郵儲(chǔ)銀行駐馬店市確山縣2025秋招筆試英語閱讀理解題專練30題及答案一、單選題（每題2分，共20題）1.題干：ThePostandSavingsBankofChina(PSBC)isexpandingitsruralbankingservicesin確山縣.Whichofthefollowingstrategiesbestalignswiththebank'scurrentfocusonruraldevelopment?-A.Investingheavilyinurbancommercialrealestate.-B.Offeringlow-interestloanstosmall-scalefarmers.-C.Focusingexclusivelyonhigh-net-worthclientsincities.-D.Reducingthenumberofruralbranchestocutcosts.-答案：B2.題干：ArecentreporthighlightsthegrowingdemandfordigitalbankingservicesinruralChina.HowdoesthistrendimpactPSBC'soperationsin確山縣?-A.Itnecessitatestheclosureofallphysicalbranches.-B.Itencouragesthebanktoinvestmoreinonlineplatforms.-C.Itleadstoadecreaseincustomerdeposits.-D.Itreducestheneedforcustomerservicerepresentatives.-答案：B3.題干：PSBChasimplementedanewpolicytopromotefinancialinclusionin確山縣.Whichofthefollowingactionsispartofthispolicy?-A.Increasingfeesforallruralcustomers.-B.Offeringfreefinancialliteracyworkshops.-C.Limitingthenumberoftransactionsperday.-D.Requiringcustomerstohaveaminimumbalance.-答案：B4.題干：Thelocalgovernmentof確山縣haspartneredwithPSBCtosupportsmallbusinesses.Whatistheprimarygoalofthiscollaboration?-A.ToincreasePSBC'sprofitmargins.-B.Toprovideaffordablefinancingoptionsforlocalentrepreneurs.-C.Toattractmoreurbanresidentstoruralareas.-D.Toreducethebank'soperationalcosts.-答案：B5.題干：PSBC'smobilebankingapphasbeenupdatedtoincludemorefeaturesforruralusers.Whichofthefollowingfeaturesismostlikelytobeadded?-A.Advancedstocktradingoptions.-B.Real-timecroppricemonitoring.-C.High-frequencytradingcapabilities.-D.Exclusiveaccesstoluxurygoods.-答案：B6.題干：TheChinesegovernmenthaslaunchedacampaigntoimproveruralinfrastructure.HowwillthisaffectPSBC'sbusinessin確山縣?-A.Itwillleadtoadeclineinloandemand.-B.Itwillcreatenewopportunitiesforfinancialservices.-C.ItwillforcePSBCtomergewithotherbanks.-D.Itwillreducethebank'smarketshare.-答案：B7.題干：PSBChasintroducedanewsavingsproductspecificallydesignedforruralcustomers.Whatisthemainbenefitofthisproduct?-A.Higherinterestratescomparedtourbanproducts.-B.Lowerinterestratestoattractmoredeposits.-C.Nominimumdepositrequirement.-D.Limitedwithdrawaloptions.-答案：A8.題干：Astudyshowsthatruralresidentsin確山縣prefertraditionalbankingmethodsoverdigitalones.HowshouldPSBCrespondtothis?-A.Eliminatealldigitalbankingservices.-B.Offerahybridoftraditionalanddigitalservices.-C.Mandatetheuseofdigitalplatformsforalltransactions.-D.Closeallruralbranchestofocusoncities.-答案：B9.題干：PSBCisconsideringexpandingitsbranchnetworkin確山縣.Whichofthefollowingfactorsshouldbeprioritizedinthedecision-makingprocess?-A.Proximitytourbancenters.-B.Accessibilityforruralresidents.-C.Potentialforhigh-endclients.-D.Costoflandandconstruction.-答案：B10.題干：TheChinesecentralbankhasimplementednewregulationstosupportruralcreditmarkets.HowwilltheseregulationsimpactPSBC'soperationsin確山縣?-A.Theywillincreasethecostoflending.-B.Theywillprovidemorefundingopportunities.-C.TheywillrequirePSBCtoreduceitsruralloanportfolio.-D.TheywillforcePSBCtofocusonurbanmarkets.-答案：B二、判斷題（每題1分，共10題）11.題干：PSBC'sruralbankingservicesareprimarilyfocusedonhigh-incomeindividuals.-答案：錯(cuò)誤12.題干：Digitalbankingservicesarelesspopularinruralareascomparedtourbanareas.-答案：正確13.題干：PSBChasbeenactivelypromotingfinancialinclusionin確山縣.-答案：正確14.題干：Thelocalgovernmentof確山縣hasnocollaborationwithPSBC.-答案：錯(cuò)誤15.題干：PSBC'smobileappincludesfeaturestailoredforruralusers.-答案：正確16.題干：TheChinesegovernment'sinfrastructurecampaignwillnegativelyimpactPSBC'sbusinessin確山縣.-答案：錯(cuò)誤17.題干：PSBC'snewsavingsproductoffershigherinterestratesforruralcustomers.-答案：正確18.