招商銀行廣州市白云區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）directions:Choosethebestwordtofillineachblank.1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapttonewmarketdemands.A.forcedB.encouragedC.limitedD.supported2.Ourteamneedsto______moreefficientlytomeettheincreasingcustomerservicerequirementsinGuangzhou.A.collaborateB.conflictC.isolateD.compete3.Thenewpolicyaimsto______financialinclusioninunderservedareasofBaiyunDistrict.A.promoteB.hinderC.neglectD.postpone4.Despitetheeconomic______,thebank’sprofitabilityhasremainedstrongduetostrategicinvestments.A.downturnB.growthC.stabilityD.boom5.The______ofdigitalpaymentsolutionshassignificantlyreducedtransactiontimesforlocalbusinesses.A.implementationB.rejectionC.delayD.failure二、閱讀理解（共4題，每題3分，共12分）directions:Readthepassagecarefullyandanswerthequestions.Passage:TheGuangzhouFinancialInnovationZone(GFIZ)inBaiyunDistricthasbecomeahubforbankingandfintechcompanies.Withthegovernment’ssupport,thezoneofferstaxincentives,subsidies,andstreamlinedregulatoryprocessestoattractbusinesses.ArecentreporthighlightsthatGFIZhasdoubleditstechworkforceinthepasttwoyears,drivenbydemandforAI-drivenbankingsolutions.Localbanks,includingChinaMerchantsBankandCCB,havesetupR&Dcentersheretodevelopsmartbankingplatforms.However,challengesremain,suchastalentshortagesandhighoperatingcosts.1.WhatistheprimarypurposeofGFIZinBaiyunDistrict?A.ToreducegovernmentrevenueB.TopromotefinancialtechnologydevelopmentC.ToattracttraditionalretailstoresD.Toincreasepopulationdensity2.Accordingtothepassage,whathashelpedGFIZgrow?A.HightaxesB.GovernmentincentivesC.LimitedbusinessopportunitiesD.Feweremployees3.WhichofthefollowingisNOTmentionedasachallengeinGFIZ?A.TalentshortagesB.RegulatoryhurdlesC.HighoperatingcostsD.Lowdemandforfintech4.WhatdoesthepassagesuggestaboutChinaMerchantsBank?A.IthasclosedallitsR&Dcenters.B.ItisexpandingitsoperationsinGFIZ.C.Itisfocusingontraditionalbankingonly.D.Itislosingmoneyduetofintechinvestments.三、語法填空（共5題，每題2分，共10分）directions:Fillineachblankwiththecorrectformofthewordgiveninparentheses.1.Thebank’sdigitaltransformationstrategyhassignificantly______(improve)customersatisfactionratesinGuangzhou.2.Despitethe______(economic)challenges,ourteamremainscommittedtoachievingitstargets.3.Weneedtoensurethatallemployees______(understand)thenewcompliancepoliciesbytheendofthequarter.4.Thefintechstartuphas______(establish)astrongpresenceintheBaiyunmarketwithinthreeyears.5.Iftheinterestrates______(rise),borrowersinGuangzhoumightfacehighercosts.四、改錯(cuò)題（共5題，每題2分，共10分）directions:Identifyandcorrecttheerrorineachsentence.1.Thebank’snewmobileapphasbeendownloadbythousandsofcustomers.→Correct:Thebank’snewmobileapphasbeendownloadedbythousandsofcustomers.2.Althoughthefinancialmarketisvolatile,itwillcontinuegrowthinthelongterm.→Correct:Althoughthefinancialmarketisvolatile,itwillcontinuetogrowinthelongterm.3.ManysmallbusinessesinBaiyunhavefounditdifficulttoaccesscreditduetothecomplexapplicationprocess.→Noerror.4.Thebank’sAI-drivenchatbotcanresolve80%ofcustomerinquirieswithouthumanintervention.→Noerror.5.Ifyouneedfurtherassistance,pleasecontactoursupportteamat+86-20-12345678.→Noerror.五、完形填空（共5題，每題2分，共10分）directions:Readthepassageandfillineachblankwiththebestwordfromthebox.|Box:|innovate|adapt|expand|stabilize|integrate|comply|||-|-|--|--|--|-|Thesuccessofabankinarapidlychangingmarketdependsonitsabilityto______(1)withnewtechnologies.Forexample,ChinaMerchantsBankinGuangzhouhas______(2)itsdigitalinfrastructuretoincludeblockchainandAI-drivensolutions.Thishasnotonlyimprovedefficiencybutalsohelpedthebank______(3)withregulatoryrequirements.LocalbusinessesinBaiyunhavebenefitedfromthesechanges,asthebankhas______(4)itsservicestoincludeone-stopfinancialsolutions.However,thebankmustcontinueto______(5)tostayaheadinthecompetitivefintechlandscape.六、翻譯題（共5題，每題2分，共10分）directions:TranslatethefollowingsentencesintoEnglish.1.招商銀行的智能客服系統(tǒng)可以處理大部分客戶咨詢?！鶦hinaMerchantsBank’sintelligentcustomerservicesystemcanhandlemostcustomerinquiries.2.白云區(qū)的中小企業(yè)在融資方面仍面臨許多挑戰(zhàn)。→Smallandmedium-sizedenterprisesinBaiyunDistrictstillfacemanychallengesinfinancing.3.為了提升用戶體驗(yàn)，銀行正在推廣移動(dòng)支付解決方案?！鶷oenhanceuserexperience,thebankispromotingmobilepaymentsolutions.4.政府的政策支持為廣州的金融創(chuàng)新提供了動(dòng)力。→GovernmentpolicysupportprovidesmomentumforfinancialinnovationinGuangzhou.5.我們需要確保所有員工都能遵守最新的反洗錢規(guī)定?！鶺eneedtoensurethatallemployeescancomplywiththelatestanti-moneylaunderingregulations.答案與解析一、選詞填空1.A.forced(Thecontextsuggestsexternalpressureduetofintechcompetition.)2.A.collaborate(Efficiencyincustomerservicerequiresteamwork.)3.A.promote(Thepolicyaimstoexpandfinancialaccess.)4.A.downturn(Economicchallengesareimpliedbytheword.)5.A.implementation(Digitalpaymentswereputintouse.)二、閱讀理解1.B.Topromotefinancialtechnologydevelopment(ThepassageemphasizesGFIZ’sroleinfintech.)2.B.Governmentincentives(Taxbreaksandsubsidiesarementioned.)3.B.Regulatoryhurdles(Thisisnotdiscussedinthepassage.)4.B.ItisexpandingitsoperationsinGFIZ.(R&Dcentersindicategrowth.)三、語法填空1.improved2.economic3.understand4.hasestablished5.weretorise四、改錯(cuò)題1.downloaded(Pass