中信銀行麗水市蓮都區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）directions:Choosethebestwordtofillineachblank.1.TheannualfinancialreportofChinaCITICBankrevealedasignificantincreaseindigitalbanking__________lastyear.A.adoptionB.strategyC.lossD.growth2.LocalbusinessesinLianzhouDistrictareactivelyexploring__________financingoptionstosupporttheirexpansion.A.traditionalB.innovativeC.conservativeD.risky3.Thebank’scustomerserviceteamensureshigh-quality__________byproviding24/7assistance.A.interactionB.satisfactionC.efficiencyD.competition4.Thenewmobileappallowsusersto__________transactionsinreal-time,enhancingconvenience.A.delayB.monitorC.ignoreD.postpone5.TheeconomicpoliciesofZhejiangProvincehave__________thedevelopmentoffinancialtechnologystartups.A.hinderedB.encouragedC.ignoredD.stabilized6.Theloanagreementrequiresbothpartiesto__________compliancewithregulatorystandards.A.ignoreB.prioritizeC.challengeD.postpone7.Thebank’ssustainabilityreporthighlightseffortstoreducecarbon__________initsoperations.A.emissionsB.revenueC.savingsD.investments8.Thebranchmanageremphasizedtheimportanceof__________inmaintainingcustomertrust.A.transparencyB.secrecyC.delayD.reduction9.Thedigitalbankingplatformaimsto__________userexperiencethroughpersonalizedservices.A.simplifyB.complicateC.ignoreD.eliminate10.Theeconomicdownturnhas__________thedemandformortgagesinLianzhou.A.boostedB.decreasedC.stabilizedD.fluctuated二、閱讀理解（共5題，每題2分）directions:Readthepassageandanswerthequestionsbelow.Passage:Theriseoffintechhastransformedthebankingindustry,particularlyinregionslikeLianzhouDistrict,wheretraditionalfinancialinstitutionsareadaptingtodigitaltrends.ChinaCITICBank,forinstance,hasinvestedheavilyinmobilebankingsolutionstocatertothegrowingdemandforconvenience.Accordingtoarecentreport,over70%oflocalcustomersnowpreferdigitaltransactionsoverin-personservices.Thisshifthasnotonlyimprovedefficiencybutalsoreducedoperationalcosts.However,challengesremain,suchasensuringdatasecurityandregulatorycompliance.Thebankhasimplementedadvancedencryptiontechnologiestosafeguardcustomerinformation.Additionally,ithasformedpartnershipswithlocaltechfirmstoinnovatefinancialproducts.AsLianzhou’seconomygrows,thebankexpectstoseefurtherexpansionindigitalbankingservices.1.Whathasfintechchangedinthebankingindustry?A.ReducedcustomertrustB.IncreasedtraditionalservicerelianceC.TransformeddigitalandtraditionalservicesD.Eliminatedfinancialinstitutions2.Whydolocalcustomerspreferdigitaltransactions?A.TheyarefasterB.TheyarelesssecureC.TheyoffermoreprivacyD.Theyrequiremorepaperwork3.WhatchallengesdoesChinaCITICBankfaceindigitalbanking?A.HighcostsB.LowcustomerengagementC.DatasecurityandregulationD.Lackoftechnologicalsupport4.Howdoesthebankensuredatasecurity?A.ByreducingcustomerinteractionB.BypartneringwithtechfirmsC.ByignoringregulatoryrequirementsD.Byencouragingin-persontransactions5.Whatdoesthebankexpectinthefuture?A.AdeclineindigitalbankingdemandB.NochangesinservicemodelsC.FurtherexpansionofdigitalservicesD.Increasedrelianceontraditionalbanking三、完形填空（共10題，每題1分）directions:Fillineachblankwiththebestwordfromthebox.|Box:|digital|traditional|innovative|compliance|efficiency|security|convenience|flexibility|growth|challenges|1.Thebank’snewpolicypromotes__________bankingpracticestoattractyoungercustomers.2.Despitethe__________,thebranchcontinuestoserveclientsinperson.3.Themobileapp’smainadvantageisitshighlevelof__________.4.Alltransactionsmustadheretofinancial__________standards.5.Automationhassignificantlyimprovedoperational__________.6.Cybersecuritymeasuresarecriticaltomaintainingdata__________.7.Thebankoffers__________paymentoptionstosuitdiverseneeds.8.Balancinginnovationwithriskmanagementisakey__________forbanks.9.Thebank’sdigitaltransformationhasdrivenrapid__________inuseradoption.10.Theregulatoremphasizedtheneedforstrict__________inlendingpractices.