中國銀行貴陽市烏當(dāng)區(qū)2025秋招筆試英語完形填空題專練30題及答案一、單選題（每題1分，共10題）（注：每題從四個(gè)選項(xiàng)中選擇最佳答案）1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustry,forcingmanyinstitutionstoadaptorfaceobsolescence.A.revolutionizedB.marginalizedC.complementedD.standardized2.In貴州，thegovernmenthasimplementedseveralpoliciesto______thegrowthofsmallandmedium-sizedenterprises(SMEs)intheruralareas.A.suppressB.stimulateC.regulateD.diminish3.ChinaBank’sbranchinGuiyang’sWudangDistrictisactively______digitalbankingservicestoimprovecustomeraccessibility.A.expandingB.reducingC.delayingD.eliminating4.TheBeltandRoadInitiativehas______economictiesbetween貴陽andSoutheastAsiancountries,particularlyinthetradeofagriculturalproducts.A.strengthenedB.weakenedC.ignoredD.disrupted5.WhatmakesWudangDistrictanattractivelocationforfinancialinstitutionsisits______proximitytomajortechhubsinGuiyang.A.limitedB.strategicC.remoteD.unnecessary6.Tocomplywithanti-moneylaundering(AML)regulations,banksmust______customeridentityverificationprocesses.A.overlookB.enhanceC.simplifyD.ignore7.Theintroductionofmobilepaymentappshas______thedemandforphysicalATMsinurbanareaslikeGuiyang.A.decreasedB.increasedC.stabilizedD.diversified8.China’sfinancialsectorisincreasinglyfocusingongreenfinanceto______environmentalsustainability.A.undermineB.supportC.opposeD.neglect9.Localbanksin貴陽often______smallbusinessesbyprovidingtailoredcreditsolutions.A.excludeB.prioritizeC.discourageD.delay10.TheWudangDistrict’sfinancialdevelopmentplanaimsto______theregion’seconomiccompetitivenessby2027.A.weakenB.maintainC.boostD.reduce二、單選題（每題2分，共10題）（注：每題從四個(gè)選項(xiàng)中選擇最佳答案）11.________,thedigital人民幣(e-CNY)isexpectedtostreamlinetransactionsincross-bordertrade.A.AsaresultoftechnologicaladvancementsB.DuetogovernmentrestrictionsC.RegardlessofconsumerpreferencesD.Despiteeconomicdownturns12.InruralGuiyang,ChinaBankhas______programstoeducatefarmersaboutfinancialmanagement.A.overlookedB.neglectedC.initiatedD.postponed13.________,theWudangDistrict’sbankingsectorfaceschallengesintalentretentionduetohighcompetition.A.However,thedemandforskilledworkersisrisingB.Therefore,salarieshaveremainedunchangedC.Thus,thegovernmenthasreducedsubsidiesD.Consequently,fewerapplicantsarewillingtorelocate14.ThecollaborationbetweenChinaBankandlocaltechfirmsinGuiyangaimsto______innovativefinancialsolutions.A.hinderB.promoteC.limitD.eliminate15.________,smallbanksin貴陽havestruggledtocompetewithlargeinstitutionsintermsoffunding.A.AlthoughtheyoffercompetitiveinterestratesB.UnlesstheyreceivegovernmentsupportC.EveniftheyfocusonnichemarketsD.Whilemajorbanksdominatethemarket16.Theuseofbigdatainbankinghas______theabilitytodetectfraudulenttransactions.A.enhancedB.reducedC.centralizedD.decentralized17.________,China’sregulatoryauthorityhastightenedoversightonshadowbanking.A.BecauseitposessystemicrisksB.AslongasitbenefitsconsumersC.UnlessitincreasesprofitsD.Ifitoperatestransparently18.TheWudangDistrict’sstrategiclocationmakesita______forlogisticsandsupplychainfinance.A.disadvantageousB.convenientC.inappropriateD.unsuitable19.ChinaBank’scustomerserviceinGuiyanghasbeenpraisedforits______approachtoresolvingdisputes.A.rigidB.empatheticC.dismissiveD.bureaucratic20.