光大銀行嘉興市海寧市2025秋招筆試英語題專練及答案第一部分：詞匯選擇（共10題，每題1分）directions:Choosethebestwordtofillineachblank.1.Thenewbankingregulationswillhaveasignificant______onsmallandmedium-sizedenterprisesinthecoastalregion.A.impactB.effectC.influenceD.consequence2.Ourbankhas______adopteddigitaltransformationtoimprovecustomerserviceefficiencyinZhejiangprovince.A.activelyB.recentlyC.graduallyD.steadily3.Thebranchmanageremphasizedthe______ofriskmanagementinmaintainingfinancialstabilityduringeconomicdownturns.A.importanceB.significanceC.priorityD.necessity4.Theannualfinancialreportwillbe______toallshareholdersbytheendofthisquarter.A.submittedB.deliveredC.releasedD.distributed5.Duetothepandemic,remoteworkhasbecomea______optionforemployeesinthefinancialsector.A.feasibleB.practicalC.necessaryD.optional6.Theloanapplicationwas______duetoincompletedocumentation.A.rejectedB.deniedC.declinedD.refused7.Ourbank’screditassessmentteamneedsto______moredatatoensureaccurateriskevaluation.A.collectB.gatherC.acquireD.obtain8.Theeconomicpoliciesimplementedbythelocalgovernmentaimto______businessinvestmentintheYangtzeRiverDelta.A.stimulateB.encourageC.promoteD.boost9.Thecustomerservicehotlineisavailable24/7to______anyinquiriesfromclients.A.addressB.respondtoC.handleD.resolve10.Thebank’smobileapphasbeen______toenhanceuserexperienceandstreamlinetransactions.A.updatedB.revisedC.modifiedD.improved第二部分：閱讀理解（共5題，每題2分）directions:Readthepassagebelowandanswerthequestions.Passage:ThebankingsectorinZhejiangprovincehasbeenwitnessingrapiddigitalizationinrecentyears.Withtheadvancementoffintech,traditionalfinancialinstitutionshavebeenforcedtoadapttonewtechnologiestoremaincompetitive.AccordingtoareportbytheChinaBankingandInsuranceRegulatoryCommission,theadoptionofmobilebankinghasincreasedby35%inthepasttwoyearsalone.ThistrendisparticularlyevidentincoastalcitieslikeNingboandZhoushan,whereyoungprofessionalspreferdigitalsolutionsoverphysicalbranches.However,challengesremain,suchasensuringdatasecurityandbridgingthedigitaldivideforelderlycustomers.TheProvincialPeople’sBankofChinahasproposedseveralinitiativestosupportbanksintheirdigitaltransformation,includingfundingforcybersecurityupgradesandtrainingprogramsforemployees.Despitetheseefforts,theintegrationofartificialintelligenceincreditassessmentstillfacesregulatoryhurdles.1.Whatisthemaintopicofthepassage?A.ThegrowthoffintechincoastalChina.B.Thechallengesofdigitalbankinginruralareas.C.Governmentpoliciesonfinancialregulation.D.Thedeclineoftraditionalbanking.2.Accordingtothepassage,whichcitiesinZhejiangaremostlikelytoadoptdigitalbanking?A.Southerncities.B.Northerncities.C.Coastalcities.D.Mountainousregions.3.Whatisonechallengementionedinthepassageregardingdigitalbanking?A.Highcostsoftechnology.B.Lackofcustomertrust.C.Datasecurityconcerns.D.Limitedinternetinfrastructure.4.WhatinitiativeshastheProvincialPeople’sBankofChinaproposed?A.Taxincentivesfordigitalbanking.B.Fundingforcybersecurityandtraining.C.Mandatorydigitaltransformationforbanks.D.Subsidiesforelderlycustomers.5.Whatisaregulatoryhurdlementionedinthepassage?A.Highfeesformobilebankingusers.B.IntegrationofAIincreditassessment.C.Insufficientbankbranches.D.Poorcustomerservice.