四、翻譯填空（共5題，每題2分）directions:TranslatethefollowingsentencesintoEnglish.1.麗水市蓮都區(qū)的發(fā)展得益于良好的金融政策支持。2.中國國際銀行積極推動綠色金融項目的落地。3.數(shù)字化轉(zhuǎn)型是提升銀行競爭力的關(guān)鍵舉措。4.客戶滿意度是衡量服務(wù)質(zhì)量的重要指標。5.區(qū)域經(jīng)濟復(fù)蘇帶動了信貸需求的增長。五、詞匯辨析（共10題，每題1分）directions:Choosethewordthatbestfitsthecontext.1.Theloanofficerexplainedthe__________termstotheapplicant.A.lenientB.strictC.ambiguousD.favorable2.Thebank’smarketingcampaignfocusedonpromoting__________products.A.nicheB.genericC.outdatedD.universal3.Thefinancialanalysthighlightedtheimportanceof__________ininvestmentdecisions.A.speculationB.diversificationC.gamblingD.consistency4.Thebranchmanagerwaspraisedforhis__________approachtoproblem-solving.A.reactiveB.proactiveC.passiveD.aggressive5.Thenewregulationsaimto__________fraudinthebankingsector.A.eliminateB.encourageC.normalizeD.overlook6.Thecustomer’s__________wasevidentaftertheunresolveddispute.A.satisfactionB.indifferenceC.frustrationD.tolerance7.Thebank’s__________strategyinvolvestargetingsmallandmediumenterprises.A.exclusiveB.inclusiveC.aggressiveD.passive8.Theeconomicreportnoteda__________ininflationrates.A.declineB.fluctuationC.riseD.stability9.Thedigitalbankingplatformwasdesignedformaximum__________.A.complexityB.simplicityC.costlinessD.flexibility10.Thebank’s__________policyensuresfairtreatmentofallclients.A.discriminatoryB.impartialC.biasedD.selective參考答案及解析一、選詞填空1.A(adoption)2.B(innovative)3.B(satisfaction)4.B(monitor)5.B(encouraged)6.B(prioritize)7.A(emissions)8.A(transparency)9.A(simplify)10.B(decreased)解析:1."adoption"referstotheadoptionofdigitalbankingpractices.2."innovative"alignswithfintechtrendsinLianzhou.3."satisfaction"iskeytocustomerservicequality.4."monitor"transactionsensuresreal-timetracking.5."encouraged"reflectssupportiveeconomicpolicies.6."prioritize"complianceensureslegaladherence.7."emissions"relatestosustainabilityefforts.8."transparency"buildstrustinbanking.9."simplify"enhancesuserexperience.10."decreased"reflectseconomicdownturneffects.二、閱讀理解1.C(Transformeddigitalandtraditionalservices)2.A(Theyarefaster)3.C(Datasecurityandregulation)4.B(Bypartneringwithtechfirms)5.C(Furtherexpansionofdigitalservices)解析:1.Thepassagediscussesfintech’simpactonbothdigitalandtraditionalbanking.2.Digitaltransactionsarepreferredforspeed.3.Datasecurityandregulationarementionedaschallenges.4.Techfirmpartnershipsaddresssecurity.5.Thebankexpectsgrowthindigitalservices.三、完形填空1.innovative2.challenges3.convenience4.compliance5.efficiency6.security7.flexibility8.challenges9.growth10.compliance解析:1."innovative"reflectsmodernbankingtrends.2."challenges"acknowledgesdifficulties.3."convenience"isadigitalbankingadvantage.4."compliance"ensureslegaladherence.5."efficiency"improvesoperations.6."security"iscriticalfordataprotection.7."flexibility"meetsdiverseneeds.8."challenges"balanceinnovationwithrisk.9."growth"showsuseradoptiontrends.10."compliance"ensuresfairlendingpractices.四、翻譯填空1.ThedevelopmentofLianzhouDistrictbenefitsfromsoundfinancialpolicies.2.ChinaCITICBankactivelypromotestheimplementationofgreenfinanceprojects.3.Digitaltransformationisakeymeasuretoenhanceban