招商銀行天津市南開(kāi)區(qū)2025秋招筆試英文行測(cè)高頻題含答案第一部分：選詞填空（共5題，每題2分，共10分）directions:Choosethebestwordtofillineachblankfromthefouroptionsprovided.1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapttonewmarket______.A.forced/conditionsB.pushed/dynamicsC.motivated/opportunitiesD.challenged/competitors2.Toenhancecustomer______,thebankintroducedapersonalizeddigitalbankingplatformthatleveragesAI-drivendataanalytics.A.satisfactionB.loyaltyC.engagementD.retention3.The______betweenremoteworkandin-officecollaborationremainsakeyissueformultinationalcorporationslikeCTF.A.contrastB.balanceC.conflictD.harmony4.Thenewpolicyaimsto______theregulatorycompliancegapbetweendomesticandinternationalbankingstandards.A.bridgeB.widenC.closeD.eliminate5.Despiteeconomicdownturns,thebank’s______ingreenfinancehasyieldedsignificantlong-termreturns.A.skepticismB.hesitationC.investmentD.reluctance第二部分：閱讀理解（共4題，每題3分，共12分）directions:Readthepassagebelowandanswerthequestionsthatfollow.Passage:Theriseofdigitalbankinghastransformedthefinancialindustry,particularlyinmajoreconomichubslikeTianjin.TraditionalbanksintheNankaidistrictareincreasinglyadoptingcloud-basedsolutionstostreamlineoperations.Accordingtoa2024reportbytheChinaBankingandInsuranceRegulatoryCommission,65%ofbanksintheregionhavedigitizedatleast70%oftheircoreservices.However,challengessuchascybersecurityrisksanddataprivacyconcernspersist.Toaddressthese,thegovernmenthasrolledoutstricterguidelines,requiringbankstoenhancetheirITinfrastructure.Meanwhile,consumerbehaviorisshifting—76%ofyoungadultsinTianjinnowprefermobilebankingoverbranchvisits.Thistrendhasforcedinstitutionstoinvestheavilyinuser-friendlyinterfacesandAI-poweredchatbots.1.Whatisthemainfocusofthepassage?A.Thedeclineoftraditionalbanking.B.TheimpactofdigitalbankinginTianjin.C.Governmentpoliciesonfinancialregulation.D.TheroleofAIinbanking.2.Accordingtothepassage,whatpercentageofbanksinNankaihavedigitizedtheircoreservices?A.50%B.65%C.70%D.76%3.Whatchallengeismentionedasapersistentissueindigitalbanking?A.Highoperationalcosts.B.Cybersecurityrisks.C.Lowcustomersatisfaction.D.Limitedgovernmentsupport.4.Whathasbeentheeffectofconsumerbehaviorchangesonbanks?A.Reduceddemandformobilebanking.B.Increasedrelianceonbranchvisits.C.Greaterinvestmentindigitalinfrastructure.D.Decreasedfocusoncybersecurity.第三部分：語(yǔ)法填空（共5題，每題2分，共10分）directions:Completethefollowingsentencesbyfillingintheblankswiththecorrectformofthewordsprovided.1.Despitethe______(economic)challenges,thebank’sprofitshaveremainedstable.2.Thenewcompliance______(require)allemployeestoundergoannualtraining.3.Iffintechcontinuesto______(grow)atthisrate,itwillrevolutionizetheindustrywithinadecade.4.The______(success)ofthepilotprojectexceededallexpectations.5.Customersareincreasingly______(demand)moretransparentfeestructures.第四部分：完形填空（共5題，每題2分，共10分）directions:Readthepassagebelowandchoosethebestoptiontocompleteeachblank.Lastyear,招商銀行天津市南開(kāi)區(qū)launchedagroundbreakingmobilebankingappdesignedto______(1)thegapbetweenurbanandruralfinancialservices.Theapp______(2)advancedfeatureslikefacialrecognitionandreal-timetransactionalerts,which______(3)userstomanagetheiraccountsmoreefficiently.However,theinitialrollout______(4)severaltechnicalglitches,forcingthebankto______(5)aphaseofiterativeimprovements.Today,theappboastsa90%customersatisfactionrate,______(6)itssuccessasamodelforinclusivefinance.1.A.narrow2.B.includes3.C.enable4.D.encounter5.E.implement6.F.confirming第五部分：翻譯填空（共5題，每題2分，共10分）directions:TranslatethefollowingChinesesentencesintoEnglish.1.隨著科技的發(fā)展，銀行業(yè)正在經(jīng)歷前所未有的變革。2.天津市南開(kāi)區(qū)的企業(yè)對(duì)綠色金融的需求日益增長(zhǎng)。3.為了提升客戶體驗(yàn)，銀行推出了24小時(shí)在線客服系統(tǒng)。4.中國(guó)監(jiān)管機(jī)構(gòu)要求銀行加強(qiáng)反洗錢措施。5.數(shù)字化轉(zhuǎn)型已成為金融行業(yè)不可逆轉(zhuǎn)的趨勢(shì)。答案與解析第一部分：選詞填空1.B.pushed/dynamics-解析："Pushed"emphasizestheproactivenatureoffintechonthebankingindustry,while"dynamics"referstothechangingmarketforces.2.C.engagement-解析："Engagement"isthemostsuitabletermforcustomerinteractionindigitalbanking.3.B.balance-解析：Thepassagediscussesthechallengeofbalancingremoteandin-officework.4.A.bridge-解析："Bridge"meanstoconnectorunifygaps,whichfitsthecontextofregulatorystandards.5.C.investment-解析：Thebank’scommitmenttogreenfinanceispresentedasastrategicinvestment.第二部分：閱讀理解1.B.TheimpactofdigitalbankinginTianjin-解析：ThepassageprimarilydiscusseshowdigitalbankinghaschangedtheindustryinTianjin.2.B.65%-解析：Thepassageexplicitlystatesthat65%ofbanksinNankaihavedigitizedtheircoreservices.3.B.Cybersecurityrisks-解析：Thepassagementionscybersecurityasapersistentchallenge.4.C.Greaterinvestmentindigitalinfrastructure-解析：Theshiftinconsumerbehaviorhaspromptedbankstoinvestmoreindigitalsolutions.第三部分：語(yǔ)法填空1.economic-解析："Economic"istheadjectiveformof"economy."2.requirement-解析：Thenoun"requirement"fitsgrammatically.3.growing-解析：Thepresentparticiple"growing"describesthecontinuousaction.4.success-解析：Thenoun"success"completesthesentence.5.demanding-解析：Thepresentparticiple"demanding"describescustomers’actions.第四部分：完形填空1.A.narrow2.B.includes3.C.enable4.D.encounter5.E.i