興業(yè)銀行廊坊市廣陽區(qū)2025秋招筆試英語題專練及答案第一部分：詞匯選擇（共10題，每題1分，總分10分）說明：從每題四個選項中選出一個最佳答案填入空格。1.Therapiddevelopmentoffintechhas__________thetraditionalbankingindustrytotransform.A.forcedB.allowedC.encouragedD.limited2.Duetothestrict__________,manysmallbusinessesinLangfangfacedfinancialdifficultieslastyear.A.regulationsB.policiesC.loansD.investments3.興業(yè)銀行在廊坊的分行特別注重__________digitalbankingservicestolocalenterprises.A.offeringB.providingC.supportingD.expanding4.ThenewbranchinGuangyangDistrictaimsto__________financialinclusionamongruralcommunities.A.improveB.decreaseC.ignoreD.postpone5.Thebank’sriskmanagementteammust__________compliancewithlocalfinanciallaws.A.followB.breakC.ignoreD.adjust6.Theeconomicdownturn__________creditdemandinnorthernChina.A.increasedB.reducedC.stabilizedD.diversified7.Thecompany’sCSRinitiativesinHebeiinclude__________greenfinancingprojects.A.supportingB.opposingC.delayingD.dismissing8.TheinterviewprocessfortheLangfangbranchrequirescandidatestodemonstratestrong__________skills.A.technicalB.interpersonalC.financialD.managerial9.Themergerbetweentwolocalbanksin2023__________marketcompetitionintheregion.A.intensifiedB.relaxedC.eliminatedD.stabilized10.Thenewloanpolicyfocuseson__________smallandmedium-sizedenterprisesintheYangtzeRiverDelta.A.supportingB.restrictingC.penalizingD.delaying第二部分：閱讀理解（共5題，每題2分，總分10分）說明：閱讀以下短文，根據(jù)文章內(nèi)容回答問題。Passage：TheriseofdigitalbankinghastransformedthefinanciallandscapeinChina.TraditionalbanksincitieslikeLangfanghavebeenforcedtoadapttonewtechnologiestoremaincompetitive.Fintechcompanies,supportedbyinnovativepolicies,havegainedsignificantmarketsharebyofferingmoreefficientservices.However,thisshifthasalsoraisedconcernsaboutdatasecurityandregulatorycompliance.ThePeople’sBankofChinahasintroducedstricterrulestoensurefinancialstability.Despitethesechallenges,theintegrationofdigitaltoolsinbankingoperationsisinevitable.Banksthatfailtoinnovaterisklosingcustomerstomoreagilecompetitors.1.Whatisthemainideaofthepassage?A.Digitalbankingisreplacingtraditionalbankingentirely.B.FintechcompaniesareoutperformingtraditionalbanksinLangfang.C.TheChinesegovernmentisstrugglingtoregulatefintechgrowth.D.Theadoptionofdigitaltoolsisreshapingthebankingsector.2.Accordingtothepassage,whatproblemhasemergedwithfintech?A.Itlackscustomertrust.B.Itisnotprofitable.C.Itposesdatasecurityrisks.D.Itistooexpensiveforsmallbanks.3.Thephrase"inevitable"inthepassageisclosestinmeaningto:A.optionalB.challengingC.necessaryD.temporary4.WhatdoesthepassagesuggestaboutbanksinLangfang?A.Theyarethrivingduetogovernmentsupport.B.Theymustimprovetheirdigitalcapabilities.C.Theyaredominatingthefintechmarket.D.Theyarecompletelyirrelevantinthemoderneconomy.5.Whoismostlikelytobenefitfromtheintegrationofdigitalbanking?A.Consumerswithlimitedaccesstotraditionalservices.B.Largebankswithexcessiveregulations.C.Governmentofficialsfocusedoneconomicgrowth.D.Fintechstartupsseekinginvestments.