光大銀行襄陽市襄城區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）每題從兩個(gè)選項(xiàng)中選擇最合適的詞填入句子空白處，使句子語義通順、邏輯合理。1.Thenewfinancialtechnologyhassignificantly__________theefficiencyofbankingoperationsinruralareas.A.improvedB.decreasedC.complicatedD.standardized2.To__________theriskoffraud,thebankrequiresadditionalidentityverificationforonlinetransactions.A.minimizeB.maximizeC.ignoreD.exaggerate3.OurbranchinXiangyanghas__________aloyalcustomerbasebyofferingpersonalizedfinancialservices.A.expandedB.reducedC.neglectedD.centralized4.Theregulatorychangesaimto__________transparencyintheloanapprovalprocess.A.enhanceB.weakenC.delayD.ignore5.Employeesareencouragedto__________cross-culturalcommunicationskillstoserveadiverseclientele.A.improveB.neglectC.limitD.avoid二、閱讀理解（共4題，每題3分，共12分）閱讀以下短文，根據(jù)文意回答問題。Passage:Therapiddevelopmentofdigitalbankinghastransformedhowfinancialinstitutionsoperate,particularlyinregionslikeXiangyang.Whileconvenienceandefficiencyhaveimproved,challengesremain.Forinstance,ruralcustomersoftenfacelimitedaccesstoadvancedbankingtechnologies.Toaddressthis,光大銀行hasintroducedmobilebankingsolutionstailoredtolocalneeds.Theseappsincludefeatureslikeofflinetransactionsandsimplifiedinterfaces,ensuringthateventech-savvyindividualscanusethemseamlessly.However,cybersecurityremainsatopconcern,asfraudstersexploitgapsindigitalinfrastructure.ThebankisnowinvestingheavilyinAI-drivenmonitoringsystemstodetectandpreventunauthorizedactivities.6.Whatisthemainchallengementionedforruralcustomersindigitalbanking?A.HighfeesB.LimitedaccesstotechnologyC.ComplexinterfacesD.Poorcustomerservice7.Howdoes光大銀行aimtoimprovedigitalbankinginXiangyang?A.ByreducingbranchlocationsB.ByofferingofflinetransactionfeaturesC.ByincreasinginterestratesD.ByrelyingsolelyonAI8.Whatisthebiggestriskindigitalbankingaccordingtothepassage?A.OperationaldelaysB.CybersecuritythreatsC.EmployeeturnoverD.Regulatorycompliance9.Theword"tailored"inthepassagemostcloselymeans:A.DesignedforaspecificpurposeB.RandomlychosenC.StandardizedD.Expensive三、語法填空（共5題，每題2分，共10分）根據(jù)句子語境，用括號內(nèi)動(dòng)詞的適當(dāng)形式填空。10.Despitetheeconomic__________(decline),thebank’sprofitsinXiangyanghaveremainedstable.11.Ifcustomers__________(complain)aboutserviceissues,theyshouldcontactthebranchmanagerimmediately.12.Thenewcreditscoringmodel__________(enhance)theaccuracyofriskassessmentforsmallbusinesses.13.Employeesmust__________(adhere)tothebank’scodeofconducttomaintainprofessionalism.14.Onlycustomers__________(have)avalidIDcardcanopenanewaccount.四、句子改錯(cuò)（共4題，每題3分，共12分）下列句子中各有一處錯(cuò)誤，請指出并改正。15.Theloanapprovalprocessistoocomplicatedformanyruralborrowerstounderstand.錯(cuò)誤：______改正：______16.Wehavebeenworkingonimprovingthedigitalbankingplatformforthelastsixmonths.