中信銀行揚州市廣陵區(qū)2025秋招筆試英語題專練及答案第一部分：詞匯選擇（共10題，每題1分）說明：每題提供四個選項，選擇最符合語境的單詞填空。1.Therapiddevelopmentofdigitalbankinghas______thetraditionalfinancialindustry.A.revolutionizedB.standardizedC.decentralizedD.modernized2.Asaregionalbank,CITICBankinYangzhouneedsto______localeconomicneedsmoreeffectively.A.addressB.ignoreC.neglectD.exaggerate3.Theinterviewpanelemphasizedtheimportanceof______infinancialservices,especiallyinriskmanagement.A.flexibilityB.dishonestyC.rigidityD.laziness4.ThenewbranchinGuanglingDistrictaimsto______customersatisfactionthroughpersonalizedservices.A.enhanceB.diminishC.postponeD.ignore5.Duetoregulatorychanges,thebankmust______itscomplianceprocedures.A.reviseB.ignoreC.celebrateD.oppose6.Theeconomicslowdownhas______loanapprovalprocessesintheYangzhoubranch.A.streamlinedB.complicatedC.simplifiedD.delayed7.Employeesareencouragedto______innovativeideastoimprovebankingefficiency.A.suppressB.embraceC.rejectD.ignore8.Thebank’sdigitalplatformhassignificantly______theneedforphysicalpaperwork.A.reducedB.increasedC.eliminatedD.expanded9.Culturalsensitivityiscrucialforbankstaffwhenservingclientsfrom______backgrounds.A.diverseB.similarC.homogeneousD.rural10.Themergerwithanotherfinancialinstitutionhas______thebank’smarketshareintheJiangsuregion.A.strengthenedB.weakenedC.stabilizedD.diminished第二部分：閱讀理解（共5題，每題2分）說明：閱讀短文后，選擇最符合文章內容的答案。Passage1Theriseoffintechhastransformedthebankingindustry,especiallyinregionalcenterslikeYangzhou.Traditionalbanksmustadapttostaycompetitive.CITICBank,forinstance,hasinvestedheavilyindigitalsolutionstoimprovecustomerexperience.ByleveragingbigdataandAI,thebankcanoffermorepersonalizedservices.However,challengesremain,suchasensuringdatasecurityandmaintaininghumaninteractioninatech-drivenenvironment.Thesuccessofsuchinitiativesdependsonhowwellthebankbalancesinnovationwithtradition.Questions:1.Whatisthemainimpactoffintechonbanking?A.IncreasedpaperworkB.EnhanceddigitalservicesC.DeclinedmarketshareD.Reducedcustomertrust2.WhyisCITICBankinvestingindigitalsolutions?A.ToreducestaffcostsB.ToimprovecustomersatisfactionC.TocompetewithfintechfirmsD.Toignoremarkettrends3.Whatisamajorchallengeforbanksadoptingfintech?A.HighinvestmentcostsB.LackofskilledemployeesC.DatasecurityrisksD.Overdependenceontechnology4.Howcanbanksbalanceinnovationwithtradition?A.ByeliminatinghumaninteractionB.ByprioritizingdigitalsolutionsC.BycombiningtechandhumanservicesD.Byresistingtechnologicalchanges5.Whatdoesthepassagesuggestaboutthefutureofbanking?A.TraditionalbankswilldisappearB.FintechwillreplaceallbanksC.TechnologyandhumanservicewillcoexistD.BankswillreturntooldmethodsPassage2TheYangzhoubranchofCITICBankhaslaunchedanewloyaltyprogramtoattractmorecustomers.Theprogramoffersrewardsforfrequenttransactions,billpayments,andreferrals.Thebankhopesthiswillincreasecustomerretention,especiallyinacompetitivemarket.However,somecriticsarguethatsuchprogramsmaynotbesustainablelong-term.Thebankalsoneedstoimproveitsphysicalinfrastructuretomatchthedigitalservicesitoffers.Questions:1.Whatistheprimarygoaloftheloyaltyprogram?A.ToreducetransactionfeesB.ToincreasecustomerloyaltyC.ToattractnewcompetitorsD.Toignorecustomerfeedback2.Whydocriticsdoubtthesustainabilityoftheprogram?A.HighoperationalcostsB.LimitedcustomerinterestC.LackofgovernmentsupportD.Excessiverewards3.Whatdoesthebankneedtoimprovebesidesdigitalservices?A.OnlinebankingsecurityB.PhysicalbranchinfrastructureC.EmployeetrainingD.Marketingstrategies4.Howdoestheprogrambenefitcustomers?A.ByofferinghigherinterestratesB.ByprovidingfreeloansC.BygivingrewardsfortransactionsD.Byreducingfees5.WhatdoesthepassageimplyaboutthebankingmarketinYangzhou?A.ItishighlysaturatedB.ItisgrowingrapidlyC.ItisdominatedbyfintechD.Itisdeclining第三部分：語法填空（共10題，每題1分）說明：根據句意和語法規(guī)則，填入最合適的單詞。