第三部分：完形填空（共5題，每題2分，總分10分）說明：從每題四個選項中選出一個最佳答案填入空格。Passage：ThebankingsectorinHebeiprovincehasbeen__________byrapidtechnologicaladvancements.Manylocalbanks,includingthoseinLangfang,have__________theiroperationstoincludemobilebankingandAI-drivenservices.However,thisdigitaltransformationhas__________challengesforemployees,whomust__________newskillstostayrelevant.ThegovernmentofHebeihas__________incentivestoencouragebankstoadoptsustainablepractices.Asaresult,severalgreenfinanceinitiativeshave__________intheregion,supportingrenewableenergyprojects.Theseeffortsarepartofabroaderstrategyto__________economicandenvironmentalgoals.1.A.affectedB.ignoredC.supportedD.criticized2.A.adjustedB.ignoredC.expandedD.simplified3.A.ignoredB.facedC.createdD.welcomed4.A.learnB.ignoreC.refuseD.forget5.A.introducedB.opposedC.eliminatedD.expanded第四部分：翻譯（共5題，每題2分，總分10分）說明：將下列英文句子翻譯成中文。1.Thebank’snewpolicyaimstoenhancefinancialliteracyamongyoungentrepreneurs.2.Regulatorycomplianceiscrucialforthelong-termsuccessofanyfinancialinstitution.3.Themergerwillconsolidatethetwobanks’marketpresenceinnorthernChina.4.Digitalbankingtoolshaverevolutionizedthewaycustomersmanagetheirfinances.5.ThegovernmentprovidessubsidiestosupportgreencreditprojectsinHebei.第五部分：寫作（1題，10分）題目：Writeashortessay(150words)discussingtheimportanceofdigitaltransformationforbanksinLangfang.Includeatleasttwoexamplesofhowtechnologyhasimprovedbankingservicesintheregion.答案及解析第一部分：詞匯選擇1.A(forced:強(qiáng)制，符合句意"迫使傳統(tǒng)銀行業(yè)轉(zhuǎn)型")2.A(regulations:規(guī)定，符合"嚴(yán)格規(guī)定導(dǎo)致小微企業(yè)困境")3.B(providing:提供，符合銀行服務(wù)企業(yè)的常見表述)4.A(improve:提高，符合"提升農(nóng)村金融包容性")5.A(follow:遵守，符合"風(fēng)險管理團(tuán)隊需遵守法規(guī)")6.B(reduced:減少，符合經(jīng)濟(jì)下行導(dǎo)致信貸需求下降)7.A(supporting:支持，符合CSR綠色金融項目的常見做法)8.B(interpersonal:人際交往，符合銀行崗位對溝通能力的要求)9.A(intensified:加劇，符合合并導(dǎo)致競爭加劇)10.A(supporting:支持，符合政策導(dǎo)向扶持中小企業(yè))第二部分：閱讀理解1.D("digitaltoolsinbankingoperationsisinevitable"為主旨句)2.C(文章明確提到"datasecurityandregulatorycompliance"問題)3.C("inevitable"意為"不可避免的")4.B(文章指出傳統(tǒng)銀行需"adapttonewtechnologies")5.A(數(shù)字化服務(wù)使消費(fèi)者更容易獲得金融支持)第三部分：完形填空1.A(affected:受到影響，符合"技術(shù)變革對銀行業(yè)的影響")2.C(expanded:擴(kuò)大，符合銀行增加數(shù)字化服務(wù))3.B(faced:面對，符合轉(zhuǎn)型帶來的挑戰(zhàn))4.A(learn:學(xué)習(xí)，符合員工需掌握新技能)5.A(introduced:引入，符合政府鼓勵綠色金融)第四部分：翻譯1.該行新政策旨在提升青年創(chuàng)業(yè)者的金融素養(yǎng)。2.監(jiān)管合規(guī)對任何金融機(jī)構(gòu)的長期成功至關(guān)重要。3.合并將鞏固兩家銀行在華北的市場影響力。4.數(shù)字化工具徹底改變了客戶管理財務(wù)的方式。5.政府提供補(bǔ)貼支持河北省的綠色信貸項目。第五部分：寫作范文TheImportanceofDigitalTransformationforBanksinLangfangDigitaltransformationhasbecomeacrit