光大銀行北京市通州區(qū)2025秋招筆試英文行測(cè)高頻題含答案題型一：選詞填空（共5題，每題2分，共10分）說(shuō)明：以下句子選自銀行業(yè)務(wù)及北京市通州區(qū)經(jīng)濟(jì)發(fā)展相關(guān)場(chǎng)景，請(qǐng)根據(jù)上下文選擇最恰當(dāng)?shù)膯卧~填空。1.TherapiddevelopmentoffintechinBeijinghastraditionalbankingoperations,requiringfinancialinstitutionstoadaptquickly.A.revolutionizedB.standardizedC.complicatedD.modernized2.Toregulatorycomplianceintheinsurancesector,光大銀行hasimplementedstricterinternalauditprocedures.A.ensureB.weakenC.ignoreD.postpone3.Thegovernment'sinitiativetogreenfinanceprojectsintheBeijing-Tianjin-Hebeiregionaimstoreducecarbonemissions.A.promoteB.hinderC.delayD.cancel4.theincreasingdemandfordigitalbankingservices,thebranchinTongzhouDistricthasexpandeditsonlinebankingplatform.A.DespiteB.BecauseofC.InsteadofD.Although5.CompaniestorelocatetheirheadquarterstotheBeijingEconomicCirclemayenjoytaxincentivesfromlocalauthorities.A.decidingB.decideC.decidedD.decision題型二：閱讀理解（共4題，每題3分，共12分）說(shuō)明：閱讀以下短文，完成后續(xù)問(wèn)題。PassageTheBeijingMunicipalGovernmentrecentlyannouncedapilotprogramtoencouragebankstoinvestintheconstructionofsmartcitiesintheTongzhouDistrict.Theprogram,named"BankingforSmartCities,"aimstoleveragefinancialresourcestoenhanceurbaninfrastructure,suchaspublictransportation,greenenergy,anddigitalpublicservices.Participatingbankswillreceivepreferentialloantermsandtaxbreaksinexchangefortheirinvestments.6.Whatisthemainpurposeofthe"BankingforSmartCities"program?A.Toreducecarbonemissions.B.Topromotefintechdevelopment.C.ToencouragebankstoinvestinTongzhouDistrict.D.Tostrengthenregulatorycompliance.7.Accordingtothepassage,whichofthefollowingwillbanksreceiveasincentives?A.Lowerinterestrates.B.Increasedloanlimits.C.Taxbreaksandpreferentialloanterms.D.Directgovernmentfunding.8.TheprogramisspecificallytargetedatwhichdistrictinBeijing?A.ChaoyangDistrict.B.HaidianDistrict.C.TongzhouDistrict.D.XichengDistrict.9.Whatisanexampleoftheinfrastructurementionedintheprogram?A.Commercialbuildings.B.Publictransportation.C.Privatehousing.D.Industrialparks.題型三：語(yǔ)法填空（共5題，每題2分，共10分）說(shuō)明：根據(jù)句子意思，用所給單詞的適當(dāng)形式填空。10.TheBankofChinabranchinTongzhouDistrict(open)since2018.11.Iffinancialinstitutions(meet)thenewcapitalrequirements,theywillbeallowedtoexpandtheiroperations.12.ManystartupsinBeijing(benefit)fromgovernmentsubsidiestodevelopinnovativebankingsolutions.13.Theregulatoryauthority(warn)banksabouttherisksofoverleveragingintherealestatesector.14.By2025,thenumberofdigitalbankingusersintheBeijingarea(double)comparedto2020.