光大銀行蘭州市永登縣2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）題目：閱讀以下段落，從每題所給的選項中選出一個最合適的單詞填入空格，使段落意思完整、通順。1.ThebankingsectorinLanzhouhasseensignificant______indigitaltransformationoverthepastdecade.A.growthB.declineC.stagnationD.innovation2.Toenhancecustomer______,thebankplanstointroduceAI-poweredchatbotsfor24/7service.A.satisfactionB.frustrationC.confusionD.anxiety3.Ourteam’s______approachhelpedussecurethelocalgovernment’strustfortheruralfinanceproject.A.aggressiveB.collaborativeC.dismissiveD.passive4.ThenewbranchinYongdengCountyaimsto______thefinancialdividebetweenurbanandruralareas.A.widenB.bridgeC.deepenD.exploit5.Theloanofficer’s______communicationstyleoftenleadstomisunderstandingsamongclients.A.conciseB.empatheticC.vagueD.formal二、閱讀理解（共4題，每題3分，共12分）題目：閱讀以下短文，回答問題。Passage:ThePeople’sBankofChinarecentlyannouncedstricterregulationsononlinelendingplatformstocurbexcessiverisk-taking.Themovetargetsbanksandfintechcompaniesthathavebeenexpandingtheirunsecuredloanportfoliosrapidly.Analystssuggestthepolicywillreducethegrowthrateofshadowbankingbutmayslowdownconsumercreditexpansionintheshortterm.LocalfinancialinstitutionsinLanzhou,suchasBankofGansu,havealreadystartedreassessingtheirloanapprovalcriteria.Meanwhile,YongdengCounty’seconomy,heavilyreliantonagriculture,mayfacechallengesifsmall-scalefarmers’accesstocredittightens.1.Whatisthemainpurposeofthenewregulations?A.Tostimulateconsumerspending.B.Toencouragefintechinnovation.C.Tocontrolfinancialrisks.D.Tosupportruraldevelopment.2.HowmightthepolicyaffectYongdengCounty?A.Itwillboostagriculturalloans.B.Itmaylimitfarmers’creditaccess.C.Itwillincreaseshadowbanking.D.Itwillforcebankstoclosebranches.3.Accordingtothepassage,whichbankismentionedasadaptingtothenewpolicy?A.BankofChina.B.BankofGansu.C.IndustrialandCommercialBankofChina.D.AgriculturalBankofChina.4.Whatisthelikelylong-termimpactoftheregulations?A.Reducedcompetitioninthelendingmarket.B.Higherinterestratesforborrowers.C.Increasedinvestmentinfintech.D.Greaterstabilityinthefinancialsystem.三、語法填空（共5題，每題2分，共10分）題目：根據(jù)句意和所給提示詞的漢語意思，用括號中單詞的正確形式填空。1.Thebank’slatest______(campaign)aimstopromotefinancialliteracyamongyoungpeopleinLanzhou.2.Duetothepandemic,manysmallbusinessesinYongdengCountyfaced______(credit)difficulties.3.Ourcreditscoringmodelisdesignedto______(reduce)theriskofdefault.4.Theloanofficeremphasizedthe______(importance)oftimelyrepayments.5.Ifyoufailtomeetthe______(deadline),yourapplicationmayberejected.四、句子改錯（共4題，每題3分，共12分）題目：以下句子均含有一處錯誤，請指出并改正。1.Thebank’snewmobileapphasbeenreleasedforcustomerstotransfermoneyquicklyandeasy.→錯誤：________改為：________2.Despiteeconomicchallenges,thefinancialsectorinGansuprovincecontinuetogrowatasteadyrate.→錯誤：________改為：________3.Theruraldevelopmentfundwillbeallocatetosupportsmall-scalefarmersinYongdengCounty.→錯誤：________改為：________4.Ifyouhaveanyquestionsabouttheloanterms,pleasecontactourcustomerserviceassoonaspossible.→錯誤：________改為：________五、完形填空（共5題，每題2分，共10分）題目：閱讀以下短文，根據(jù)上下文選擇最合適的選項填空。Lastyear,thecentralbankofChinaintroducedaseriesofmeasuresto______(1)inflation.First,it______(2)interestratesslightlytoencourageborrowing.Second,it______(3)liquidityinthebankingsystemtoensurestablecreditsupply.However,somelocalbusinessesinLanzhoufoundthatconsumerdemandremainedweakdespitetheseefforts.Analystssuggestthatthesluggisheconomyintheregionispartlydueto______(4)investmentininfrastructure.Toaddressthis,thegovernmentmayneedto______(5)morefiscalstimulustoboostgrowth.1.A.controlB.ignoreC.reduceD.increase2.A.raisedB.loweredC.maintainedD.removed3.A.injectB.withdrawC.limitD.monitor4.A.insufficientB.excessiveC.balancedD.volatile5.A.reduceB.eliminateC.expandD.delay六、翻譯填空（共4題，每題4分，共16分）題目：將以下中文句子翻譯成英文，填寫在橫線上。1.該銀行計劃在未來五年內(nèi)將普惠金融覆蓋面提升至80%?！鷂_____2.由于利率調(diào)整，部分客戶的還款壓力有所增加?！鷂_____3.我們將通過大數(shù)據(jù)分析優(yōu)化信貸審批流程。→______4.蘭州分行致力于為中小企業(yè)提供定制化的金融服務?！鷂_____答案與解析一、選詞填空1.A.growth（銀行業(yè)在數(shù)字化轉(zhuǎn)型方面取得了顯著增長）2.A.satisfaction（銀行計劃通過AI聊天機器人提升客戶滿意度）3.B.collaborative（團隊的合作方式贏得了當?shù)卣男湃危?.B.bridge（新分行旨在彌合城鄉(xiāng)金融差距）5.C.vague（貸款經(jīng)理模糊的溝通方式常導致客戶誤解）二、閱讀理解1.C.Tocontrolfinancialrisks（主要目的是控制金融風險）2.B.Itmaylimitfarmers’creditaccess（可能會限制農(nóng)民的信貸獲?。?.B.BankofGansu（文中提到該行調(diào)整了貸款審批標準）4.D.Greaterstabilityinthefinancialsystem（長期影響可能是金融體系更穩(wěn)定）三、語法填空1.campaign2.credit3.reduce4.importance5.deadline四、句子改錯1.錯誤：quicklyandeasy→改為：quicklyandeasily2.錯誤：continue→改為：continues（主語是sector，單數(shù)）3.錯誤：allocate→改為：allocated（動詞過去式）4.錯誤：assoonaspossible→改為：assoonaspossible（無需修改，但需檢查邏輯是否合理，此處原句正確）五、完形填空1.A.control2.B.lowered3.A.inject4.A.insufficient5.C.expand六、翻譯填空1.Thebankplanstoincreasethecoverageofinclusivefinanceto80%withinthenextfiveyears.2.Duetointerestrateadjustments,there