民生銀行襄陽市老河口市2025秋招筆試英文行測(cè)高頻題含答案一、選詞填空（共5題，每題2分，共10分）題目：1.Therapiddevelopmentofdigitalbankinghas______thetraditionalfinancialindustry,requiringbankstoadaptquicklytonewtechnologies.A.revolutionizedB.simplifiedC.marginalizedD.standardized2.InthecontextofagriculturalfinanceinXiangyang,thebankaimsto______small-scalefarmersbyprovidingaccessiblecreditsolutions.A.excludeB.empowerC.eliminateD.entrust3.ThenewbranchinLaohekoufocuseson______localbusinessesthroughtailoredfinancialproducts.A.isolatingB.supportingC.competingD.substituting4.Toenhancecustomersatisfaction,thebankmust______itsservicequalityandoperationalefficiency.A.maintainB.deteriorateC.innovateD.postpone5.TheeconomicpoliciesinHubeiProvinceencouragebanksto______greenfinancinginitiatives.A.discourageB.prioritizeC.postponeD.reject答案與解析：1.A.revolutionized解析：句意為“數(shù)字銀行的快速發(fā)展徹底改變了傳統(tǒng)金融業(yè)”，revolutionize意為“使徹底變革”，符合語境。2.B.empower解析：句意為“在襄陽的農(nóng)業(yè)金融背景下，銀行旨在通過提供可獲得的信貸解決方案賦能小農(nóng)戶”，empower意為“賦權(quán)”，符合語境。3.B.supporting解析：句意為“老河口的新分行致力于通過量身定制的金融產(chǎn)品支持當(dāng)?shù)仄髽I(yè)”，support意為“支持”，符合語境。4.C.innovate解析：句意為“為了提高客戶滿意度，銀行必須創(chuàng)新其服務(wù)質(zhì)量與運(yùn)營(yíng)效率”，innovate意為“創(chuàng)新”，符合語境。5.B.prioritize解析：句意為“湖北省的經(jīng)濟(jì)政策鼓勵(lì)銀行優(yōu)先發(fā)展綠色金融”，prioritize意為“優(yōu)先考慮”，符合語境。二、閱讀理解（共4題，每題3分，共12分）題目：1.Passage:"Inrecentyears,thedemandforruralfinancialservicesinXiangyanghassurged.Small-scalefarmers,whowerepreviouslyunderserved,arenowaccessingcreditmoreeasily.ThelocalbranchofMinshengBankhasintroducedadigitalplatformthatsimplifiesloanapplications.Thisinitiativehasnotonlyimprovedaccesstofundsbutalsoreducedthetimerequiredforapproval.However,challengesremain,suchasthelackofcollateralamongmanyfarmers.Thebankisexploringsolutionslikemicro-loansandgovernment-backedprogramstoaddresstheseissues."Question:WhatistheprimarypurposeofthenewdigitalplatformintroducedbyMinshengBankinXiangyang?A.Toreducethenumberofbranchesinruralareas.B.Toprovidefinancialservicesexclusivelytolargefarmers.C.Tosimplifyloanapplicationsforsmall-scalefarmers.D.Toeliminatetheneedforcollateralinloanapprovals.2.Passage:"TheeconomiclandscapeofLaohekouischaracterizedbyastrongagriculturalbase.MinshengBankhaslaunchedaspecialprogramtosupportlocalfarmersbyofferinglow-interestloans.Thisprogramispartofabroaderstrategytopromotesustainableagricultureintheregion.Thebankhasalsopartneredwithagriculturalcooperativestoprovidetrainingonmodernfarmingtechniques.Theseeffortsaimtoincreaseproductivitywhileensuringenvironmentalsustainability.Despitethepositiveimpact,theprogramfaceschallengessuchaslimitedawarenessamongfarmers."Question:WhichofthefollowingisakeyobjectiveofMinshengBank'sprograminLaohekou?A.Topromoteurbanindustrialdevelopment.B.Toprovidehigh-interestloanstofarmers.C.Toincreaseagriculturalproductivitysustainably.D.Toreducethenumberofagriculturalcooperatives.3.Passage:"DigitalbankinghastransformedthewayfinancialservicesaredeliveredinHubeiProvince.MinshengBankhasbeenattheforefrontofthistransformation,offeringonlinebankingsolutionsthatcatertobothurbanandruralcustomers.Thebank'smobileappallowsuserstoperformtransactions,checkbalances,andapplyforloanswithease.Thishassignificantlyimprovedcustomerconvenienceandefficiency.However,cybersecurityremainsaconcern,andthebankisinvestinginadvancedsecuritymeasurestoprotectcustomerdata."Question:WhatisamajoradvantageofMinshengBank'smobileappforcustomers?A.Itoffersfreefinancialadvice.B.Itrequiresnointernetconnection.C.Itallowseasyaccesstobankingservices.D.Itchargeshigherfeesthantraditionalbanking.4.Passage:"TheChinesegovernmenthasimplementedpoliciestoencouragegreenfinancing.MinshengBankhasrespondedbylaunchingarangeofproductsthatsupportenvironmentallyfriendlyprojects.Theseincludegreenmortgages,renewableenergyloans,andcarboncreditfinancing.Thebank'seffortsalignwithnationalgoalstoreducecarbonemissionsandpromotesustainabledevelopment.Whiletheinitialuptakeoftheseproductshasbeenmodest,thebankexpectsgrowthasawarenessofenvironmentalissuesincreases."Question:WhattypeoffinancingdoesMinshengBankprioritizeunderitsgreenfinancinginitiatives?A.Traditionalmortgageloans.B.High-riskinvestments.C.Environmentallysustainableprojects.D.Short-termbusinessloans.答案與解析：1.C.Tosimplifyloanapplicationsforsmall-scalefarmers.解析：文章明確提到數(shù)字平臺(tái)簡(jiǎn)化了貸款申請(qǐng)流程，旨在幫助小農(nóng)戶更容易獲得資金。2.C.Toincreaseagriculturalproductivitysustainably.解析：文章指出銀行通過低息貸款和培訓(xùn)支持農(nóng)業(yè)合作社，目標(biāo)是提高可持續(xù)的農(nóng)業(yè)生產(chǎn)力。3.C.Itallowseasyaccesstobankingservices.解析：文章強(qiáng)調(diào)移動(dòng)應(yīng)用讓用戶輕松進(jìn)行交易、查詢余額和申請(qǐng)貸款，提升了便利性。4.C.Environmentallysustainableprojects.解析：文章說明銀行推出綠色按揭、可再生能源貸款等，符合國(guó)家減排和可持續(xù)發(fā)展目標(biāo)。三、完形填空（共5題，每題2分，共10分）題目：ThefinancialsectorinXiangyanghasundergonesignificantchangesinrecentyears.Withtheriseofdigitalbanking,traditionalbankslikeMinshengBankhavehadto______(1)theirstrategiestoremaincompetitive.Oneofthekeychallengesisthe______(2)betweendigitalandphysicalbankingservices.Whiledigitalplatformsofferconvenience,manycustomersstillpreferthe______(3)ofin-personinteractions.MinshengBankhasaddressedthisby______(4)ahybridmodelthatcombinesthebestofbothworlds.Thebankhasinvestedheavilyinitsdigitalinfrastructure,ensuringthatcustomerscanaccessservicesanytime,anywhere.Atthesametime,ithas______(5)itsphysicalbranchestoprovidepersonalizedassistance.Thisapproachhasnotonlyretainedexistingcustomersbutalsoattractednewoneswhovaluebothconvenienceandcustomerservice.1.A.reviseB.ignoreC.adoptD.dismiss2.A.contrastB.connectionC.balanceD.conflict3.A.efficiencyB.flexibilityC.familiarityD.reliability4.A.introducingB.expandingC.minimizingD.eliminating5.A.modernizingB.reducingC.maintainingD.expanding答案與解析：1.A.revise解析：句意為“隨著數(shù)字銀行的興起，傳統(tǒng)銀行如民生銀行不得不調(diào)整其策略以保持競(jìng)爭(zhēng)力”，revise意為“修訂”，符合語境。