中國(guó)銀行濰坊市高密市2025秋招筆試英語(yǔ)完形填空題專練30題及答案說(shuō)明本專練共30題，每題2分，總分60分。題目涵蓋語(yǔ)法、詞匯、邏輯推理等，結(jié)合中國(guó)銀行業(yè)務(wù)、濰坊及高密本地特色（如農(nóng)業(yè)、制造業(yè)、文旅產(chǎn)業(yè)等）進(jìn)行設(shè)計(jì)，突出行業(yè)和地域針對(duì)性。題目1.(2分)Therapiddevelopmentofdigitalbankinghas(1)thetraditionalbankingmodel,forcingfinancialinstitutionstoadapttonewtechnologies.ManybanksinWeifang,especiallythoseinGaomi,arenowintegratingAI-poweredservicesto(2)customerexperience.However,thistransformationisnotwithoutchallenges,asitrequiressignificant(3)ininfrastructureandemployeetraining.Withoutproperinvestment,thebenefitsofdigitalizationmayremain(4).A.revolutionizedB.simplifiedC.standardizedD.expandedE.improveF.optimizeG.overlookH.maximizeI.budgetJ.innovateK.reduceL.affordableM.outdated2.(2分)InGaomi,theagriculturalsectorhaslongbeenthebackboneofthelocaleconomy.Withtheriseofe-commerce,farmersarefindingnewwaysto(5)theirproducedirectlytoconsumers.Thisshifthasnotonlyincreased(6)butalsoreduced中間環(huán)節(jié)costs.However,sustainablepracticesmustbeadoptedtoensurelong-termproductivity.Ifover-farmingcontinues,thesoilqualityintheregionmay(7),leadingtodecreasedyields.A.distributeB.harvestC.promoteD.exportE.efficiencyF.profitG.regulateH.deteriorateI.competitionJ.investmentK.technologyL.flexibilityM.diversity3.(2分)Weifangisknownforitsrichindustrialheritage,particularlyinthetextileandmachinerysectors.Modernizingtheseindustriesrequiresabalancebetween(8)andinnovation.Whileautomationcan(9)laborcosts,italsoraisesconcernsaboutjobdisplacement.LocalgovernmentsinGaomihaveimplementedpoliciesto(10)theworkforcewithretrainingprograms,ensuringasmoothtransition.A.traditionB.efficiencyC.expansionD.stabilityE.reduceF.eliminateG.preserveH.allocateI.safetyJ.competitionK.redundancyL.affordabilityM.collaboration4.(2分)TheconstructionoftheWeifang-Haikouhigh-speedrailhas(11)transportationinShandongProvince.CommutersinGaomi,acityneartherailwayline,nowhaveaccesstofastertraveloptions.Thisdevelopmenthas(12)thelocaltourismindustry,asmorevisitorsaredrawntoexploretheregion’sculturallandmarks.However,environmentalimpactsmustbe(13)topreventhabitatdestruction.A.revolutionizedB.enhancedC.expandedD.simplifiedE.encouragedF.regulatedG.minimizedH.ignoredI.improvedJ.affectedK.preservedL.prioritizedM.monitored5.(2分)Chinesebanksoftenemphasizeriskmanagementintheiroperations.Effectiveriskassessmenthelpsinstitutions(14)potentiallosses.InWeifang,theChinaMerchantsBankbranchinGaomihasadoptedadvancedalgorithmsto(15)fraudulenttransactions.Suchmeasuresnotonlyprotectcustomersbutalso(16)thebank’sreputation.A.identifyB.mitigateC.assessD.controlE.detectF.preventG.analyzeH.reduceI.enhanceJ.expandK.stabilizeL.maximizeM.diminish6.(2分)TheGaomiMuseum,locatedinthecitycenter,showcaseslocalhistoryandartifacts.Despiteitsculturalsignificance,themuseumstruggleswith(17).Toattractmorevisitors,themanagementhasintroducedvirtualtoursandinteractiveexhibits.Theseinnovationshavehelped(18)attendancerates.However,maintainingsuchfacilitiesrequirescontinuous(19).A.fundingB.popularityC.awarenessD.preservationE.increaseF.decreaseG.investmentH.collaborationI.developmentJ.efficiencyK.publicityL.sustainabilityM.innovation7.(2分)SustainablebankingpracticesaregainingtractioninChina.Manyfinancialinstitutions,includingthoseinWeifang,arenowinvestingingreenprojects.Forexample,theIndustrialandCommercialBankofChinainGaomihasfundedrenewableenergyinitiatives.Theseeffortsnotonlysupportenvironmentalgoalsbutalso(20)long-termeconomicgrowth.A.promoteB.hinderC.reduceD.delayE.alignF.conflictG.opposeH.balanceI.enhanceJ.stabilizeK.diversifyL.optimizeM.integrate8.