民生銀行天津市紅橋區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）以下每題空白處需填入最恰當(dāng)?shù)膯卧~，每個選項僅使用一次。1.Therapiddevelopmentoffintechhas______thetraditionalbankingmodel,requiringfinancialinstitutionstoadapttonewtechnologies.A.revolutionizedB.complicatedC.supportedD.minimized2.Toimprovecustomersatisfaction,thebankshould______morepersonalizedfinancialservicesbasedonbigdataanalytics.A.provideB.ignoreC.reduceD.eliminate3.TheredtapeintheChinesebankingsystemoften______theefficiencyofloanapprovalprocesses.A.enhancesB.slowsdownC.encouragesD.standardizes4.ThenewbranchinHongKongaimsto______cross-borderfinancialservicesformainlandclients.A.expandB.limitC.delayD.reduce5.Thebank’ssustainabilitystrategyincludesreducingitscarbonfootprintby______renewableenergysources.A.promotingB.neglectingC.banningD.ignoring二、閱讀理解（共4題，每題3分，共12分）閱讀以下短文，回答問題。Passage:Theriseofdigitalbankinghastransformedhowconsumersinteractwithfinancialinstitutions.Mobileappsnowallowcustomerstotransfermoney,paybills,andapplyforloanswithjustafewtaps.However,thisshifthasalsobroughtchallenges,suchascybersecurityrisksandregulatorycompliance.TraditionalbanksinChinaareinvestingheavilyinAIandblockchaintostaycompetitive.Forinstance,BankofChinahaslaunchedanAI-poweredchatbottoprovide24/7customersupport.Meanwhile,smallerbanksinredtape-heavyregionslikeTianjinarestrugglingtokeepup.ThePeople’sBankofChinahasintroducednewpoliciestostreamlinelendingprocesses,butbureaucratichurdlesremain.1.Whatisthemaintopicofthepassage?A.Thebenefitsofdigitalbanking.B.ThechallengesofdigitalbankinginChina.C.TheroleofAIinfinance.D.ThepoliciesofthePeople’sBankofChina.2.Accordingtothepassage,whatisonewaytraditionalbanksareadaptingtodigitalization?A.Byreducingcustomerservicehours.B.ByinvestinginAIandblockchain.C.Bybanningmobilebanking.D.Byignoringcybersecurityrisks.3.Whichregionismentionedasfacingdifficultiesinadoptingdigitalbanking?A.Shanghai.B.Tianjin.C.Beijing.D.Guangzhou.4.WhatdoesthepassagesuggestaboutthefutureofbankinginChina?A.Digitalbankingwillreplacetraditionalbankscompletely.B.Cybersecuritywillbecomelessimportant.C.Regulatoryreformswillimproveefficiency.D.Bureaucracywilldisappearentirely.三、完形填空（共5題，每題2分，共10分）閱讀以下短文，選擇最合適的選項填入空白處。ThebankingsectorinChinaisundergoingasignificanttransformationduetotechnologicaladvancements.______(1),theintegrationofbigdataandcloudcomputinghasenabledbankstooffermoretailoredfinancialproducts.______(2),manyruralbanksinHebeiandShanxistilllacktheresourcestocompetewithlargerinstitutions.TheChinesegovernmenthaslaunchedinitiativestobridgethisgapby______(3)subsidiesandtrainingprograms.Forexample,theBankofChinaRuralDevelopmentDepartmenthas______(4)mobilebankingservicesinremoteareas.Despitetheseefforts,______(5),thedigitaldivideremainsapersistentissue.1.A.HoweverB.MoreoverC.ThereforeD.Nevertheless2.A.YetB.SoC.ButD.Although3.A.providingB.reducingC.eliminatingD.delaying4.A.expandedB.minimizedC.ignoredD.standardized5.A.thereforeB.moreoverC.howeverD.besides四、句子改錯（共4題，每題3分，共12分）以下句子均存在語法錯誤，請找出并改正。1.Thebank’snewpolicywilleffectivefromnextmonth.→Correct:Thebank’snewpolicywillbeeffectivefromnextmonth.2.Customersmustfilltheforminblackorblueink.→Correct:Customersmustfilltheforminblackorblueink.3.Ifyouhaveanyquestions,pleasecontactthebranchassoonaspossible.→Correct:Ifyouhaveanyquestions,pleasecontactthebranchassoonaspossible.4.Theloanapprovalprocessistoocomplexandittakesalotoftime.→Correct:Theloanapprovalprocessistoocomplex,andittakesalotoftime.五、翻譯填空（共5題，每題2分，共10分）將以下中文句子翻譯成英文，填入空白處。1.為了提高客戶體驗，銀行應(yīng)加強(qiáng)線上服務(wù)建設(shè)?！鶷oenhancecustomerexperience,thebankshouldstrengthentheconstructionofonlineservices.2.天津分行計劃在2025年推出綠色金融產(chǎn)品?！鶷heTianjinbranchplanstolaunchgreenfinancialproductsin2025.3.中國的金融監(jiān)管政策正在逐步完善。→China’sfinancialregulatorypoliciesaregraduallyimproving.4.數(shù)字化轉(zhuǎn)型對傳統(tǒng)銀行業(yè)帶來了巨大挑戰(zhàn)?！鶧igitaltransformationhasbroughtgreatchallengestotraditionalbanking.5.銀行需要平衡創(chuàng)新與風(fēng)險控制?！鶥anksneedtobalanceinnovationwithriskcontrol.答案與解析一、選詞填空1.A.revolutionized（金融科技正在顛覆傳統(tǒng)銀行模式）2.A.provide（銀行應(yīng)提供基于大數(shù)據(jù)分析的個性化服務(wù)）3.B.slowsdown（繁文縟節(jié)降低了貸款審批效率）4.A.expand（香港分行旨在擴(kuò)展跨境金融服務(wù)）5.A.promoting（銀行通過推廣可再生能源來減少碳足跡）二、閱讀理解1.B.ThechallengesofdigitalbankinginChina.（文章主要討論中國數(shù)字銀行面臨的挑戰(zhàn)）2.B.ByinvestinginAIandblockchain.（傳統(tǒng)銀行通過投資AI和區(qū)塊鏈適應(yīng)數(shù)字化）3.B.Tianjin.（文章提到天津地區(qū)在數(shù)字化方面面臨困難）4.C.Regulatoryreformswillimproveefficiency.（文章暗示監(jiān)管改革將提高效率）三、完形填空1.B.Moreover（此外，大數(shù)據(jù)和云計算的整合使銀行能夠提供更個性化的產(chǎn)品）2.D.Although（然而，許多山西和河北的農(nóng)村銀行仍缺乏資源）3.A.providing（政府通過提供補(bǔ)貼和培訓(xùn)計劃來彌合差距）4.A.expanded（中國農(nóng)業(yè)銀行在偏遠(yuǎn)地區(qū)擴(kuò)展了移動銀行服務(wù)）5.C.however（盡管如此，數(shù)字鴻溝仍然是一個問題）四、句子改錯1.Thebank’snewpolicywillbeeffectivefromnextmonth.（原句缺少be動詞）2.Customersmustfilltheforminblackorblueink.（原句正確）3.Ifyouhaveanyquestions,pleasecontactthebranchassoonaspossible.（原句正確）4.Theloanapprovalprocessistoocomplex,andittakesalotoftime.（原句缺少逗號分隔并列句）五、翻譯填空1.Toenhancecustomerexperience,thebankshouldstrengthentheconstructionofonlineservices.2.TheTianjinbr