中信銀行焦作市山陽(yáng)區(qū)2025秋招筆試英語(yǔ)題專(zhuān)練及答案一、選詞填空（共10題，每題1分）題目要求：從下列選項(xiàng)中選擇最合適的單詞填入空白處，使句子意思完整、語(yǔ)法正確。1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapt.A.forcedB.encouragedC.replacedD.supported2.InthecontextofChina'sfinancialreforms,theroleofcommercialbankslikeCITICBankis______tothestabilityoftheeconomy.A.irrelevantB.secondaryC.crucialD.optional3.Thenewpolicyaimsto______smallandmedium-sizedenterprisesbyreducinginterestratesandimprovingcreditaccess.A.discourageB.hinderC.stimulateD.limit4.ThebranchinShanyanghasbeen______foritshigh-qualitycustomerserviceandefficientloanprocessing.A.criticizedB.praisedC.ignoredD.dismissed5.Digitalbankingplatformsareincreasingly______astheprimarychannelforfinancialtransactionsinurbanareas.A.recognizedB.rejectedC.neglectedD.underestimated6.Thebank'sriskmanagementteammustensurethatallloanapplicationscomplywith______regulations.A.localB.nationalC.internationalD.internal7.TheeconomicslowdowninCentralChinahas______thedemandformortgagesinJiaozuo.A.boostedB.declinedC.stabilizedD.fluctuated8.ManyyoungprofessionalsinShanyangprefer______mobilebankingappsduetotheirconvenience.A.usingB.touseC.usedD.use9.ThemergeroftwolocalbanksinHenan______thecompetitionintheregionalmarket.A.intensifiedB.weakenedC.eliminatedD.stabilized10.Thebranchmanageremphasizedtheimportanceof______tocustomersduringtheeconomicdownturn.A.patienceB.indifferenceC.arroganceD.negligence二、閱讀理解（共5題，每題2分）題目要求：閱讀以下短文，并根據(jù)問(wèn)題選擇最佳答案。PassageChina'sbankingsectorhasundergonesignificanttransformationinrecentyears,drivenbytechnologicaladvancementsandregulatoryreforms.Commercialbanks,includingCITICBank,areincreasinglyadoptingdigitalsolutionstoimproveefficiencyandcustomerexperience.Theriseoffintechhasforcedtraditionalbankstoinnovate,withmobilebankingappsandonlineplatformsbecomingthenorm.However,challengessuchascybersecurityrisksandcreditfraudremainsignificantconcerns.ThePeople'sBankofChinahasintroducedstricterrulestoensurefinancialstability,particularlyinregionslikeHenan,whereeconomicgrowthisslowercomparedtocoastalareas.Despitethesechallenges,thesectorcontinuestogrow,withbanksinvestingheavilyinautomationandAItostreamlineoperations.1.Whatisthemainfocusofthepassage?A.Thedeclineoftraditionalbanking.B.TheimpactoffintechonChinesebanks.C.TheeconomicpoliciesofHenanProvince.D.TheroleofCITICBankinChina'sfinancialsector.2.Accordingtothepassage,whatisamajorchallengeforbanks?A.Highinterestrates.B.Cybersecurityrisks.C.Reducedcustomerdemand.D.Governmentregulations.3.Whichregionismentionedashavingslowereconomicgrowth?A.Coastalareas.B.CentralChina.C.Shanghai.D.Beijing.4.Whatmeasuresarebankstakingtoadapttothedigitalera?A.Reducinginvestmentintechnology.B.Focusingontraditionalbankingservices.C.AdoptingmobilebankingappsandAI.D.Eliminatingonlineplatforms.5.Whatistheoveralltoneofthepassage?A.Critical.B.Neutral.C.Optimistic.D.Pessimistic.三、語(yǔ)法填空（共8題，每題1分）題目要求：根據(jù)句意和所給提示詞，用括號(hào)中動(dòng)詞的適當(dāng)形式填空。1.Thebank______(offer)aspecialdiscounttocustomerswhoopenasavingsaccountthismonth.2.Ifyou______(apply)foraloan,youmustsubmitallrequireddocumentsbyFriday.3.Ourbranch______(close)at7PMonweekends.4.Thefinancialanalyst______(analyze)themarkettrendsbeforemakingarecommendation.5.SmallbusinessesinShanyang______(benefit)fromthenewtaxreliefpolicy.6.Customersshould______(contact)thecustomerservicecenteriftheyhaveanyquestions.7.Thebank______(introduce)anewcreditcardlastyear.8.Employeesmust______(follow)thecompany’sguidelinestoensurecompliance.四、完形填空（共10題，每題1分）題目要求：閱讀以下短文，根據(jù)上下文選擇最佳答案。Lastyear,thebranchinShanyang______(1)amajoroverhaultoimproveitsfacilities.Theoldbuilding,which______(2)foroveradecade,hadbecomeoutdatedandinefficient.Thebank______(3)tomodernizethebranch,investingmillionsinnewequipmentandamorespaciouslayout.Therenovationalso______(4)theintegrationofadvanceddigitalbankingsystems,allowingcustomerstocompletetransactionsfaster.Localresidents______(5)thechanges,praisingthebankforitscommitmenttoexcellence.Thenewbranchhasnotonlyattractedmorecustomersbutalso______(6)thebank’sreputationintheregion.1.A.underwent2.A.stood3.A.decided4.A.included5.A.appreciated6.A.enhanced五、翻譯填空（共5題，每題2分）題目要求：將下列中文句子翻譯成英文，并填入空白處。1.中國(guó)的金融科技發(fā)展迅速，對(duì)傳統(tǒng)銀行業(yè)產(chǎn)生了深遠(yuǎn)影響。TherapiddevelopmentoffintechinChina______thetraditionalbankingindustry.2.我們銀行致力于為客戶(hù)提供最優(yōu)質(zhì)的金融服務(wù)。Ourbankiscommittedto______ourcustomerswiththebestfinancialservices.3.河南省的經(jīng)濟(jì)增長(zhǎng)速度低于沿海地區(qū)。TheeconomicgrowthrateinHenanProvince______thatofcoastalareas.4.新政策旨在幫助小微企業(yè)解決融資難題。Thenewpolicyaimsto______SMEsbyaddressingtheirfinancingdifficulties.5.焦作市山陽(yáng)區(qū)的居民對(duì)銀行的數(shù)字化轉(zhuǎn)型表示滿(mǎn)意。ResidentsinShanyang,Jiaozuo______thebank’sdigitaltransformation.答案及解析一、選詞填空1.A.forced解析：fintech的發(fā)展迫使傳統(tǒng)銀行業(yè)進(jìn)行創(chuàng)新，故選forced（迫使）。2.C.crucial解析：商業(yè)銀行在經(jīng)濟(jì)穩(wěn)定中扮演關(guān)鍵角色，故選crucial（關(guān)鍵的）。3.C.stimulate解析：政策目的是刺激中小企業(yè)發(fā)展，故選stimulate（刺激）。4.B.praised解析：描述服務(wù)質(zhì)量好，故選praised（贊揚(yáng)）。5.A.recognized解析：數(shù)字平臺(tái)被廣泛認(rèn)可，故選recognized（認(rèn)可的）。6.B.national解析：貸款需遵守國(guó)家法規(guī)，故選national（國(guó)家的）。7.B.declined解析：經(jīng)濟(jì)放緩導(dǎo)致房貸需求下降，故選declined（下降）。8.B.touse解析：prefertodosth固定搭配，故選touse。9.A.intensified解