招商銀行榆林市府谷縣2025秋招筆試英文行測高頻題含答案第一部分：選詞填空（共5題，每題2分，共10分）（本部分考察詞匯在特定語境中的運用能力，結合銀行業(yè)務和榆林地區(qū)特點）1.TheeconomicdevelopmentinFugouCountyhasbeen__________bythegrowthofrenewableenergyindustries.A.drivenB.boostedC.supportedD.influenced2.To__________therisksinfinancialtransactions,banksmustimplementstrictcompliancemeasures.A.mitigateB.enhanceC.increaseD.evaluate3.Thenewtradepolicywill__________theexportoflocalagriculturalproductsfromYulin.A.promoteB.restrictC.delayD.cancel4.Investorsshouldcarefully__________themarkettrendsbeforemakinganyinvestmentdecisions.A.analyzeB.ignoreC.followD.avoid5.Thebank’sdigitaltransformationhas__________customerserviceefficiencysignificantly.A.improvedB.reducedC.maintainedD.declined第二部分：閱讀理解（共4題，每題3分，共12分）（本部分選取與銀行業(yè)、經濟、榆林本地發(fā)展相關的短文，考察信息獲取和邏輯分析能力）Passage1YulinCity,locatedinnorthernShaanxiProvince,hasemergedasakeyhubforrenewableenergyproductioninChina.Theregion’sabundantwindandsolarresourceshaveattractedsignificantinvestmentfromnationalandinternationalfinancialinstitutions.Localbanks,includingChinaMerchantsBank,havelaunchedspecializedlendingprogramstosupportgreenenergyprojects.Theseinitiativesnotonlypromotesustainabledevelopmentbutalsocreateemploymentopportunitiesforresidentsinruralareas.However,challengessuchasinfrastructurebottlenecksandgridconnectivityissuesremaintobeaddressed.Questions:6.WhatisthemainfocusofYulin’seconomicdevelopment?A.TraditionalmanufacturingB.RenewableenergyC.TourismD.Realestate7.HowdobankscontributetoYulin’sgreenenergysector?A.ByimposingstrictregulationsB.ByprovidingfinancialsupportC.ByinvestingdirectlyinprojectsD.Byavoidingsuchsectors8.WhatchallengesdoesYulinfaceinitsrenewableenergydevelopment?A.LackofinvestmentB.InsufficientresourcesC.InfrastructureandgridissuesD.Highcostsofproduction9.Whatisthepotentialbenefitofgreenenergyprojectsforruralareas?A.ReducedenvironmentalpollutionB.IncreasedemploymentC.HighertaxesD.SmallercommunitiesPassage2ChinaMerchantsBankhasintroducedanewmobilebankingapptailoredtotheneedsofsmallbusinessesinFugouCounty.Theappoffersfeaturessuchasone-clickloanapplications,real-timefinancialnews,andcashmanagementtools.Localentrepreneurshavepraisedthebankforitsuser-friendlyinterfaceandquickapprovalprocesses.However,somesmallbusinessesstillstrugglewithdigitalliteracy,whichmaylimittheapp’seffectiveness.Thebankisnowplanningtolaunchtrainingprogramstobridgethisgap.Questions:10.Whatistheprimarypurposeofthenewmobilebankingapp?A.ToincreasebankdepositsB.ToservesmallbusinessesC.TopromoteonlinebankingD.Toreplacetraditionalbankingservices11.Whatfeedbackhastheappreceivedfromlocalbusinesses?A.ItistoocomplexB.ItistooexpensiveC.Itisuser-friendlyandefficientD.Itlacksessentialfeatures12.Whatchallengeremainsforthebanktomaximizetheapp’susage?A.HighcompetitionfromotherbanksB.LimitedinternetconnectivityC.LowdigitalliteracyamongbusinessesD.Hightransactionfees13.Whatfutureactionisthebankplanningtotake?A.IncreaseappfeesB.ExpandtootherregionsC.LaunchtrainingprogramsD.Discontinuetheapp第三部分：語法填空（共5題，每題2分，共10分）（本部分考察基礎語法在銀行業(yè)務場景中的應用）14.Theloanofficeremphasizedthatborrowersmust__________(meet)thecreditrequirementsbeforeapplying.15.Ifacustomer__________(fail)torepaytheloanontime,thebankmayimposepenalties.16.Thebank’spolicyallowsemployeesto__________(access)sensitiveclientdataonlyunderstrictauthorization.17.Financialanalystsrecommendthatcompanies__________(diversify)theirinvestmentportfoliostoreducerisk.18.Theregulatoryframeworkrequiresbanksto__________(report)theirfinancialstatementsquarterlytotheauthorities.