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中信銀行廣州市天河區(qū)2025秋招筆試英語(yǔ)題專練及答案第一部分:選詞填空(共10題,每題1分)directions:Choosethebestwordtofillineachblankfromthefouroptions(A,B,C,D).1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapt.A.forcedB.encouragedC.limitedD.supported2.AsaleadingfinancialinstitutioninChina,CITICBankhasalwaysbeen______inattractingtoptalent.A.aggressiveB.passiveC.reluctantD.indifferent3.Thenewmobilebankingappaimsto______customerexperiencebysimplifyingtransactions.A.enhanceB.degradeC.postponeD.ignore4.TheGuangzhouIFCFinancialCenterisa______hubfordomesticandinternationalinvestors.A.vibrantB.stagnantC.neglectedD.isolated5.Ourteamis______toexplorenewbusinessopportunitiesintheGreaterBayArea.A.committedB.hesitantC.carelessD.dismissive6.Thebank’ssustainabilityreporthighlightsitseffortstoreducecarbonemissionsand______environmentalimpact.A.minimizeB.maximizeC.ignoreD.exaggerate7.The天河區(qū)officeiscurrently______amajorrenovationtoimproveworkspaceefficiency.A.undergoingB.avoidingC.delayingD.ignoring8.ThedigitalcurrencypilotinGuangzhouhas______thepotentialtorevolutionizepayments.A.demonstratedB.underminedC.overlookedD.rejected9.Thebank’sriskmanagementsystemensuresthatoperationsare______topotentialthreats.A.resilientB.fragileC.predictableD.uncontrollable10.ThepartnershipbetweenCITICBankandHuaweiaimsto______AI-drivenfinancialsolutions.A.developB.hinderC.eliminateD.neglect第二部分:閱讀理解(共5題,每題2分)directions:Readthepassagebelowandanswerthequestions.Passage:TheGuangzhouIFCFinancialCenterhasbecomeasymbolofthecity’seconomicgrowth.LocatedintheheartofTianheDistrict,itattractsadiverserangeofinvestors,fromlocalstartupstomultinationalcorporations.Thecenter’sstate-of-the-artfacilitiesandstrategiclocationmakeitanidealhubforfinancialtransactions.However,challengesremain,suchashighoperationalcostsandintensecompetition.Despitetheseobstacles,thebankhasbeenproactiveinaddressingthembyinvestinginsmarttechnologiesandexpandingitsserviceofferings.ThesuccessoftheIFCCenteralsoreflectsthebroadertrendoffinancialinnovationinGuangzhou,whichisexpectedtocontinueinthecomingyears.1.Whatisthemainpurposeofthepassage?A.TocriticizetheIFCFinancialCenter’sinefficiency.B.TohighlighttheeconomicsignificanceoftheIFCCenter.C.Topromotethebank’sexpansionplans.D.Todiscussthechallengesoffintechdevelopment.2.WhichofthefollowingbestdescribestheIFCCenter?A.Anoutdatedfinancialfacility.B.Acompetitivebusinesshub.C.Agovernment-fundedproject.D.Aruralcommercialcenter.3.WhatdoesthepassagesuggestaboutthefutureoftheIFCCenter?A.Itwillfacedeclininginvestment.B.Itwillremainakeyfinancialhub.C.Itwillbeshutdownduetocosts.D.Itwillrelocatetoadifferentdistrict.4.Accordingtothepassage,whatarethemainchallengesfacedbytheIFCCenter?A.Lackoftechnologyandtalent.B.Highcostsandcompetition.C.Limitedgovernmentsupport.D.Poorcustomerservice.5.WhatdoesthepassageimplyaboutGuangzhou’sfinancialsector?A.Itisstagnantandlacksinnovation.B.Itisgrowingbutfacesobstacles.C.Itisdominatedbytraditionalbanking.D.Itisdecliningduetoforeigncompetition.