華夏銀行成都市青白江區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）題目要求：從每題四個選項中選出一個最佳答案填入空格，使句子意思完整、語法正確。1.ThenewfinancialtechnologyparkinQingbaijiangDistrictaimsto______innovationandentrepreneurshipinthelocaleconomy.A.boostB.diminishC.stabilizeD.isolate2.Asabank,華夏銀行must______compliancewithregulatoryrequirementswhileservingitsclientsefficiently.A.prioritizeB.ignoreC.postponeD.undermine3.TheannualeconomicforuminChengduoften______globaltrendsandtheirimpactonChina’swesternregion.A.overlooksB.emphasizesC.neglectsD.dismisses4.ThegreenbankinginitiativeslaunchedbyHuaxiaBankinSichuanfocuson______energyconsumptioninitsoperations.A.reducingB.increasingC.preservingD.expanding5.ThetradecooperationbetweenChengduandQingbaijiangDistrictisexpectedto______significantlyinthenextdecade.A.declineB.fluctuateC.stagnateD.escalate6.TheruralcreditprogrambyHuaxiaBankaimsto______financialservicestofarmersinremoteareas.A.excludeB.provideC.limitD.withdraw7.Thebank’sdigitaltransformationstrategyisdesignedto______customerexperiencethroughAIandbigdata.A.degradeB.enhanceC.disruptD.delay8.Thelocalgovernment’seffortstoattractforeigninvestmentinQingbaijiang______thebank’sexpansionplans.A.alignwithB.contradictC.postponeD.supportindirectly9.ThefinancialinclusionpolicyofHuaxiaBankinChengduemphasizes______underservedcommunities.A.marginalizingB.empoweringC.isolatingD.penalizing10.TheblockchaintechnologyadoptedbyHuaxiaBankinSichuanhelpsto______cross-borderpaymentefficiency.A.hinderB.optimizeC.minimizeD.deteriorate二、閱讀理解（共5題，每題2分）題目要求：閱讀以下短文，根據(jù)文章內(nèi)容選擇最佳答案。Passage1Chengdu’sQingbaijiangDistricthasemergedasakeyhubforfintechdevelopmentinwesternChina.Thedistrictgovernment,incollaborationwithHuaxiaBank,hasestablishedadedicatedfinancialtechnologyparktofosterinnovation.Theparkoffersincentivesforstartups,includingtaxbreaksandlow-interestloans,toattracttalentandinvestment.AccordingtoareportbytheSichuanProvincialDevelopmentandReformCommission,thedistrict’sfintechindustrygrewby35%in2024,significantlycontributingtothelocaleconomy.However,challengesremain,suchascybersecurityrisksandtalentshortages.Thebankhascommittedtoaddressingtheseissuesbyinvestingintrainingprogramsandcybersecurityinfrastructure.Questions:1.WhatistheprimarypurposeofthefinancialtechnologyparkinQingbaijiang?A.Toattracttourists.B.Topromotetraditionalbanking.C.Tofosterfintechdevelopment.D.Toreducegovernmentspending.2.HowhasthefintechindustryinQingbaijiangperformedinrecentyears?A.Ithasdeclinedsignificantly.B.Ithasgrownmoderately.C.Ithasgrownrapidly.D.Ithasstagnated.3.WhatarethemainchallengesfacedbythefintechindustryinQingbaijiang?A.Hightaxesandlowinvestment.B.Cybersecurityrisksandtalentshortages.C.Limitedgovernmentsupport.D.Decreasedconsumerdemand.4.WhatmeasureshasHuaxiaBanktakentosupportthefintechindustry?A.Ithasreducedloaninterestrates.B.Ithasinvestedintrainingandcybersecurity.C.Ithascloseditsbranchesinthedistrict.D.Ithasfocusedontraditionalbankingservices.5.WhatdoesthepassagesuggestaboutthefutureoffintechinQingbaijiang?A.Itwilldeclineduetogovernmentpolicies.B.Itwillcontinuetogrowwithsupport.C.Itwillbecomelessimportant.D.Itwillbelimitedtolargecorporations.