興業(yè)銀行太原市小店區(qū)2025秋招筆試英語(yǔ)題專練及答案詞匯選擇題（共5題，每題2分，總計(jì)10分）題目：請(qǐng)從下列選項(xiàng)中選擇最恰當(dāng)?shù)脑~語(yǔ)填空，使句子意思完整。1.ThebankingsectorinShanxiProvincehasseensignificant______indigitaltransformationoverthepastdecade.A.progressB.developmentC.evolutionD.improvement2.Asaleadingfinancialinstitution,IndustrialBankactively______localSMEsthroughtailoredfinancingsolutions.A.supportsB.assistsC.aidsD.facilitates3.TheannualeconomicforuminTaiyuanfocuseson______policiestoboostregionaltrade.A.implementingB.enforcingC.adoptingD.formulating4.ThenewbranchinXintiandiaimsto______customerexperiencewithinnovativedigitalservices.A.enhanceB.improveC.elevateD.boost5.Theloanapplicationrequiresadetailed______oftheborrower’sfinancialhistory.A.analysisB.assessmentC.evaluationD.review答案與解析1.C.evolution解析："Evolution"強(qiáng)調(diào)銀行業(yè)數(shù)字化轉(zhuǎn)型的長(zhǎng)期、漸進(jìn)性變化，更符合金融行業(yè)的語(yǔ)境。2.A.supports解析："Supports"在金融語(yǔ)境中常用于描述銀行對(duì)中小企業(yè)的扶持，語(yǔ)氣更正式。3.D.formulating解析：經(jīng)濟(jì)論壇的核心是制定政策，"formulating"（制定）最貼切。4.C.elevate解析："Elevate"（提升）比其他選項(xiàng)更能體現(xiàn)銀行服務(wù)的升級(jí)感。5.B.assessment解析：銀行審批貸款需要評(píng)估借款人財(cái)務(wù)狀況，"assessment"（評(píng)估）更精準(zhǔn)。閱讀理解題（共4題，每題3分，總計(jì)12分）題目：閱讀以下文章，回答問題。文章：TheRiseofGreenFinanceinShanxiShanxiProvince,traditionallyknownforitscoal-basedeconomy,hasbeenactivelytransitioningtowardgreenfinancetodrivesustainabledevelopment.TheProvincialPeople’sBankofChinarecentlylaunchedapilotprogramtoincentivizebankstoinvestinrenewableenergyprojects.Underthisinitiative,banksreceivinggovernmentsubsidiesforgreenloanswillenjoypreferentialinterestrates.Severallocalfinancialinstitutions,includingIndustrialBankandChinaMerchantsBank,havealreadysignedagreementstoallocateatleast10billionyuanforeco-friendlyprojects.Themovealignswiththecentralgovernment’sgoalofreducingcarbonemissionsby2030.Criticsarguethattheprogrammaystrainbankliquidity,butproponentsemphasizeitslong-termeconomicbenefits.問題：1.WhatistheprimarypurposeofthegreenfinancepilotprograminShanxi?A.Toreducecoalproduction.B.Toencourageinvestmentsinrenewableenergy.C.Toprovidesubsidiesfortraditionalindustries.D.Toimprovebankliquidity.2.Whichbanksarementionedasparticipatingintheprogram?A.IndustrialBankandChinaMerchantsBank.B.AgriculturalBankofChinaandBankofChina.C.ChinaConstructionBankandPingAnBank.D.ChinaEverbrightBankandBankofCommunications.3.Whatarethecritics’mainconcernsabouttheprogram?A.Itmayleadtohigherinterestrates.B.Itcouldstrainbankliquidity.C.Itlacksgovernmentsupport.D.Itfocusestoomuchonsmallprojects.4.Accordingtothepassage,whatisthecentralgovernment’sobjective?A.Topromotecoalmining.B.Toreducecarbonemissionsby2030.C.Toincreasebankprofits.D.Toexpandgreenfinanceinitiatives.答案與解析1.B.Toencourageinvestmentsinrenewableenergy.