第三部分:完形填空(共8題,每題1分)directions:Completethepassagebychoosingthebestwordfromthefouroptions(A,B,C,D)foreachblank.Theriseofdigitalbankinghas______(6)thewaypeoplemanagetheirfinances.IncitieslikeGuangzhou,wherethetechindustryisbooming,banksare______(7)tointegratecutting-edgesolutions.Forexample,CITICBank’smobileappnowallowsusersto______(8)paymentswithjustafingerprintscan.Thisinnovationnotonlyspeedsuptransactionsbutalso______(9)security.Additionally,thebankhas______(10)ablockchain-basedsystemtostreamlinecross-bordertransfers,reducingcostsandimprovingefficiency.Theseeffortsreflectthebroadertrendinthefinancialsector:embracingtechnologyto______(11)customersatisfaction.AstheGuangzhougovernmentcontinuesto______(12)fintechdevelopment,banksintheregionarewell-positionedtothrive.6.A.revolutionizedB.simplifiedC.complicatedD.ignored7.A.eagerB.reluctantC.hesitantD.dismissive8.A.processB.ignoreC.delayD.reject9.A.enhancesB.degradesC.postponesD.ignores10.A.implementedB.abandonedC.neglectedD.delayed11.A.boostB.reduceC.ignoreD.undermine12.A.supportingB.opposingC.neglectingD.dismissing第四部分:翻譯(共2題,每題3分)directions:TranslatethefollowingsentencesintoEnglish.1.中信銀行在推動(dòng)綠色金融發(fā)展方面發(fā)揮著重要作用,特別是在支持廣州市天河區(qū)的可持續(xù)項(xiàng)目上。2.隨著粵港澳大灣區(qū)建設(shè)的推進(jìn),金融機(jī)構(gòu)需要加強(qiáng)合作,以更好地服務(wù)區(qū)域經(jīng)濟(jì)發(fā)展。第五部分:寫作(共1題,5分)directions:Writeashortessay(about100words)onthetopic:"TheRoleofFintechinModernBanking."答案及解析第一部分:選詞填空1.A(forced)解析:Fintech的發(fā)展迫使傳統(tǒng)銀行業(yè)進(jìn)行創(chuàng)新。2.A(aggressive)解析:作為領(lǐng)先金融機(jī)構(gòu),中信銀行積極吸引人才。3.A(enhance)解析:新手機(jī)銀行應(yīng)用旨在提升客戶體驗(yàn)。4.A(vibrant)解析:廣州IFC金融中心是充滿活力的投資中心。5.A(committed)解析:團(tuán)隊(duì)致力于探索大灣區(qū)商業(yè)機(jī)會(huì)。6.A(minimize)解析:銀行努力減少碳排放,降低環(huán)境影響。7.A(undergoing)解析:天河區(qū)辦公室正在經(jīng)歷重大改造。8.A(demonstrated)解析:數(shù)字貨幣試點(diǎn)展示了其潛力。9.A(resilient)解析:風(fēng)險(xiǎn)管理系統(tǒng)確保運(yùn)營(yíng)具備韌性。10.A(develop)解析:中信銀行與華為合作開發(fā)AI金融解決方案。第二部分:閱讀理解1.B解析:文章主要強(qiáng)調(diào)IFC金融中心對(duì)廣州經(jīng)濟(jì)的意義。2.B解析:IFC中心是一個(gè)具有競(jìng)爭(zhēng)力的商業(yè)樞紐。3.B解析:文章暗示IFC中心將保持關(guān)鍵金融中心地位。4.B解析:文章指出IFC中心面臨成本和競(jìng)爭(zhēng)挑戰(zhàn)。5.B解析:文章暗示廣州金融行業(yè)在發(fā)展中面臨障礙。第三部分:完形填空6.A(revolutionized)7.A(eager)8.A(process)9.A(enhances)10.A(implemented)11.A(boost)12.A(supporting)第四部分:翻譯1.CITICBankplaysasignificantroleinpromotinggreenfinance,especiallyinsupportingsustainableprojectsinTianheDistrict,Guangzhou.2.WiththeadvancementoftheGreaterBayAreainitiative,financialinstitutionsneedtostrengthencooperationtobetterserveregionaleco

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