________,thebankplanstoexpanditsbranchnetworkinthenextdecade.A.GiventheslowingeconomicgrowthB.DespitethehighoperationalcostsC.UnlessthegovernmentenforcesstricterrulesD.Whilecompetitionisintensifying三、單選題（每題3分，共10題）（注：每題從四個(gè)選項(xiàng)中選擇最佳答案）21.Theintegrationofartificialintelligence(AI)intobankingoperationshas______theefficiencyofback-officeprocesses.A.deterioratedB.marginallyimprovedC.significantlyenhancedD.hadnoimpacton22.________,theWudangDistrict’sfinancialsectorhasattractedsignificantinvestmentfromprivateequityfirms.A.InspiteofregulatoryhurdlesB.Duetotheregion’sstableeconomyC.UnlessthegovernmentoffersincentivesD.Becauselocalbanksareinefficient23.Theriseofonlinebankinghas______thetraditionalbankingmodel,forcinginstitutionstoadoptmoredigital-centricstrategies.A.revolutionizedB.preservedC.underminedD.standardized24.China’scentralbankhasintroducedmeasuresto______liquidityinthefinancialsystemduringeconomicdownturns.A.drainB.stabilizeC.destabilizeD.eliminate25.________,smallenterprisesinGuiyangstillfacedifficultiesinaccessinglong-termloans.A.AlthoughbankshavereducedinterestratesB.EveniftheyprovidecollateralC.UnlessthegovernmentintervenesD.Whilelargecorporationsreceivepreferentialtreatment26.ThesuccessofChinaBank’swealthmanagementservicesin貴陽canbeattributedtoits______approachtoriskassessment.A.conservativeB.aggressiveC.balancedD.unpredictable27.TheBeltandRoadInitiativehas______thedemandforcross-borderpaymentsolutionsinGuiyang.A.declinedB.stabilizedC.increasedD.diversified28.________,theWudangDistricthasbecomeahubforfintechstartupsduetoitssupportiveecosystem.A.IncontrasttootherregionsB.AsaresultoflimitedfundingC.DespitehightaxesD.Unlessthegovernmentprovidessubsidies29.Theadoptionofblockchaintechnologyinbankinghas______thetransparencyoftransactions.A.reducedB.enhancedC.complicatedD.ignored30.TheWudangDistrict’sfinancialdevelopmentstrategyemphasizestheimportanceof______todrivesustainablegrowth.A.short-termprofitsB.innovationC.cost-cuttingD.traditionalbankingpractices答案及解析一、單選題（每題1分，共10題）1.A.revolutionized解析：fintech（金融科技）對傳統(tǒng)銀行業(yè)產(chǎn)生了顛覆性影響，推動了行業(yè)變革。2.B.stimulate解析：貴州省政府通過政策鼓勵(lì)中小企業(yè)發(fā)展，符合地方經(jīng)濟(jì)戰(zhàn)略。3.A.expanding解析：貴陽烏當(dāng)區(qū)的中行積極拓展數(shù)字銀行服務(wù)，提升客戶體驗(yàn)。4.A.strengthened解析：“一帶一路”倡議加強(qiáng)了貴陽與東南亞國家的經(jīng)濟(jì)聯(lián)系，尤其是農(nóng)產(chǎn)品貿(mào)易。5.B.strategic解析：烏當(dāng)區(qū)的地理位置使其成為金融機(jī)構(gòu)的優(yōu)選地，因其靠近貴陽的科技中心。6.B.enhance解析：反洗錢法規(guī)要求銀行加強(qiáng)客戶身份驗(yàn)證流程，以防范金融風(fēng)險(xiǎn)。7.A.decreased解析：移動支付普及導(dǎo)致ATM需求下降，尤其是在城市地區(qū)。8.B.support解析：中國銀行業(yè)推動綠色金融，以支持環(huán)境可持續(xù)發(fā)展。9.B.prioritize解析：本地銀行優(yōu)先為中小企業(yè)提供信貸解決方案，符合普惠金融政策。10.C.boost解析：烏當(dāng)區(qū)金融發(fā)展規(guī)劃旨在通過提升競爭力推動區(qū)域經(jīng)濟(jì)發(fā)展。二、單選題（每題2分，共10題）11.A.Asaresultoftechnologicaladvancements解析：數(shù)字人民幣的推廣得益于技術(shù)進(jìn)步，簡化跨境交易。12.C.initiated解析：中行在農(nóng)村地區(qū)啟動金融知識普及項(xiàng)目，幫助農(nóng)民管理資金。13.A.However,thedemandforskilledworkersisrising解析：盡管人才需求增加，烏當(dāng)區(qū)銀行業(yè)仍面臨人才流失問題。14.B.promote解析：中行與科技企業(yè)合作，旨在推動創(chuàng)新型金融解決方案。15.D.Whilemajorbanksdominatethemarket解析：大型銀行主導(dǎo)市場，導(dǎo)致地方中小銀行融資困難。16.A.enhanced解析：大數(shù)據(jù)技術(shù)提升了銀行識別欺詐交易的能力。17.A.Beca