中國(guó)銀行西安市雁塔區(qū)2025秋招筆試英語(yǔ)完形填空題專練30題及答案Part1:ChoosetheBestWord(30題，每題2分)Eachpassageisfollowedbyaquestionorastatementwithanunderlinedwordorphrase.Identifythebestansweramongthefourchoices(A,B,C,D)thatcompletesthepassageormakesthestatementmostappropriate.Passage1(2分)TherapiddevelopmentofdigitalbankinghastransformedthefinanciallandscapeinChina.Manytraditionalbanks,includingtheIndustrialandCommercialBankofChina(ICBC),areadaptingtothischangebyintegratingcutting-edgetechnologiessuchasartificialintelligence(AI)andblockchain.Theseinnovationsnotonlyimproveserviceefficiencybutalsoenhancecustomersatisfaction.However,thetransitionisnotwithoutchallenges.ThebiggesthurdleforICBCinXi’an,acitywithagrowingtechindustry,istobalanceinnovationwithtraditionalbankingvalues.WhatisthebiggestchallengeforICBCinXi’an?A)Thehighcostoftechnologyadoption.B)Balancinginnovationwithtraditionalbankingvalues.C)Alackofskilledtechprofessionals.D)Decreasedcustomertrustindigitalservices.Passage2(2分)Xi’an,knownasthe"CityofAncientRelics,"isnotonlyahubforhistoricaltourismbutalsoagrowingcenterforfinancialservices.Thecity’sgovernmenthasbeenactivelypromotingthedevelopmentoffintechstartups,offeringincentivessuchastaxbreaksandsubsidies.Asaresult,manyyoungentrepreneursareflockingtoXi’antoestablishtheirbusinesses.Forinstance,astartupnamed"FinTechXi’an"hasdevelopedamobilebankingappthatsimplifiestransactionsforsmallbusinesses.Thisappisparticularlypopularamongentrepreneurswhopreferconvenienceandefficiency.WhatisthemainreasonforthegrowthoffintechstartupsinXi’an?A)Thehighnumberofhistoricalsites.B)Governmentincentivesandsupport.C)Alargepopulationoftech-savvymillennials.D)Thepresenceofmajorinternationalbanks.Passage3(2分)China’sbankingsectorhasbeenfacingincreasingcompetitionfromforeignfinancialinstitutions.Tostayahead,domesticbanksliketheBankofChina(BOC)arefocusingonimprovingtheirdigitalinfrastructure.InXi’an,BOChaslaunchedanewmobilebankingplatformthatoffers24/7customersupport,real-timefinancialanalytics,andpersonalizedinvestmentrecommendations.ThisplatformispartofBOC’sbroaderstrategytomodernizeitsservicesandappealtoyoungercustomers.However,somecriticsarguethatthebankisstilllaggingbehindinadoptingadvancedtechnologiescomparedtoitsforeigncounterparts.WhatisBOC’sstrategytoattractyoungercustomers?A)Offeringhigherinterestratesonsavingsaccounts.B)Modernizingitsdigitalinfrastructure.C)ExpandingitsbranchnetworkinXi’an.D)Providingmoretraditionalbankingproducts.Passage4(2分)TheCOVID-19pandemichasacceleratedtheadoptionofdigitalbankinginChina.ManycustomersinXi’an,whopreviouslyreliedonphysicalbranches,nowpreferonlinebankingduetoitsconvenienceandsafety.Forexample,theChinaMerchantsBank(CMB)hasseena40%increaseinonlinetransactionssincethepandemicbegan.However,thisshifthasalsoraisedconcernsaboutcybersecurity.BanksinXi’anarenowinvestingheavilyincybersecuritymeasurestoprotectcustomerdata.Withoutrobustsecurity,thetrustindigitalbankingcouldbeundermined.WhatisthebiggestconcernaboutdigitalbankinginXi’an?A)Highfeesforonlinetransactions.B)Cybersecurityrisks.C)Alackofcustomereducationondigitalbanking.D)Fewerjobopportunitiesforbankemployees.Passage5(2分)TheChinaDevelopmentBank(CDB)hasbeenplayingakeyroleinsupportingChina’sinfrastructuredevelopment,particularlyinXi’an.Thebankhasfinancednumerousprojects,includingtheconstructionofhigh-speedraillinesandsmartcityinitiatives.Theseinvestmentshavenotonlyboostedthelocaleconomybutalsocreatednewjobopportunities.However,someeconomistsarguethatCDB’saggressivelendingpoliciescouldleadtofinancialrisksinthelongrun.Thebankmuststrikeabalancebetweensupportinggrowthandmaintainingfinancialstability.WhatisCDB’sprimaryfocusinXi’an?A)Supportingsmallandmedium-sizedenterprises(SMEs).B)Financinglarge-scaleinfrastructureprojects.C)Promotingdigitalbankingservices.D)Attractingforeigninvestors.Passage6(2分)TheriseoffintechhasdisruptedtraditionalbankinginChina,forcinginstitutionsliketheAgriculturalBankofChina(ABC)torethinktheirbusinessmodels.InXi’an,ABChaslaunchedanewappthatintegratesblockchaintechnologytoenhancetransactionsecurity.TheappalsoofferspersonalizedfinancialadvicebasedonAIalgorithms.Despitetheseinnovations,somecustomersremainskepticalaboutthereliabilityoffintechsolutions.ABCmustaddresstheseconcernstogainwideracceptance.WhatisthemainchallengeforABCinXi’an?A)Thehighcostofdevelopingfintechsolutions.B)Customerskepticismaboutfintech.C)AlackofskilledAIdevelopers.D)Increasedcompetitionfromforeignbanks.Passage7(2分)ThePeople’sBankofChina(PBOC)hasbeenimplementingstricterregulationsonthefintechindustrytoensurefinancialstability.InXi’an,manyfintechstartupshavebeenforcedtocomplywithnewcompliancerequirements,whichhavesloweddowntheirgrowth.Forexample,alocalfintechcompanycalled"Xi’anPay"hadtopauseitsexpansionplansduetoregulatorydelays.Whilethesemeasuresarenecessarytopreventfinancialrisks,theymayalsostifleinnovation.Thegovernmentmustfindawaytobalanceregulationwithgrowth.WhatisthemainimpactofPBOC’sregulationsonfintechinXi’an?A)Increasedcompetitionamongfintechcompanies.B)Slowedgrowthduetocompliancerequirements.C)Higherprofitsforestablishedfintechfirms.D)Greaterpublictrustindigitalpayments.Passage8(2分)TheChinaExport-ImportBank(EximBank)hasbeensupportingChina’s"BeltandRoad"initiativebyfinancingcross-bordertradeprojects.InXi’an,acitywithastronglogisticsindustry,EximBankhaspartneredwithlocalcompaniestodeveloptradecorridors.ThesecorridorsfacilitatesmoothertradebetweenChinaandothercountries,boostingthelocaleconomy.However,somecriticsarguethatEximBank’sfocusonlarge-scaleprojectsmayneglectsmallerbusinesses.ThebankneedstoexplorewaystosupportSMEsaswell.WhatisEximBank’smainroleinXi’an?A)Supportingsmallandmedium-sizedenterprises(SMEs).B)Financinglarge-scalecross-bordertradeprojects.C)Promotingdigitalbankingservices.D)Attractingforeigndirectinvestment.Passage9(2分)TheBankofCommunications(BOCOM)hasbeenexpandingitspresenceinXi’an,acitywitharapidlygrowingfinancialsector.Thebankhasopenednewbranchesandlaunchedinnovativefinancialproductstailoredtolocalneeds.Forinstance,BOCOMhasintroducedaloanprogramforentrepreneursinXi’an’stechindustry.Thisprogramoffersfavorableinterestratesandflexiblerepaymentterms.However,somecustomersarguethatBOCOM’sservicesarestillnotascompetitiveasthoseoflargerbanks.BOCOMmustcontinuetoinnovatetostayrelevant.WhatisBOCOM’sstrategytoattractcustomersinXi’an?A)Offeringlowerinterestratesthancompetitors.B)Expandingitsbranchnetwork.C)Launchinginnovativefinancialproducts.D)Partneringwithforeignbanks.Passage10(2分)TheChinaInvestmentCorporation(CIC)hasbeendiversifyingitsinvestmentportfoliotoreducerisks.InXi’an,CIChasinvestedinseveralfintechstartups,recognizingthepotentialofthissector.TheseinvestmentshavenotonlygeneratedhighreturnsbutalsohelpedCICstayaheadofmarkettrends.However,someanalystsarguethatCIC’sfocusonfintechmaydivertresourcesfromotherimportantareas.Thecompanymustensureabalancedinvestmentstrategy.WhatisCIC’smainfocusinXi’an?A)Investingintraditionalbankingsectors.B)Diversifyingitsinvestmentportfolio.C)Expandingitspresenceinforeignmarkets.D)Supportinggovernment-ledinfrastructureprojects.Part2:ClozeTest(20題，每題3分)Fillineachblankwiththebestword(A,B,C,orD)fromthefourchoices.Passage11(3分)ThebankingsectorinXi’anhasbeenevolvingrapidly,withdigitaltransformationbecomingakeyfocus.TraditionalbanksliketheIndustrialandCommercialBankofChina(ICBC)areintegratingadvancedtechnologiessuchasartificialintelligence(AI)andblockchaintoenhancecustomerexperience.However,theadoptionofthesetechnologiesisnotwithoutchallenges.Forinstance,ICBCfacesdifficultiesinbalancinginnovationwithitstraditionalbankingvalues.ManycustomersinXi’anstillpreferface-to-faceinteractions,eventhoughdigitalbankingoffersgreaterconvenience.Theadoptionofadvancedtechnologiesinbankingis______.A)smoothB)challengingC)expensiveD)unnecessaryPassage12(3分)TheChinaMerchantsBank(CMB)hasbeenexpandingitspresenceinXi’an,acitywithathrivingtechindustry.Thebankhaslaunchedseveralinitiativestoattracttech-savvycustomers,includingamobilebankingappwithpersonalizedfinancialadvice.TheappusesAIalgorithmstoanalyzecustomers’spendinghabitsandrecommendsuitableinvestmentproducts.Despitetheseinnovations,somecustomersremainskepticalaboutthereliabilityofdigitalbanking.CMBmustaddresstheseconcernstogainwideracceptance.ThemobilebankingappdevelopedbyCMBis______.A)outdatedB)innovativeC)expensiveD)unavailablePassage13(3分)ThePeople’sBankofChina(PBOC)hasbeenimplementingstricterregulationsonthefintechindustrytoensurefinancialstability.InXi’an,manyfintechstartupshavebeenforcedtocomplywithnewcompliancerequirements,whichhavesloweddowntheirgrowth.Forexample,alocalfintechcompanycalled"Xi’anPay"hadtopauseitsexpansionplansduetoregulatorydelays.Whilethesemeasuresarenecessarytopreventfinancialrisks,theymayalsostifleinnovation.Thegovernmentmustfindawaytobalanceregulationwithgrowth.TheimpactofPBOC’sregulationsonfintechinXi’anis______.A)positiveB)negativeC)neutralD)unpredictablePassage14(3分)TheBankofCommunications(BOCOM)hasbeenexpandingitspresenceinXi’an,acitywitharapidlygrowingfinancialsector.Thebankhasopenednewbranchesandlaunchedinnovativefinancialproductstailoredtolocalneeds.Forinstance,BOCOMhasintroducedaloanprogramforentrepreneursinXi’an’stechindustry.Thisprogramoffersfavorableinterestratesandflexiblerepaymentterms.However,somecustomersarguethatBOCOM’sservicesarestillnotascompetitiveasthoseoflargerbanks.BOCOMmustcontinuetoinnovatetostayrelevant.TheloanprogramintroducedbyBOCOMis______.A)limitedB)favorableC)expensiveD)unavailablePassage15(3分)TheChinaDevelopmentBank(CDB)hasbeenplayingakeyroleinsupportingChina’sinfrastructuredevelopment,particularlyinXi’an.Thebankhasfinancednumerousprojects,includingtheconstructionofhigh-speedraillinesandsmartcityinitiatives.Theseinvestmentshavenotonlyboostedthelocaleconomybutalsocreatednewjobopportunities.However,someeconomistsarguethatCDB’saggressivelendingpoliciescouldleadtofinancialrisksinthelongrun.Thebankmuststrikeabalancebetweensupportinggrowthandmaintainingfinancialstability.TheroleofCDBinXi’anisprimarily______.A)supportingsmallbusinessesB)financinglarge-scaleinfrastructureprojectsC)promotingdigitalbankingD)attractingforeigninvestorsPassage16(3分)TheChinaExport-ImportBank(EximBank)hasbeensupportingChina’s"BeltandRoad"initiativebyfinancingcross-bordertradeprojects.InXi’an,acitywithastronglogisticsindustry,EximBankhaspartneredwithlocalcompaniestodeveloptradecorridors.ThesecorridorsfacilitatesmoothertradebetweenChinaandothercountries,boostingthelocaleconomy.However,somecriticsarguethatEximBank’sfocusonlarge-scaleprojectsmayneglectsmallerbusinesses.ThebankneedstoexplorewaystosupportSMEsaswell.ThemainfocusofEximBankinXi’anis______.A)supportingsmallandmedium-sizedenterprises(SMEs)B)financinglarge-scalecross-bordertradeprojectsC)promotingdigitalbankingservicesD)attractingforeigndirectinvestmentPassage17(3分)TheChinaInvestmentCorporation(CIC)hasbeendiversifyingitsinvestmentportfoliotoreducerisks.InXi’an,CIChasinvestedinseveralfintechstartups,recognizingthepotentialofthissector.TheseinvestmentshavenotonlygeneratedhighreturnsbutalsohelpedCICstayaheadofmarkettrends.However,someanalystsarguethatCIC’sfocusonfintechmaydivertresourcesfromotherimportantareas.Thecompanymustensureabalancedinvestmentstrategy.ThemainfocusofCICinXi’anis______.A)investingintraditionalbankingsectorsB)diversifyingitsinvestmentportfolioC)expandingitspresenceinforeignmarketsD)supportinggovernment-ledinfrastructureprojectsPassage18(3分)TheAgriculturalBankofChina(ABC)hasbeenadaptingtothedigitalbankingerabyintegratingadvancedtechnologiesintoitsservices.InXi’an,ABChaslaunchedamobilebankingappthatoffers24/7customersupport,real-timefinancialanalytics,andpersonalizedinvestmentrecommendations.Theappisparticularlypopularamongtech-savvycustomerswhopreferconvenienceandefficiency.However,somecustomersremainskepticalaboutthereliabilityoffintechsolutions.ABCmustaddresstheseconcernstogainwideracceptance.ThemobilebankingappdevelopedbyABCis______.A)outdatedB)innovativeC)expensiveD)unavailablePassage19(3分)TheBankofChina(BOC)hasbeenexpandingitsdigitalbankingservicesinXi’an,acitywithagrowingtechindustry.Thebankhaslaunchedanewmobilebankingplatformthatoffers24/7customersupport,real-timefinancialanalytics,andpersonalizedinvestmentrecommendations.ThisplatformispartofBOC’sbroaderstrategytomodernizeitsservicesandappealtoyoungercustomers.However,somecriticsarguethatthebankisstilllaggingbehindinadoptingadvancedtechnologiescomparedtoitsforeigncounterp