三、完形填空（共10題，每題1分）題目要求：從每題四個選項中選出一個最佳答案填入空格，使文章通順、邏輯合理。ThebankingsectorinChengduhasbeenundergoingsignificantchangesinrecentyears.Withtheriseofdigitaltechnologies,traditionalbankslikeHuaxiaBankhavehadtoadapttostaycompetitive.Oneofthemosteffectivestrategieshasbeentheadoptionofartificialintelligence(AI)andbigdataanalytics.Thesetoolshaveenabledbankstoimprovecustomerservice,reducecosts,andenhanceriskmanagement.Forinstance,AI-poweredchatbotshaverevolutionizedonlinebanking,providing24/7supporttocustomers.Meanwhile,bigdataanalyticshelpbanksidentifytrendsandpredictmarketmovements,allowingthemtomakemoreinformeddecisions.However,challengesremain,suchasensuringdataprivacyandaddressingregulatoryconcerns.Despitethesehurdles,thefutureofbankinginChengdulookspromising,asmoreinnovativetechnologiescontinuetoemerge.1.ThebankingsectorinChengduhasbeen______inrecentyears.A.stableB.stagnantC.dynamicD.declining2.Whathasbeenoneofthemosteffectivestrategiesfortraditionalbanks?A.Increasingphysicalbranches.B.AdoptingAIandbigdataanalytics.C.Reducingloanapprovals.D.Ignoringdigitaltrends.3.HowhaveAI-poweredchatbotsimprovedcustomerservice?A.Theyhavereducedhumaninteraction.B.Theyhaveprovided24/7support.C.Theyhaveincreasedfees.D.Theyhavelimitedbankinghours.4.Whatdobigdataanalyticshelpbanksidentify?A.Customercomplaints.B.Markettrendsandrisks.C.Governmentregulations.D.Employeeperformance.5.Whatchallengesremainforthebankingsector?A.Highprofitsandlowcompetition.B.Dataprivacyandregulatoryconcerns.C.Excessiveinnovationanddisruption.D.Lackofcustomertrust.6.WhatdoesthepassagesuggestaboutthefutureofbankinginChengdu?A.Itwilldeclineduetotechnologicalchanges.B.Itwillremainunchanged.C.Itwillcontinuetoevolvewithnewtechnologies.D.Itwillfocusonlyontraditionalbanking.7.Howhastheadoptionofdigitaltechnologiesimpactedbanks?A.Ithasincreasedtheiroperationalcosts.B.Ithasimprovedefficiencyandcustomerservice.C.Ithasledtojoblosses.D.Ithasreducedtheirprofitability.8.WhatistheroleofAIinmodernbanking?A.Toreplacehumanemployees.B.Toenhancedecision-makingandautomation.C.Toincreasepaperwork.D.Toreducecustomerengagement.9.Whyisdataprivacyaconcernforbanks?A.Becausecustomerspreferlessprivacy.B.Becauseitincreasesregulatorycompliancecosts.C.Becauseitattractsmorecustomers.D.Becauseitislessimportantthansecurity.10.Whatdoesthepassageimplyaboutthebankingindustry’sadaptability?A.Itisresistanttochange.B.Itisslowtoadapttonewtechnologies.C.Itisflexibleandinnovative.D.Itisoutdatedandirrelevant.四、翻譯填空（共5題，每題2分）題目要求：將中文句子翻譯成英文，選擇最佳答案。1.成都市青白江區(qū)政府計劃通過金融科技產(chǎn)業(yè)扶持政策吸引更多高科技企業(yè)入駐。A.TheQingbaijiangDistrictGovernmentofChengduplanstoattractmorehigh-techenterprisesthroughfinancialtechnologyindustrysupportpolicies.B.TheChengduQingbaijiangDistrictGovernmentintendstoluremoretechcompanieswithfinancialincentives.C.TheQingbaijiangDistrictGovernmentofChengduaimstoencouragemorehigh-techfirmstorelocatethroughfintechpolicies.D.TheChengduQingbaijiangDistrictGovernmentwillattracthigh-techenterprisesbyofferingfinancialtechsubsidies.2.