招商銀行無錫市惠山區(qū)2025秋招筆試英語題專練及答案一、選詞填空（5題，每題2分，共10分）directions:Choosethebestwordtofillineachblank.1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapt.A.forcedB.motivatedC.enabledD.threatened2.無錫市惠山區(qū)的經(jīng)濟轉(zhuǎn)型過程中，______industriessuchasAIandbiotechnologyaregainingprominence.A.emergingB.decliningC.stagnantD.stagnant3.Thenewpolicyaimsto______smallbusinessesbyreducingregulatoryburdens.A.penalizeB.supportC.discourageD.marginalize4.Thebank’sdigitalplatformhassignificantly______customerengagementthroughpersonalizedservices.A.enhancedB.diminishedC.complicatedD.delayed5.Inthecontextofgreenfinance,sustainableinvestmentsarebecominga______priorityforfinancialinstitutions.A.secondaryB.marginalC.primaryD.negligible二、閱讀理解（4題，每題3分，共12分）directions:Readthepassageandanswerthequestionsbelow.Passage:Theriseofartificialintelligencehastransformedthefinancialservicessector,particularlyinregionslikeWuxiHuishan,wheretechnologicalinnovationisakeydriverofeconomicgrowth.TraditionalbanksareincreasinglyintegratingAIintotheiroperationstoimproveefficiency,reducecosts,andenhancecustomerexperiences.Forinstance,AI-poweredchatbotsnowhandleasignificantportionofcustomerinquiries,allowinghumanagentstofocusonmorecomplextasks.Additionally,machinelearningalgorithmsareusedtodetectfraudandoptimizeriskmanagement.However,theadoptionofAIalsoraisesconcernsaboutjobdisplacementanddataprivacy.PolicymakersinWuxiareworkingtobalanceinnovationwithregulationtoensurethebenefitsofAIarewidelyshared.1.Whatistheprimaryfocusofthepassage?A.TheeconomicimpactofAIinWuxiHuishan.B.ThechallengesofimplementingAIinbanking.C.Theroleoffintechinfinancialservices.D.Thegovernment’seffortstoregulateAI.2.HowareAItechnologiesbeingutilizedinthefinancialsector?A.Theyareprimarilyusedformarketingpurposes.B.Theyautomateroutinetasksandimproveriskmanagement.C.Theyaremainlyfocusedonwealthmanagement.D.Theyreplacehumanworkersentirely.3.WhatisamajorconcernmentionedaboutAIinbanking?A.Highimplementationcosts.B.Potentialjoblosses.C.Inadequatecustomerservice.D.Limitedscalability.4.WhatdoesthepassagesuggestaboutWuxi’sapproachtoAI?A.ItisfullysupportiveofunregulatedAIadoption.B.Itprioritizesinnovationwhileaddressingregulatoryissues.C.ItisskepticalaboutthebenefitsofAI.D.Itfocusessolelyontraditionalbankingmethods.三、完形填空（3題，每題4分，共12分）directions:Fillintheblankswiththemostappropriatewordsfromthebox.|Words:|transform|integrate|optimize|mitigate|enhance|disrupt|collaborate|innovate||--|-|-|-|-|-|-||-|1.Thenewmobilebankingappaimsto______userexperiencethroughreal-timefinancialinsights.2.Fintechstartupsare______thetraditionalbankingsectorbyofferingmoreflexibleservices.3.Thebank’ssustainabilitystrategyinvolves______itsoperationstoreduceenvironmentalimpact.4.Strategicpartnershipscanhelpfinancialinstitutions______risksassociatedwithregulatorychanges.5.Cloudcomputingenablesbanksto______theirITinfrastructureforbetterperformance.四、句子改錯（3題，每題5分，共15分）directions:Identifyandcorrecttheerrorsinthefollowingsentences.1.Thebank’sdigitaltransformationhasbeendelaybecauseofbudgetconstraints.2.Althoughthefintechindustryisrapidlygrow,manytraditionalbanksarestillhesitanttoadoptnewtechnologies.3.Duetoalackofskilledworkers,theimplementationofAIinthefinancialsectorhasbeenslowprogress.五、翻譯（2題，每題5分，共10分）directions:TranslatethefollowingsentencesintoEnglish.1.招商銀行無錫惠山分行致力于為客戶提供全方位的金融服務，涵蓋貸款、理財和投資等領域。2.隨著綠色金融的興起，越來越多的企業(yè)開始關注環(huán)境、社會和治理（ESG）因素。答案及解析一、選詞填空1.A.forced解析：Fintech的發(fā)展迫使傳統(tǒng)銀行業(yè)必須創(chuàng)新以適應市場變化，"forced"（迫使）最符合語境。2.A.emerging解析：無錫惠山區(qū)經(jīng)濟轉(zhuǎn)型中，AI和生物技術等新興產(chǎn)業(yè)正在崛起，"emerging"（新興的）最貼切。3.B.support解析：政策旨在通過減少監(jiān)管負擔來扶持中小企業(yè)，"support"（支持）符合文意。4.A.enhanced解析：數(shù)字平臺通過個性化服務顯著提升了客戶參與度，"enhanced"（增強）最合適。5.C.primary解析：綠色金融中，可持續(xù)投資已成為金融機構的首要優(yōu)先事項，"primary"（首要的）最準確。二、閱讀理解1.A.TheeconomicimpactofAIinWuxiHuishan.解析：文章主要討論AI對無錫惠山區(qū)經(jīng)濟的影響，故A項正確。2.B.Theyautomateroutinetasksandimproveriskmanagement.解析：文中提到AI用于處理客戶咨詢、檢測欺詐和優(yōu)化風險管理，故B項正確。3.B.Potentialjoblosses.解析：文章明確指出AI可能帶來工作流失問題，故B項正確。4.B.Itprioritizesinnovationwhileaddressingregulatoryissues.解析：文中提到無錫在平衡創(chuàng)新與監(jiān)管，故B項最符合文意。三、完形填空1.enhance解析：通過實時財務洞察提升用戶體驗，"enhance"（提升）最合適。2.disrupt解析：Fintech通過靈活服務顛覆傳統(tǒng)銀行業(yè)，"disrupt"（顛覆）符合文意。3.integrate解析：將運營整合以減少環(huán)境影響，"integrate"（整合）最貼切。4.collaborate解析：合作可以幫助機構應對監(jiān)管變化風險，"collaborate"（合作）最合適。5.optimize解析：通過云計算優(yōu)化IT基礎設施，"optimize"（優(yōu)化）最準確。四、句子改錯1.原句：Thebank’sdigitaltransformationhasbeendelaybecauseofbudgetconstraints.修改：Thebank’sdigitaltransformationhasbeendelayedbecauseofbudgetconstraints.解析："delay"需改為過去分詞"delayed"作表語。2.原句：Althoughthefintechindustryisrapidlygrow,manytraditionalbanksarestillhesitanttoadoptnewtechnologies.修改：Althoughthefintechindustryisrapidlygrowing,manytraditionalbanksarestillhesitanttoadoptnewtechnologies.解析："grow"需改為現(xiàn)在進行時"growing"以保持時態(tài)一致。3.原句：Duetoalackofskilledworkers,theimplementationofAIinthefinancialsectorhasbeenslowprogress.修改：Duetoalackofskilledworkers,theimplementationofAIinthefinancialsectorhasbeenslow.解析："slowprogress"應改為形容詞"slow"作表語。五、翻譯1.TheWuxiHuishanbranchofChinaMerchantsBankiscommittedtoprovidingcom