中信銀行蘇州市相城區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）directions:Choosethebestwordtofillineachblankfromthefouroptions(A,B,C,D).1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapt.A.forcedB.motivatedC.influencedD.enabled2.Asafinancialinstitution,CITICBankmust______strictcompliancewithregulatoryrequirementstomaintainitsreputation.A.adheretoB.ignoreC.challengeD.exceed3.TheeconomicpoliciesimplementedbythelocalgovernmentinSuzhouaimto______smallandmedium-sizedenterprises.A.supportB.weakenC.regulateD.eliminate4.Thedigitaltransformationofbankingserviceshas______customerexperienceandoperationalefficiency.A.enhancedB.reducedC.delayedD.complicated5.ThebranchinXiangchengDistrictoffersspecializedfinancialproductsfor______intherealestateindustry.A.investorsB.retireesC.studentsD.entrepreneurs6.Thebank’sriskmanagementteammust______potentialfraudcasestominimizefinanciallosses.A.overlookB.investigateC.ignoreD.dismiss7.TheintroductionofAI-poweredchatbotshas______theworkloadofhumancustomerservicerepresentatives.A.increasedB.decreasedC.eliminatedD.standardized8.Theannualfinancialreporthighlightsthebank’scommitmentto______sustainabledevelopmentgoals.A.achieveB.neglectC.opposeD.undermine9.Thebranch’ssuccessinSuzhouispartlyduetoits______oflocalmarkettrendsandcustomerneeds.A.awarenessB.ignoranceC.denialD.resistance10.Thebank’smobileappprovidesa______platformforcustomerstomanagetheiraccountsanytime,anywhere.A.convenientB.complicatedC.inefficientD.limited二、閱讀理解（共5題，每題2分）directions:Readthepassagebelowandanswerthequestionsthatfollow.Passage:ThebankingsectorinSuzhouhaswitnessedsignificantchangesinrecentyears,drivenbytechnologicaladvancementsandregulatoryreforms.TraditionalbankslikeCITICBankareincreasinglyadoptingdigitalsolutionstoimproveservicequalityandoperationalefficiency.Thelocalgovernmenthasalsointroducedpoliciestosupportthegrowthoffintechstartups,fosteringamorecompetitivefinanciallandscape.However,challengessuchasdatasecurityandcompliancewithinternationalstandardsremaincriticalforbankstoaddress.1.WhathasdriventhechangesinSuzhou’sbankingsector?A.GovernmentpoliciesB.TechnologicaladvancementsC.EconomicdownturnsD.Increasedcompetition2.Howaretraditionalbanksadaptingtothesechanges?A.ByreducingtheirworkforceB.ByadoptingdigitalsolutionsC.ByignoringtechnologicaltrendsD.Byfocusingonofflineservices3.Whatroledoesthelocalgovernmentplayinthebankingsector?A.Itimposesstrictregulations.B.Itsupportsfintechstartups.C.Itencouragestraditionalbankstoexit.D.Itignoresfinancialinnovation.4.WhatchallengesdobanksinSuzhouface?A.Highinflationrates.B.Datasecurityandcompliance.C.Reducedcustomerdemand.D.Increasedtaxes.5.Whatisthemainfocusofthepassage?A.ThehistoryofbankinginSuzhou.B.Theimpactoftechnologyonthebankingsector.C.Thegovernment’sroleinfinancialregulation.D.Thefutureoffintechstartups.