浦發(fā)銀行大慶市薩爾圖區(qū)2025秋招筆試英文行測(cè)高頻題含答案第一部分：選詞填空（共5題，每題2分，總計(jì)10分）背景提示：大慶市作為黑龍江省重要的石油工業(yè)基地，近年來(lái)經(jīng)濟(jì)轉(zhuǎn)型加速，金融行業(yè)人才需求旺盛。以下題目涉及銀行業(yè)務(wù)、區(qū)域經(jīng)濟(jì)發(fā)展及國(guó)際金融合作，需結(jié)合上下文選擇最合適的詞匯。1.ThebankingsectorinDaqingplaysa______roleinsupportinglocalenterprises'digitaltransformation.A.negligibleB.pivotalC.marginalD.passive2.Toenhancecross-bordertradefinance,thebankmustestablishmore______withAsianmarkets.A.barriersB.collaborationsC.restrictionsD.dependencies3.TheeconomicrecoveryinDaqingreliesheavilyon______investmentinrenewableenergyprojects.A.stagnantB.volatileC.sustainedD.fluctuating4.Thenewloanpolicyaimsto______smallandmedium-sizedenterprisesbyreducingapprovaltime.A.discourageB.facilitateC.postponeD.postpone5.Despiteeconomic______,thebank’sQ3profitsexceededexpectationsduetocostoptimization.A.instabilityB.prosperityC.stagnationD.expansion第二部分：閱讀理解（共4題，每題3分，總計(jì)12分）背景提示：大慶市薩爾圖區(qū)正推動(dòng)金融科技與實(shí)體經(jīng)濟(jì)深度融合，以下文章節(jié)選自某銀行年報(bào)，涉及區(qū)域金融發(fā)展策略。Passage:Daqing’sfinancialsectorhasundergonesignificantchangesinrecentyears,withincreasingrelianceonfintechsolutions.Thebankhaspartneredwithlocaltechfirmstodevelopadigitalbankingplatformtailoredtotheoilandgasindustry.Thisinitiativenotonlyimprovesefficiencybutalsoaddressestheregion’sdemandforreal-timefinancialservices.However,challengesremain,suchascybersecurityrisksandtheneedfortalentinAI-drivenbanking.Thegovernmenthasrespondedbyofferingsubsidiestocompaniesinvestinginfinancialtechnology.6.Whatistheprimaryfocusofthebank’scollaborationwithtechfirms?A.ExpandingphysicalbranchesB.EnhancingdigitalservicesfortheoilsectorC.ReducingoperationalcostsD.Increasingforeigninvestment7.Accordingtothepassage,whichissueneedsurgentattention?A.HighprofitmarginsB.CybersecuritythreatsC.ExcessiveregulatoryoversightD.Lowcustomersatisfaction8.Whatmeasurehasthegovernmenttakentosupportfintechdevelopment?A.ImposingstricterregulationsB.ProvidingfinancialincentivesC.EncouragingtraditionalbankingdominanceD.Reducingtaxburdens9.Theword"subsidies"inthepassageisclosestinmeaningto:A.TaxesB.GrantsC.PenaltiesD.Investments第三部分：完形填空（共5題，每題2分，總計(jì)10分）背景提示：浦發(fā)銀行大慶分行計(jì)劃拓展綠色金融業(yè)務(wù)，以下文章探討銀行業(yè)在可持續(xù)發(fā)展中的作用。Thebankingindustryisincreasingly______(10)inpromotingsustainabledevelopment.Forinstance,inDaqing,abankcansupporteco-friendlyprojectsby______(11)greenbonds.Thesefinancialinstrumentshelpcompaniesfundrenewableenergyinitiatives,reducingcarbonemissions.However,banksmustalso______(12)risksassociatedwithenvironmentalinvestments.Thisincludesassessingthelong-termviabilityofgreenprojectsandensuringcompliancewithinternationalstandards.Withoutproperriskmanagement,financialinstitutionsmayfacelegal______(13)orreputationaldamage.Therefore,itiscrucialforbankstoadoptabalancedapproach,combiningprofitabilitywithenvironmentalresponsibility.10.A.involvedB.isolatedC.detachedD.irrelevant11.A.issuingB.purchasingC.cancelingD.rejecting12.A.ignoreB.assessC.neglectD.minimize13.A.consequencesB.benefitsC.incentivesD.obligations第四部分：句子改錯(cuò)（共5題，每題2分，總計(jì)10分）背景提示：以下句子涉及銀行業(yè)務(wù)流程，需找出語(yǔ)法或邏輯錯(cuò)誤并改正。