浦發(fā)銀行寧波市鄞州區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）閱讀以下段落，從每題所給的四個選項中選出一個最佳答案，填入空格中。Passage:ThebankingsectorinNingbohasseenrapiddevelopmentinrecentyears,especiallyinthesoutherndistrict.Manyfinancialinstitutions,includingBankofShanghai,haveexpandedtheirservicestomeetthegrowingdemand.Localbusinessesandresidentshavebenefitedfromthesechanges,with[1].However,challengesremain,suchas[2].Toaddressthis,thebankhasintroduced[3],aimingtoimprovecustomersatisfaction.Theseinitiativeshavenotonly[4]butalsostrengthenedthebank’smarketposition.1.A.lowerfeesB.higherinterestratesC.betterservicesD.increasedcompetition2.A.risingcostsB.reducedprofitsC.tighterregulationsD.fewercustomers3.A.digitalplatformsB.physicalbranchesC.traditionalloansD.manualprocesses4.A.attractednewclientsB.decreasedefficiencyC.raisedoperationalcostsD.limitedgrowth二、閱讀理解（共5題，每題2分）閱讀以下文章，然后回答問題。Title:FinancialInnovationinZhejiangProvinceZhejiangProvince,knownforitsdynamiceconomy,hasbecomeahubforfinancialinnovation.Severalbanks,includingIndustrialandCommercialBankofChina(ICBC),havelaunched[5]toenhancetheirservices.Thesetechnologiesinclude[6]and[7],whichhavesignificantlyimprovedtransactionspeeds.Localenterpriseshaveparticularlybenefitedfrom[8],asitreducespaperworkandstreamlinesprocesses.However,someexpertsarguethat[9]mayposeriskstodatasecurity.5.Whatisthemainfocusofthearticle?A.TheeconomicgrowthofZhejiangB.FinancialinnovationsintheregionC.ThecompetitionbetweenbanksD.Thechallengesofdigitalbanking6.Whichtechnologyismentionedasimprovingtransactionspeeds?A.MobilebankingappsB.Automatedtellermachines(ATMs)C.BlockchainsystemsD.Traditionalbankingprocesses7.Whathasdigitaltransformationhelpedbanksachieve?A.LowercostsB.BettercustomerserviceC.FeweremployeesD.Higherfees8.Howhavelocalenterprisesbenefitedfromtheseinnovations?A.TheyhavereceivedmoreloansB.TheyhavefacedfewerregulationsC.TheyhavestreamlinedoperationsD.Theyhaveexpandedtheirmarkets9.Whatisapotentialriskmentionedinthearticle?A.ReducedcustomersatisfactionB.IncreasedoperationalcostsC.DatasecuritythreatsD.Lowerprofitability三、完形填空（共8題，每題1分）閱讀以下段落，從每題所給的四個選項中選出一個最佳答案，填入空格中。Theriseof[10]hastransformedthewaypeoplemanagetheirfinances.InNingbo,manybanksnowoffer[11],allowingcustomerstotransfermoneyinstantly.Thishasbeenparticularlyusefulfor[12],whooftenneedtosendfundstofamilymembersinruralareas.Additionally,[13]hasmadeiteasierforsmallbusinessestoaccess[14].However,sometraditionalmethodsstillpersist,suchas[15],whichremainspopularamongoldercustomers.10.A.mobilebankingB.onlineshoppingC.cashtransactionsD.creditcards11.A.real-timetransfersB.delayedpaymentsC.interest-freeloansD.creditchecks12.A.studentsB.migrantworkersC.entrepreneursD.retirees13.A.cashlesspaymentsB.paperbillsC.physicalbranchesD.manualcalculations14.A.creditlinesB.savingsaccountsC.investmentopportunitiesD.insurancepolicies15.A.mobilewalletsB.ATMsC.checkdepositsD.cashwithdrawals四、語法填空（共5題，每題1分）根據(jù)句意和所給提示詞，用括號中單詞的正確形式填空。1.Despitethe[16](economic)challenges,thebankhasmanagedtogrow.2.Thenew[17](technology)systemwillimproveefficiencysignificantly.3.ManycompaniesinNingboarenowadopting[18](digital)solutions.4.Thebranchmanageremphasizedthe[19](importance)ofcustomerservice.5.Employeesareencouragedto[20](attend)trainingprogramsregularly.五、翻譯（共3題，每題2分）將以下句子翻譯成英語。1.寧波市鄞州區(qū)的經(jīng)濟發(fā)展為當?shù)鼐用駧砹烁嗑蜆I(yè)機會。2.浦發(fā)銀行致力于提供創(chuàng)新金融產(chǎn)品，以滿足客戶不斷變化的需求。3.數(shù)字化轉(zhuǎn)型不僅提高了銀行的運營效率，還增強了其市場競爭力。答案及解析一、選詞填空1.C.betterservices解析：文中提到銀行擴張服務(wù)以迎合需求，因此“betterservices”最符合語境。2.A.risingcosts解析：銀行業(yè)發(fā)展常伴隨成本上升，此處指運營成本增加。3.A.digitalplatforms解析：銀行常通過數(shù)字化平臺提升效率，符合行業(yè)趨勢。4.A.attractednewclients解析：服務(wù)提升有助于吸引客戶，符合銀行發(fā)展邏輯。二、閱讀理解5.B.Financialinnovationsintheregion解析：文章主要討論浙江的金融創(chuàng)新，故B為正確答案。6.C.Blockchainsystems解析：文中提到區(qū)塊鏈技術(shù)提升交易速度，符合選項。7.B.Bettercustomerservice解析：數(shù)字化轉(zhuǎn)型常改善客戶體驗，故B最合適。8.C.Theyhavestreamlinedoperations解析：數(shù)字化減少繁瑣流程，符合選項。9.C.Datasecuritythreats解析：文章提到數(shù)據(jù)安全風險，故C正確。三、完形填空10.A.mobilebanking解析：文中多次提到數(shù)字化，故移動銀行最符合語境。11.A.real-timetransfers解析：即時轉(zhuǎn)賬符合數(shù)字化趨勢，故A正確。12.B.migrantworkers解析：跨地區(qū)匯款常由務(wù)工人員使用，故B最合適。13.A.cashlesspayments解析：無現(xiàn)金支付是數(shù)字化特征，故A正確。14.A.creditlines解析：小企業(yè)常需信貸支持，故A符合文意。15.C.physicalbranches解析：傳統(tǒng)客戶仍依賴實體網(wǎng)點，故C正確。四、語法填空1.economic解析：economicchallenges意為“經(jīng)濟挑戰(zhàn)”。2.technological解析：technologicalsystem意為“技術(shù)系統(tǒng)”。3.digital解析：digitalsolutions意為“數(shù)字解決方案”。4.importance解析：importanceofcustomerservice意為“客戶服務(wù)的重要性”。5.attend解析：attendtrainingprograms意為“參加培訓”。五、翻譯1.TheeconomicdevelopmentinYinzhouDistrict,Ningbo,hasbroughtmorejobopportunitiesforlocalresidents.2.BankofShanghai