民生銀行鞍山市立山區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）題1（2分）：Therapiddevelopmentoffintechhas______thetraditionalbankingmodel,forcinginstitutionstoadapttonewdigitaltrends.A.revolutionizedB.standardizedC.complicatedD.minimized題2（2分）：Toimprovecustomersatisfaction,thebankshould______itsonlineserviceplatformstobettermeetthedemandsoflocalresidentsinLiaoningProvince.A.optimizeB.depreciateC.eliminateD.postpone題3（2分）：TheeconomicdownturninNortheastChinahas______thedemandforloansintheretailsector,particularlyinsmallandmedium-sizedenterprises.A.declinedB.fluctuatedC.elevatedD.stabilized題4（2分）：Thebank’snewmobileappaimsto______theefficiencyoftransactionsbyintegratingAI-poweredchatbots.A.enhanceB.diminishC.delayD.disrupt題5（2分）：Despiteregulatorychallenges,thebank’scross-borderbusinesshas______significantgrowthintheAsia-Pacificregion.A.achievedB.neglectedC.resistedD.anticipated二、閱讀理解（共4題，每題3分，共12分）題6（3分）：Thepassagehighlightstheimportanceofcybersecurityinthebankingsector.WhichofthefollowingstatementsisNOTmentioned?-A.Phishingattacksareamajorthreattofinancialinstitutions.-B.Blockchaintechnologycanenhancedatasecurity.-C.Allbankemployeesshouldundergocybersecuritytraining.-D.Physicalsecuritymeasuresarelesscriticalthandigitalones.題7（3分）：ArecentreportbythePeople’sBankofChinaindicatesthatsmallbusinessesinNortheastChinaarestrugglingwithcreditaccess.Whatistheprimaryreason?-A.Highinterestrates.-B.Insufficientcollateral.-C.Limitedbankbranches.-D.Favoritismtowardlargeenterprises.題8（3分）：ThearticlesuggeststhattoboosteconomicactivityinAnshan,thebankcould______.-A.reducelendinglimits.-B.increaseforeignexchangereserves.-C.launchmoreruralfinancialproducts.-D.focussolelyoncorporateclients.題9（3分）：Accordingtothetext,whatisthebiggestchallengeforthebank’sgreenfinanceinitiatives?-A.Lowprofitability.-B.Governmentrestrictions.-C.Publicawareness.-D.Technologicallimitations.三、完形填空（共5題，每題2分，共10分）Passage:ThebankingindustryinLiaoningProvinceisundergoingatransformationduetotechnologicaladvancements.Digitalizationhas______(1)______thewaybanksoperate,andinstitutionsthatfailtoadaptmayfallbehind.Forexample,JilinBankhas______(2)______itsmobileapptoincludefeatureslikereal-timebillpaymentsandAI-drivenfinancialadvice.Meanwhile,thePeople’sBankofChinahas______(3)______stricterregulationstopreventfinancialfraud.Thesechangeshave______(4)______bothopportunitiesandchallengesforbanksintheregion.Ononehand,digitaltoolscan______(5)______operationalcostsandimprovecustomerengagement;ontheotherhand,theyrequiresignificantinvestmentsinITinfrastructure.題10（2分）：(1)A.revolutionizedB.standardizedC.complicatedD.minimized題11（2分）：(2)A.enhancedB.reducedC.eliminatedD.replaced題12（2分）：(3)A.implementedB.relaxedC.ignoredD.postponed題13（2分）：(4)A.createdB.complicatedC.limitedD.ignored題14（2分）：(5)A.decreaseB.increaseC.maintainD.neglect四、語法填空（共5題，每題2分，共10分）Passage:BanksinNortheastChinaareincreasinglyfocusingonsustainablefinancetosupportgreenindustries.Lastyear,ChinaMerchantsBanklaunchedagreencreditprogramtofundrenewableenergyprojects.Theinitiative______(1)______byofferingpreferentialinterestratestoborrowersinthesector.Similarly,BankofChina______(2)______signedamemorandumofunderstandingwithlocalgovernmentstopromoteeco-friendlybusinesses.Theseeffortsreflectthegrowingimportanceofenvironmentalresponsibilityinthefinancialindustry.AccordingtoastudybytheChinaBankingandInsuranceRegulatoryCommission,greenloansintheregion______(3)______by15%in2024.However,expertswarnthatmoreneedsto______(4)______toensurelong-termsustainability.Forinstance,thegovernmentshould______(5)______stricterpenaltiesforcompaniesthatfailtomeetenvironmentalstandards.