中國(guó)銀行周口市扶溝縣2025秋招筆試英語(yǔ)閱讀理解題專(zhuān)練30題及答案30題英語(yǔ)閱讀理解專(zhuān)練（中國(guó)銀行周口市扶溝縣2025秋招）題型一：?jiǎn)芜x題（共10題，每題2分）說(shuō)明：每題提供一段英文材料，后面附有4個(gè)選項(xiàng)，請(qǐng)選擇最符合題意的答案。1.題干：TheChinesebankingsectorhasbeenexpandingrapidlyinrecentyears,withtheCentralBankofChinaimplementingstricterregulationstoensurefinancialstability.Whichofthefollowingbestdescribestheprimarygoaloftheseregulations?A.Toincreasetheprofitmarginsofcommercialbanks.B.Topromoteeconomicgrowthbyreducinginterestrates.C.Topreventsystemicrisksandprotectdepositors'funds.D.Toencourageforeigninvestmentindomesticbanks.答案：C2.題干：In2024,thegovernmentofZhoukoucitylaunchedapilotprogramtoimproveruralinfrastructure,focusingonroadsandirrigationsystemsinFugouCounty.Whatisthemostlikelylong-termbenefitofthisinitiative?A.Increasedurbanmigrationduetobetterlivingconditions.B.Enhancedagriculturalproductivityandfoodsecurity.C.Higherpropertyvaluesinurbanareas.D.Reducedrelianceontraditionalfarmingmethods.答案：B3.題干：China'sBeltandRoadInitiative(BRI)hassignificantlyboostedtradebetweenZhoukouandneighboringcountries.Whichsectorhasbenefitedthemostfromthisexpansion?A.Technologyandelectronicsmanufacturing.B.Agriculturalexports,particularlywheatandcotton.C.Tourismandhospitalityindustries.D.Financialservicesandbanking.答案：B4.題干：TheChinesegovernmenthasbeenpromotinggreenbanking,encouragingcommercialbankstoinvestinrenewableenergyprojects.Whatisakeyadvantageofthispolicyfortheenvironment?A.Reducedrelianceonfossilfuels.B.Loweroperatingcostsforbanks.C.Increaseddemandforcoal-basedproducts.D.Fastereconomicgrowth.答案：A5.題干：FugouCounty,knownforitscottonproduction,faceschallengessuchaswaterscarcity.Howcouldmodernbankingsolutionshelpaddressthisissue?A.Byprovidingloansforurbandevelopmentprojects.B.Byofferinglow-interestloansforefficientirrigationsystems.C.Byencouragingtheexportofcottontoforeignmarkets.D.Byinvestingindesalinationplants.答案：B6.題干：China'sdigitalbankingsectorhasseenrapidgrowth,withmobilepaymentsbecomingmainstream.Whatisamajorchallengeforruralareasinadoptingthistrend?A.Highfeeschargedbydigitalplatforms.B.Limitedinternetconnectivityandlackofdigitalliteracy.C.Excessivecompetitionamongbanks.D.Governmentrestrictionsonfinancialtechnology.答案：B7.題干：TheChineseCentralBankhasintroducednewmeasurestocontrolinflation,includingraisinginterestrates.HowmightthisaffectsmallbusinessesinZhoukou?A.Theywillhaveeasieraccesstocheaperloans.B.Theymaystrugglewithhigherborrowingcosts.C.Theirprofitswillincreasesignificantly.D.Theywillbeencouragedtoexpandoperations.答案：B8.題干：TheZhoukougovernmenthasbeenworkingonimprovingthelocalbankinginfrastructuretoattractmoreinvestors.Whatisakeyfactorthatcouldinfluencetheirsuccess?A.Hightaxesonforeigninvestors.B.Limitedbankingservicesinruralareas.C.Strongsupportfromnationalfinancialinstitutions.D.Pooreconomicpoliciesintheregion.答案：C9.題干：China'sbankingsectorisincreasinglyfocusingonriskmanagement,especiallyinlightofrecenteconomicfluctuations.Whatisacommonmethodusedbybankstoassesscreditrisk?A.Relyingsolelyoncollateralforlendingdecisions.B.Analyzingfinancialstatementsandcredithistory.C.Offeringloanswithoutanycollateral.D.Prioritizingloansbasedonpoliticalconnections.答案：B10.題干：TheChinesegovernmenthasbeenpromotingfinancialinclusion,ensuringthatmorepeoplehaveaccesstobankingservices.Whatisamajorbenefitofthisinitiativeforruralareas?A.Increasedcorruptioninfinancialinstitutions.B.Betteraccesstocreditforsmallbusinesses.C.Higherfeesforbankingservices.D.Reducedgovernmentoversight.