光大銀行濰坊市奎文區(qū)2025秋招筆試英語(yǔ)題專練及答案一、選詞填空（共10題，每題1分）directions:choosethebestwordtofillineachblank.1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapt.A.forcedB.encouragedC.challengedD.supported2.Asafinancialinstitution,Evergrande'scrisishighlightstheimportanceof______riskmanagementintherealestatesector.A.proactiveB.reactiveC.predictiveD.retrospective3.ThenewbranchinWeifangwill______localbusinessesandresidentswithmoreconvenientbankingservices.A.benefitB.burdenC.distractD.compete4.Digitaltransformationis______transforminghowbanksinteractwithcustomersinWeifang.A.steadilyB.suddenlyC.reluctantlyD.unintentionally5.Thebank'sfocusongreenfinancealignswiththegovernment's______topromotesustainableeconomicgrowth.A.intentionB.effortC.strategyD.commitment6.Understandinglocaleconomictrendsiscrucialfor______loanapprovalinWeifang.A.efficientB.effectiveC.flexibleD.reluctant7.The______ofonlinebankinghasreducedtheneedforphysicalbranchesinruralareas.A.convenienceB.complexityC.efficiencyD.costliness8.The______economicpoliciesinChinahaveboostedconsumerconfidenceinWeifang.A.restrictiveB.supportiveC.conservativeD.pessimistic9.Thebank's______infinancialtechnologyhashelpeditstayaheadofcompetitors.A.investmentB.neglectC.resistanceD.hesitation10.The______ofthenewcreditscoringsystemwillimproveloanaccuracyinWeifang.A.implementationB.delayC.rejectionD.failure二、閱讀理解（共5題，每題2分）directions:readthepassagebelowandanswerthequestions.Passage:Theriseoffintechhassignificantlydisruptedthetraditionalbankingindustry,particularlyinregionslikeWeifang.Financialinstitutionsin濰坊arenowcompelledtoadoptdigitalsolutionstoremaincompetitive.Forinstance,Evergrande'sfinancialtroublesunderscoretheneedforstrongerriskmanagementintherealestatesector,asectorheavilyreliantonbankfinancing.Meanwhile,thegovernment'spushforgreenfinancehasencouragedbankstoinvestinsustainableprojects.Digitalbankingplatformshavealsoreducedtherelianceonphysicalbranches,especiallyinruralareas.However,challengesremain,suchasensuringdatasecurityandbridgingthedigitaldivide.BanksinWeifangmustbalanceinnovationwithtraditionalbankingvaluestomeetcustomerexpectationswhilecomplyingwithregulatoryrequirements.1.WhathasbeenthebiggestimpactoffintechontraditionalbanksinWeifang?A.IncreasedcompetitionB.ReducedprofitsC.ImprovedefficiencyD.Highertaxes2.Accordingtothepassage,whydidEvergrandefacefinancialdifficulties?A.PoormanagementB.LimitedgovernmentsupportC.LackoffintechintegrationD.Highinterestrates3.Whatdoesthegovernmenthopetoachievethroughgreenfinance?A.HighereconomicgrowthB.EnvironmentalsustainabilityC.IncreasedbankprofitsD.Morejobsinruralareas4.Howhasdigitalbankingaffectedphysicalbranchesinruralareas?A.TheyhaveclosedcompletelyB.TheyhaveexpandedrapidlyC.TheyhavereducedoperationsD.Theyhavebecomemoreprofitable5.WhatisthemainchallengebanksinWeifangfaceinthedigitalera?A.RegulatorycomplianceB.CustomerdissatisfactionC.DatasecurityrisksD.Insufficientfunding三、完形填空（共10題，每題1分）directions:completethepassagebelowwiththewordsinthebox.|1.innovate|2.competitive|3.sustainable|4.regulatory|5.digital|||||--|--|ThebankingsectorinWeifanghasundergonesignificantchangesinrecentyears.Withtheriseof______technologies,traditionalbankshavehadto______tostay______.Thegovernment'semphasison______practiceshasalsopushedbankstoexplore______finance,whichsupportslong-termeconomicgrowth.However,banksmustnavigatecomplex______requirementswhilemaintainingcustomertrust.1.______2.______3.______4.______5.______6.______7.______8.______9.______10.______四、翻譯（共5題，每題2分）directions:translatethefollowingsentencesintoEnglish.1.濰坊市光大銀行的數(shù)字化轉(zhuǎn)型提高了客戶滿意度。2.綠色金融政策有助于推動(dòng)經(jīng)濟(jì)可持續(xù)發(fā)展。3.風(fēng)險(xiǎn)管理是銀行業(yè)務(wù)成功的關(guān)鍵。4.新的信貸評(píng)分系統(tǒng)將更準(zhǔn)確地評(píng)估貸款申請(qǐng)。5.政府鼓勵(lì)銀行投資于科技創(chuàng)新項(xiàng)目。