中國銀行石家莊市正定縣2025秋招筆試英語完形填空題專練30題及答案第一部分：?jiǎn)芜x題（每題2分，共20題）說明：每題空格處有四個(gè)選項(xiàng)，請(qǐng)選擇最佳答案。1.Therapiddevelopmentoffintechhassignificantly______thebankingindustry,forcingtraditionalbankstoinnovateandadapt.A.revolutionizedB.stabilizedC.complicatedD.standardized2.Inrecentyears,theChinesegovernmenthastakenmeasuresto______thedigitaleconomy,aimingtoreducerelianceonforeigntechnology.A.strengthenB.weakenC.ignoreD.neglect3.WhatdoyouthinkisthebiggestchallengeforbanksinservingruralareaslikeZhengdingCounty?A.HighinfrastructurecostsB.LowcustomerdemandC.LimitedgovernmentsupportD.Excessivecompetition4.ChinaBankhasbeenactively______greenfinanceinitiatives,whichalignwiththecountry’scarbonneutralitygoals.A.promotingB.opposingC.delayingD.questioning5.Thesuccessofanybank’sdigitaltransformationdependsonhowwellit______itsexistingsystemswithnewtechnologies.A.integratesB.ignoresC.replacesD.discards6.ZhengdingCounty,knownforitsrichagriculturalresources,couldbenefitgreatlyfrom______digitalpaymentsolutions.A.adoptingB.rejectingC.developingD.criticizing7.Whatroledoesbigdataplayinmodernbanking?A.Itincreasesoperationalcosts.B.Itreducescustomertrust.C.Itenhancesriskmanagement.D.Ithindersdecision-making.8.TheBaselAccordsaredesignedto______bankingrisksglobally.A.minimizeB.maximizeC.ignoreD.celebrate9.WhichofthefollowingisakeytrendinChina’sfinancialsector?A.Increasedrelianceoncashtransactions.B.Decliningmobilepaymentusage.C.Growthindigitalbankingservices.D.Reducedgovernmentregulation.10.Toattractandretaintalent,bankslikeChinaBankinZhengdingshouldfocuson______employeebenefits.A.cuttingB.improvingC.ignoringD.reducing第二部分：多選題（每題3分，共10題）說明：每題空格處有四個(gè)選項(xiàng)，請(qǐng)選擇所有符合題意的答案。11.WhatarethemainbenefitsofdigitalbankingforruralcustomersinZhengdingCounty?A.LowerfeesB.FastertransactionsC.24/7accessD.Higherinterestrates12.WhichofthefollowingarechallengesfacedbybanksinZhengdingCounty?A.LimitedinternetconnectivityB.LowfinancialliteracyC.ExcessiveregulatoryoversightD.Highcompetitionfromfintechcompanies13.ChinaBank’sgreenfinanceinitiativesinclude:A.Lendingtorenewableenergyprojects.B.Investingintraditionalindustries.C.Promotingenergy-efficientbuildings.D.Supportingfossilfuelproduction.14.Whattechnologiesareessentialforabank’sdigitaltransformation?A.ArtificialintelligenceB.BlockchainC.CloudcomputingD.Paper-basedsystems15.TheChinesegovernment’sfinancialpoliciesaimto:A.Promoteeconomicgrowth.B.Controlinflation.C.Reduceunemployment.D.Increaseforeigndebt.16.WhichofthefollowingarekeyconsiderationsforbanksinruralareaslikeZhengding?A.CustomerdemographicsB.RegulatorycomplianceC.InfrastructureavailabilityD.Marketingstrategies17.Whataretherisksassociatedwithdigitalbanking?A.CybersecuritythreatsB.ReducedprivacyC.HigherefficiencyD.Lowercosts18.Howcanbanksimprovecustomersatisfactioninruralareas?A.Offeringpersonalizedservices.B.Increasingbranchdensity.C.Providingfinancialeducation.D.Raisingfees.19.Whataretheadvantagesofbigdatainbanking?A.Betterfrauddetection.B.Moreaccuratecreditscoring.C.Reducedcustomerengagement.D.Higheroperationalcosts.20.Whichofthefollowingaresustainablebankingpractices?A.Reducingpaperusage.B.Encouragingcashtransactions.C.Investingingreenprojects.D.Supportingsmallbusinesses.答案及解析第一部分：?jiǎn)芜x題1.A.revolutionized解析：金融科技的發(fā)展徹底改變了銀行業(yè)，使其發(fā)生了革命性變革。2.A.strengthen解析：中國政府采取措施加強(qiáng)數(shù)字經(jīng)濟(jì)發(fā)展，以減少對(duì)外國技術(shù)的依賴。3.A.Highinfrastructurecosts解析：銀行在農(nóng)村地區(qū)服務(wù)面臨的主要挑戰(zhàn)是基礎(chǔ)設(shè)施成本高。4.A.promoting解析：中國銀行積極推廣綠色金融項(xiàng)目，符合國家碳中和目標(biāo)。5.A.integrates解析：銀行的數(shù)字化轉(zhuǎn)型成功取決于其如何將現(xiàn)有系統(tǒng)與新技術(shù)整合。6.A.adopting解析：正定縣作為農(nóng)業(yè)資源豐富的地區(qū)，可以從數(shù)字支付解決方案中受益。7.C.enhancesriskmanagement解析：大數(shù)據(jù)在銀行業(yè)中用于提升風(fēng)險(xiǎn)管理能力。8.A.minimize解析：巴塞爾協(xié)議旨在全球范圍內(nèi)最小化銀行風(fēng)險(xiǎn)。9.C.Growthindigitalbankingservices解析：中國金融行業(yè)的主要趨勢(shì)是數(shù)字銀行業(yè)務(wù)的增長(zhǎng)。10.B.improving解析：為吸引和留住人才，中國銀行正定分行應(yīng)著重改善員工福利。第二部分：多選題11.A.Lowerfees,B.Fastertransactions,C.24/7access解析：數(shù)字銀行對(duì)農(nóng)村客戶的主要優(yōu)勢(shì)包括費(fèi)用低、交易快、全天候服務(wù)。12.A.Limitedinternetconnectivity,B.Lowfinancialliteracy,D.Highcompetitionfromfintechcompanies解析：銀行在正定縣面臨的挑戰(zhàn)包括網(wǎng)絡(luò)連接有限、金融素養(yǎng)低以及來自金融科技公司的激烈競(jìng)爭(zhēng)。13.A.Lendingtorenewableenergyprojects,C.Promotingenergy-efficientbuildings解析：中國銀行的綠色金融項(xiàng)目包括對(duì)可再生能源項(xiàng)目的貸款和推廣節(jié)能建筑。14.A.Artificialintelligence,B.Blockchain,C.Cloudcomputing解析：銀行數(shù)字化轉(zhuǎn)型需要人工智能、區(qū)塊鏈和云計(jì)算等關(guān)鍵技術(shù)。15.A.Promoteeconomicgrowth,B.Controlinflation,C.Reduceunemployment解析：中國政府金融政策的目標(biāo)是促進(jìn)經(jīng)濟(jì)增長(zhǎng)、控制通脹和減少失業(yè)。16.A.Customerdemographics,B.Regulatorycompliance,C.Infrastructureavailability解析：銀行在正定縣服務(wù)時(shí)需考慮客戶人口統(tǒng)計(jì)、監(jiān)管合規(guī)性和基礎(chǔ)設(shè)施可用性。17.A.Cybersecuritythreats,B.Reducedprivacy解析：數(shù)字銀行的風(fēng)險(xiǎn)包括網(wǎng)絡(luò)安全威脅和隱私減少。18.A.Offeringpersonalizedservices,C.Providingfinancialeducation解析：銀行可以通過提供個(gè)性化服務(wù)和金融教育來提升農(nóng)村客戶的滿意度