平安銀行福州市馬尾區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）題目：1.Therapiddevelopmentoffintechhassignificantly______theefficiencyoffinancialservicesinthecoastalregionsofFujianProvince.A.enhancedB.deterioratedC.standardizedD.complicated2.Duetothestrictenvironmentalregulationsin馬尾區(qū),manytraditionalmanufacturingplantshavebeenforcedto______theirproductionprocesses.A.optimizeB.eliminateC.postponeD.replicate3.Thenewsmartbankbranchin馬尾區(qū)aimsto______customerexperiencethroughtheintegrationofAIandbigdataanalytics.A.deteriorateB.innovateC.stabilizeD.expand4.Thelocalgovernment’spolicyto______foreigninvestmenthasattractedseveralinternationalfinancialinstitutionstosetupofficesin福州.A.discourageB.promoteC.ignoreD.limit5.Thefinancialstabilityoftheregionislargelydependentonthe______ofthebankingsectorandtherobustnessoftheregulatoryframework.A.fragilityB.resilienceC.inefficiencyD.redundancy答案與解析：1.A.enhanced-解析：Fintech(金融科技)的快速發(fā)展顯著提升了福建省沿海地區(qū)的金融服務(wù)效率。enhanced（提升）符合語境。2.A.optimize-解析：在馬尾區(qū)嚴格的環(huán)保法規(guī)下，許多傳統(tǒng)制造企業(yè)被迫優(yōu)化其生產(chǎn)流程。optimize（優(yōu)化）符合語境。3.B.innovate-解析：馬尾區(qū)的新智能銀行網(wǎng)點旨在通過人工智能和大數(shù)據(jù)分析創(chuàng)新客戶體驗。innovate（創(chuàng)新）符合語境。4.B.promote-解析：當?shù)卣龠M外國投資的政策吸引了多家國際金融機構(gòu)在福州設(shè)立辦事處。promote（促進）符合語境。5.B.resilience-解析：該地區(qū)的金融穩(wěn)定性在很大程度上取決于銀行體系的韌性以及監(jiān)管框架的健全性。resilience（韌性）符合語境。二、閱讀理解（共4題，每題3分，共12分）題目：Passage1:TherapidadvancementofdigitalbankinghastransformedthefinanciallandscapeincoastalregionsofFujianProvince.Traditionalbanksareincreasinglyintegratingfintechsolutionstoenhanceserviceefficiency.Forinstance,thenewsmartbankbranchin馬尾區(qū)leveragesAI-poweredchatbotstoprovide24/7customersupport.Additionally,bigdataanalyticsenablespersonalizedfinancialrecommendations,improvingcustomerengagement.However,thisdigitaltransformationalsoposeschallenges,suchascybersecurityrisksandtheneedforskilledpersonnel.Thelocalgovernmenthasintroducedpoliciestosupportworkforcetrainingandinfrastructureupgrades,aimingtoensuresustainablegrowthinthesector.1.Whatistheprimarybenefitofintegratingfintechsolutionsintraditionalbanks?A.ReducedoperationalcostsB.EnhancedcustomerexperienceC.IncreasedregulatoryscrutinyD.Greatermarketcompetition2.Accordingtothepassage,whatarethemainchallengesofdigitalbanking?A.HighinfrastructurecostsB.CybersecurityrisksandtalentshortagesC.DecreasedcustomersatisfactionD.Overregulation3.Howdoesthelocalgovernmentplantoaddressthechallengesofdigitalbanking?A.ByimposingstricterregulationsB.ThroughworkforcetrainingandinfrastructureupgradesC.ByencouragingforeigninvestmentD.Byreducingoperationalhours4.Whatdoesthepassagesuggestaboutthefutureofbankingin馬尾區(qū)?A.AreturntotraditionalbankingmodelsB.ContinuedrelianceonmanualprocessesC.AshifttowarddigitalandAI-drivenservicesD.AdeclineincustomerengagementPassage2:Thebankingsectorin福州haswitnessedsignificantchangesduetotheinfluxofforeignfinancialinstitutions.Theseinstitutionshavebroughtadvancedtechnologiesandinnovativebusinessmodels,contributingtotheregion’seconomicgrowth.However,theyalsofaceregulatorychallengesduetodifferencesinfinancialsystems.Thelocalgovernmenthasestablishedaspecialtaskforcetofacilitatesmootherintegrationandensurecompliancewithdomesticregulations.Thisincludesprovidingtaxincentivesandstreamlinedapprovalprocesses.Asaresult,福州hasbecomeanattractivedestinationforglobalbanksseekingtoexpandtheirpresenceinChina.5.Whathasbeentheimpactofforeignfinancialinstitutionson福州’sbankingsector?A.IncreasedregulatoryburdensB.TechnologicaladvancementsandeconomicgrowthC.ReducedcompetitionD.Lowercustomersatisfaction6.Whatmeasureshasthelocalgovernmenttakentosupportforeignbanks?A.ImposinghighertaxesB.EstablishingataskforceforregulatorycoordinationC.EncouraginglocalbankstomergewithforeigninstitutionsD.Reducingforeigninvestmentinthesector7.Howhas福州becomeanattractivedestinationforglobalbanks?A.DuetoitsstableeconomicenvironmentB.BecauseofitsstrictregulatoryframeworkC.OwingtothepresenceofdomesticbanksD.Asaresultoflowerlaborcosts答案與解析：1.B.Enhancedcustomerexperience-解析：文章指出，數(shù)字銀行通過AI聊天機器人和大數(shù)據(jù)分析提升了客戶體驗。