浦發(fā)銀行北京市通州區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）directions:Choosethebestwordtofillineachblank.1.Thenewfinancialregulationswill______thebankingindustrybyintroducingstricterriskmanagementrequirements.A.revolutionizeB.stabilizeC.moderateD.disrupt2.InthecontextofBeijing’seconomicdevelopment,thegovernmentis______measurestoattractmoreforeigninvestmentintothetechsector.A.implementingB.neglectingC.compromisingD.exaggerating3.Despitethemarket______,ourbranchinTongzhoumanagedtoincreaseitsloanapprovalsby15%inthelastquarter.A.instabilityB.stabilityC.volatilityD.predictability4.Thebank’sdigitaltransformationstrategyaimsto______customerexperiencebyleveragingAIandbigdataanalytics.A.deteriorateB.enhanceC.ignoreD.simplify5.The______ofremotebankingserviceshasbeenagame-changerforcustomerswhopreferflexibleworkinghours.A.adoptionB.rejectionC.limitationD.rejection二、閱讀理解（共4題，每題3分，共12分）directions:Readthepassagebelowandanswerthequestionsthatfollow.Passage:TherapidgrowthoffintechinBeijinghastransformedthefinanciallandscapeofthecity.Traditionalbanksarenowcompetingwithtechcompaniesthatofferinnovativedigitalbankingsolutions.AccordingtoarecentreportbytheBeijingFinancialRegulatoryAdministration,fintechstartupshaveraisedover$1billioninfundingthisyearalone.Thesecompaniesareleveragingblockchain,AI,andcloudcomputingtoprovidefaster,moreefficientfinancialservices.However,regulatorsareconcernedaboutdatasecurityandmarketcompetition.ThePeople’sBankofChinahasintroducednewguidelinestoensurethatfintechfirmsoperatewithinlegalboundarieswhilestillfosteringinnovation.1.Whatisthemainfocusofthepassage?A.ThedeclineoftraditionalbankinginBeijing.B.Theimpactoffintechonthecity’seconomy.C.Theroleofgovernmentinregulatingfintech.D.Thechallengesfacedbyfintechcompanies.2.Accordingtothepassage,whathasbeenthefundingtrendforfintechstartupsinBeijing?A.Asteadydecline.B.Minimalgrowth.C.Rapidincrease.D.Nosignificantchange.3.Whatareregulatorsmostconcernedaboutregardingfintech?A.Innovationintechnology.B.Marketdominancebylargefirms.C.Datasecurityandlegalcompliance.D.Customersatisfaction.4.WhatdoesthepassagesuggestaboutthefutureoffintechinBeijing?A.Itwilldeclineduetoincreasedregulation.B.Itwillcontinuetogrowwithproperoversight.C.Itwillbereplacedbytraditionalbanking.D.Itwillbecomeirrelevantinthelongterm.三、完形填空（共5題，每題2分，共10分）directions:Fillineachblankwiththebestwordfromthebox.|WordstoChooseFrom:|transform|stabilize|regulate|innovate|integrate|||-|-|-|-|-|ThebankingsectorinBeijinghasbeenundergoingsignificantchangesinrecentyears.Theriseofdigitalbankinghasforcedtraditionalinstitutionsto______theirbusinessmodelstostaycompetitive.ThePeople’sBankofChinahasplayedacrucialrolein______theindustrybyintroducingstrictercompliancemeasures.Fintechcompanieshaveemergedaskeyplayers,______newtechnologiestoimproveefficiency.Moreover,thegovernmentispushingforthe______ofdigitalpaymentsystemstoreducecashtransactions.TheseeffortshavenotonlymodernizedthesectorbutalsoenhancedfinancialinclusionforresidentsinTongzhouandotherdistricts.四、句子改錯（共5題，每題2分，共10分）directions:Identifytheerrorineachsentenceandcorrectit.1.Thebank’snewmobileappwillallowcustomerstotransferfundsinreal-timewithoutneedforadditionalauthentication.-Error:______-Correction:______2.Despitetheeconomicdownturn,thebranch’srevenuehasincreasedduetotheeffectivemanagementstrategiesimplementedbytheteam.