郵儲銀行遼陽市白塔區(qū)2025秋招筆試英語閱讀＋選詞題專練30題及答案英語閱讀理解（共10題，每題2分，合計20分）題目：1.Passage:"PostalSavingsBanks(PSBs)playacrucialroleinfinancialinclusion,especiallyinruralandunderservedareas.InLiaoyang,LiaoningProvince,thePostOfficehasexpandeditsservicesbyintegratingdigitalbankingwithtraditionalbanking.Thisstrategynotonlyimprovesaccessibilityforlocalresidentsbutalsoenhancesefficiency.Thebank’smobileapp,launchedlastyear,hasseenover500,000downloads,withamajorityofusersbeingmiddle-agedfarmersandsmallbusinessowners.Theapp’sfeaturesincludebillpayments,fundtransfers,andsavingsaccounts,whichalignwiththefinancialneedsofthelocalpopulation.However,challengesremain,suchaslimitedinternetconnectivityinremotevillages,whichhindersdigitaladoption.Thebankisaddressingthisbypartneringwithlocaltelecomcompaniestoimprovenetworkcoverage.Question:WhatistheprimarypurposeofthePostOffice’sdigitalbankinginitiativeinLiaoyang?A)ToincreaseprofitmarginsB)ToenhancefinancialinclusionC)ToreducephysicalbranchoperationsD)Topromotegovernmentbonds2.Passage:"TheagriculturalsectorinNortheastChinafacessignificantchallenges,includingclimatechangeandagingdemographics.InBai塔District,Liaoyang,thelocalgovernmenthasintroducedsubsidiesforyoungfarmerstoadoptmoderntechnologies.Thesesubsidiescoverexpensesforprecisionfarmingequipmentandsolar-poweredirrigationsystems.Asaresult,cropyieldshaveimprovedby15%inthepasttwoyears.However,thesuccessoftheseprogramsdependsonsustainedgovernmentsupportandfurthertechnologicalinnovation.Expertssuggestthatcombiningtraditionalfarmingknowledgewithdigitaltoolscouldcreateamoreresilientagriculturalsystem.Question:Howhasthegovernment’ssubsidyprogramaffectedfarminginBai塔District?A)IthasledtoadeclineincropyieldsB)IthasreducedthenumberofyoungfarmersC)IthasimprovedproductivitythroughtechnologyD)Ithasincreasedrelianceonchemicalfertilizers3.Passage:"Liaoyang’spostalservicehasalsoprioritizedeco-friendlypractices.Thecityhassetagoaltoreducepaperusageby30%inthenextfiveyears.Toachievethis,thebankhasimplementedelectronicstatementsanddigitaldocumentprocessing.Additionally,ithasintroducedarewardsystemforcustomerswhooptforpaperlessservices.Thesemeasuresnotonlyalignwithnationalsustainabilitygoalsbutalsoreduceoperationalcosts.However,someemployeeshaveraisedconcernsabouttheneedformoretrainingtoadapttothenewsystems.Thebankplanstoconductworkshopstoaddresstheseissues.Question:WhatisthemaingoalofLiaoyang’spostalserviceregardingpaperusage?A)ToincreasepaperproductionB)TomodernizeitsinfrastructureC)ToreduceenvironmentalimpactD)Toexpanditspaperlessservices4.Passage:"Theriseofe-commercehastransformedthelogisticsindustryinNortheastChina.InLiaoyang,postaldeliveryserviceshaveadaptedbyofferingsame-daydeliveryoptionsforsmallpackages.Thishashelpedlocalbusinesses,especiallythoseintheretailsector,tocompetemoreeffectivelywithlargeronlineretailers.However,thehighcostoffuelanddeliverydrivers’wagesremainsachallenge.Thepostalserviceisexploringpartnershipswithdeliverystartupstooptimizeroutesandreduceexpenses.Thesecollaborationscouldhelpmaintainprofitabilitywhileimprovingservicequality.Question:HowhasthepostalserviceinLiaoyangadaptedtothee-commerceboom?A)Byincreasingpaper-baseddocumentationB)ByofferingfasterdeliveryoptionsC)ByexpandingphysicalbranchnetworksD)Byreducingservicecoverageareas5.Passage:"FinancialliteracyprogramshavebeenintroducedinLiaoyangtohelpresidentsmanagetheirmoneybetter.ThePostOffice,incollaborationwithlocalschoolsandcommunitycenters,offersworkshopsonbudgeting,saving,andinvesting.Theseprogramshavebeenparticularlybeneficialforlow-incomefamilies,whonowhaveabetterunderstandingofhowtousebankingservices.However,participationremainslowinsomeruralareasduetolanguagebarriersandlackofawareness.Thepostalserviceisworkingonmultilingualmaterialsandmobileoutreachteamstoaddressthisgap.Question:WhatisthemainbenefitofthefinancialliteracyprogramsinLiaoyang?A)TheyincreasegovernmentrevenueB)Theyimproveresidents’financialmanagementskillsC)TheypromotetheuseofcreditcardsD)Theyreducetheneedforbanks6.Passage:"ThepostalserviceinLiaoyanghasalsoexpandeditsremittanceservicestosupportmigrantworkers.Withmanyresidentsworkinginotherprovinces,sendingmoneyhomesafelyisapriority.Thebankhaspartneredwithmobilemoneyplatformstoenableinstanttransfers,reducingwaitingtimesandfees.ThishasbeenparticularlyhelpfulduringtheCOVID-19pandemic,whentravelrestrictionsmadeitdifficulttosendcash.However,securityconcernsremain,andthepostalserviceisinvestinginadvancedfrauddetectionsystemstoprotectusers.Question:WhyhasthepostalserviceinLiaoyangexpandeditsremittanceservices?A)TogeneratemoreprofitsB)TosupportmigrantworkersC)ToreplacetraditionalbankingservicesD)Toencourageforeigninvestment7.Passage:"ThepostalserviceinBai塔Districthasintroducedaloyaltyprogramtoretaincustomers.Membersreceivediscountsonservices,freeshipping,andprioritysupport.Thisprogramhasincreasedcustomerretentionby20%inthepastyear.However,somecustomershavecomplainedthattherewardsarenotattractiveenough.Thepostalserviceisconsideringaddingmoreincentives,suchasexclusiveaccesstonewbankingproducts.Thesechangescouldfurtherstrengthencustomerloyalty.Question:WhatisthemainpurposeoftheloyaltyprograminBai塔District?A)ToattractnewcustomersB)ToimproveserviceefficiencyC)ToincreasecustomerretentionD)Toreduceoperationalcosts8.Passage:"ThepostalserviceinLiaoyanghasalsofocusedonimprovingcustomerservice.Thebankhasimplementeda24/7onlinechatsupportsystemtoaddressinquiriesandresolveissuesquickly.Thishasreducedcustomercomplaintsby30%comparedtothepreviousyear.However,someemployeeshaveexpressedconcernsaboutthehighworkload,asthenumberofonlineinteractionshasdoubled.Thepostalserviceisplanningtohiremorecustomerservicerepresentativestohandletheincreaseddemand.Question:HowhasthepostalserviceinLiaoyangimprovedcustomerservice?A)ByreducingphysicalbranchhoursB)ByofferingonlinesupportC)ByincreasingfeesforpremiumservicesD)Bylimitingservicecoverageareas9.Passage:"ThepostalserviceinLiaoyanghasalsoembracedgreenbankingpractices.Thebankhasreduceditscarbonfootprintbyusingenergy-efficientlightingandpaperlessprocesses.Additionally,ithaslaunchedarecyclingprogramforusedpackagingmaterials.Theseinitiativeshavenotonlyhelpedtheenvironmentbutalsoreducedoperationalcosts.However,somecustomershaveraisedconcernsaboutthequalityofrecycledmaterials.Thepostalserviceisworkingwithsupplierstoimprovethedurabilityofrecycledpackaging.Question:WhatisthemainenvironmentalgoalofthepostalserviceinLiaoyang?A)ToincreasepaperusageB)ToreduceenergyconsumptionC)TominimizewasteD)Toexpandphysicalbranches10.Passage:"ThepostalserviceinBai塔Districthasintroducedamobilebankingapptoserveremoteareas.Theappallowsuserstoaccessbankingserviceswithoutneedingacomputerorsmartphone.Thishasbeenparticularlybeneficialforelderlyresidentswhoarenottech-savvy.However,theapp’suserinterfaceremainschallengingforsomeoldercustomers.Thepostalserviceisredesigningtheapptobemoreintuitiveanduser-friendly.ThesechangescouldhelpmoreresidentsinBai塔Districtaccessbankingservices.Question:HowhasthemobilebankingappinBai塔Districtimprovedbankingaccess?A)ByincreasingfeesfordigitalservicesB)ByprovidingofflineaccessC)ByexpandingphysicalbranchesD)Bylimitingservicehours選詞填空（共20題，每題1分，合計20分）題目：Passage:"ThePostalSavingsBankinLiaoyanghasbeenadaptingtochangingcustomerneeds.Withthegrowthofdigitalbanking,thebankhas1.