解析：文章明確指出試點(diǎn)項(xiàng)目旨在激勵(lì)銀行投資綠色項(xiàng)目。2.A.IndustrialBankandChinaMerchantsBank.解析：文中僅提及這兩家銀行簽署協(xié)議。3.B.Itcouldstrainbankliquidity.解析：批評(píng)者擔(dān)憂政府補(bǔ)貼可能影響銀行流動(dòng)性。4.B.Toreducecarbonemissionsby2030.解析：文中提到中央政府的目標(biāo)是2030年減排。完形填空題（共5題，每題2分，總計(jì)10分）題目：請(qǐng)選擇最佳選項(xiàng)填空，完成段落。ThebankingsectorinChinahasbeenundergoingrapid______asregulatorypoliciesevolve.Modernbanksmustnow______compliancewithanti-moneylaundering(AML)anddataprotectionlaws.Failuretodosocouldresultinsevere______,includingfinesandreputationaldamage.However,thechallengesalsopresentopportunitiesforinnovation.Manyinstitutionsareleveragingartificialintelligenceto______frauddetectionandimproveoperationalefficiency.Asaresult,theindustryisseeinga______betweentraditionalbankinganddigitalfinance.選項(xiàng)：1.A.transformationB.developmentC.revolutionD.evolution2.A.adheretoB.complywithC.followD.obey3.A.consequencesB.penaltiesC.impactsD.effects4.A.enhanceB.improveC.optimizeD.escalate5.A.shiftB.balanceC.contrastD.transition答案與解析1.A.transformation解析："Transformation"（轉(zhuǎn)型）最能體現(xiàn)銀行業(yè)因政策變化帶來(lái)的結(jié)構(gòu)性改變。2.B.complywith解析："Complywith"在法律語(yǔ)境中更正式。3.B.penalties解析：違反法規(guī)的后果通常用"penalties"（處罰）。4.C.optimize解析：AI技術(shù)用于優(yōu)化（optimize）風(fēng)險(xiǎn)防控效果更準(zhǔn)確。5.D.transition解析："Transition"（過渡）描述傳統(tǒng)與數(shù)字金融的結(jié)合過程。句子改錯(cuò)題（共5題，每題2分，總計(jì)10分）題目：以下句子存在語(yǔ)法或邏輯錯(cuò)誤，請(qǐng)指出并改正。1.Thenewcreditpolicywilleffectivefromnextmonth.→錯(cuò)誤：______→改正：______2.Despitetheeconomicdownturn,thebank’sprofithasincreased.→錯(cuò)誤：______→改正：______3.Ifwedonotreducetheloaninterestrates,smallbusinesseswillnotaffordit.→錯(cuò)誤：______→改正：______4.Thefinancialanalystexpectsthatthestockmarketwillfallthisyear.→錯(cuò)誤：______→改正：______5.Althoughthebankhasstrictlendingcriteria,itstillsupportsstartups.→錯(cuò)誤：______→改正：______答案與解析1.錯(cuò)誤：effective改正：takeseffect解析：應(yīng)使用動(dòng)詞短語(yǔ)"takeseffect"而非形容詞。2.錯(cuò)誤：profithasincreased改正：profitshaveincreased解析："Profit"作復(fù)數(shù)時(shí)，謂語(yǔ)需用復(fù)數(shù)形式。3.錯(cuò)誤：willnotaffordit改正：cannotaffordit解析：在條件狀語(yǔ)從句中，應(yīng)用一般現(xiàn)在時(shí)"cannot"而非將來(lái)時(shí)。4.錯(cuò)誤：expectsthatthestockmarketwillfall改正：expectsthestockmarkettofall解析："Expect"后接動(dòng)詞不定式（todo）更自然。5.錯(cuò)誤：Althoughthebankhasstrictlendingcriteria,itstillsupportsstartups.改正：Despitethebank’sstrictlendingcriteria,itstillsupportsstartups.解析："Although"和"Despite"不能同時(shí)使用。語(yǔ)法選擇題（共5題，每題2分，總計(jì)10分）題目：選擇最適合填空的語(yǔ)法結(jié)構(gòu)。1.Thebank______offeringlow-interestloanstoencouragehomeownership.A.isconsideringB.considersC.consideredD.hasconsidered2.Iftheeconomicsituation______worse,manybusinessesmightfaceclosures.A.getsB.willgetC.wouldgetD.weretoget3.Neit