2.B.Cybersecurityrisksandtalentshortages-解析：文章提到數(shù)字銀行面臨網(wǎng)絡(luò)安全風(fēng)險和人才短缺的挑戰(zhàn)。3.B.Throughworkforcetrainingandinfrastructureupgrades-解析：當?shù)卣ㄟ^員工培訓(xùn)和基礎(chǔ)設(shè)施升級來應(yīng)對挑戰(zhàn)。4.C.AshifttowarddigitalandAI-drivenservices-解析：文章暗示銀行業(yè)將向數(shù)字化和AI驅(qū)動服務(wù)轉(zhuǎn)型。5.B.Technologicaladvancementsandeconomicgrowth-解析：外國金融機構(gòu)帶來了技術(shù)進步和經(jīng)濟增長。6.B.Establishingataskforceforregulatorycoordination-解析：當?shù)卣闪⒘藢ｉT工作組以協(xié)調(diào)監(jiān)管。7.A.Duetoitsstableeconomicenvironment-解析：文章未明確提及，但福州的吸引力可能源于其穩(wěn)定的經(jīng)濟環(huán)境。三、完形填空（共5題，每題2分，共10分）題目：Thefinancialsectorin馬尾區(qū)hasbeenevolvingrapidlyinrecentyears,drivenbytechnologicaladvancementsandpolicysupport.Traditionalbanksareincreasinglyadoptingdigitalsolutionstoimproveoperationalefficiency.Forinstance,thenewsmartbankbranchin馬尾區(qū)utilizesAI-poweredtoolstostreamlinecustomertransactions.Additionally,theintegrationofbigdataanalyticsenablesbankstoofferpersonalizedfinancialproducts,enhancingcustomersatisfaction.However,thistransformationalsobringschallenges,suchascybersecurityrisksandtheneedforskilledpersonnel.Thelocalgovernmenthasimplementedmeasurestoaddresstheseissues,includingworkforcetrainingprogramsandinfrastructureupgrades.Theseeffortsareexpectedtofostersustainablegrowthinthesector.1.Theword"evolving"inthefirstsentenceisclosestinmeaningto:A.deterioratingB.stagnatingC.transformingD.expanding2.Whatdoesthephrase"digitalsolutions"refertointhepassage?A.TraditionalbankingmethodsB.AI-poweredtoolsandbigdataanalyticsC.ManualcustomerserviceD.Physicalbankbranches3.Accordingtothepassage,whatisthemainbenefitofadoptingdigitalsolutions?A.ReducedcustomersatisfactionB.IncreasedoperationalcostsC.EnhancedcustomerexperienceD.Lowerregulatorycompliance4.Theword"streamline"inthesecondparagraphisclosestinmeaningto:A.complicateB.optimizeC.delayD.eliminate5.Whatmeasureshasthelocalgovernmenttakentoaddressthechallengesofdigitalbanking?A.ImposingstricterregulationsB.WorkforcetrainingandinfrastructureupgradesC.EncouragingforeigninvestmentD.Reducingoperationalhours答案與解析：1.C.transforming-解析：evolving（演變）與transforming（轉(zhuǎn)型）意思最接近。2.B.AI-poweredtoolsandbigdataanalytics-解析：文章提到AI工具和大數(shù)據(jù)分析是數(shù)字解決方案的例子。3.C.Enhancedcustomerexperience-解析：文章指出數(shù)字解決方案提升了客戶體驗。4.B.Optimize-解析：streamline（簡化）與optimize（優(yōu)化）意思相近。5.B.Workforcetrainingandinfrastructureupgrades-解析：當?shù)卣扇×藛T工培訓(xùn)和基礎(chǔ)設(shè)施升級措施。四、句子改錯（共5題，每題2分，共10分）題目：1.TherapiddevelopmentoffintechhasmadesignificantimprovementsintheefficiencyoffinancialservicesincoastalregionsofFujianProvince.2.Duetostrictenvironmentalregulationsin馬尾區(qū),manytraditionalmanufacturingplantshavebeenforcedtochangetheirproductionprocesses.3.Thenewsmartbankbranchin馬尾區(qū)aimstoimprovecustomerexperiencethroughtheintegrationofAIandbigdataanalytics.4.Thelocalgovernment’spolicytoattractforeigninvestmenthasattractedseveralinternationalfinancialinstitutionstosetupofficesin福州.5.Thefinancialstabilityoftheregionishighlydependentonthestrengthofthebankingsectorandtherobustnessoftheregulatoryframework.答案與解析：1."madesignificantimprovements"→"hassignificantlyimproved"-解析：應(yīng)使用現(xiàn)在完成進行時，表示持續(xù)影響。2."change"→"optimize"-解析：應(yīng)使用optimize（優(yōu)化），更符合語境。3.Correct4."toattract"→"topromote"-解析：promote（促進）更符合政策意圖。5."highlydependent"→"largelydependent"-解析：largely（很大程度上）更準確。五、翻譯填空（共5題，每題2分，共10分）題目：1.Therapidadvancementoffintechhas______(significantlyenhance)theefficiencyoffinancialservicesin