中國銀行開封市蘭考縣2025秋招筆試英語閱讀＋選詞題專練30題及答案一、英語閱讀理解（20題，每題2分，共40分）Passage1(5題)Title:TheDigitalTransformationofRuralBankinginHenanProvinceTherapiddevelopmentofinformationtechnologyhasbroughtsignificantchangestothebankingsector,especiallyinruralareasofHenanProvince.Chinesebanks,includingBankofChina,havebeenactivelyadoptingdigitaltoolstoimproveserviceefficiencyandaccessibility.Forinstance,theintroductionofmobilebankingappsallowsruralresidentstoconducttransactionsanytimeandanywhere.Additionally,blockchaintechnologyisbeingexploredtoenhancesecurityinfinancialtransactions.Theseinnovationsnotonlyreducetherelianceonphysicalbranchesbutalsohelpinreducingfinancialexclusionamongfarmers.However,challengesremain,suchasthedigitalliteracygapamongtheelderlyandtheneedforstableinternetinfrastructureinremotevillages.1.Whatisthemainfocusofthepassage?A.Theimpactofdigitalbankingonurbanareas.B.ThechallengesofruralbankinginHenanProvince.C.Theadoptionoftechnologyinruralbanking.D.Theroleoftraditionalbanksinmodernfinance.2.Howdomobilebankingappsbenefitruralresidents?A.Theyreducetheneedforphysicalbranches.B.Theyincreasefeesfortransactions.C.Theyrequirehighdigitalliteracy.D.Theyareonlyavailableincities.3.Whattechnologyismentionedasbeingexploredforfinancialsecurity?A.Cloudcomputing.B.Blockchain.C.Artificialintelligence.D.Virtualreality.4.Whatremainsachallengeinruralbanking?A.Thelackoffinancialproducts.B.Thedigitalliteracygap.C.Theabundanceofbankbranches.D.Thehighcostofinternetinfrastructure.5.Accordingtothepassage,whatisthegoalofdigitaltransformationinruralbanking?A.Toincreaseprofitsforbanks.B.Toreducefinancialexclusion.C.Toreplaceallphysicalbanks.D.Toattractmoreurbancustomers.Passage2(5題)Title:TheEconomicDevelopmentofLankaoCountyLankaoCounty,locatedinHenanProvince,hasexperiencedsignificanteconomicgrowthinrecentyears.Thecountygovernmenthasfocusedondevelopingitsagriculturalsectorwhilepromotingindustrialization.Keyindustriesincludeagriculturalprocessing,textilemanufacturing,andsmall-scalemanufacturing.Additionally,effortshavebeenmadetoattractforeigninvestment,particularlyinthefieldofrenewableenergy.Thecounty’sstrategiclocationneartheYellowRiverhasalsofacilitatedtradeconnectionswithneighboringprovinces.However,environmentaldegradationduetoindustrialexpansionremainsaconcern.Thegovernmentisnowimplementingstricterenvironmentalregulationstobalanceeconomicgrowthwithsustainability.6.WhatistheprimaryfocusofLankaoCounty’seconomicdevelopment?A.Tourismandhospitality.B.Agriculturalandindustrialgrowth.C.Realestatedevelopment.D.Financialservices.7.WhichindustriesarementionedaskeyinLankaoCounty?A.Miningandoil.B.Textileandmanufacturing.C.TechnologyandIT.D.Retailandcommerce.8.WhyhasLankaoCountyattractedforeigninvestment?A.Itsproximitytomajorcities.B.Itsfocusonrenewableenergy.C.Itslowlaborcosts.D.Itsgovernmentsubsidies.9.WhatisamajorchallengefacingLankaoCounty?A.Highunemploymentrates.B.Waterscarcity.C.Environmentaldegradation.D.Lackofinfrastructure.10.Whatmeasuresisthegovernmenttakingtoaddressenvironmentalissues?A.Encouragingmoreindustrialdevelopment.B.Promotingsustainablepractices.C.Increasingtaxincentives.D.Expandingurbanareas.Passage3(5題)Title:TheImportanceofFinancialLiteracyinRuralChinaFinancialliteracyiscrucialforruralresidentsinChina,asitempowersthemtomakeinformeddecisionsabouttheirmoney.ManyfarmersinLankaoCountyandotherruralareaslackaccesstofinancialeducation,leadingtoissuessuchasdebtandpoorinvestmentchoices.Chinesebanks,includingBankofChina,havelaunchedprogramstoimprovefinancialliteracy.Theseprogramsincludeworkshops,onlineresources,andmobilebankingeducation.Byenhancingfinancialknowledge,ruralresidentscanbettermanagetheirsavings,accesscredit,andinvestinincome-generatingactivities.This,inturn,contributestopovertyreductionandeconomicstabilityinruralcommunities.11.WhatisthemainpurposeoffinancialliteracyprogramsinruralChina?A.Toincreasebankprofits.B.Toreducedebtamongfarmers.C.Topromotegovernmentpolicies.D.Toencouragespending.12.Whydomanyruralresidentslackfinancialliteracy?A.Theyaretoobusyworking.B.Theylackaccesstoeducation.C.Theyprefertraditionalsavingmethods.D.Theydistrustbanks.13.Howdofinancialliteracyprogramshelpruralresidents?A.Theyprovidefreeloans.B.Theyteachmoneymanagement.C.Theyforcepeopletoinvest.D.TheyreplacebankswithATMs.14.Whatisalong-termbenefitoffinancialliteracyinruralareas?A.Increasedgovernmentrevenue.B.Reducedpoverty.C.Higherinflationrates.D.Morebankbranches.15.Whichbankismentionedasparticipatinginfinancialliteracyprograms?A.ICBC.B.ChinaMerchantsBank.C.BankofChina.D.AgriculturalBankofChina.Passage4(5題)Title:TheRoleofInfrastructureinRuralDevelopmentInfrastructuredevelopmentplaysavitalroleintheeconomicgrowthofruralareaslikeLankaoCounty.Improvedroads,bridges,andcommunicationnetworksenhanceconnectivity,makingiteasierforfarmerstotransportgoodstomarkets.Additionally,theexpansionofelectricityandwatersupplysystemssupportsindustrialandagriculturalactivities.TheChinesegovernmenthasprioritizedruralinfrastructureprojects,recognizingtheirimportanceinreducingregionaldisparities.Forexample,theconstructionofhigh-speedrailstationsinnearbycitieshasboostedtourismandtradeinLankaoCounty.However,disparitiesininfrastructurequalitybetweenurbanandruralareasstillexist,requiringfurtherinvestmentandpolicysupport.16.Whatisthemainbenefitofimprovedinfrastructureinruralareas?A.Higherpopulationgrowth.B.Enhancedconnectivity.C.Increasedpollution.D.Reducedagriculturaloutput.17.Howdoesbetterinfrastructurehelpfarmers?A.Itincreasestheirlaborcosts.B.Itimprovesaccesstomarkets.C.Itforcesthemtousemodernfarmingmethods.D.Itreducestheirrelianceontraditionaltools.18.WhathastheChinesegovernmentprioritizedinruralareas?A.Urbandevelopment.B.Infrastructureprojects.C.Militaryspending.D.Culturalprograms.19.Whatisapositiveoutcomeofhigh-speedraildevelopmentinLankaoCounty?A.Itleadstohousingshortages.B.Itboostslocalbusinesses.C.Itcausestrafficcongestion.D.Itreducesjobopportunities.20.Whatremainsachallengeinruralinfrastructuredevelopment?A.Highconstructioncosts.B.Politicalopposition.C.Inequalitiesbetweenurbanandruralareas.D.Lackofskilledlabor.二、選詞填空（10題，每題2分，共20分）Instructions:Choosethebestwordtofillineachblank.1.Therapid______oftechnologyhastransformedmanyindustries.A.developmentB.destructionC.divisionD.diffusion2.LocalfarmersinLankaoCountyfacechallengesdueto______weatherpatterns.A.stableB.unpredictableC.favorableD.controlled3.Thebank’sdigital______allowscustomerstoaccessservicesremotely.A.limitationsB.innovationsC.obstaclesD.restrictions4.Effortstoimprove______haveledtobettereducationaloutcomesinruralareas.A.inequalityB.literacyC.unemploymentD.inflation5.Thegovernment’snewpolicyaimsto______economicgrowthinunderdevelopedregions.A.hinderB.boostC.stabilizeD.diminish6.Manyruralresidentsrelyon______fortheirlivelihoods.A.agricultureB.manufacturingC.technologyD.tourism7.The______ofrenewableenergysourceshelpsreduceenvironmentalpollution.A.utilizationB.neglectC.depletionD.destruction8.Thebankprovides______tosmallbusinessestosupportentrepreneurship.A.loansB.grantsC.taxesD.subsidies9.Improved______networkshavemadeiteasiertosendandreceiveinformation.A.communicationB.transportationC.financialD.industrial10.The______betweenurbanandruralareasneedstobeaddressed.A.connectionB.gapC.similarityD.collaboration11.Financial______programshelppeoplemakebetterfinancialdecisions.A.educationB.investmentC.regulationD.management12.The______ofhigh-speedrailhasimprovedtransportationefficiency.A.constructionB.destructionC.operationD.maintenance13.Manyruralareaslackadequate______infrastructure.A.industrialB.agriculturalC.educationalD.financial14.Thebank’s______focusonruraldevelopmenthasimprovedservicequality.A.limitedB.broadC.narrowD.flexible15.Thegovernment’seffortsto______povertyhaveshownpositiveresults.A.eliminateB.increaseC.ignoreD.postpone答案及解析一、英語閱讀理解1.C解析:文章主要討論了數字技術在農村銀行業(yè)中的應用及其影響。2.A解析:文章提到移動銀行應用允許農村居民隨時隨地進行交易，從而減少對實體分行的依賴。3.B解析:文章提到區(qū)塊鏈技術被探索用于增強金融交易的安全性。4.B解析:文章指出數字鴻溝（即老年人的數字素養(yǎng)差距）是一個挑戰(zhàn)。5.B解析:文章強調數字轉型的目標是減少金融排斥。6.B解析:文章提到蘭考縣的經濟發(fā)展戰(zhàn)略集中在農業(yè)和工業(yè)發(fā)展上。7.B解析:提到的關鍵產業(yè)包括紡織制造和小型制造業(yè)。8.B解