平安銀行福州市連江縣2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）根據上下文語境，選擇最合適的單詞填入空格中。1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapt.A.forcedB.encouragedC.challengedD.supported2.Duetothepandemic,manysmallbusinessesinruralareasfaced______financialdifficulties.A.minorB.moderateC.severeD.temporary3.Thebank’snewmobileappaimsto______customerexperiencebysimplifyingtransactions.A.enhanceB.reduceC.disruptD.delay4.Thelocalgovernmenthas______measurestoattractmoreinvestorstothecoastaleconomy.A.implementedB.ignoredC.opposedD.recommended5.Despitetheeconomicdownturn,thebank’sdigitalbankingserviceshaveseena______growthrate.A.stagnantB.steadyC.decliningD.fluctuating二、閱讀理解（共4題，每題3分，共12分）閱讀以下短文，回答問題。Passage:TheriseofdigitalbankinghastransformedthefinanciallandscapeinChina,especiallyincoastalregionslikeFujian.TraditionalbanksareincreasinglyadoptingAIandbigdatatoimproveserviceefficiency.However,challengesremain,suchascybersecurityrisksandthedigitaldivideinruralareas.ThePeople’sBankofChinahasrecentlyintroducednewregulationstoensuredataprivacyandconsumerprotection.Forinstance,banksmustnowobtainexplicitconsentbeforeusingcustomerdataformarketingpurposes.Despitethesechallenges,thefutureofdigitalbankinginFujianlookspromising,withmoreinnovativeproductsandservicesexpectedinthecomingyears.1.Whatisthemaintopicofthepassage?A.ThehistoryofdigitalbankinginChina.B.Theimpactofdigitalbankingoncoastaleconomies.C.Thechallengesofimplementingdigitalbankinginruralareas.D.Governmentregulationsonfinancialdataprivacy.2.Accordingtothepassage,whatisonechallengeofdigitalbankinginFujian?A.Highcostsoftechnologyinfrastructure.B.Cybersecurityrisksandthedigitaldivide.C.Lackofgovernmentsupport.D.Lowcustomeradoptionrates.3.WhatactionhasthePeople’sBankofChinatakenregardingdataprivacy?A.Encouragedbankstosharecustomerdatafreely.B.Reducedthenumberofregulationsforbanks.C.Requiredexplicitconsentfordatausage.D.Exemptedbanksfromdataprotectionlaws.4.WhatdoesthepassagesuggestaboutthefutureofdigitalbankinginFujian?A.Itwilldeclineduetoregulatoryconstraints.B.Itwillstagnatewithoutmajorinnovations.C.Itwillgrowwithmoreadvancedservices.D.Itwillfocusonlyonurbanareas.三、完形填空（共5題，每題2分，共10分）閱讀以下短文，選擇最合適的單詞填入空格中。Lastyear,theeconomicsituationinFujian’scoastalregionswas______bythepandemic.Manysmallbusinessesstruggledtosurvive,andunemploymentratesrosesharply.However,thelocalgovernmentandfinancialinstitutions,includingPingAnBank,took______tosupportthesebusinesses.Theyintroducedloanprogramswithlowerinterestratesandextendedpaymentdeadlines.Thesemeasureshelpedmanycompaniesstayafloatandretainemployees.Forexample,aseafoodexportcompanyinXiamenwasabletocontinueoperationsthankstoatimelyloanfromPingAn.Thiscasedemonstrateshowfinancialsupportcanbecrucialduringeconomiccrises.1.Theword______inthefirstsentenceisclosestinmeaningto:A.improvedB.affectedC.strengthenedD.stabilized2.Theword______inthesecondsentenceisclosestinmeaningto:A.ignoredB.avoidedC.takenD.rejected3.Theword______inthethirdsentenceisclosestinmeaningto:A.challengesB.programsC.strategiesD.decisions4.Theword______inthefourthsentenceisclosestinmeaningto:A.successfullyB.barelyC.immediatelyD.gradually5.Theword______inthefifthsentenceisclosestinmeaningto:A.clearB.crucialC.minorD.surprising四、句子改錯（共4題，每題3分，共12分）找出以下句子中的錯誤，并改正。