore.→Corrected:Thebank’snewmobileappwillallowuserstotransferfundsinrealtime,whichismoreconvenientthanbefore.2.Althoughtheeconomicconditionsremainuncertain,thebankhasdecidedtoexpanditsoperationsinChenggong.→(Noerror)3.Iftheinterestratesrise,thebank’sprofitsmaydeclineduetohigherborrowingcosts.→(Noerror)4.Theregulatorycommitteeapprovedtheproposaldespitetherewereconcernsaboutitsimpactonliquidity.→Corrected:Theregulatorycommitteeapprovedtheproposaldespitetherebeingconcernsaboutitsimpactonliquidity.五、完形填空（共5題，每題2分，共10分）directions:Completethepassagewiththebestwordsfromthebox.|Box|1.financial|--|--|||2.innovative||3.traditional||4.sustainable||5.digitalThebankingsectorisundergoingatransformationduetoadvancementsintechnology.Banksthatfailtoadopt______solutionsrisklosingmarketshare.Forinstance,JPMorganChasehasinvestedheavilyin______bankingtoimprovecustomerexperience.Meanwhile,theWorldBankemphasizestheneedfor______practicestoaddressclimatechange.However,someregionsstillrelyon______methods,whichareinefficientandcostly.Thefutureoffinanceliesin______integrationoftechnologyandsustainability.六、翻譯填空（共5題，每題2分，共10分）directions:TranslatethefollowingChinesesentencesintoEnglish.1.銀行通過(guò)引入?yún)^(qū)塊鏈技術(shù)，提高了交易安全性?！鶷hebankhasenhancedtransactionsecuritybyintroducingblockchaintechnology.2.昆明呈貢區(qū)的經(jīng)濟(jì)增速在云南省內(nèi)處于領(lǐng)先地位?！鶮unmingChenggong’seconomicgrowthrateisamongthehighestinYunnanProvince.3.為支持小微企業(yè)，該行推出了專項(xiàng)貸款計(jì)劃?！鶷osupportsmallandmedium-sizedenterprises,thebankhaslaunchedatargetedlendingprogram.4.國(guó)際金融市場(chǎng)波動(dòng)對(duì)銀行的投資策略產(chǎn)生了重大影響?！鶩luctuationsintheinternationalfinancialmarkethavesignificantlyimpactedthebank’sinvestmentstrategies.5.客戶可以通過(guò)手機(jī)銀行實(shí)時(shí)查詢賬戶余額?！鶦ustomerscanchecktheiraccountbalancesinrealtimethroughmobilebankingapps.七、情景寫(xiě)作（1題，10分）directions:Writeashortemail(100-120words)toacustomerwhoiscomplainingaboutslowserviceatabankbranchinChenggong.Subject:ResponsetoYourFeedbackDear[Customer’sName],Thankyouforbringingyourconcernstoourattention.WedeeplyregretanyinconveniencecausedbytheslowserviceatourChenggongbranch.Wehavealreadyimplementedadditionalstafftrainingtoimproveefficiencyandreducewaitingtimes.Pleaseacceptoursincereapologiesforthenegativeexperience.Ifyouhaveanyfurtherquestions,feelfreetocontactourcustomerservicehotlineat[number].Wevalueyourfeedbackandarecommittedtoprovidingbetterservice.Bestregards,[YourName]CustomerServiceManager答案與解析一、選詞填空1.A(forced)–Thecontextsuggestsfintechhascompelledtheindustrytoinnovate.2.A(volatility)–Financialmarketsareknownforunpredictablepricechanges.3.A(support)–ThebankaimstoassistlocalSMEs,notcompeteorneglectthem.4.A(innovative)–Sustainabilityinitiativesaretypicallymodernandforward-thinking.5.C(simplified)–Digitalbankingservicesaredesignedforeaseofuse.二、閱讀理解1.B–Thepassagestatestheregulationsaimtoreducefinancialrisks.2.C–Thetextmentionsmaintainingcreditflowtotherealeconomy.3.C–"Systemicrisks"refertorisksaffectingtheentirefinancialsystem.4.B–Analystsbelievetheregulationspreventexcessiverisk-taking.三、語(yǔ)法填空1.automates–Presenttenseverbform.2.focusing–Presentparticipleforparallelstructure.3.havefaced–Presentperfecttenseforcompletedactions.4.adjusts–Presenttenseverbform.5.protect–Baseformafter"should."四、句子改錯(cuò)1."moreconvenient"→"ismoreconvenient"–Needsal