2.C.balance解析：句意為“數(shù)字銀行與實(shí)體銀行服務(wù)之間的平衡是一個(gè)關(guān)鍵挑戰(zhàn)”，balance意為“平衡”，符合語境。3.C.familiarity解析：句意為“雖然數(shù)字平臺(tái)提供便利，但許多客戶仍然偏好面對(duì)面的互動(dòng)熟悉感”，familiarity意為“熟悉感”，符合語境。4.A.introducing解析：句意為“民生銀行通過引入混合模式結(jié)合了兩種服務(wù)的最佳之處”，introducing意為“引入”，符合語境。5.C.maintaining解析：句意為“同時(shí)，銀行保留實(shí)體分行以提供個(gè)性化服務(wù)”，maintaining意為“保留”，符合語境。四、句子改寫（共5題，每題2分，共10分）題目：1."Thenewpolicyencouragesbankstoinvestingreenprojects."Rewriteusingpassivevoice:______2."FarmersinLaohekoufacedifficultiesinaccessingcredit."Rewriteusingthesimplepresenttense:______3."MinshengBankhasimproveditscustomerserviceinthepastyear."Rewriteusingthefutureperfecttense:______4."Thedigitalbankingplatformhasbeenwidelyadoptedbycustomers."Rewriteusingthepresentperfectcontinuoustense:______5."ThebankplanstoopenanewbranchinXiangyangnextmonth."Rewriteusingtheconditionalmood:______答案與解析：1."Greenprojectsareencouragedtobeinvestedinbybanksunderthenewpolicy."解析：被動(dòng)語態(tài)將動(dòng)作的承受者（greenprojects）置于句首。2."FarmersinLaohekoufinditdifficulttoaccesscredit."解析：簡(jiǎn)單現(xiàn)在時(shí)強(qiáng)調(diào)普遍事實(shí)。3."MinshengBankwillhaveimproveditscustomerservicebytheendofthisyear."解析：未來完成時(shí)表示到某個(gè)時(shí)間點(diǎn)將完成的動(dòng)作。4."Customershavebeenwidelyadoptingthedigitalbankingplatformforalongtime."解析：現(xiàn)在完成進(jìn)行時(shí)強(qiáng)調(diào)動(dòng)作的持續(xù)性。5."Ifnextmonthcomes,thebankwillopenanewbranchinXiangyang."解析：條件式表達(dá)假設(shè)情況。五、翻譯填空（共5題，每題2分，共10分）題目：1."Thebankprovides______(support)tosmallbusinessestohelpthemgrow."2."Digitalbankinghas______(transform)thewayfinancialservicesaredelivered."3."Farmersinruralareasneed______(access)toaffordablecredit."4."Thebankaimsto______(reduce)thenumberofpaperworkrequiredforloanapplications."5."Greenfinancinginitiativesare______(prioritize)bythegovernmenttopromotesustainability."答案與解析：1."Thebankprovidessupporttosmallbusinessestohelpthemgrow."解析：動(dòng)詞support作名詞使用，意為“支持”。2."Digitalbankinghastransformedthewayfinancialservicesaredelivered."解析：動(dòng)詞transform意為“改變”，符合語境。3."Farmersinruralareasneedaccesstoaffordablecredit."解析：access作名詞，意為“途徑”，符合語境。4."Thebankaimstoreducethenumberofpaperworkrequiredforloanapplications."解析：動(dòng)詞reduce意為“減少”，符合語境。5."Greenfinancinginitiativesareprioritizedbythegovernmenttopromotesustainability."解析：prioritized為動(dòng)詞prioritize的過去分詞形式，意為“優(yōu)先考慮”。六、短文改錯(cuò)（共5題，每題2分，共10分）題目："TheeconomicgrowthinXiangyanghasbeendrivenbyseveralfactors.First,thedevelopmentofdigitalbankinghasmadefinancialservicesmoreaccessible.Second,thegovernmenthasimplemented