(2分)TheCOVID-19pandemichasaccelerateddigitaltransformationinthebankingsector.CustomersinGaomihavebecomemoreaccustomedtoonlineservices,suchasmobilebankingandcontactlesspayments.Thisshifthas(21)traditionalbranchoperationsbuthasalsocreatednewopportunitiesforremotebanking.However,cybersecurityremainsacriticalconcern.A.disruptedB.supportedC.replacedD.enhancedE.challengedF.encouragedG.preservedH.expandedI.improvedJ.simplifiedK.regulatedL.prioritizedM.ignored9.(2分)Weifang’sfoodindustry,particularlyitspeanutproducts,isrenownednationwide.Localbanksoftenprovide(22)tofarmerstoimproveproductionquality.Withglobaldemandrising,thesebusinesseshavethepotentialto(23)significantprofits.However,marketvolatilitycanthreatentheirstability.A.loansB.grantsC.subsidiesD.investmentsE.increaseF.stabilizeG.maximizeH.minimizeI.fluctuateJ.diversifyK.innovateL.expandM.reduce10.(2分)TheChinaBankbranchinGaomihasimplementedacustomer-centricapproachtoservice.By(24)feedbackmechanisms,thebankhasimproveditsproductofferings.Thisstrategyhasnotonlyincreasedcustomerloyaltybutalso(25)thebank’smarketshare.A.collectingB.ignoringC.analyzingD.prioritizingE.enhanceF.reduceG.maintainH.improveI.expandJ.stabilizeK.fluctuateL.diminishM.optimize11.(2分)Technologicaladvancementshave(26)thewaybankshandletransactions.InWeifang,theAgriculturalBankofChinausesblockchainto(27)transparency.Thisinnovationhasreducederrorsand(28)processingtimes.However,itrequiresskilledpersonneltooperate.A.transformedB.revolutionizedC.simplifiedD.modernizedE.ensureF.verifyG.streamlineH.optimizeI.improveJ.enhanceK.maintainL.reduceM.ignore12.(2分)TheWeifanggovernmenthaslaunchedinitiativesto(29)smallandmedium-sizedenterprises(SMEs).Thesebusinessesarevitaltothelocaleconomy,providingemploymentopportunitiesinGaomi.However,manySMEsstrugglewith(30)access.Banksintheregionhaverespondedbyofferingtailoredfinancialsolutions.A.supportB.hinderC.regulateD.neglectE.creditF.fundingG.competitionH.innovationI.technologyJ.infrastructureK.resourcesL.flexibilityM.collaboration13.(2分)TheHanguBridge,amajorinfrastructureprojectinWeifang,has(31)connectivitybetweenurbanandruralareas.FarmersinGaomicannowtransporttheirgoodsmoreefficiently,reducingspoilage.Thisimprovementhasalso(32)tradewithneighboringprovinces.However,theproject’senvironmentalimpactneeds(33).A.enhancedB.improvedC.expandedD.simplifiedE.promoteF.regulateG.monitorH.ignoreI.assessJ.optimizeK.preserveL.prioritizeM.balance14.(2分)BanksinChinaareincreasinglyfocusingonfinancialliteracyprograms.Theseinitiativeshelpcustomers(34)fraudulentschemes.InGaomi,theBankofChinahaspartneredwithschoolsto(35)youngpeopleaboutsavingandinvesting.Sucheffortscontributetoa(36)financialecosystem.A.protectB.ignoreC.understandD.exploitE.educateF.informG.trainH.encourageI.stableJ.sustainableK.chaoticL.competitiveM.innovative15.(2分)Thegrowthoffintechcompanieshas(37)thetraditionalbankingindustry.InWeifang,startupslike"WeifangPay"haveintroducedinnovativepaymentsolutions.Whilethiscompetitionhaspushedbankstoimprove,ithasalsocreatedchallengesforsmallerinstitutionsinGaomi.A.disruptedB.supportedC.complementedD.strengthenedE.innovateF.adaptG.competeH.cooperateI.stabilizeJ.expandK.diversifyL.integrateM.reduce16.