五、單選題（共15題，每題1分）directions:choosethebestanswerforeachquestion.1.Whichofthefollowingisamajortrendinthemodernbankingindustry?A.IncreasedpaperusageB.DigitaltransformationC.HigherinterestratesD.Fewerbranches2.Whatdoes"greenfinance"referto?A.FinancingenvironmentallyharmfulprojectsB.EncouragingsustainableeconomicgrowthC.RestrictingloanstocertainindustriesD.Increasingbankprofits3.WhydidEvergrandefacefinancialdifficulties?A.PoorcustomerserviceB.ExcessiverealestateinvestmentsC.LowgovernmentsupportD.Highoperationalcosts4.Howhasdigitalbankingchangedthebankingexperience?A.MadeitmorecomplicatedB.ReducedcustomertrustC.ImprovedconvenienceD.Increasedfees5.WhatisakeychallengeforbanksinWeifang?A.RegulatorycomplianceB.HighemployeeturnoverC.LowcustomerdemandD.Excessivecompetition6.Whatdoes"proactiveriskmanagement"mean?A.WaitingforproblemstooccurB.AddressingrisksbeforetheyhappenC.IgnoringriskstosavecostsD.Relyingonpastdata7.Whyisitimportantforbankstounderstandlocaleconomictrends?A.ToincreaseprofitsB.ToreducecompetitionC.ToimproveloanapprovalsD.Toavoidgovernmentregulations8.Whatisabenefitofonlinebanking?A.HigherfeesB.FeweroptionsC.ConvenienceD.Limitedaccess9.Whatdoesthegovernmenthopetoachievewithgreenfinance?A.FastereconomicgrowthB.EnvironmentalprotectionC.HighertaxesD.Morejobs10.Whatisamajorriskforbanksinthedigitalera?A.LowcustomerdemandB.DatasecuritybreachesC.HighinterestratesD.Fewerloans11.Whydobanksinvestinfintech?A.ToreduceprofitsB.TostaycompetitiveC.ToincreasefeesD.Toignorecustomers12.Whatisakeychallengeforruralbanking?A.HighpopulationdensityB.LimiteddigitalinfrastructureC.HighprofitabilityD.Lowcompetition13.Whatdoes"creditscoring"involve?A.AssessingloanapplicantsB.IncreasinginterestratesC.ReducingfeesD.Ignoringapplications14.Whydobanksfocusoncustomersatisfaction?A.ToincreasefeesB.ToreducecompetitionC.ToattractmorecustomersD.Toavoidregulations15.Whatisabenefitofdigitalbankingforcustomers?A.MorepaperworkB.FeweroptionsC.FastertransactionsD.Higherfees答案及解析一、選詞填空答案1.C(challenged)2.A(proactive)3.A(benefit)4.A(steadily)5.D(commitment)6.B(effective)7.A(convenience)8.B(supportive)9.A(investment)10.A(implementation)解析:1."challenged"fitsthecontextoffintechforcingbankstoadapt.2."proactive"impliestakingrisksbeforetheybecomeproblems,relevanttoEvergrande'scrisis.3."benefit"alignswiththebank'sroleinsupportinglocalbusinesses.4."steadily"reflectsgradualdigitaltransformation.5."commitment"matchesthegovernment'sseriousstanceongreenfinance.二、閱讀理解答案1.A(Increasedcompetition)2.B(Limitedgovernmentsupport)3.B(Encouragingsustainableeconomicgrowth)4.C(Theyhavereducedoperations)5.C(Datasecurityrisks)解析:1.Thepassagementionsfintech"disrupting"traditionalbanks,implyingcompetition.2.Evergrande'scrisisislinkedtotherealestatesector'srelianceonbankfinancing.3.Greenfinanceisdescribedassupporting"sustainableeconomicgrowth."4.Digitalbankingreducestheneedforphysicalbranchesinruralareas.5.Datasecurityisnotedasasignificantchallenge.三、完形填空答案1.digital2.innovate3.competitive4.regulatory5.sustainable解析:1."digital"technologiesarekeytomodernbanking.2.Banksmust"innovate"tostaycompetitive.3.Theyneedtobe"competitive"inthemarket.4."Regulatory"practicesareemphasizedbythegovernment.5."Sustainable"financealignswithlong-termgoals.四、翻譯答案1.ThedigitaltransformationofWeifangEvergrandeBankhasimprovedcustomersatisfaction.2.Greenfinancepolicieshelppromotesustainableeconomicdevelopment.3.Riskmanagementisthekeytothesuccessofbankingbusiness.4.Thenewcreditscoringsystemwillmoreaccuratelyassessloanapplications.5.Thegovernmentencouragesbankstoinvestintechnologicalinnovationprojects.五、單選題答案1.B(Digitaltransformation)2.B(Encouragingsustainableeconomicgrowth)3.B(Excessiverealestateinvestments)4.C(Improvedconvenience)5.A(Regulatorycompliance)6.B(Addressingrisksbeforetheyhappen)7.C(Toimproveloanapprovals)8.C(Convenience)9.