浦發(fā)銀行長(zhǎng)沙市芙蓉區(qū)2025秋招筆試英語(yǔ)題專(zhuān)練及答案一、選詞填空（共10題，每題1分）directions:Choosethebestwordtofillineachblank.1.Thenewbankingregulationswill______thewayfinancialinstitutionsoperateinthefuture.A.affectB.improveC.changeD.determine2.Despitetheeconomicdownturn,thedemandfordigitalbankingservicesinChangsharemains______.A.stableB.unstableC.unpredictableD.fluctuating3.Ourteamneedstoenhanceits______tostaycompetitiveinthefintechindustry.A.efficiencyB.effectivenessC.flexibilityD.productivity4.ThemergerbetweentwomajorbanksinHunanProvincewill______themarketlandscape.A.transformB.simplifyC.stabilizeD.disrupt5.Customersareincreasinglyexpectingbankstoprovidemore______solutionsfortheirfinancialneeds.A.personalizedB.standardizedC.genericD.automated6.Thebank’sAI-drivenchatbotisdesignedto______customerserviceefficiency.A.enhanceB.reduceC.replaceD.minimize7.Theregulatorycompliancedepartmentensuresthatalloperations______withinlegalframeworks.A.complyB.conflictC.alignD.deviate8.ThebranchinFurongDistricthasachieveda______growthrateinthepastyear.A.modestB.rapidC.gradualD.minimal9.Banksmustadapttotechnological______tomaintainrelevanceinthemodernmarket.A.advancementsB.setbacksC.challengesD.failures10.Theannualfinancialreportprovidesa______overviewofthebank’sperformance.A.detailedB.superficialC.vagueD.biased二、閱讀理解（共5題，每題2分）directions:Readthepassagebelowandanswerthequestions.Passage:Theriseoffintechhasrevolutionizedthebankingindustry,particularlyinurbancenterslikeChangsha.Traditionalbanksarenowcompetingwithtech-drivenstartupsthatoffermoreefficientanduser-friendlyservices.AccordingtoarecentreportbytheHunanProvincialBankAssociation,digitalbankingadoptionintheregionhasincreasedby35%overthepasttwoyears.However,banksstillfacechallengesinintegratingadvancedtechnologieswhileensuringregulatorycompliance.Thegovernmenthasintroducedpoliciestosupportthegrowthoffintech,aimingtoboostthelocaleconomy.CompanieslikeAntGroupandTencentareexpandingtheirfinancialservicesinChangsha,furtherintensifyingcompetition.1.Whatisthemaintopicofthepassage?A.ThedeclineoftraditionalbankingB.TheimpactoffintechonthebankingindustryC.GovernmentpoliciesonfinancialregulationD.ThegrowthoftechstartupsinHunanProvince2.Accordingtothepassage,whatisonechallengefacedbytraditionalbanks?A.HighcustomersatisfactionB.LimitedtechnologicalintegrationC.ExcessivegovernmentsupportD.Rapidmarketexpansion3.Whichofthefollowingismentionedasabenefitoffintech?A.HighercostsforcustomersB.MoreefficientservicesC.ReducedgovernmentpoliciesD.Lowercompetition4.WhatdoesthepassagesuggestaboutthefutureofbankinginChangsha?A.TraditionalbankswilldominatethemarketB.FintechwillreplacetraditionalbankingentirelyC.TheindustrywillseecontinuedcollaborationbetweenbanksandtechcompaniesD.Thegovernmentwillimposestricterregulations5.WhoislikelytobenefitfromthegrowthoffintechinChangsha?A.LargetechcompaniesonlyB.TraditionalbanksonlyC.LocalbusinessesandconsumersD.Governmentagenciesonly三、完形填空（共10題，每題1分）directions:Fillineachblankwiththebestwordfromtheoptions.ThebankingsectorinChangshahasundergonesignificanttransformationsinrecentyears.Withthe______(6)ofdigitaltechnologies,customersnowexpectmoreconvenientandpersonalizedbankingexperiences.LocalbanksinFurongDistricthavebeenquickto______(7)thesedemandsbyintroducingmobileappsandonlineservices.However,theyalsofacechallengesin______(8)withincreasingregulatoryscrutiny.Thegovernmenthas______(9)incentivestoencouragebankstoadoptsustainablepractices.Forinstance,theHunanProvincialBankAssociationhaslaunchedprogramstopromotegreenfinancing.Despitetheseefforts,theindustrymustcontinuetoinnovateto______(10)competitiveinarapidlyevolvingmarket.6.A.emergenceB.declineC.declineD.persistence7.A.meetB.ignoreC.delayD.reject8.A.complyB.conflictC.alignD.deviate9.A.introducedB.eliminatedC.reducedD.ignored10.A.maintainB.loseC.weakenD.expand四、翻譯（共5題，每題2分）directions:TranslatethefollowingsentencesintoEnglish.1.隨著金融科技的快速發(fā)展，傳統(tǒng)銀行業(yè)面臨著前所未有的挑戰(zhàn)。2.浦發(fā)銀行致力于為客戶提供創(chuàng)新且高效的金融服務(wù)。3.為了應(yīng)對(duì)市場(chǎng)競(jìng)爭(zhēng)，銀行需要不斷優(yōu)化其業(yè)務(wù)流程。4.政府出臺(tái)了一系列政策以支持長(zhǎng)沙地區(qū)金融科技的發(fā)展。5.合規(guī)經(jīng)營(yíng)是銀行業(yè)可持續(xù)發(fā)展的關(guān)鍵。五、寫(xiě)作（共1題，10分）directions:Writeashortessay(about150words)onthetopic:"TheRoleofTechnologyinModernBanking."答案及解析一、選詞填空1.C(change)-Thenewregulationswillalterhowbanksoperate.2.A(stable)-Despiteeconomicissues,digitalbankingdemandremainssteadyinChangsha.3.A(efficiency)-Fintechcompetitionrequiresimprovedoperationalefficiency.4.A(transform)-ThemergerwillreshapethebankingmarketinHunan.5.A(personalized)-Banksnowfocusontailoredfinancialsolutions.6.A(enhance)-AIchatbotsaimtoimproveserviceefficiency.7.C(align)-Complianceensuresoperationsfollowlegalstandards.8.B(rapid)-TheFurongDistrictbranchsawfastgrowth.9.A(advancements)-Banksmustadapttotechdevelopments.10.A(detailed)-Financialreportsoffercomprehensiveperformanceinsights.二、閱讀理解1.B-Thepassagediscussesfintech’simpactonbanking.2.B-Traditionalbanksstrugglewithtechintegration.3.B-Fintechoffersmoreefficientservices.4.C-Collaborationbetweenbanksandtechfirmsisexpected.5.C-Localbusinessesandconsumersbenefitfromfintech.三、完形填空6.A(emergence)7.A(meet)8.A(comply)9.A(introduced)10.A(maintain)四、翻譯1.Withtherapiddevelopmentoffintech,traditionalbankingfacesunprecedentedchallenges.2.浦發(fā)銀行iscommittedtoprovidinginnovativeandefficientfinancialservicestocustomers.3.Torespondtomarketcompetition,banksneedtocontinuouslyoptimizetheirbusinessprocesses.4.ThegovernmenthasintroducedaseriesofpoliciestosupportthedevelopmentoffintechinChangsha.5.Complianceoperationisthekeytosustainabledevelopmentinthebankingindust