招商銀行九江市濂溪區(qū)2025秋招筆試英語題專練及答案第一部分：詞匯選擇（5題，每題1分）每題提供四個(gè)選項(xiàng)，選擇最符合語境的單詞。1.Therapiddevelopmentofdigitalbankinghas______thetraditionalfinancialindustry.A.revolutionizedB.simplifiedC.standardizedD.stabilized2.九江的濂溪區(qū)近年來吸引了大量科技企業(yè)入駐，主要得益于其______的政策環(huán)境。A.competitiveB.conservativeC.restrictiveD.outdated3.招商銀行在九江分行特別注重客戶服務(wù)的______，以提升用戶體驗(yàn)。A.efficiencyB.complexityC.flexibilityD.rigidity4.隨著金融科技的興起，銀行需要更多具備______能力的復(fù)合型人才。A.theoreticalB.technicalC.traditionalD.manual5.九江市濂溪區(qū)的金融高新區(qū)提供了______的創(chuàng)業(yè)支持，助力中小企業(yè)成長(zhǎng)。A.limitedB.minimalC.comprehensiveD.conditional第二部分：閱讀理解（3題，每題2分）每題后附有4個(gè)選項(xiàng)，根據(jù)文章內(nèi)容選擇最佳答案。Passage1Theriseoffintechhasreshapedthebankinglandscapeinrecentyears.TraditionalfinancialinstitutionslikeChinaMerchantsBankareadaptingbyintegratingdigitalsolutionsintotheiroperations.InJiujiang,theLianxiDistricthasbecomeahubforfinancialinnovation,attractingtech-drivenbanksandstartups.Thegovernment’ssupportivepolicies,includingtaxincentivesandstreamlinedregulations,haveplayedakeyroleinthistransformation.However,challengesremain,suchascybersecurityrisksandtheneedforskilledprofessionals.6.Whatisthemainfocusofthepassage?A.ThehistoryoffintechinChina.B.Theimpactoffintechontraditionalbanks.C.ThedevelopmentofthefinancialsectorinJiujiang.D.ThechallengesfacedbystartupsinLianxiDistrict.7.HowhastheLianxiDistrictattractedfinancialinstitutions?A.Byofferinghighsalaries.B.Byprovidingtaxbenefits.C.Byestablishingtechparks.D.Byenforcingstrictregulations.8.Whatisamajorconcernmentionedinthepassage?A.Joblossesinthebankingsector.B.Governmentrestrictionsonfintech.C.Cybersecuritythreats.D.Lackofcustomertrust.Passage2ChinaMerchantsBank’s(CMB)strategyinJiujiangemphasizescustomer-centricservices.Thebankhaslaunchedseveralmobilebankingfeatures,suchasAI-poweredfinancialadviceandreal-timetransactionmonitoring.Theseinnovationsaimtoimproveserviceefficiencywhilereducingoperationalcosts.Additionally,CMBhasstrengtheneditspresenceinruralareasofLianxiDistrict,offeringmicrofinancesolutionstosmallbusinesses.Thebank’scommitmenttosustainabilityisalsoevident,withinitiativestopromotegreenfinance.Criticsarguethatsuchmeasuresmayslowdownprofitgrowth,butthebankmaintainsthatlong-termcustomerloyaltyoutweighsshort-termgains.9.WhatistheprimarygoalofCMB’smobilebankingfeatures?A.Toincreaseprofits.B.Toenhancecustomerexperience.C.Toexpanditsruralnetwork.D.Toreducecompetition.10.WhatdoesthepassagesuggestaboutCMB’ssustainabilityefforts?A.Theyarenotcost-effective.B.Theymayharmfinancialperformance.C.Theyareapriorityforthebank.D.Theyareunnecessary.11.Whatisthemainconflictinthepassage?A.Betweenurbanandruralbanking.B.Betweeninnovationandprofitability.C.Betweentraditionalanddigitalbanking.D.Betweengovernmentandprivatebanks.第三部分：完形填空（5題，每題2分）閱讀短文，選擇最適合填入空格的單詞。ThefinancialsectorinJiujiang’sLianxiDistricthasseenremarkablegrowthinrecentyears.Thistrendisdrivenbyseveralfactors,includingthegovernment’s______(12)policiesandtheincreasingadoptionofdigitalbankingsolutions.CompanieslikeChinaMerchantsBankhaveinvestedheavilyintechnologyto______(13)customersatisfaction.Forinstance,thebank’smobileappnowofferspersonalizedfinancialadvice,______(14)clientstomakeinformeddecisions.However,therapiddigitalizationhasalsoraisedconcernsaboutdatasecurity.Banksmuststrikeabalancebetweeninnovationandriskmanagementto______(15)sustainablegrowth.12.A.supportiveB.restrictiveC.outdatedD.competitive13.A.enhanceB.reduceC.ignoreD.simplify14.A.enablingB.encouragingC.requiringD.obligating15.A.ensureB.postponeC.neglectD.delay第四部分：翻譯（2題，每題3分）將以下句子翻譯成英文。16.招商銀行在九江濂溪區(qū)通過引入人工智能技術(shù)，顯著提升了服務(wù)效率。17.九江市濂溪區(qū)的金融高新區(qū)為初創(chuàng)企業(yè)提供了全方位的支持，包括資金、人才和政策保障。第五部分：寫作（1題，10分）Writeanessayofatleast150wordsonthetopic:"TheRoleofFintechinModernBankinginJiujiang’sLianxiDistrict."答案及解析第一部分：詞匯選擇1.A(revolutionized)-解析：Digitalbankinghasbroughtsignificantchanges,so"revolutionized"fitsbest.2.A(competitive)-解析：Thedistrictattractsbusinessesduetofavorablepolicies,making"competitive"themostlogicalchoice.3.A(efficiency)-解析：Bankservicesshouldbeefficienttoimproveuserexperience.4.B(technical)-解析：Fintechrequirestechnicalskills,so"technical"isappropriate.5.C(comprehensive)-解析：Supportforstartupsshouldbethorough,hence"comprehensive."第二部分：閱讀理解6.C-解析：ThepassagefocusesonfintechdevelopmentinJiujiang’sLianxiDistrict.7.B-解析：Taxincentivesarementionedasakeyattraction.8.C-解析：Cybersecurityisnotedasamajorconcern.9.B-解析：Mobilebankingfeaturesaimtoimprovecustomersatisfaction.10.C-解析：Thebankemphasizessustainabilityasapriority.11.B-解析：Thereisaconflictbetweeninnovation(sustainability)andprofit.第三部分：完形填空12.A(supportive)13.A(enhance)14.A(enabling)15.A(ensure)第四部分：翻譯16.ChinaMerchantsBankhassignificantlyimprovedserviceefficiencyinJiujiang’sLianxiDistrictbyintroducingartificialintelligencetechnology.17.Jiujiang’sLianxiDistrictFinancialInnovationZoneprovidescomprehensivesupporttostartups,includingfunding,talent,andpolicyguarantees.第五部分：寫作（參考范文）TheRoleofFintechinModernBankinginJiujiang’sLianxiDistrictFintechhasrevolutionizedthebankingsectorinJiujiang’sLianxiDistrict,transforminghowfinancialservicesaredelivered.Withtherapidadvancementofdigitaltechnologi