光大銀行重慶市沙坪壩區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分，總分10分）directions:Choosethebestwordtofillineachblankfromthefouroptionsgiven.1.ThebankingsectorinChongqinghasseensignificant______indigitaltransformationoverthepastdecade.A.innovationB.developmentC.revolutionD.expansion2.To______thegrowingdemandforgreenfinancing,ChinaMerchantsBankhaslaunchedseveraleco-friendlyloanproducts.A.addressB.fulfillC.satisfyD.enhance3.光大銀行的客戶服務(wù)中心采用智能AI系統(tǒng)，以______服務(wù)效率并提升客戶滿意度。A.improveB.enhanceC.boostD.increase4.ThenewbranchinShapingbaDistrictisstrategicallylocatedto______businessopportunitiesintheemergingtechindustry.A.captureB.attractC.fosterD.promote5.The______betweentraditionalbankingandfintechcompanieshasledtocollaborativeinnovationintheindustry.A.competitionB.collaborationC.conflictD.coordination6.EmployeesattheChongqingofficeareencouragedtoparticipateinregular______tostayupdatedonmarkettrends.A.trainingB.workshopsC.seminarsD.conferences7.Thebank’sriskmanagementteamhasimplementedadvancedalgorithmsto______creditfraudmoreeffectively.A.detectB.preventC.identifyD.analyze8.To______financialinclusion,thebankhasexpandeditsmobilebankingservicestoruralareas.A.promoteB.encourageC.facilitateD.support9.The______ofblockchaintechnologyinbankinghasraisedconcernsaboutdatasecurityandregulatorycompliance.A.adoptionB.implementationC.integrationD.utilization10.光大銀行重慶市沙坪壩區(qū)分行特別注重______，通過線上線下結(jié)合的方式為客戶提供全方位服務(wù)。A.customerserviceB.servicequalityC.operationalefficiencyD.serviceintegration二、閱讀理解（共5題，每題2分，總分10分）directions:Readthepassagebelowandanswerthequestionsthatfollow.Passage:TherapiddevelopmentoffintechhastransformedthebankingindustryinChina.TraditionalbankslikeBankofChinaandIndustrialandCommercialBankofChinahavebeenintegratingdigitaltechnologiestoenhancetheirservices.光大銀行hasalsobeenproactiveinadoptingAIandbigdataanalyticstoimprovecustomerexperience.InChongqing,particularlyinShapingbaDistrict,thebankhasopenedseveralsmartbranchesequippedwithself-servicekiosksandfacialrecognitionsystems.Theseinnovationshavenotonlyreducedwaitingtimesbutalsoincreasedoperationalefficiency.However,challengesremain,suchasensuringdataprivacyandaddressingthedigitaldivideamongruralpopulations.Thegovernmenthasintroducedpoliciestosupportthegrowthoffintechwhilemaintainingfinancialstability.Banksareencouragedtocollaboratewithstartupstodriveinnovation.ThefutureofbankinginChongqinglookspromisingwiththecontinuedintegrationoftechnologyandtraditionalbankingpractices.1.Whathasfintechtransformedinthebankingindustry?A.BankpoliciesB.CustomerserviceC.OperationalefficiencyD.Regulatoryframeworks2.Howhas光大銀行improveditsservices?A.ByopeningnewbranchesB.ByadoptingdigitaltechnologiesC.ByincreasingloanapprovalsD.Byexpandingitsruralnetwork3.Whatchallengesremaininthebankingsector?A.HighoperationalcostsB.DataprivacyanddigitaldivideC.RegulatorycomplianceD.Employeetraining4.Whatroledoesthegovernmentplayinfintechdevelopment?A.ItrestrictsfintechgrowthB.ItsupportsinnovationwhilemaintainingstabilityC.ItencouragestraditionalbankstodominateD.Itfocusesonruralbankingexpansion5.WhatdoesthefutureofbankinginChongqinglooklike?A.MoretraditionalbankingpracticesB.ContinuedintegrationoftechnologyandtraditionalbankingC.IncreasedrelianceonfintechstartupsD.Reducedroleoftraditionalbanks三、完形填空（共10題，每題1分，總分10分）directions:Readthepassagebelowandfillineachblankwiththebestwordfromthefouroptionsgiven.ThebankingsectorinChongqinghasundergonea______transformationinrecentyears.Digitaltechnologieshave______thewaybanksoperateandservetheircustomers.