(2分)TheagriculturalbankinGaomihaslaunchedaruralcreditprogramto(38)farmersduringdroughts.Thisinitiativehashelpedmanyfamiliesmaintaintheirlivelihoods.However,theprogram’ssuccessdependson(39)weatherpatterns.Climatechangemaymakesuchsupport(40)inthefuture.A.assistB.harmC.ignoreD.neglectE.predictF.adaptG.mitigateH.respondI.reliableJ.unpredictableK.sustainableL.necessaryM.feasible17.(2分)Weifang’seconomyisdiversified,withstrengthsinagriculture,manufacturing,andtourism.Thecity’sproximitytotheBohaiSeahas(41)itsmaritimetrade.However,over-relianceoncertainindustriescan(42)economicstability.Diversificationstrategiesareessentialforlong-termgrowth.A.boostedB.limitedC.diversifiedD.stabilizedE.enhanceF.reduceG.balanceH.optimizeI.relyJ.fluctuateK.innovateL.integrateM.expand18.(2分)TheChinaConstructionBankinGaomihasintroducedamobileappthatsimplifiesaccountmanagement.Customerscantransferfunds,paybills,andapplyforloanswithjustafewtaps.Thisconveniencehas(43)thebank’spopularityamongyoungprofessionals.However,datasecurityremainsapriority.A.increasedB.decreasedC.replacedD.ignoredE.enhanceF.reduceG.maintainH.improveI.expandJ.stabilizeK.fluctuateL.diminishM.optimize19.(2分)TheWeifanggovernmenthasinvestedininfrastructureprojects,suchashighwaysandbridges,to(44)connectivity.ThesedevelopmentshavebenefitedbusinessesinGaomi,especiallythoseinlogisticsandmanufacturing.However,urbansprawlmustbe(45)topreservegreenspaces.A.improveB.enhanceC.expandD.regulateE.controlF.preserveG.ignoreH.prioritizeI.balanceJ.integrateK.diversifyL.maximizeM.optimize20.(2分)TheChinaDevelopmentBankhasprovidedfundsforgreenenergyprojectsinWeifang.Solarfarmsandwindturbinesarebeingconstructedto(46)carbonemissions.TheseinitiativesalignwithChina’senvironmentalgoalsandofferlong-termeconomicbenefits.However,initialinvestmentsaresubstantial.A.reduceB.increaseC.maintainD.ignoreE.enhanceF.stabilizeG.balanceH.optimizeI.supportJ.hinderK.diversifyL.integrateM.innovate21.(2分)TheBankofChinainGaomihasexpandeditsonlinebankingservicestocatertoremotecustomers.Thisshifthas(47)theneedforphysicalbranchesbuthasalsocreateddemandfordigitalbankingexperts.Thebankhasrespondedby(48)trainingprograms.A.reducedB.increasedC.replacedD.ignoredE.enhanceF.reduceG.maintainH.improveI.expandJ.stabilizeK.fluctuateL.diminishM.optimize22.(2分)TheWeifangEconomicandTechnologicalDevelopmentZonehasattractednumerousforeigninvestors.Thisgrowthhas(49)jobopportunitiesinGaomi.However,manyworkerslacktheskillsrequiredforhigh-techindustries.Vocationaltrainingprogramsarebeing(50)toaddressthisgap.A.createdB.reducedC.eliminatedD.ignoredE.enhanceF.optimizeG.balanceH.improveI.supportJ.fluctuateK.innovateL.integrateM.expand23.(2分)TheagriculturalsectorinGaomifaceschallengessuchassoildegradationandwaterscarcity.BanksinWeifanghaveintroducedsustainablefarmingloansto(51)theseissues.Techniqueslikedripirrigationandorganicfarmingarebeingpromoted.Thesemeasuresnotonlyimproveproductivitybutalso(52)environmentalhealth.A.addressB.ignoreC.exacerbateD.mitigateE.enhanceF.reduceG.maintainH.optimizeI.preserveJ.damageK.diversifyL.integrateM.expand24.(2分)TheIndustrialandCommercialBankofChinainGaomihasimplementedacustomerfeedbacksystemto(53)servicequality.Byanalyzingcustomersuggestions,thebankhasimproveditsproductsand(54)customersatisfaction.Thisapproachhashelpedthebank(55)acompetitiveedge.A.evaluateB.ignoreC.enhanceD.prioritizeE.improveF.reduceG.maintainH.optimizeI.expandJ.stabilizeK.fluctuateL.diminishM.innovate25.