光大銀行鄭州市金水區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）directions:Choosethebestwordtofillineachblankfromthefouroptions(A,B,C,D).1.Thenewbankingregulationsaimto______financialstabilityandreducesystemicrisks.A.enhanceB.weakenC.ignoreD.delay2.Digitaltransformationis______inthebankingsector,especiallyinregionslikeZhengzhouwherefinancialtechnologyisrapidlygrowing.A.optionalB.inevitableC.unnecessaryD.optional3.Ourteamneedstoimproveits______tomeettheincreasingdemandsofclientsinthecompetitivefinancialmarket.A.efficiencyB.inefficiencyC.lazinessD.ability4.Thebank’s______strategyfocusesonexpandingitspresenceinthecentralChinaregion,particularlyinZhengzhou’sfinancialdistricts.A.aggressiveB.passiveC.conservativeD.neutral5.Zhengzhou’seconomicgrowthhas______thedemandforbankingservices,especiallyintheretailsector.A.declinedB.stabilizedC.increasedD.decreased6.The______ofblockchaintechnologyinbankingcouldrevolutionizetransactionprocesses,reducingcostsandimprovingtransparency.A.adoptionB.rejectionC.delayD.avoidance7.Ourclient’sportfolioneedstobe______tomitigaterisksinthevolatilestockmarket.A.diversifiedB.concentratedC.simplifiedD.ignored8.Thebank’smobileapphasauser-friendlyinterface,which______customerengagementandsatisfaction.A.decreasesB.enhancesC.hindersD.neglects9.Zhengzhou’sfinancialindustryisexpectedto______by30%inthenextfiveyears,drivenbygovernmentpoliciesandtechnologicaladvancements.A.shrinkB.stagnateC.growD.decline10.The______ofremotebankingserviceshasmadeiteasierforclientsinZhengzhoutoaccessfinancialproductsanytime,anywhere.A.availabilityB.unavailabilityC.limitationD.restriction二、閱讀理解（共5題，每題2分）directions:Readthepassagebelowandanswerthequestionsthatfollow.Passage:ThebankingsectorinZhengzhouhasbeenexperiencingrapidgrowthinrecentyears,drivenbytechnologicaladvancementsandgovernmentsupportforfinancialinclusion.Digitalbankinghasbecomeakeyfocusforlocalfinancialinstitutions,asitallowsthemtoreachabroadercustomerbaseandimproveserviceefficiency.However,challengessuchascybersecurityrisksandregulatorycomplianceremainsignificant.ThecentralbankofChinahasintroducedstricterguidelinestoensuredataprotectionandfinancialstability.Atthesametime,theadoptionofartificialintelligenceandbigdataanalyticshasenabledbankstooffermorepersonalizedservicestoclientsinZhengzhou.Traditionalbankingpracticesareslowlybeingreplacedbydigitalsolutions,buthumaninteractionremainsessentialforbuildingtrustinthebankingrelationship.1.WhatisthemainfocusofthebankingsectorinZhengzhou?A.TraditionalbankingpracticesB.DigitalbankingandfinancialinclusionC.GovernmentregulationD.Cybersecurity2.Accordingtothepassage,whatarethemainchallengesfacedbybanksinZhengzhou?A.LackofgovernmentsupportB.CybersecurityrisksandregulatorycomplianceC.HighcostsofdigitaltransformationD.Limitedcustomerbase3.HowhasdigitalbankinghelpedbanksinZhengzhou?A.ReducedcustomersatisfactionB.LimitedservicereachC.ImprovedserviceefficiencyandbroadercustomeraccessD.Increasedregulatoryrisks4.WhatroledoesartificialintelligenceplayinthebankingsectorinZhengzhou?A.Itreplaceshumaninteractionentirely.B.Ithelpsinofferingpersonalizedservices.C.Itincreasescybersecurityrisks.D.Itisnotwidelyadopted.5.Whyishumaninteractionstillimportantinbanking,despitedigitaladvancements?A.Itisnolongerrelevantinthedigitalage.B.Ithelpsinbuildingtrustwithclients.C.Itincreasesoperationalcosts.D.Itisrequiredforregulatorycompliance.