1.Thebank’snewpolicywilleffectivefromnextmonth.→Correct:Thebank’snewpolicywill______fromnextmonth.A.takeB.beeffectiveC.workD.apply2.Althoughtheeconomicconditionsaredifficult,thebankstillplanstoexpanditsbranchnetwork.→Correct:______theeconomicconditionsaredifficult,thebankstillplanstoexpanditsbranchnetwork.A.DespiteB.BecauseC.HoweverD.Although3.Ifcustomersneedmoreinformationabouttheloan,theycancontactthecustomerservicedepartmentimmediately.→Correct:Ifcustomersneedmoreinformationabouttheloan,theyshouldcontactthecustomerservicedepartmentimmediately.A.mustB.willC.shouldD.can4.Thebank’sdigitalbankingplatformhasimprovedthecustomers’satisfactionsignificantly.→Correct:Thebank’sdigitalbankingplatformhassignificantlyimprovedthecustomers’______.A.satisfactionB.satisfactionsC.satisfyD.satisfied五、翻譯填空（共5題，每題2分，共10分）將以下中文句子翻譯成英文，填入空格中。1.為了提高客戶體驗，銀行推出了24小時在線客服服務?！鶷o______customerexperience,thebankhaslauncheda24/7onlinecustomerservice.A.improveB.enhanceC.increaseD.boost2.福建省的沿海地區(qū)是中國的經濟特區(qū)之一?！鶷hecoastalregionsofFujianareoneofChina’s______.A.economiczonesB.financialdistrictsC.industrialhubsD.tradecenters3.隨著科技的進步，數字銀行業(yè)務將越來越普及。→Withtheadvancementoftechnology,digitalbankingserviceswillbecome______popular.A.moreB.lessC.mostD.very4.銀行在支持小微企業(yè)方面發(fā)揮著重要作用?！鶥anksplaya______roleinsupportingsmallandmedium-sizedenterprises.A.significantB.minorC.smallD.negligible5.政府出臺了一系列政策來促進當地經濟發(fā)展?！鶷hegovernmenthasintroducedaseriesofpoliciesto______localeconomicdevelopment.A.boostB.hinderC.slowdownD.restrict答案與解析一、選詞填空1.C.challenged解析：Fintech的發(fā)展對傳統(tǒng)銀行業(yè)提出了挑戰(zhàn)，故選challenged（挑戰(zhàn)）。2.C.severe解析：疫情導致許多農村小企業(yè)面臨嚴重的財務困難，故選severe（嚴重的）。3.A.enhance解析：銀行的新移動應用旨在提升客戶體驗，故選enhance（提升）。4.A.implemented解析：當地政府采取了措施吸引投資者，故選implemented（實施）。5.B.steady解析：盡管經濟下行，數字銀行業(yè)務仍保持穩(wěn)定增長，故選steady（穩(wěn)定的）。二、閱讀理解1.B.Theimpactofdigitalbankingoncoastaleconomies.解析：文章主要討論數字銀行對福建沿海地區(qū)經濟的影響，故選B。2.B.Cybersecurityrisksandthedigitaldivide.解析：文章提到數字銀行在福建面臨的挑戰(zhàn)是網絡安全風險和數字鴻溝，故選B。3.C.Requiredexplicitconsentfordatausage.解析：中國人民銀行要求銀行在使用客戶數據前獲得明確同意，故選C。4.C.Itwillgrowwithmoreadvancedservices.解析：文章預測福建數字銀行業(yè)將隨著更先進的服務而增長，故選C。三、完形填空1.B.affected解析：pandemic影響了福建經濟，故選affected（影響）。2.C.taken解析：政府和金融機構采取了措施支持企業(yè)，故選taken（采?。?.B.programs解析：銀行推出了貸款計劃，故選programs（計劃）。4.C.immediately解析：公司及時獲得了貸款，故選immediately（立即）。5.B.crucial解析：金融支持在經濟危機中至關重要，故選crucial（關鍵的）。四、句子改錯1.→Thebank’snewpolicywillbeeffectivefromnextmonth.解析：政策將從下個月生效，應使用被動語態(tài)。2.→Despitetheeconomicconditionsaredifficult,thebankstillplanstoexpanditsbranchnetwork.解析：句意轉折，應使用despite（盡管）。3.→Ifcustomersneedmoreinformationabouttheloan,theyshouldcontactthe