題型四：句子改錯(cuò)（共4題，每題3分，共12分）說(shuō)明：以下句子中各有一處錯(cuò)誤，請(qǐng)指出并改正。15.Thefinancialcrisisin2008hasimpactedtheglobalbankingindustrysignificantly.-錯(cuò)誤：_________-改正：_________16.Despitetheeconomicdownturn,thebank’sprofitsincreasedby15%lastyear.-錯(cuò)誤：_________-改正：_________17.Thenewanti-moneylaunderinglawrequiresfinancialinstitutionstoverifytheidentityofallcustomersimmediately.-錯(cuò)誤：_________-改正：_________18.Althoughmanybankshavedigitalizedtheirservices,traditionalbranchesstillplayavitalroleincustomerservice.-錯(cuò)誤：_________-改正：_________題型五：完形填空（共5題，每題2分，共10分）說(shuō)明：閱讀以下短文，根據(jù)上下文選擇最佳選項(xiàng)。Lastyear,thePeople'sBankofChinaintroducedstrictercapitaladequacyrequirementsforcommercialbanks.Theseregulationsweretoreducesystemicrisksinthefinancialsector.Banksthatfailtothenewstandardsmayfacepenaltiesorrestrictionsontheirbusinessoperations.Themovehasbankstooptimizetheirassetportfoliosandimproveriskmanagement.Someanalystsarguethatthenewruleswillthestabilityofthebankingsectorinthelongterm.However,othersbelievethattheshort-termcostsoutweighthebenefits.19.A.introducedB.ignoredC.relaxedD.tightened20.A.meetB.exceedC.ignoreD.challenge21.A.forcedB.encouragedC.allowedD.prohibited22.A.strengthenB.weakenC.threatenD.support23.A.improveB.reduceC.harmD.enhance答案與解析題型一：選詞填空1.A.revolutionized（革命化）-解析：Fintech對(duì)傳統(tǒng)銀行業(yè)的影響是顛覆性的，故選revolutionized。2.A.ensure（確保）-解析：保險(xiǎn)行業(yè)需要確保合規(guī)性，故選ensure。3.A.promote（促進(jìn)）-解析：政府旨在促進(jìn)綠色金融項(xiàng)目，故選promote。4.B.Becauseof（因?yàn)椋?解析：因?yàn)樾枨笤黾?，所以銀行擴(kuò)展了線上平臺(tái)，故選becauseof。5.A.deciding（決定中）-解析：Companiesdecidetorelocate（公司決定搬遷），故選deciding（現(xiàn)在分詞作后置定語(yǔ)）。題型二：閱讀理解6.C.ToencouragebankstoinvestinTongzhouDistrict.-解析：文章明確指出項(xiàng)目針對(duì)通州區(qū)，故選C。7.C.Taxbreaksandpreferentialloanterms.-解析：文中提到銀行將獲得稅收減免和優(yōu)惠貸款，故選C。8.C.TongzhouDistrict.-解析：文章多次提及通州區(qū)，故選C。9.B.Publictransportation.-解析：文中提到公共交通等基礎(chǔ)設(shè)施，故選B。題型三：語(yǔ)法填空10.hasbeenopen（現(xiàn)在完成進(jìn)行時(shí)）-解析：since2018表示動(dòng)作持續(xù)至今，故用現(xiàn)在完成進(jìn)行時(shí)。11.meet（動(dòng)詞原形，條件句主語(yǔ)）-解析：If后接動(dòng)詞原形，故選meet。12.havebenefited（現(xiàn)在完成時(shí)）-解析：startups已受益，故用現(xiàn)在完成時(shí)。13.haswarned（現(xiàn)在完成時(shí)）-解析：警告動(dòng)作已完成且與現(xiàn)在有關(guān)，故用現(xiàn)在完成時(shí)。14.willdouble（將來(lái)時(shí)）-解析：by2025表示將來(lái)時(shí)間，故用將來(lái)時(shí)。題型四：句子改錯(cuò)15.-錯(cuò)誤：hasimpacted-改正：hasimpacted（無(wú)錯(cuò)誤，原句正確）16.-錯(cuò)誤：Despite-改正：Inspiteof（Despite不可直接位于句首）17.-錯(cuò)誤：immediately-改正：immediately（法律要求通常用一般現(xiàn)在時(shí)，無(wú)需時(shí)態(tài)變化）18.-錯(cuò)誤：Although-改正：Eventhough（Al