三、完形填空（共10題，每題1分）directions:Fillineachblankwiththebestwordfromthefouroptions(A,B,C,D).Theriseoffintechhas______(6)thetraditionalbankinglandscapeinZhengzhou.Banksthatfailtoadapttodigitaltrendsmay______(7)theircompetitiveness.Forinstance,theBankofZhengzhouhas______(8)mobilebankingappstoimprovecustomerexperience.However,the______(9)oftheseappsisoftencriticizedfortheircomplexinterfaces.Toaddressthis,thebankhas______(10)trainingprogramsforemployeestoassistclientsbetter.6.A.transformedB.ignoredC.preservedD.simplified7.A.loseB.maintainC.enhanceD.regain8.A.launchedB.abandonedC.improvedD.neglected9.A.designB.functionC.operationD.development10.A.introducedB.removedC.expandedD.reduced四、翻譯填空（共5題，每題2分）directions:TranslatethefollowingsentencesintoEnglish.1.鄭州市的經(jīng)濟發(fā)展為銀行業(yè)提供了巨大的增長機會。2.數(shù)字化轉型是銀行應對市場競爭的關鍵策略。3.我們需要加強風險管理以保護客戶的資金安全。4.銀行應積極推廣綠色金融產(chǎn)品以支持可持續(xù)發(fā)展。5.人工智能的應用將極大提高銀行的運營效率。五、句子改錯（共5題，每題2分）directions:Identifyandcorrecttheerrorineachsentence.1.Thebank’snewpolicywilleffectivefromnextmonth.→Corrected:Thebank’snewpolicywillbeeffectivefromnextmonth.2.Despitethehighdemand,thebankcannotaffordtohiremorestaffimmediately.→Noerror.3.Iftheeconomicconditionimproves,thebank’sprofitswillincreases.→Corrected:Iftheeconomicconditionimproves,thebank’sprofitswillincrease.4.Theclient’srequestwastoocomplicatedforthebranchtohandlealone.→Noerror.5.Althoughthedigitalbankingsystemisefficient,itstillhassomebugstofix.→Noerror.答案及解析一、選詞填空1.A(enhance)–Thesentencediscussesimprovingfinancialstability,so"enhance"isthebestfit.2.B(inevitable)–Digitaltransformationisatrendinbanking,makingitunavoidable.3.A(efficiency)–Banksneedtoimproveserviceefficiencytomeetclientdemands.4.A(aggressive)–Thebank’sstrategyislikelyproactiveinexpandingitsmarketpresence.5.C(increased)–Economicgrowthboostsdemandforbankingservices.6.A(adoption)–Blockchainisbeingimplementedinbankingtoimproveprocesses.7.A(diversified)–Diversificationreducesportfoliorisk.8.B(enhances)–Auser-friendlyinterfaceimprovescustomersatisfaction.9.C(grow)–Zhengzhou’sfinancialindustryisexpandingduetopolicysupport.10.A(availability)–Remotebankingservicesareaccessibletoclients.二、閱讀理解1.B(Digitalbankingandfinancialinclusion)–Thepassageemphasizesdigitaltransformationandinclusivity.2.B(Cybersecurityrisksandregulatorycompliance)–Thepassagementionstheseaskeychallenges.3.C(Improvedserviceefficiencyandbroadercustomeraccess)–Digitalbankingoffersthesebenefits.4.B(Ithelpsinofferingpersonalizedservices)–AIenablestailoredbankingsolutions.5.B(Ithelpsinbuildingtrustwithclients)–Humaninteractionfosterstrustinbanking.三、完形填空6.A(transformed)–Fintechhaschangedthebankingsector.7.A(lose)–Non-adaptationleadstolosingcompetitiveness.8.A(launched)–Thebankintroducedmobileapps.9.B(function)–Thecomplexityofappinterfacesiscriticized.10.A(introduced