答案：B題型二：判斷題（共10題，每題1分）說(shuō)明：判斷下列陳述是否正確（True/False）。11.題干：TheChinesebankingsectorisdominatedbystate-ownedenterprises,withminimalcompetitionfromprivatebanks.答案：False12.題干：FugouCountyinZhoukouisoneofthelargestwheatproducersinChina,contributingsignificantlytothenationalgrainsupply.答案：True13.題干：TheBeltandRoadInitiativehasledtoadeclineinChina'stradesurpluswithneighboringcountries.答案：False14.題干：DigitalbankinginChinahasreducedtheneedforphysicalbankbranchesinruralareas.答案：True15.題干：TheChinesegovernmenthascompletelybannedtheuseofcryptocurrenciesinbankingtransactions.答案：True16.題干：RuralcreditunionsinZhoukouplayacrucialroleinprovidingfinancialservicestofarmers.答案：True17.題干：TheCentralBankofChinahasneverimplementedpoliciestocontrolinflation.答案：False18.題干：ForeignbanksarenotallowedtooperateinChinaduetostrictregulations.答案：False19.題干：ThefinancialinclusionpolicyinChinahasprimarilybenefitedurbanresidents.答案：False20.題干：TheChinesebankingsectorisfullydigitized,withnotraditionalbankingservicesremaining.答案：False題型三：填空題（共5題，每題2分）說(shuō)明：根據(jù)文章內(nèi)容，填寫(xiě)合適的單詞或短語(yǔ)。21.題干：TheChinesegovernmenthasbeenpromoting______bankingtosupportsustainabledevelopment.答案：green22.題干：FugouCounty'seconomyheavilyrelieson______production,whichisamajorexportfortheregion.答案：cotton23.題干：TheBeltandRoadInitiativehasstrengthenedChina'stradelinkswith______countries,particularlyinCentralAsia.答案：neighboring24.題干：Toimprovefinancialinclusion,theChinesegovernmenthasencouragedbankstoexpandtheirservicesin______areas.答案：rural25.題干：TheCentralBankofChinarecentlyraisedinterestratestocontrol______,whichhadbeenrisingduetoeconomicpressures.答案：inflation題型四：簡(jiǎn)答題（共5題，每題3分）說(shuō)明：根據(jù)文章內(nèi)容，用簡(jiǎn)短的句子回答問(wèn)題。26.題干：WhatistheprimarygoalofChina'sfinancialinclusionpolicy?答案：Toensurethatmorepeople,especiallyinruralareas,haveaccesstobankingservices.27.題干：HowhastheBeltandRoadInitiativeaffectedChina'stradewithneighboringcountries?答案：Ithassignificantlyincreasedtradevolume,particularlyinagriculturalandindustrialgoods.28.題干：WhatchallengesdosmallbusinessesinFugouCountyfacewhenaccessingloans?答案：Limitedcollateral,highinterestrates,andlackoffinancialliteracy.29.題干：WhyisgreenbankingbecomingincreasinglyimportantinChina?答案：Tosupportenvironmentalsustainabilityandreducerelianceonfossilfuels.30.題干：WhatmeasureshastheZhoukougovernmenttakentoattractbankinginvestments?答案：Improvedinfrastructure,taxincentives,andpolicysupport.答案與解析單選題答案與解析1.答案：C解析：中國(guó)央行加強(qiáng)監(jiān)管的主要目的是防范系統(tǒng)性風(fēng)險(xiǎn)和保護(hù)儲(chǔ)戶(hù)資金，而非單純追求利潤(rùn)或刺激經(jīng)濟(jì)增長(zhǎng)。2.答案：B解析：改善農(nóng)村基礎(chǔ)設(shè)施（道路、灌溉系統(tǒng)）能提高農(nóng)業(yè)生產(chǎn)力，保障糧食安全，符合扶溝縣的農(nóng)業(yè)優(yōu)勢(shì)。3.答案：B解析：周口地處農(nóng)業(yè)區(qū)，棉花和糧食是主要出口產(chǎn)品，BRI促進(jìn)了這些農(nóng)產(chǎn)品的國(guó)際貿(mào)易。4.答案：A解析：綠色銀行政策鼓勵(lì)銀行投資可再生能源，有助于減少化石燃料使用，實(shí)現(xiàn)環(huán)保目標(biāo)。5.答案：B解析：扶溝縣面臨水資源短缺，銀行提供低息貸款支持高效灌溉系統(tǒng)能緩解問(wèn)題。6.答案：B解析：農(nóng)村互聯(lián)網(wǎng)普及率和數(shù)字素養(yǎng)不足，是推廣移動(dòng)支付的主要障礙。7.答案：B解析：加息會(huì)增加企業(yè)貸款成本，對(duì)中小企業(yè)經(jīng)營(yíng)造成壓力。8.答案：C解析：國(guó)家隊(duì)支持是吸引投資的關(guān)鍵，能提升當(dāng)?shù)亟鹑谛判摹?.答案：B解析：銀行評(píng)估信貸風(fēng)險(xiǎn)通常依據(jù)財(cái)務(wù)報(bào)表和信用記錄，而非僅依賴(lài)抵押品。10.答案：B解析：金融包容性政策使農(nóng)村小企業(yè)更容易獲得貸款，促進(jìn)發(fā)展。判斷題答案與解析11.答案：False