廣發(fā)銀行寧波市慈溪市2025秋招筆試英文行測(cè)高頻題含答案1.選詞填空（共5題，每題2分，共10分）題目：1.Therapiddevelopmentofdigitalbankinghassignificantly______thetraditionalfinancialindustry,forcingmanyinstitutionstoadaptorfaceobsolescence.A.revolutionizedB.marginalizedC.standardizedD.diversified2.Inthecontextofcross-bordertradefinance,寧波海關(guān)的streamlinedprocedureshave______theefficiencyofcustomsclearanceforenterprisesintheYangtzeRiverDelta.A.enhancedB.compromisedC.delayedD.fluctuated3.TheChinesegovernment’s"dualcirculation"strategyaimsto______domesticeconomicgrowthwhilemaintainingglobaltradepartnerships.A.prioritizeB.diminishC.integrateD.isolate4.Duringthepost-pandemiceconomicrecovery,廣發(fā)銀行’sgreenfinanceinitiativeshave______sustainabledevelopmentintheZhejiangregion.A.facilitatedB.hinderedC.ignoredD.contradicted5.Theincreasinguseofblockchaintechnologyinsupplychainmanagementhas______transparencyandtraceabilityfor寧波制造業(yè).A.reducedB.eliminatedC.improvedD.complicated2.語句改錯(cuò)（共5題，每題2分，共10分）題目：1."Althoughthedemandforonlinebankingserviceshasbeenrisingsteadily,buttheregulatorycompliancecostsremainhighformostbanksinNingbo."-錯(cuò)誤：______-修改：______2."ThelocalgovernmentofCixihasimplementedseveralpoliciestoattractforeigninvestment,suchasofferingtaxincentivesandimprovinginfrastructure,whichincludehigh-speedrailaccess."-錯(cuò)誤：______-修改：______3."Asaresultofeconomicglobalization,thefinancialrisksforenterprisesinthetextileindustryofNingbohavebecomemorecomplexandunpredictable."-錯(cuò)誤：______-修改：______4."AlthoughthedigitalcurrencypilotprograminShenzhenhasbeensuccessful,butitstillfaceschallengesintermsoftechnologicalscalabilityandpublicacceptance."-錯(cuò)誤：______-修改：______5."Thecollaborationbetween廣發(fā)銀行andtheNingboUniversityResearchInstitutehasledtobreakthroughsinfintech,whichnotonlyimprovesbankingefficiencybutalsobenefitstheregionaleconomy."-錯(cuò)誤：______-修改：______3.閱讀理解（共3題，每題4分，共12分）題目：Passage:TheriseofFinTechhastransformedthebankinglandscapeinChina,particularlyincoastalregionslikeNingbo.Traditionalbankslike廣發(fā)銀行areincreasinglyintegratingAI,bigdata,andmobilepaymentsolutionstoenhancecustomerexperienceandoperationalefficiency.Meanwhile,thelocalgovernmenthasbeenproactiveinfosteringaFinTechecosystembyestablishingincubatorsandofferingsubsidiestostartups.However,challengesremain,suchasdatasecurityconcernsandregulatorycompliance.Despitethesehurdles,thefutureofdigitalbankinginNingboappearspromising,asthecity’sstrategiclocationintheYangtzeRiverDeltamakesitakeyhubforfinancialinnovation.1.WhatistheprimaryfocusofFinTechinNingbo?A.TraditionalbankingoperationsB.FinancialinnovationanddigitalizationC.Governmentpolicy-makingD.Cross-bordertradefinance2.Accordingtothepassage,whatisonechallengefacedbyFinTechcompaniesinNingbo?A.LimitedfundingopportunitiesB.DatasecurityandregulatorycomplianceC.LackofskilledprofessionalsD.Insufficientcustomeradoption3.WhyisNingboconsideredasignificanthubforfinancialinnovation?A.ItsstrongindustrialbaseintextilesB.ItsproximitytoShanghaiandShenzhenC.ItslargepopulationofelderlycitizensD.Itsdominanceintraditionalbanking4.邏輯判斷（共5題，每題2分，共10分）題目：1.IftheNingbogovernmentincreasessubsidiesforgreenfinance,thenthenumberofenterprisesadoptingsustainablepracticeswillrise.