華夏銀行在四川的綠色金融項目致力于減少銀行運(yùn)營中的碳排放。A.HuaxiaBankinSichuaniscommittedtoreducingcarbonemissionsinitsoperationsthroughgreenfinanceprojects.B.HuaxiaBankinSichuanfocusesonloweringitscarbonfootprintwithgreenbankinginitiatives.C.HuaxiaBankinSichuanplanstominimizeitscarbonemissionsbyinvestingingreenfinancialprograms.D.HuaxiaBankinSichuanaimstodecreaseitsenvironmentalimpactthroughgreenfinancialinitiatives.3.青白江區(qū)與成都的跨境貿(mào)易合作預(yù)計將在未來十年內(nèi)實現(xiàn)顯著增長。A.Thecross-bordertradecooperationbetweenQingbaijiangDistrictandChengduisexpectedtoachievesignificantgrowthinthenextdecade.B.ThetradecollaborationbetweenQingbaijiangDistrictandChengduwilllikelyexpandsubstantiallyby2035.C.TheQingbaijiangDistrictandChengdu’stradepartnershipisanticipatedtogrowdramaticallyoverthenexttenyears.D.Thecross-bordertradebetweenQingbaijiangDistrictandChengduispredictedtosurgeinthecomingdecade.4.華夏銀行通過大數(shù)據(jù)分析為青白江區(qū)的中小企業(yè)提供定制化金融服務(wù)。A.HuaxiaBankprovidescustomizedfinancialservicestosmallandmedium-sizedenterprisesinQingbaijiangDistrictthroughbigdataanalysis.B.HuaxiaBankofferstailoredbankingsolutionstoSMEsinQingbaijiangDistrictviadataanalytics.C.HuaxiaBankutilizesbigdatatodeliverpersonalizedfinancialservicestosmallbusinessesinQingbaijiang.D.HuaxiaBank’suseofbigdataenablesittoserveSMEsinQingbaijiangwithcustomizedfinancialproducts.5.中國西部地區(qū)的農(nóng)村普惠金融政策旨在幫助貧困地區(qū)實現(xiàn)可持續(xù)發(fā)展。A.China’sruralinclusivefinancepolicyinthewesternregionaimstohelpimpoverishedareasachievesustainabledevelopment.B.TheruralfinancialinclusionpolicyinwesternChinaisdesignedtoassistpoorregionsinsustainablegrowth.C.ThewesternChineseruralfinancialpolicyfocusesonaidingunderdevelopedareaswithinclusivebanking.D.China’swesternruralfinanceinitiativetargetspovertyalleviationandsustainabledevelopmentinremoteregions.五、寫作（共1題，10分）題目要求：根據(jù)以下主題寫一篇短文（150-200詞），內(nèi)容包括：1.青白江區(qū)作為西部金融科技中心的機(jī)遇與挑戰(zhàn)。2.華夏銀行在推動當(dāng)?shù)亟鹑诳萍及l(fā)展中的作用。3.對未來發(fā)展的建議。Theme:"TheRoleofFintechinQingbaijiangDistrict’sEconomicDevelopment"答案解析一、選詞填空1.A(boost)解析：Theparkaimstopromoteinnovation,so"boost"(促進(jìn))isthebestfit.2.A(prioritize)解析：Banksmustprioritizecompliancetoavoidpenalties.3.B(emphasizes)解析：Theforumhighlightsglobaltrends,so"emphasizes"(強(qiáng)調(diào))iscorrect.4.A(reducing)解析：Greenbankingfocusesonloweringenergyconsumption.5.D(escalate)解析：Tradecooperationisexpectedtogrow,so"escalate"(增長)fits.6.B(provide)解析：Theprogramaimstosupplyfinancialservicestofarmers.7.B(enhance)解析：AIandbigdataimprovecustomerexperience.8.A(alignwith)解析：Thegovernment’sgoalsmatchthebank’splans.9.B(empowering)解析：Thepolicyseekstostrengthenunderservedcommunities.10.B(optimize)解析：Blockchainimprovespaymentefficiency.二、閱讀理解1.C2.C3.B4.B5.B解析：Passage1highlightsthegrowthoffintechinQingbaijiang,supportedbyHuaxiaBank,despitechallenges.三、完形填空1.C2.B3.B4.B5.B6.C7.B8.B9.B10.C解析：Thepassagediscussesbanksadaptingto