14.Theloanapprovalprocessistoocomplicatedandittakesalotoftimetocomplete.→(錯(cuò)誤：______；改正：______)15.Ifthecompanydoesnotmeetthecreditrequirements,itwillnotbeeligiblefortheloan.→(錯(cuò)誤：______；改正：______)16.Ourbankhasbeenofferinglow-interestloansforyears,butthedemandisstilllow.→(錯(cuò)誤：______；改正：______)17.Toreducefraud,alltransactionsmustbeverifiedtwicebeforetheycanbeprocessed.→(錯(cuò)誤：______；改正：______)18.Thenewcompliancepolicyrequiresemployeestoreportanysuspiciousactivitiesimmediately.→(錯(cuò)誤：______；改正：______)第五部分：翻譯填空（共5題，每題2分，總計(jì)10分）背景提示：浦發(fā)銀行大慶分行需與國(guó)際機(jī)構(gòu)合作，以下句子需翻譯成英文。19.銀行應(yīng)優(yōu)先支持本地高科技企業(yè)的創(chuàng)新項(xiàng)目?！鶷hebankshould______localhigh-techenterprises’innovativeprojects.20.我們計(jì)劃在2026年前完成綠色金融產(chǎn)品的本地化布局。→Weplanto______greenfinancialproductsby2026.21.客戶(hù)滿(mǎn)意度是衡量服務(wù)質(zhì)量的重要指標(biāo)?！鶦ustomersatisfactionis______inevaluatingservicequality.22.為防范金融風(fēng)險(xiǎn)，需加強(qiáng)數(shù)據(jù)安全監(jiān)管。→Topreventfinancialrisks,______shouldbestrengthened.23.金融機(jī)構(gòu)有責(zé)任推動(dòng)經(jīng)濟(jì)可持續(xù)發(fā)展。→Financialinstitutionshavethe______topromotesustainableeconomicdevelopment.答案與解析第一部分：選詞填空1.B.pivotal-解析：大慶銀行業(yè)對(duì)本地企業(yè)數(shù)字化轉(zhuǎn)型起關(guān)鍵作用，"pivotal"（關(guān)鍵的）最符合語(yǔ)境。2.B.collaborations-解析：銀行需與亞洲市場(chǎng)建立合作，"collaborations"（合作）符合銀行業(yè)務(wù)拓展需求。3.C.sustained-解析：經(jīng)濟(jì)復(fù)蘇依賴(lài)持續(xù)投資，"sustained"（持續(xù)的）最貼切。4.B.facilitate-解析：新貸款政策旨在便利中小企業(yè)，"facilitate"（促進(jìn)）符合文意。5.C.stagnation-解析：盡管經(jīng)濟(jì)停滯，銀行利潤(rùn)仍超預(yù)期，"stagnation"（停滯）與后文形成對(duì)比。第二部分：閱讀理解6.B.Enhancingdigitalservicesfortheoilsector-解析：文章明確提到銀行與科技企業(yè)合作開(kāi)發(fā)油行業(yè)數(shù)字平臺(tái)。7.B.Cybersecuritythreats-解析：文中指出AI技術(shù)帶來(lái)的網(wǎng)絡(luò)安全風(fēng)險(xiǎn)需解決。8.B.Providingfinancialincentives-解析：政府通過(guò)補(bǔ)貼支持金融科技發(fā)展。9.B.Grants-解析："subsidies"指政府提供的資金支持，與"grants"同義。第三部分：完形填空10.A.involved11.A.issuing12.B.assess13.A.consequences-解析：前文強(qiáng)調(diào)風(fēng)險(xiǎn)管理，后文提到法律后果，故"consequences"（后果）最合適。第四部分：句子改錯(cuò)14.-錯(cuò)誤：重復(fù)使用"and"連接兩個(gè)獨(dú)立分句；-改正：Theloanapprovalprocessistoocomplicated,andittakesalotoftimetocomplete.15.-錯(cuò)誤：條件狀語(yǔ)從句缺少助動(dòng)詞；-改正：Ifthecompanydoesnotmeetthecreditrequirements,itwillnotbeeligiblefortheloan.16.-錯(cuò)誤：被動(dòng)語(yǔ)態(tài)與"demand"搭配不當(dāng)；-改正：Ourbankhasbeenofferinglow-interestloansforyears,butthedemandremainslow.17.-錯(cuò)誤：動(dòng)詞形式錯(cuò)誤；-改正：Toreducefraud,alltr