中信銀行鎮(zhèn)江市京口區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）題1（2分）：Therapiddevelopmentofdigitalbankinghassignificantly______thetraditionalfinancialservicesindustry,forcingmanyinstitutionstoadaptorfaceobsolescence.A.revolutionizedB.complicatedC.standardizedD.stabilized題2（2分）：Inthecontextofcross-bordertradefinance,effectivecommunicationbetweenbanksandtheirclientsiscrucialto______potentialdisputesandensuresmoothtransactions.A.mitigateB.escalateC.ignoreD.postpone題3（2分）：Thenewregulatoryframeworkaimsto______financialrisksbyimposingstrictercapitalrequirementsonbanksoperatingintheYangtzeRiverDeltaregion.A.eliminateB.minimizeC.enhanceD.postpone題4（2分）：Despitetheeconomicdownturn,thebank’sdigitaltransformationstrategyhas______itsabilitytoservesmallandmedium-sizedenterprises(SMEs)moreefficiently.A.strengthenedB.weakenedC.delayedD.disrupted題5（2分）：Duetotheincreasingdemandforgreenfinancing,thelocalbranchhasdecidedto______moreloanproductsfocusedonrenewableenergyprojects.A.introduceB.withdrawC.postponeD.overlook二、閱讀理解（共4題，每題3分，共12分）題6（3分）：ThefollowingpassagediscussestheimpactofAIonthebankingsector.Accordingtothetext,whichofthefollowingisNOTabenefitofAIimplementationinfinancialinstitutions?>"Artificialintelligencehasrevolutionizedthebankingindustrybyimprovingriskassessment,automatingcustomerservice,andenhancingfrauddetection.However,concernsremainaboutjobdisplacementanddataprivacy."A.ReducedoperationalcostsB.ImprovedcustomersatisfactionC.IncreasedregulatorycomplianceD.Higheremployeeturnover題7（3分）：Thepassagehighlightstheimportanceofcybersecurityinthedigitalbankingera.Whatistheprimaryreasonmentionedfor加強dataprotection?>"Asbanksincreasinglyrelyononlineplatforms,cybersecuritythreatshavegrown.Tosafeguardsensitiveinformation,institutionsmustinvestinadvancedencryptionandregularsecurityaudits."A.ToattractmorecustomersB.TocomplywithinternationalstandardsC.ToreduceoperationalrisksD.Toincreaseprofitmargins題8（3分）：ThearticleexaminestheroleoftheYangtzeRiverDeltainChina’sfinancialmarket.Whichstatementbestsummarizestheauthor’sperspective?>"TheYangtzeRiverDelta,withitsthrivingeconomyandinnovativeenterprises,hasemergedasakeyhubforfinancialservices.Banksoperatinginthisregionfacebothopportunitiesandchallengesinmeetingthegrowingdemandforfinancialproducts."A.Theregion’seconomicgrowthissolelyduetobankingsectorexpansion.B.FinancialinstitutionsintheDeltamustfocusontechnologicalinnovation.C.TheDelta’sfinancialmarketisonlybeneficialforlargebanks.D.Theregion’sbankingsectorisfacingnoregulatorychallenges.題9（3分）：ThepassagesuggeststhatbanksinZhenjiang,JiangsuProvince,shouldprioritizewhichstrategytoimprovetheircompetitiveness?>"Withtheriseoffintechcompanies,traditionalbanksinZhenjiangmustleveragetheirlocaladvantages,suchasproximitytoShanghai,tooffertailoredfinancialsolutionsforSMEsandlocalbusinesses."A.Expandingtheirbranchnetworknationwide.B.Adoptingapurelydigital-firstapproach.C.Strengtheningpartnershipswithlocalenterprises.D.Reducingtheirrelianceontraditionalbankingservices.三、語法填空（共5題，每題2分，共10分）題10（2分）：Thebank’sprofitabilityhasdeclinedinrecentyears______theriseinloandefaultsandincreasedcompetition.題11（2分）：Toattractmoreforeigninvestors,thelocalbranchhas______aseriesofincentives,includingtaxbreaksandpreferentialinterestrates.題12（2分）：______thestringentregulatoryenvironment,banksintheYangtzeRiverDeltamustensurecompliancewithallanti-moneylaundering(AML)requirements.題13（2分）：Iftheeconomicrecoverycontinuesatitscurrentpace,thebank’sstockpricesarelikelyto______inthenextquarter.題14（2分）：Manycustomersprefermobilebankingapps______theyprovideconvenienceandreal-timetransactionupdates.四、句子改錯（共4題，每題3分，共12分）題15（3分）：Thenewcreditscoringsystemwillimprovethebank’sabilitytoassessthecreditworthinessofsmallbusinessesmoreaccurately.（提示：句子正確）題16（3分）：Despitetheeconomicchallenges,thebank’srevenuehasincreasedduetothegrowingdemandforwealthmanagementservices.（提示：句子正確）題17（3分）：Thebranchmanagerrequestedthatallemployeessubmittheirmonthlyreportsbeforetheendofthisweek.（提示：應改為"submit"而不是"submitting"）題18（3分）：Becauseofstrictcapitalcontrols,foreignbanksfinditdifficulttoexpandtheiroperationsinChina’sfinancialmarket.（提示：應改為"find"而不是"finds"）五、完形填空（共5題，每題2分，共10分）Passage:ThebankingsectorintheYangtzeRiverDeltahasbeenevolvingrapidlyinrecentyears.Withthesupportoflocalgovernments,manyfinancialinstitutionshavebeenencouragedto______(19)______innovativeservicesforSMEs.Theseeffortshavenotonlyimprovedtheregion’seconomiccompetitivenessbutalsocreatednewopportunitiesforbanksto______(20)______profits.However,challengesremain,suchastheneedto______(21)______withevolvingregulatoryrequirementsandtheincreasingcompetitionfromfintechcompanies.Tostayahead,banksmustfocuson______(22)______theirdigitalinfrastructureand______(23)______customerexperience.題19（2分）：A.developingB.reducingC.eliminatingD.supporting題20（2分）：A.maximizeB.minimizeC.ignoreD.postpone題21（2分）：A.complyB.conflictC.ignoreD.postpone題22（2分）：A.upgradingB.neglectingC.simplifyingD.expanding題23（2分）：A.improvingB.reducingC.delayingD.overlooking答案與解析一、選詞填空1.A.revolutionized（革命化）解析：Digitalbankinghasbroughta"revolutionary"change.2.A.mitigate（減輕）解析：Effectivecommunicationhelpsreducedisputes.3.B.minimize（最小化）解析：Regulationsaimtoreducerisks.4.A.strengthened（加強）解析：Digitaltransformationimprovedefficiency.5.A.introduce（引入）解析：Thebankisbringinginnewgreenfinancingproducts.二、閱讀理解6.D.Higheremployeeturnover（更高的員工流失率）解析：AIreducesturnover,notincreasesit.7.C.Toreduce