題15（2分）：(1)A.wasestablishedB.hasbeenestablishedC.willestablishD.establishes題16（2分）：(2)A.alsoB.alreadyC.yetD.never題17（2分）：(3)A.grewB.hadgrownC.hasgrownD.wouldgrow題18（2分）：(4)A.todoB.bedoneC.bedoingD.tobedone題19（2分）：(5)A.imposeB.imposeonC.imposingD.toimpose五、翻譯（共4題，每題4分，共16分）題20（4分）：中文原文：鞍山市的中小企業(yè)普遍面臨融資難的問題，銀行應提供更多定制化金融產品以解決這一痛點。英文翻譯：Smallandmedium-sizedenterprisesinAnshanCitygenerallyfacedifficultiesinfinancing.Banksshouldprovidemorecustomizedfinancialproductstoaddressthispainpoint.題21（4分）：中文原文：綠色金融是未來銀行業(yè)的重要發(fā)展方向，民生銀行應加大對可再生能源項目的支持力度。英文翻譯：Greenfinanceisakeydevelopmentdirectionforthefuturebankingindustry.MinshengBankshouldincreaseitssupportforrenewableenergyprojects.題22（4分）：中文原文：數(shù)字化轉型是銀行提升競爭力的關鍵，銀行應加強科技投入以優(yōu)化服務體驗。英文翻譯：Digitaltransformationiscrucialforbankstoenhancetheircompetitiveness.Banksshouldstrengthentechnologicalinvestmenttooptimizeserviceexperiences.題23（4分）：中文原文：針對東北地區(qū)經濟復蘇的需求，銀行應推出更多普惠金融政策以助力實體經濟發(fā)展。英文翻譯：TomeettheneedsofeconomicrecoveryinNortheastChina,banksshouldintroducemoreinclusivefinancialpoliciestosupportthedevelopmentoftherealeconomy.六、改錯（共5題，每題2分，共10分）題24（2分）：原文：Thebank’snewpolicyaimstoenhancescustomersatisfactionbyreducingfeesandimprovingservicequality.錯誤：Aims→Aims正確：Aims→Aimsto題25（2分）：原文：Duetotheeconomicslowdown,manybusinessesinLiaoninghavebeenfacingwithliquidityshortages.錯誤：Facing→Facing正確：Facing→Facing題26（2分）：原文：Althoughtheinterestratesarelow,thedemandformortgageshassignificantlydeclined.錯誤：Noerror.題27（2分）：原文：Theregulatorycommitteehasapprovedthebank’sproposaltolaunchanewcreditcardinNortheastChina.錯誤：Noerror.題28（2分）：原文：Despiteofthechallenges,thebank’sdigitalizationeffortshavemadeconsiderableprogress.錯誤：Despite→Despite正確：Despite→Despite答案與解析一、選詞填空1.A.revolutionized解析：Fintech（金融科技）徹底改變了傳統(tǒng)銀行模式，故用“revolutionized”（革命化）。2.A.optimize解析：銀行應優(yōu)化（optimize）線上平臺以滿足遼寧居民需求，符合銀行業(yè)數(shù)字化轉型趨勢。3.A.declined解析：經濟下行導致東北地區(qū)零售行業(yè)貸款需求下降（declined），符合區(qū)域經濟現(xiàn)狀。4.A.enhance解析：AI聊天機器人旨在提升（enhance）交易效率，符合銀行業(yè)科技應用方向。5.A.achieved解析：銀行在亞太地區(qū)跨境業(yè)務取得（achieved）顯著增長，符合行業(yè)發(fā)展趨勢。二、閱讀理解6.D.Physicalsecuritymeasuresarelesscriticalthandigitalones.解析：文章強調物理安全與數(shù)字安全同等重要，未提及物理安全不重要。7.B.Insufficientcollateral解析：報告指出中小企業(yè)貸款難主因是抵押品不足，符合東北地區(qū)實際情況。8.C.launchmoreruralfinancialproducts解析：文章建議銀行推出更多農村金融產品以刺激經濟，符合鞍山立山區(qū)農業(yè)經濟特點。9.A.Lowprofitability解析：綠色金融項目盈利能力較低是普遍挑戰(zhàn)，符合銀行業(yè)務現(xiàn)實。三、完形填空1.A.revolutionized解析：數(shù)字化顛覆（revolutionized）傳統(tǒng)銀行業(yè)務模式。2.A.enhanced解析：吉林銀行增強（enhanced）了移動APP功能。3.A.implemented解析：中國人民銀行實施（implemented）了更嚴格監(jiān)管。4.A.created解析：這些變化創(chuàng)造了（created）機遇與挑戰(zhàn)。5.A.decrease解析：數(shù)字工具可降低（decrease）運營成本。四、語法填空1.B.hasbeenestablished解析：綠色信貸項目自去年起一直存在，用現(xiàn)在完成進行時。2.A.also解析：中國銀行也（also）簽署了諒解備忘錄。3.C.hasgrown解析：綠色貸款2024年增長，用現(xiàn)在完成時。4.B.bedone解析：需要更多事情被做，被動語態(tài)。5.A.impose解析：政府應施加強制處罰，動詞原形。五、翻譯20.Smallandmedium-sizedenterprisesinAnshanCitygenerallyfacedifficultiesin