-Error:______-Correction:______3.Theregulatoryframeworkrequiresfinancialinstitutionstoreportanysuspiciousactivitiestotheauthoritieswithin24hoursperiod.-Error:______-Correction:______4.Theadoptionofblockchaintechnologyhasledtoareductionintransactioncostsforboththebankanditscustomers.-Error:______-Correction:______5.Manycustomershaveexpresseddissatisfactionwiththecurrentcustomerserviceprotocols,astheybelieveitistoocomplicatedandtime-consuming.-Error:______-Correction:______五、翻譯題（共3題，每題4分，共12分）directions:TranslatethefollowingsentencesintoEnglish.1.浦發(fā)銀行致力于通過金融科技提升服務效率，以滿足北京市通州區(qū)的快速發(fā)展需求。-Translation:______2.為了確保數(shù)據(jù)安全，銀行必須采取嚴格的措施來防止網(wǎng)絡攻擊和欺詐行為。-Translation:______3.北京市政府計劃在未來五年內將通州區(qū)的GDP增長率提高至15%以上，以促進區(qū)域經(jīng)濟均衡發(fā)展。-Translation:______答案與解析一、選詞填空1.A.revolutionize（正確）-"Thenewfinancialregulationswillrevolutionizethebankingindustry..."意指新監(jiān)管將徹底改變銀行業(yè)。B.stabilize-"Stabilize"與句意不符。C.moderate-"Moderate"意為“緩和”，不合適。D.disrupt-"Disrupt"意為“破壞”，但句中強調的是積極的變革。2.A.implementing（正確）-"Thegovernmentisimplementingmeasurestoattractforeigninvestment..."意指政府正在采取措施吸引外資。B.neglecting-"Neglecting"意為“忽視”，與句意相反。C.compromising-"Compromising"意為“妥協(xié)”，不合適。D.exaggerating-"Exaggerating"意為“夸大”，不合適。3.C.volatility（正確）-"Despitethemarketvolatility..."意指盡管市場波動，但分行仍取得增長。A.instability-"Instability"意為“不穩(wěn)定”，但"volatility"更強調市場價格或指數(shù)的快速變化。B.stability-"Stability"意為“穩(wěn)定”，與句意相反。D.predictability-"Predictability"意為“可預測性”，不合適。4.B.enhance（正確）-"Thebank’sstrategyaimstoenhancecustomerexperience..."意指銀行旨在提升客戶體驗。A.deteriorate-"Deteriorate"意為“惡化”，與句意相反。C.ignore-"Ignore"意為“忽視”，不合適。D.simplify-"Simplify"意為“簡化”，但"enhance"更符合策略目標。5.A.adoption（正確）-"Theadoptionofremotebankingservices..."意指遠程銀行服務的普及。B.rejection-"Rejection"意為“拒絕”，與句意相反。C.limitation-"Limitation"意為“限制”，不合適。D.rejection-重復錯誤。二、閱讀理解1.B.Theimpactoffintechonthecity’seconomy（正確）-文章主要討論了金融科技對北京經(jīng)濟的影響。A.Thedeclineoftraditionalbanking-文章未強調傳統(tǒng)銀行的衰落。C.Theroleofgovernmentinregulatingfintech-僅是部分內容，非主旨。D.Thechallengesfacedbyfintechcompanies-僅是背景信息，非主旨。2.C.Rapidincrease（正確）-"Fintechstartupshaveraisedover$1billioninfundingthisyear..."表明資金大幅增長。A.Asteadydecline-與文意相反。B.Minimalgrowth-與文意相反。D.Nosignificantchange-與文意相反。3.C.Datasecurityandlegalcompliance（正確）-"Regulatorsareconcernedaboutdatasecurityandmarketcompetition."A.Innovationintechnology-僅是背景信息。B.Marketdominancebylargefirms-未明確提及。D.Customersatisfaction-僅是部分提及。4.B.Itwillcontinuetogrowwithproperoversight（正確）-"ThePeople’sBankofChinahasintroducednewguidelinestoensurethatfintechfirmsoperatewithinlegalboundarieswhilestillfosteringinnovation."暗示在監(jiān)管下仍會發(fā)展。A.Itwilldeclineduetoincreasedregulation-與文意相反。C.Itwillbereplacedbytraditionalbanking-未提及。D.Itwillbecomeirrelevantinthelongterm-與文意相反。三、完形填空1.transform（正確）-"Thebankingsectorhasbeenundergoingsignificantchanges..."意指銀行業(yè)正在經(jīng)歷重大變革。2.regulate（正確）-"ThePeople’sBankofChinahasplayedacrucialroleinregulatingtheindustry..."意指央行監(jiān)管行業(yè)。3.innovate（正確）-"Fintechcompanieshaveemergedaskeyplayers,innovatingnewtechnologies..."意指金融科技公司創(chuàng)新技術。4.integrate（正確）-"Thegovernmentispushingfortheintegrationofdigitalpaymentsystems..."意指推動數(shù)字支付系統(tǒng)整合。四、句子改錯1.Error:"withoutneed"Correction:"withoutneeding"Reason:Thesentencerequiresthegerundform"needing"after"without".2.Error:"economicdownturn"Correction:"economicdowntu