錯(cuò)誤：______改正：______17.Ifyouneedtotransfermoneyafter5PM,youmustvisitthebranchinperson.錯(cuò)誤：______改正：______18.Thebank’scustomerserviceteamisavailable24/7toassistwithanyfinancialinquiries.錯(cuò)誤：______改正：______五、完形填空（共5題，每題2分，共10分）閱讀以下短文，根據(jù)上下文選擇最合適的選項(xiàng)填入空白處。Lastyear,光大銀行l(wèi)aunchedacommunitybankingprograminXiangyang,focusingonunderservedruralareas.Theinitiativeaimedto__19__financialservicestofarmersandsmallbusinessowners.Throughmobilebankingtrainingsessionsandfreeadvisoryservices,thebank__20__confidenceamonglocalresidents.Manycustomers,whohadpreviouslyavoideddigitalbankingdueto__21__,nowregularlyusetheplatformfortransactions.Theprogramalso__22__partnershipswithlocalcooperativestoprovidecustomizedloanproducts.Asaresult,thebankhasseena30%increaseinnewaccountsintheregion.Thissuccesshighlightstheimportanceof__23__financialinclusionindevelopingareas.19.A.expandB.limitC.reduceD.exclude20.A.boostedB.decreasedC.ignoredD.neglected21.A.complexityB.convenienceC.reliabilityD.efficiency22.A.strengthenedB.weakenedC.ignoredD.disrupted23.A.prioritizingB.delayingC.neglectingD.minimizing六、翻譯填空（共4題，每題3分，共12分）將以下中文句子翻譯成英文，填入空白處。24.為了確保資金安全，客戶在辦理大額轉(zhuǎn)賬時(shí)必須提供額外的身份驗(yàn)證。To__________,customersmustprovideadditionalidentityverificationwhen__________.25.我們銀行致力于為襄陽市的企業(yè)提供靈活的融資解決方案。Ourbankiscommittedto__________forbusinessesinXiangyang.26.新的銀行系統(tǒng)將大大提高客戶辦理業(yè)務(wù)的效率。Thenewbankingsystemwill__________theefficiencyofcustomerservice.27.員工需要定期參加合規(guī)培訓(xùn)，以了解最新的監(jiān)管政策。Employeesneedto__________oncompliancetrainingtostayupdatedon__________.答案與解析一、選詞填空1.A.improved（改善）解析：金融科技提高了銀行運(yùn)營效率。2.A.minimize（最小化）解析：銀行旨在降低欺詐風(fēng)險(xiǎn)。3.A.expanded（擴(kuò)大）解析：襄城區(qū)分行通過個(gè)性化服務(wù)擴(kuò)大客戶群。4.A.enhance（增強(qiáng)）解析：監(jiān)管改革旨在提高貸款審批透明度。5.A.improve（提高）解析：員工應(yīng)提升跨文化溝通能力。二、閱讀理解6.B.Limitedaccesstotechnology解析：文中提到農(nóng)村客戶缺乏先進(jìn)技術(shù)。7.B.Byofferingofflinetransactionfeatures解析：銀行推出離線交易功能以適應(yīng)當(dāng)?shù)匦枨蟆?.B.Cybersecuritythreats解析：文中強(qiáng)調(diào)數(shù)字銀行面臨網(wǎng)絡(luò)詐騙風(fēng)險(xiǎn)。9.A.Designedforaspecificpurpose解析：“tailored”意為“量身定制”。三、語法填空10.decline（動(dòng)詞名詞形式）11.complain（一般現(xiàn)在時(shí)）12.enhances（一般現(xiàn)在時(shí)第三人稱單數(shù)）13.adhere（一般現(xiàn)在時(shí)）14.whohave（定語從句）四、句子改錯(cuò)15.錯(cuò)誤：is→are（貸款審批過程是復(fù)數(shù)）16.錯(cuò)誤：havebeen→hasbeen（主語為“工作”，單數(shù)）17.錯(cuò)誤：must→should（語氣更委婉）18.錯(cuò)誤：is→are（團(tuán)隊(duì)是復(fù)數(shù)）五、完形填空19.A.expand20.A.boosted21.A.complexity22.A.strengthened23.A.prioritizing六、翻譯填空24.Toensurefundssafety/ensurefinancialsecurity,customersmustprovideadditionalidentityverificationwhenconductinglargetransfers.25.Ourbankiscommitted