______itsservicestoincludeonlinetransfers,mobilepayments,anddigitalsavingsaccounts.Thisshifthas2.______morecustomers,especiallyyoungprofessionalswhopreferconvenientbankingsolutions.However,thebankalsofaceschallenges,suchas3.______customertrustindigitalplatforms.Toaddressthis,thebankhas4.______securitymeasurestoprotectcustomerdata.Additionally,thebankhas5.______partnershipswithfintechcompaniesto6.______innovation.Theseeffortshave7.______thebank’scompetitivenessinthemarket.Words:1.A)expandedB)reducedC)limitedD)replaced2.A)attractedB)deterredC)confusedD)disappointed3.A)gainingB)losingC)maintainingD)rebuilding4.A)strengthenedB)weakenedC)ignoredD)overlooked5.A)formedB)brokenC)ignoredD)ended6.A)driveB)slowC)stopD)prevent7.A)improvedB)weakenedC)reducedD)unchangedQuestions:1.Fillinblank1.2.Fillinblank2.3.Fillinblank3.4.Fillinblank4.5.Fillinblank5.6.Fillinblank6.7.Fillinblank7.AnswerKey:1.A)expanded2.A)attracted3.B)losing4.A)strengthened5.A)formed6.A)drive7.A)improvedAdditionalPracticeQuestions:8."Thebankhas8.______anewbranchinthedowntownareato9.______serviceaccessibilityforurbanresidents."A)opened/improveB)closed/reduceC)expanded/limitD)merged/decrease9."Despitethechallenges,thebankhas10.______itsfocusoncustomersatisfaction."A)kept/increaseB)shifted/decreaseC)narrowed/improveD)broadened/weaken10."Thebankhas11.______investmentsindigitalinfrastructureto12.______servicereliability."A)allocated/enhanceB)reduced/decreaseC)cut/weakenD)ignored/limit11."Thebankhas13.______aloyaltyprogramto14.______customerretention."A)introduced/boostB)removed/reduceC)ignored/limitD)expanded/weaken12."Thebankhas15.______itsmarketingeffortsto16.______brandawareness."A)intensified/increaseB)relaxed/decreaseC)reduced/weakenD)ignored/limit13."Thebankhas17.______amobileappto18.______bankingservicesforremoteareas."A)developed/improveB)removed/reduceC)ignored/limitD)closed/decrease14."Thebankhas19.______itsfeesto20.______serviceaffordability."A)lowered/increaseB)raised/decreaseC)kept/unchangedD)ignored/limitAnswerKey:8.A)opened/improve9.A)kept/increase10.A)allocated/enhance11.A)introduced/boost12.A)intensified/increase13.A)developed/improve14.A)lowered/increase答案與解析英語閱讀理解答案與解析1.B)enhancefinancialinclusion解析：文章首段明確指出郵儲銀行在遼陽的數(shù)字化服務(wù)旨在提升金融包容性，特別是服務(wù)農(nóng)村和欠發(fā)達地區(qū)居民。其他選項如A)增加利潤、C)減少實體網(wǎng)點、D)推廣政府債券均未在文中提及。2.C)它提高了生產(chǎn)率通過技術(shù)解析：第二段提到政府補貼幫助年輕農(nóng)民采用現(xiàn)代技術(shù)（如精準(zhǔn)農(nóng)業(yè)設(shè)備），使作物產(chǎn)量提高15%。其他選項如A)導(dǎo)致產(chǎn)量下降、B)減少年輕農(nóng)民數(shù)量、D)增加化肥依賴均與文意不符。3.C)減少環(huán)境影響解析：第三段強調(diào)遼陽郵儲銀行通過電子賬單和數(shù)字化文檔減少紙張使用，目標(biāo)為“減少環(huán)境影響”。其他選項如A)增加紙張生產(chǎn)、B)現(xiàn)代化基礎(chǔ)設(shè)施、D)擴展無紙化服務(wù)均未提及。4.B)提供更快的配送選項解析：第四段指出郵儲銀行為應(yīng)對電商興起，推出“當(dāng)日送達”服務(wù)，幫助本地零售商競爭。其他選項如A)增加紙質(zhì)文件、C)擴大實體網(wǎng)點、D)減少服務(wù)覆蓋范圍均與文意不符。5.B)它提高了居民財務(wù)管理技能解析：第五段提到郵儲銀行與學(xué)校合作開展預(yù)算、儲蓄和投資培訓(xùn)，尤其幫助低收入家庭。其他選項如A)增加政府收入、C)推廣信用卡、D)減少銀行需求均未提及。6.B)支持外出務(wù)工人員解析：第六段指出郵儲銀行因許多居民外出務(wù)工，擴展匯款服務(wù)以保障資金安全。其他選項如A)獲取更多利潤、C)取代傳統(tǒng)銀行服務(wù)、D)鼓勵