第三部分：語法填空（共5題，每題2分）directions:Completethefollowingsentenceswiththecorrectformofthewordsinthebrackets.1.Despitetheeconomic______(downturn),ourbank’sprofitmarginshaveremainedstable.2.Thefinancialanalystemphasizedthe______(importance)ofdiversifyinginvestmentportfoliosinvolatilemarkets.3.Thebranchwill______(open)at8:00AMtomorrow,butwillcloseearlyduetoastaffshortage.4.Ourcreditscoringmodelisdesignedto______(reduce)theriskoffraudinloanapplications.5.Thelocalgovernmenthas______(launch)anewprogramtosupportsmallbusinessesinthepost-pandemicera.第四部分：翻譯（共5題，每題2分）directions:TranslatethefollowingsentencesintoEnglish.1.杭州灣地區(qū)的中小企業(yè)對低息貸款的需求持續(xù)增長。2.我們銀行承諾以客戶為中心，提供優(yōu)質(zhì)服務。3.金融科技的發(fā)展正在改變傳統(tǒng)銀行的運營模式。4.為了應對市場競爭，銀行需要不斷創(chuàng)新產(chǎn)品和服務。5.政府出臺了一系列政策，以促進區(qū)域經(jīng)濟的均衡發(fā)展。第五部分：完形填空（共10題，每題1分）directions:Readthepassagebelowandfillineachblankwiththebestwordfromtheoptions.ThebankingindustryinHangzhouhasbeenevolvingrapidlyduetotechnologicaladvancements.Manyfinancialinstitutionshave______(6)theirtraditionalbusinessmodelstoembracedigitalsolutions.Forinstance,theuseofblockchaintechnologyhas______(7)inimprovingtransactiontransparency.However,challengessuchascybersecurityandregulatorycomplianceremain______(8).Accordingtoarecentstudy,60%ofbankemployeesintheYangtzeRiverDeltaregionhavereceivedtraininginfintech.Thistrendreflectstheindustry’s______(9)toadapttonewtrends.TheChinesegovernmenthasalso______(10)initiativestosupportbanksintheirdigitaltransformation.TheseincludefundingforAIresearchandincentivesforadoptinggreenfinancepractices.6.A.modernizedB.digitizedC.transformedD.revolutionized7.A.increasedB.declinedC.expandedD.diminished8.A.significantB.considerableC.minimalD.negligible9.A.commitmentB.resistanceC.reluctanceD.hesitance10.A.introducedB.implementedC.proposedD.recommended答案及解析第一部分：詞匯選擇1.A.impact(名詞，符合句意，指對企業(yè)的重大影響)2.A.actively(副詞，強調(diào)銀行主動采用數(shù)字化轉型)3.A.importance(名詞，指風險管理的重要性)4.C.released(動詞，指向股東發(fā)布財務報告)5.A.feasible(形容詞，指遠程工作是可行的選擇)6.A.rejected(動詞，指貸款申請因材料不全被拒絕)7.B.gather(動詞，指收集更多數(shù)據(jù)以評估風險)8.D.boost(動詞，指促進商業(yè)投資增長)9.B.respondto(動詞短語，指回應客戶詢問)10.D.improved(動詞，指改進移動銀行應用)第二部分：閱讀理解1.A.ThegrowthoffintechincoastalChina.(文章主要討論浙江沿海地區(qū)金融科技的快速發(fā)展)2.C.Coastalcities.(文章提到寧波和舟山等沿海城市更傾向于數(shù)字銀行)3.C.Datasecurityconcerns.(文章提到數(shù)據(jù)安全問題是一個挑戰(zhàn))4.B.Fundingforcybersecurityandtraining.(文章提到省人民銀行提出資金支持網(wǎng)絡安全和培訓)5.B.IntegrationofAIincreditassessment.(文章提到AI在信用評估中的整合面臨監(jiān)管障礙)第三部分：語法填空1.downturn(名詞，經(jīng)濟衰退)2.importance(名詞，重要性)3.opens(動詞第三人稱單數(shù)，表示明天將開門)4.reduce(動詞，減少風險)5.launched(動詞過去式，表示已經(jīng)推出新計劃)第四部分：