-Thestatementis:A.DefinitelytrueB.PossiblytrueC.DefinitelyfalseD.Cannotbedetermined2.If廣發(fā)銀行l(wèi)aunchesanewmobilebankingapp,thencustomersatisfactionwillimprove.-Thestatementis:A.DefinitelytrueB.PossiblytrueC.DefinitelyfalseD.Cannotbedetermined3.IfthetradewarbetweentheU.S.andChinaintensifies,thentheexportvolumeofNingbo’smanufacturingsectorwilldecline.-Thestatementis:A.DefinitelytrueB.PossiblytrueC.DefinitelyfalseD.Cannotbedetermined4.IfthedigitalcurrencypilotprograminShenzhenissuccessful,thenothercitieslikeNingbowillfollowsuit.-Thestatementis:A.DefinitelytrueB.PossiblytrueC.DefinitelyfalseD.Cannotbedetermined5.IftheChineseeconomyslowsdown,thenthedemandforbankingservicesinNingbowilldecrease.-Thestatementis:A.DefinitelytrueB.PossiblytrueC.DefinitelyfalseD.Cannotbedetermined5.概括填空（共3題，每題4分，共12分）題目：Passage:TheChinesefinancialsectorisundergoingrapidtransformationduetotechnologicaladvancementsandregulatorychanges.InNingbo,廣發(fā)銀行andotherbanksareleveragingAIandblockchaintoimproveriskmanagementandcustomerservice.Thelocalgovernmenthasalsotakenstepstoattractforeigninvestmentbysimplifyingcustomsproceduresandofferingtaxincentives.However,challengessuchascybersecuritythreatsandeconomicvolatilitypersist.Despitetheseissues,theintegrationofdigitalbankingsolutionsandthegovernment’ssupportivepoliciesareexpectedtodrivegrowthintheregion.1.Themainthemeofthepassageisabout:A.ThedeclineoftraditionalbankinginChinaB.ThetechnologicaladvancementsinthefinancialsectorC.TheeconomicpoliciesoftheNingbogovernmentD.Theimpactoftradewarsonexports2.Whichofthefollowingisachallengementionedinthepassage?A.HighemployeeturnoverB.CybersecuritythreatsC.ExcessivegovernmentsubsidiesD.Lowcustomersatisfaction3.WhatistheexpectedoutcomeofthecurrenttrendsinNingbo’sbankingsector?A.AshifttowardofflinebankingservicesB.IncreasedintegrationofdigitalsolutionsC.ReductioninforeigninvestmentD.Higherregulatorycompliancecosts答案與解析1.選詞填空1.A.revolutionized-解析：Digitalbankinghasfundamentallychangedthetraditionalfinancialindustry,aligningwiththeterm"revolutionized."2.A.enhanced-解析：Streamlinedcustomsproceduresimproveefficiency,making"enhanced"thecorrectchoice.3.A.prioritize-解析："Dualcirculation"strategyemphasizesdomesticeconomicgrowth,so"prioritize"fitsbest.4.A.facilitated-解析：Greenfinanceinitiativespromotesustainabledevelopment,making"facilitated"appropriate.5.C.improved-解析：Blockchaintechnologyincreasestransparency,so"improved"istherightword.2.語句改錯(cuò)1.錯(cuò)誤：but-修改：and-解析："Although"introducesacontrastingclause,requiring"and"insteadof"but."2.錯(cuò)誤：whichinclude-修改：whichincludes-解析："Which"referstoasingularnoun("policy"),sotheverbmustbesingular.3.錯(cuò)誤：Asaresultofeconomicglobalization-修改：Economicglobalizationhasledto-解析：Thesentencestructureshouldbemoredirectforclarity.4.錯(cuò)誤：but-修改：and-解析："Although"requires"and"insteadof"but."5.錯(cuò)誤：whichnotonlyimproves-修改：whichnotonlyimprove-解析："Which"referstoasingularnoun("collaboration"),sotheverbmustbesingular.3.閱讀理解1.B.Financialinnovationanddigitalization-解析：ThepassageemphasizestheroleofFinTechintransformingbankinginNingbo.2.B.Datasecurityandregulatorycompliance-解析：ThepassagementionstheseaschallengesforFinTechcompanies.3.B.ItsproximitytoShanghaiandShenzhen-解析：ThestrategiclocationintheYangtzeRiverDeltaishighlightedasakeyfactor.4.邏輯判斷1.B.Possiblytru