(2分)ThePeople’sBankofChinahasencouragedbankstoadoptgreenfinancepractices.InWeifang,theBankofCommunicationshasinvestedinrenewableenergyprojects.Theseinitiativesnotonlysupportenvironmentalgoalsbutalso(56)thebank’sprofitability.SustainablefinanceisbecomingakeyfocusforinstitutionsinGaomi.A.enhanceB.reduceC.ignoreD.mitigateE.balanceF.optimizeG.maintainH.improveI.supportJ.fluctuateK.innovateL.integrateM.expand26.(2分)Theriseofdigitalcurrencieshas(57)thetraditionalmonetarysystem.WhilethePeople’sBankofChinahasyettofullyregulatethem,banksinWeifangaremonitoringtheirimpact.InGaomi,theBankofChinahasintroduceddigitalwalletservices,allowingcustomerstotransactwithcryptocurrencies.Thisinnovationhas(58)bothyoungandelderlyusers.A.challengedB.supportedC.complementedD.strengthenedE.enhanceF.reduceG.maintainH.improveI.expandJ.stabilizeK.fluctuateL.diminishM.optimize27.(2分)TheWeifanggovernmenthaspromotedthedevelopmentofculturaltourismto(59)thelocaleconomy.Gaomi,withitsrichhistory,hasseenanincreaseintouristvisits.Hotelsandrestaurantshavebenefited,buttheinfrastructuremustkeep(60)tomeetdemand.A.boostB.hinderC.diversifyD.stabilizeE.enhanceF.reduceG.maintainH.optimizeI.supportJ.fluctuateK.innovateL.integrateM.expand28.(2分)TheChinaMerchantsBankinGaomihasintroducedacreditscoringsystemto(61)loanapplications.Thissystemevaluatesapplicantsbasedontheirfinancialbehavior,reducingtheriskofdefaults.Asaresult,thebankhasseena(62)inloanapprovals.However,privacyconcernsmustbeaddressed.A.streamlineB.ignoreC.simplifyD.prioritizeE.enhanceF.reduceG.maintainH.optimizeI.expandJ.stabilizeK.fluctuateL.diminishM.innovate29.(2分)TheBankofChinahaslaunchedaprogramto(63)smallbusinessesinGaomi.Theseenterprisesoftenstrugglewithlimitedaccesstocapital.Theprogramofferslow-interestloansandmentorshipservices.Suchsupporthashelpedmanybusinesses(64)duringeconomicdownturns.A.assistB.hinderC.neglectD.ignoreE.enhanceF.reduceG.maintainH.optimizeI.expandJ.stabilizeK.fluctuateL.diminishM.innovate30.(2分)TheWeifangbranchoftheBankofChinahasimplementedacashlesspaymentinitiativeto(65)traditionalcurrencyusage.ThisshifthasbeenparticularlypopularamongyoungconsumersinGaomi.However,theelderlypopulationfaceschallengesinadaptingtodigitalpaymentmethods.Thebankhasintroducedtrainingsessionsto(66)thisgap.A.reduceB.increaseC.ignoreD.mitigateE.enhanceF.optimizeG.maintainH.improveI.expandJ.stabilizeK.fluctuateL.diminishM.innovate答案及解析1.答案：A,F,I,G解析：(1)revolutionized（徹底改變）符合銀行業(yè)數(shù)字化轉(zhuǎn)型的大背景。(2)optimize（優(yōu)化）比improve（改善）更精準(zhǔn)。(3)budget（預(yù)算）強(qiáng)調(diào)銀行對(duì)基礎(chǔ)設(shè)施的投資。(4)overlooked（忽視）符合未投資情況下數(shù)字化效益無(wú)法發(fā)揮的語(yǔ)境。2.答案：A,E,H,J解析：(5)distribute（分發(fā)）指農(nóng)產(chǎn)品直供消費(fèi)者。(6)efficiency（效率）強(qiáng)調(diào)電商降低中間環(huán)節(jié)的優(yōu)勢(shì)。(7)deteriorate（惡化）指過(guò)度耕種導(dǎo)致土壤質(zhì)量下降。(8)competition（競(jìng)爭(zhēng)）暗指電商帶來(lái)的市場(chǎng)壓力。3.答案：A,E,M,L解析：(8)tradition（傳統(tǒng)）與濰坊制造業(yè)的背景相關(guān)。(9)reduce（減少）符合自動(dòng)化降低人力成本的特點(diǎn)。(10)collaboration（合作）指政府與企業(yè)、培訓(xùn)機(jī)構(gòu)的合作。4.答案：B,E,M,M解析：(11)enhanced（增強(qiáng)）描述高鐵對(duì)交通的改善。(12)encouraged（鼓勵(lì)）指高鐵帶動(dòng)旅游業(yè)。(13)monitored（監(jiān)控）強(qiáng)調(diào)環(huán)境影響的控制。5.答案：C,E,I解析：(14)assess（評(píng)估）強(qiáng)調(diào)風(fēng)險(xiǎn)管理的核心。(15)detect（檢測(cè)）指銀行利用算法識(shí)別欺詐。(16)enhance（增強(qiáng)）指風(fēng)險(xiǎn)控制提升銀行聲譽(yù)。6.答案：A,E,G解析：(17)funding（資金）指博物館面臨的資金短缺問(wèn)題。(18)increase（增加）符合引入創(chuàng)新措施的效果。(19)investment（投資）強(qiáng)調(diào)設(shè)施維護(hù)的持續(xù)投入。7.答案：A,E,I解析：(20)promote（促進(jìn)）指綠色項(xiàng)目對(duì)經(jīng)濟(jì)增長(zhǎng)的推動(dòng)作用。(21)align（一致）強(qiáng)調(diào)銀行綠色金融與國(guó)家目標(biāo)的契合。8.答案：A,B,D解析：(22)digita