三、完形填空（共10題，每題1分）directions:Fillineachblankwiththemostsuitablewordfromthefouroptions(A,B,C,D).Lastyear,CITICBanklaunchedanewmobilebankingappinSuzhou,aimingto______(6)______thedigitalbankingexperienceforcustomers.Theappfeaturesreal-timefinancialinsights,personalizedrecommendations,andsecurepaymentoptions.Accordingtoarecentsurvey,over80%ofusersreported______(7)______satisfiedwiththeapp’sfunctionality.Thebankalso______(8)______apartnershipwithalocalfintechcompanytoenhanceitsAI-drivenservices.Thiscollaborationenablescustomersto______(9)______loansmoreefficiently,reducingtheapprovaltimebyupto50%.Additionally,theappintegrateswithpublictransportationsystemsinXiangchengDistrict,allowingusersto______(10)______billsandtransferfundswhilecommuting.6.A.improveB.degradeC.maintainD.disrupt7.A.highlyB.rarelyC.slightlyD.never8.A.establishedB.terminatedC.ignoredD.postponed9.A.applyforB.refuseC.rejectD.postpone10.A.payB.borrowC.investD.withdraw四、翻譯填空（共5題，每題2分）directions:TranslatethefollowingsentencesintoEnglish.1.蘇州相城區(qū)的經(jīng)濟(jì)發(fā)展為中信銀行的業(yè)務(wù)增長提供了良好的機(jī)遇。2.隨著金融科技的進(jìn)步，銀行需要不斷調(diào)整其服務(wù)模式以適應(yīng)市場(chǎng)需求。3.中信銀行致力于為客戶提供安全、高效的金融服務(wù)。4.本地政府出臺(tái)了一系列政策以支持中小企業(yè)的融資需求。5.數(shù)據(jù)安全是現(xiàn)代銀行業(yè)務(wù)中不可忽視的重要問題。五、詞匯題（共10題，每題1分）directions:MatchthewordsinColumnAwiththeirdefinitionsinColumnB.|ColumnA|ColumnB||-|-||1.Compliance|A.Theactofworkingtogether||2.Fintech|B.Adherencetorulesorlaws||3.Collaboration|C.Technologyusedinfinance||4.Efficiency|D.Theabilitytodosomethingquickly||5.Innovation|E.Theintroductionofnewideas||6.Reputation|F.Agoodnameoropinion||7.Risk|G.Apossibilityofloss||8.Transformation|H.Thequalityofbeingeffective||9.Strategy|I.Aplantoachieveagoal||10.Impact|J.Asignificantchange|答案及解析一、選詞填空1.A.forced解析：fintech的快速發(fā)展迫使傳統(tǒng)銀行業(yè)必須創(chuàng)新和適應(yīng)。2.A.adhereto解析：作為金融機(jī)構(gòu)，中信銀行必須遵守嚴(yán)格的監(jiān)管要求以維護(hù)聲譽(yù)。3.A.support解析：蘇州市政府的經(jīng)濟(jì)政策旨在支持中小企業(yè)發(fā)展。4.A.enhanced解析：銀行業(yè)務(wù)的數(shù)字化轉(zhuǎn)型提升了客戶體驗(yàn)和運(yùn)營效率。5.A.investors解析：相城區(qū)分行提供針對(duì)房地產(chǎn)行業(yè)投資者的金融產(chǎn)品。6.B.investigate解析：銀行的風(fēng)險(xiǎn)管理團(tuán)隊(duì)必須調(diào)查潛在的欺詐案件以減少財(cái)務(wù)損失。7.B.decreased解析：AI聊天機(jī)器人的引入減輕了人工客服的工作量。8.A.achieve解析：年報(bào)強(qiáng)調(diào)了銀行對(duì)實(shí)現(xiàn)可持續(xù)發(fā)展目標(biāo)的承諾。9.A.awareness解析：該分行在蘇州的成功部分歸因于其對(duì)本地市場(chǎng)趨勢(shì)和客戶需求的了解。10.A.convenient解析：銀行的手機(jī)應(yīng)用為客戶提供了便捷的賬戶管理平臺(tái)。二、閱讀理解1.B.Technologicaladvancements解析：文章第一句明確指出技術(shù)進(jìn)步是蘇州銀行業(yè)變化的主要驅(qū)動(dòng)力。2.B.Byadoptingdigitalsolutions解析：文章提到傳統(tǒng)銀行采用數(shù)字解決方案以提升服務(wù)質(zhì)量和效率。3.B.Itsupportsfintechstartups解析：政府通過政策扶持金融科技公司，促進(jìn)競(jìng)爭(zhēng)。4.B.Datasecurityandcompliance解析：文章最后指出數(shù)據(jù)安全和合規(guī)是銀行面臨的挑戰(zhàn)。5.B.Theimpactoftechnologyonthebankingsector解析：全文圍繞技術(shù)對(duì)銀行業(yè)的影響展開論述。三、完形填空6.A.improve解析：aimtoimprove（旨在提升）符合語境。7.A.highly解析：用戶滿意度通常用highlysatisfied（高度滿意）表達(dá)。8.A.established解析：bank（銀行）與fintech公司建立合作，用established（建立）最合適。9.A.applyfor解析：貸款申請(qǐng)用applyfor（申請(qǐng)）。10.A.pay解析：用戶通勤時(shí)支付賬單，用pay（支付）。四、翻譯填空1.TheeconomicdevelopmentofXiangche