光大銀行,forinstance,hasbeenattheforefrontofthis______byintroducingAI-poweredchatbotsandmobilebankingapps.Theseinnovationshavenotonlyimprovedcustomerexperiencebutalso______operationalcosts.However,the______offintechhasalsobroughtchallenges,suchastheneedforrobustcybersecuritymeasures.Banksmustbalanceinnovationwithriskmanagementtoensurelong-termsuccess.The______ofblockchaintechnologyinpaymentsandcross-bordertransactionsisanotherareaoffocus.Astheindustry______,banksthatfailtoadaptwillbeleftbehind.Thekeytosurvivalandgrowthliesincontinuous______andstrategicpartnershipswithfintechcompanies.1.A.gradualB.rapidC.gradualD.sudden2.A.revolutionizedB.transformedC.modernizedD.digitized3.A.innovationB.leadershipC.competitionD.integration4.A.reducedB.increasedC.maintainedD.controlled5.A.riseB.emergenceC.developmentD.growth6.A.importanceB.necessityC.complexityD.challenge7.A.adoptionB.implementationC.integrationD.utilization8.A.futureB.evolutionC.progressD.transformation9.A.evolvesB.advancesC.developsD.declines10.A.innovationB.adaptationC.developmentD.expansion四、翻譯（共5題，每題2分，總分10分）directions:TranslatethefollowingsentencesintoEnglish.1.為滿足重慶市沙坪壩區(qū)日益增長的金融需求，光大銀行計(jì)劃在該地區(qū)增設(shè)兩家分行。2.光大銀行的智能客服系統(tǒng)通過大數(shù)據(jù)分析，能夠?yàn)榭蛻籼峁﹤€(gè)性化的理財(cái)建議。3.中國銀行業(yè)正在與金融科技公司合作，以推動(dòng)銀行業(yè)務(wù)的數(shù)字化轉(zhuǎn)型。4.重慶市的經(jīng)濟(jì)發(fā)展為銀行業(yè)提供了巨大的市場機(jī)會，特別是在綠色金融領(lǐng)域。5.為確保金融安全，光大銀行實(shí)施了嚴(yán)格的反洗錢措施和風(fēng)險(xiǎn)控制體系。五、寫作（共1題，總分10分）directions:Writeashortessay(about150words)onthetopic:"TheImpactofFintechonTraditionalBankinginChongqing."AnswerKeyandExplanation一、選詞填空1.B.developmentExplanation:Thecontextdiscussesthegrowthindigitaltransformation,making"development"themostsuitableword.2.A.addressExplanation:"Address"fitsthecontextofmeetingdemandforgreenfinancing.3.A.improveExplanation:Thesentenceemphasizesenhancingserviceefficiency,so"improve"isthebestchoice.4.A.captureExplanation:"Capture"conveystheideaofseizingbusinessopportunities.5.A.competitionExplanation:Thesentencediscussesrivalrybetweentraditionalbanksandfintechcompanies.6.B.workshopsExplanation:Regulartrainingsessionsarereferredtoasworkshops.7.A.detectExplanation:Thecontextisaboutidentifyingcreditfraud,making"detect"appropriate.8.A.promoteExplanation:"Promote"alignswiththegoalofexpandingfinancialinclusion.9.A.adoptionExplanation:Thesentencediscussestheintegrationofblockchaintechnology.10.D.serviceintegrationExplanation:Thecontexthighlightscombiningonlineandofflineservices.二、閱讀理解1.B.CustomerserviceExplanation:Thepassagementionsfintechtransforminghowbanksservecustomers.2.B.ByadoptingdigitaltechnologiesExplanation:Thepassagestates光大銀行hasadoptedAIandbigdataanalytics.3.B.DataprivacyanddigitaldivideExplanation:Thepassagehighlightstheseasremainingchallenges.4.B.ItsupportsinnovationwhilemaintainingstabilityExplanation:Thepassagedescribesgovernmentpoliciesbalancinggrowthandstability.5.B.ContinuedintegrationoftechnologyandtraditionalbankingExplanation:Thepassagepredictsafuturewherebothcoexist.三、完形填空1.B.rapidExplanation:Thecontextemphasizesfasttransformation.2.A.revolutionizedExplanation:Thepassagediscussesasignificantchangeinbankingoperations.3.B.leadershipExplanation:光大銀行isdescribedasbeingattheforefrontofinnovation.4.A.reducedExplanation:Innovationshaveledtoloweroperationalcosts.5.B.emergenceExplanation:Fintechhasrecentlybecomeprominentintheindustry.6.B.necessityExplanation:Robustcybersecurityisessentialforbanks.7.A.adoptionExplanation:Theintegrationofblockchaintechnologyisreferredtoasitsadoption.8.B.evolutionExplanation:Theindustryisevolvingwithtechnologicaladvancements.9.A.evolvesExplanation:Thepassagediscussesthefutureofthebankingindustry.10.B.adaptationExplanation:Banksmustadapttosurviveintheevolvingindustry.四、翻譯1.TomeetthegrowingfinancialdemandinShapingbaDistrictofChongqing,ChinaEverbrightBankplanstoopentwoadditionalbranchesinthearea.2.ChinaEverbrightBank’sintelligentcustomerservicesystemusesbigdataanalyticstoprovidepersonalizedfinancialadvicetocustomers.3.ThebankingsectorinChinaiscollaboratingwithfintechcompaniestodrivethedigitaltransformationofbankingservices.4.TheeconomicdevelopmentofChongqingpresentssignificantmarketopportunitiesforthebankingindustry,especiallyingreenfinance.5.Toensurefinancialsecurity,ChinaEverbrightBankhasimpl