1.Thenewpolicyrequiresallemployeesto______regularcompliancetraining.2.Despitetheeconomicdownturn,theYangzhoubranch______managedtomeetitstargets.3.Ifyou______thedeadline,youwillnotbeeligibleforthepromotion.4.Thebank’sprofitabilityhas______significantlyoverthepastyear.5.Employeesareencouragedto______theirconcernstomanagementdirectly.6.Themergerwill______thebank’smarketpresenceintheJiangsuregion.7.Thedigitaltransformationofbanking______beenslowbutsteadyinrecentyears.8.Customersshould______theiraccountsregularlytodetectanyunauthorizedtransactions.9.Theloanapprovalprocesshas______streamlinedtoimproveefficiency.10.Thebank’sCSRinitiativeshave______positivelyoncommunityrelations.第四部分：完形填空（共10題，每題1分）說明：閱讀短文，選擇最合適的選項填空。Thebankingindustryhasundergonesignificantchangesinthepastdecade.TraditionalfinancialinstitutionslikeCITICBankhavehadto______(1)______totheriseoffintech.Digitalbankinghas______(2)______thewaycustomersinteractwiththeirmoney.Forexample,mobileappshave______(3)______theneedforphysicalbranches.However,the______(4)______betweentechnologyandhumanserviceremainsakeychallenge.Banksthat______(5)______thisbalancearemorelikelytosucceed.TheYangzhoubranchofCITICBankhastakenstepsto______(6)______itsdigitalserviceswhilemaintainingastronghumantouch.Thisincludespersonalizedcustomersupportandin-branchfinancialadvice.Thebankhasalsoinvestedin______(7)______dataanalyticstoimprovedecision-making.Despitetheseefforts,theindustryfaces______(8)______risks,suchascyberattacksanddatabreaches.Therefore,banksmust______(9)______robustsecuritymeasures.Additionally,regulatorycomplianceremains______(10)______important,asanyviolationscanleadtosevereconsequences.1.A.adapted2.A.revolutionized3.A.eliminated4.A.gap5.A.maintain6.A.enhance7.A.advanced8.A.growing9.A.highly10.A.critically第五部分：翻譯（共5題，每題2分）說明：將中文句子翻譯成英文。1.隨著金融科技的快速發(fā)展，傳統(tǒng)銀行需要積極創(chuàng)新以保持競爭力。2.中信銀行揚州廣陵區(qū)分行致力于提升客戶服務體驗。3.銀行員工應嚴格遵守合規(guī)制度，確保業(yè)務安全。4.數字化轉型是銀行業(yè)未來發(fā)展的必然趨勢。5.我們希望通過此次招聘吸引更多優(yōu)秀人才加入團隊。答案及解析第一部分：詞匯選擇1.A(revolutionized)2.A(address)3.A(flexibility)4.A(enhance)5.A(revise)6.B(complicated)7.B(embrace)8.A(reduced)9.A(diverse)10.A(strengthened)解析：1.Fintechhas"revolutionized"theindustrybyintroducingnewtechnologies.2.Thebankneedsto"address"localneedstoattractcustomers.3."Flexibility"isimportantinriskmanagementtoadapttochanges.4.Thebankaimsto"enhance"customersatisfaction.5.Thebankmust"revise"proceduresduetoregulations.6.Sloweconomicgrowth"complicated"loanapprovals.7.Employeesshould"embrace"innovationforefficiency.8.Digitalbanking"reduced"theneedforpaperwork.9.Clientsfrom"diverse"backgroundsrequireculturalsensitivity.10.Themerger"strengthened"marketshare.第二部分：閱讀理解Passage11.B2.B3.C4.C5.C解析：1.Fintech"enhanceddigitalservices"inbanking.2.CITICBankinveststo"improvecustomersatisfaction."3.Amajorchallengeis"datasecurityrisks."4.Banksbalancetechandhumanservice.5.Thefutureinvolves"technologyandhumanservicecoexisting."Passage21.B2.A3.B4.C5.A解析：1.Theloyaltyprogramaimsto"increasecustomerloyalty."2.Criticsdoubtitssustainabilitydueto"highoperationalcosts."3.Thebankneedstoimprove"physicalbranchinfrastructure."4.Theprogramoffers"rewardsfortransactions."5.TheYangzhoumarketis"highlysaturated."第三部分：語法填空1.attend2.has3.miss4.improved5.voice6.expand7.has8.monitor9.been10.had解析：1."Attend"regulartrainingisrequired.2.Thebranch"has"mettargetsdespitechallenges.3.Ifyou"miss"thedeadline,youlosepromotioneligibility.4.Profitabilityhas"improved"overthepastyear.5.Employeesshould"voice"concernstomanagement.6.Themergerwill"expand"marketpresence.7.Digitaltransformation"has"beenslowbutsteady.8.Customersshould"monitor"accountsforfraud.9.Theprocesshas"been"streamlined.10.CSRinitiatives"havehad"apositiveimpact.第四部分：完形填空1.adapted2.revolutionized3.eliminated4.gap5.maintain6.enhance7.advanced8.growing9.highly10.critically解析：Thebankingindustryhasundergonesignificantchangesinthepastdecade.TraditionalfinancialinstitutionslikeCITICBankhavehadtoadapttotheriseoffintech.Digitalbankinghasrevolutionizedthewaycustomersinteractwiththeirmoney.Forexample,mobileappshaveeliminatedtheneedforphysicalbranches.However,thegapbetweentechnologyandhumanserviceremainsakeychallenge.Banksthatmaintainthisbalancearemorelikelytosucceed.TheYangzhoubranchofCITICBankhastakenstepstoenhanceitsdigitalserv