第四部分：完形填空（共5題，每題2分，共10分）（本部分選取與銀行業(yè)務或榆林經濟相關的段落，考察上下文邏輯和詞匯搭配）Lastyear,theChinaMerchantsBankbranchinFugouCountylaunchedapilotprogramto__19__digitalbankingservicesinremotevillages.Theinitiativeaimedto__20__thefinancialexclusionfacedbyruralresidents.Bysettingupmobilebankingunitsandtraininglocalvolunteers,thebank__21__tobridgethedigitaldivide.Initialresultsshowedasignificantincreaseinloanapplicationsanddepositratesintheseareas.However,thebank__22__thatmoreeffortsareneededtoimproveinternetconnectivityanddigitalliteracy.Thesuccessofthisprogrammay__23__asamodelforotherregionsinthecountry.Options:19.A.expandB.limitC.testD.reduce20.A.solveB.ignoreC.addressD.create21.A.decidedB.attemptedC.plannedD.hoped22.A.believeB.doubtC.confirmD.realize23.A.beseenB.beignoredC.bedismissedD.becriticized第五部分：翻譯（共3題，每題3分，共9分）（本部分考察中英文互譯能力，內容與銀行業(yè)務或榆林經濟相關）24.EnglishtoChinese:"Thebank’sriskmanagementsystemisdesignedtoidentifyandmitigatepotentialfinancialrisksinrealtime."→25.ChinesetoEnglish:"榆林市政府計劃通過吸引外資企業(yè)來推動當?shù)禺a業(yè)升級。"→26.EnglishtoChinese:"Banksmustcomplywithinternationalfinancialregulationstomaintainmarketcredibilityandtrust."→答案與解析第一部分：選詞填空1.A.driven解析：Thephrase"hasbeendrivenby"meansthegrowthofrenewableenergyindustriesisthemainforcebehindeconomicdevelopmentinFugouCounty.2.A.mitigate解析："Mitigaterisks"isastandardfinancialtermmeaningtoreducetheseverityofrisks.3.A.promote解析："Promoteexports"alignswithtradepoliciesaimedatboostingeconomicgrowth.4.A.analyze解析："Analyzemarkettrends"isacommonpracticeforinvestorstomakeinformeddecisions.5.A.improved解析："Improvedefficiency"istheexpectedoutcomeofdigitaltransformationinbanking.第二部分：閱讀理解6.B.Renewableenergy解析：ThepassagehighlightswindandsolarresourcesasYulin’skeyeconomicdrivers.7.B.Byprovidingfinancialsupport解析：BanksinYulinofferlendingprogramstosupportgreenenergyprojects.8.C.Infrastructureandgridissues解析：Thepassagementionschallengesrelatedtoinfrastructureandgridconnectivity.9.B.Increasedemployment解析：Greenenergyprojectscreatejobsinruralareas.10.B.Toservesmallbusinesses解析：Theappisspecificallydesignedtomeettheneedsofsmallbusinesses.11.C.Itisuser-friendlyandefficient解析：Localbusinessesappreciatetheapp’seaseofuseandspeed.12.C.Lowdigitalliteracyamongbusinesses解析：Somebusinessesstrugglewithusingdigitalbankingtools.13.C.Launchtrainingprograms解析：Thebankplanstoeducatebusinessesondigitalbanking.第三部分：語法填空14.meet解析：Theverb"meet"(third-personsingularpresenttense)fitsgrammatically.15.fails解析："If+subject+verb(presenttense),mainclauseverb(presenttense)"structure.16.access解析："Access"isatransitiveverbrequiringthebaseformafter"to."17.diversify解析："Recommend+that+subje