華夏銀行保定市競秀區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共5題，每題2分，共10分）背景提示：題目涉及銀行業(yè)務(wù)、客戶服務(wù)及河北省經(jīng)濟發(fā)展相關(guān)場景。1.Thebank’snewmobileappaimsto______customersbyprovidingreal-timefinancialadvice.A.attractB.retainC.assistD.analyze2.Duetotheincreasingdemandforgreenfinance,thebankplansto______moreloansforrenewableenergyprojectsinHebeiProvince.A.reduceB.allocateC.postponeD.cancel3.Ourcustomerserviceteammust______allcomplaintswithin24hourstoensurehighsatisfactionrates.A.ignoreB.delayC.addressD.dismiss4.TheeconomicgrowthinBaodinghas______significantlyinthepasttwoyears,thankstothegovernment’ssupport.A.declinedB.stabilizedC.fluctuatedD.improved5.To______fraudrisks,thebankimplementsstrictidentityverificationproceduresforonlinetransactions.A.minimizeB.maximizeC.ignoreD.overlook二、閱讀理解（共4題，每題3分，共12分）背景提示：文章節(jié)選自河北省金融發(fā)展報告，涉及銀行業(yè)數(shù)字化轉(zhuǎn)型及區(qū)域經(jīng)濟政策。Passage:Therapiddevelopmentofdigitaltechnologyhastransformedthebankingindustry,especiallyinregionslikeHebei.華夏銀行hasbeenattheforefrontofadoptingAIandbigdataanalyticstoenhanceserviceefficiency.Accordingtoa2024report,over60%ofHebeiresidentsnowprefermobilebankingfordailytransactions,asignificantshiftfromtraditionalmethods.However,challengesremain,suchascybersecurityrisksandtheneedforbroaderdigitalliteracyamongelderlycustomers.ThebankhaslaunchedtrainingprogramstobridgethisgapandplanstoexpanditsdigitalfootprintacrossBaodingandsurroundingareas.6.Whatisthemainfocusofthepassage?A.Thehistoryof華夏銀行inHebei.B.Theimpactofdigitaltechnologyonbanking.C.TheeconomicpoliciesofBaoding.D.Thechallengesofelderlycustomers.7.Accordingtothereport,whatpercentageofHebeiresidentsusemobilebanking?A.40%B.50%C.60%D.70%8.Whatdoesthebankplantodotoimprovedigitalliteracy?A.Reducethenumberoftrainingprograms.B.Expanditsservicestoonlyurbanareas.C.Launcheducationalinitiativesforelderlycustomers.D.Focusoncybersecurityalone.9.Whyisdigitaltechnologychallengingforsomecustomers?A.Itistooexpensive.B.Itlackstraditionalfeatures.C.Itrequirestechnicalskills.D.Itisonlyavailableincities.三、語法填空（共5題，每題2分，共10分）背景提示：句子涉及銀行業(yè)社會責任、河北省企業(yè)融資等話題。10.Byinvestingingreenprojects,華夏銀行notonlysupportsenvironmentalprotectionbut______(also)contributestosustainableeconomicgrowth.11.Smallandmedium-sizedenterprisesinHebeioften______(struggle)toaccessaffordableloansduetostrictlendingcriteria.12.Thebank’sannualreporthighlightsitseffortsto______(reduce)carbonemissionsby2030.13.Customerswhofrequentlyuseourcreditcardscan______(earn)rewardspointsforeverytransaction.14.Toensurecompliancewithfinancialregulations,allemployeesmust______(undergo)regulartrainingonanti-moneylaunderingpolicies.四、翻譯填空（共5題，每題3分，共15分）背景提示：將中文句子翻譯成英文，內(nèi)容涉及銀行服務(wù)承諾、河北省營商環(huán)境。15.我們承諾為客戶提供24小時不間斷的在線客服支持。We______ourcustomerswithround-the-clockonlinecustomersupport.16.河北省近年來吸引了大量外資企業(yè)，為銀行業(yè)務(wù)拓展提供了新機遇。HebeiProvincehas______manyforeign-fundedenterprisesinrecentyears,______newopportunitiesforbankingbusinessexpansion.17.為降低運營成本，銀行計劃優(yōu)化后臺管理系統(tǒng)，提高工作效率。To______operationalcosts,thebankplansto______itsbackendmanagementsystemtoimproveefficiency.18.銀行鼓勵員工參與志愿服務(wù)，以回饋社會并提升品牌形象。Thebank______employeestoparticipateinvolunteerservicesto______tosocietyandenhancebrandimage.19.在當前經(jīng)濟環(huán)境下，靈活的貸款政策有助于緩解中小企業(yè)的資金壓力。Inthecurrenteconomicenvironment,______loanpoliciescanhelp______financialpressureonsmallandmedium-sizedenterprises.五、完形填空（共5題，每題2分，共10分）背景提示：文章講述華夏銀行在保定推廣普惠金融的故事。ThesmalltownofChang’aninBaodingusedtorelyheavilyontraditionalagriculture,but______(20)thebankintroducedmicrofinanceprograms,manylocalfarmerswereabletostarttheirownbusinesses.______(21)theinitialskepticism,thecommunitysawfirsthandhowaccesstocapitalcouldtransformlives.Today,over200familieshavebenefitedfromtheseinitiatives,andthebankisplanningtoexpanditsservicestoneighboringvillages.20.A.sinceB.becauseC.afterD.before21.A.DespiteB.BecauseC.AlthoughD.As22.Thebankalso______(22)freefinancialliteracyworkshopstohelpresidentsmanagetheirmoneybetter.23.Theseeffortshave______(23)asignificantpositiveimpactonthelocaleconomy.24.______(24)challengesremain,thebankremainscommittedtosupportingruraldevelopmentinHebei.25.Thesuccessofthisprojecthas______(25)otherbankstofollowsuitinunderservedareas.答案及解析一、選詞填空1.B(retain)-"attract"(吸引),"retain"(留住),"assist"(協(xié)助),"analyze"(分析).保留客戶符合銀行業(yè)務(wù)目標。2.B(allocate)-"reduce"(減少),"allocate"(分配),"postpone"(推遲),"cancel"(取消).綠色金融需資金支持。3.C(address)-"ignore"(忽視),"delay"(延遲),"address"(處理),"dismiss"(駁回).處理投訴是客戶服務(wù)的基本要求。4.D(improved)-"declined"(下降),"stabilized"(穩(wěn)定),"fluctuated"(波動),"improved"(改善).保定經(jīng)濟增長符合區(qū)域發(fā)展趨勢。5.A(minimize)-"minimize"(最小化),"maximize"(最大化),"ignore"(忽視),"overlook"(忽略).降低欺詐風險是銀行的核心任務(wù)。二、閱讀理解6.B(Theimpactofdigitaltechnologyonbanking)-文章核心是數(shù)字化轉(zhuǎn)型。7.C(60%)-直接引用文章數(shù)據(jù)。8.C(Launcheducationalinitiativesforelderlycustomers)-文中提到培訓計劃。9.C(Itrequirestechnicalskills)-文中提到老年人缺乏數(shù)字技能。三、語法填空10.also-"notonly...butalso"固定搭配。11.arestruggling-現(xiàn)在進行時表示持續(xù)狀態(tài)。12.reduce-動詞原形填空。13.earn-"can"引導(dǎo)能力狀語從句。14.mustundergo-被動語態(tài)表強制性要求。四、翻譯填空15.provide-動詞原形。16.attracted,providing-分詞作狀語。1