題干：Ruralresidentsin確山縣preferdigitalbankingmethodsovertraditionalones.-答案：錯(cuò)誤19.題干：PSBCshouldprioritizetheproximityofitsbranchestourbancenters.-答案：錯(cuò)誤20.題干：ThenewregulationsfromtheChinesecentralbankwillreducefundingopportunitiesforPSBCinruralareas.-答案：錯(cuò)誤三、填空題（每題2分，共10題）21.題干：PSBChaslaunchedanewinitiativetoimprovefinancialliteracyamongruralresidentsin確山縣.Thisinitiativeincludes________workshopsandonlineresources.-答案：financialliteracy22.題干：Thebankhaspartneredwithlocalfarmerstoprovide________loansforagriculturaldevelopment.-答案：low-interest23.題干：PSBC'smobilebankingappnowincludesafeatureformonitoring________pricesinrealtime.-答案：crop24.題干：TheChinesegovernment'sinfrastructurecampaignwillcreatenewopportunitiesfor________servicesin確山縣.-答案：financial25.題干：PSBC'snewsavingsproductoffers________interestratescomparedtotraditionalurbanproducts.-答案：higher26.題干：Thebankhasintroducedahybridapproachtobanking,combining________anddigitalservicestomeettheneedsofruralcustomers.-答案：traditional27.題干：PSBC'sexpansionplanincludestheconstructionofnewbranchesinareaswithhigh________foritsservices.-答案：accessibility28.題干：ThenewregulationsfromtheChinesecentralbankwillprovidemore________forruralcreditmarkets.-答案：funding29.題干：PSBC'sfinancialinclusioneffortsincludetheprovisionof________bankingservicestounderservedruralcommunities.-答案：affordable30.題干：Thebankhasintroducedanewpolicytopromote________inruralareasthroughvariouseducationalprograms.-答案：financialliteracy答案及解析一、單選題1.答案：B解析：PSBC'sfocusonruraldevelopmentalignswithofferinglow-interestloanstosmall-scalefarmers,whichsupportsruraleconomicgrowth.2.答案：B解析：Theincreasingdemandfordigitalbankingservicesnecessitatesinvestmentinonlineplatformstomeetcustomerexpectations.3.答案：B解析：Freefinancialliteracyworkshopsarepartofpoliciesaimedatpromotingfinancialinclusionbyeducatingruralpopulations.4.答案：B解析：Thecollaborationwiththelocalgovernmentaimstoprovideaffordablefinancingoptions,supportinglocalentrepreneurship.5.答案：B解析：Real-timecroppricemonitoringisausefulfeatureforruralusers,helpingthemmakeinformedfinancialdecisions.6.答案：B解析：Improvedruralinfrastructurecreatesnewopportunitiesforfinancialservicesbyexpandingaccessanddemand.7.答案：A解析：Higherinterestratesattractruralcustomers,encouragingsavingsinaregionwherefinancialproductsmaybelimited.8.答案：B解析：Ahybridapproachallowsthebanktoservebothdigitalandtraditionalbankingpreferenceseffectively.9.答案：B解析：Accessibilityforruralresidentsiscrucialforexpandingthebank'sreachandservicequalityinruralareas.10.答案：B解析：Newregulationsprovidemorefundingopportunities,supportingthebank'sruralcreditoperations.二、判斷題11.錯(cuò)誤解析：PSBC'sruralbankingservicesaredesignedtosupportsmallbusinessesandfarmers,nothigh-incomeindividuals.12.正確解析：Digitalbankingadoptionisgenerallylowerinruralareasduetoinfrastructureandtechnologicalbarriers.13.正確解析：PSBChasactivelypromotedfinancialinclusionthroughvariousinitiativesin確山縣.14.錯(cuò)誤解析：ThelocalgovernmenthascollaboratedwithPSBCtosupportruraldevelopmentandsmallbusinesses.15.正確解析：Themobileappincludesfeaturestailoredtoruralusers,suchascroppricemonitoring.16.錯(cuò)誤解析：Improvedinfrastructurecreatesnewopportunitiesforfinancialservices,benefitingPSBC'sruraloperations.17.正確解析：Thenewsavingsproductoffershigherinterestratestoattractruralcustomers.18.錯(cuò)誤解析：Ruralresidentsoftenprefertraditionalbankingmethodsduetotrustandfamiliarity.19.錯(cuò)誤解析：Accessibilityforruralresidentsshouldbeprioritizedoverproximitytourbancenters.20.錯(cuò)誤解析：Newregulationsprovidemorefundingopportunities,supportingruralcreditmarkets.三、填空題21.financialliteracy解析：PSBC'sinitiativeincludesworkshopsandonlineresourcestoimprovefinancialliteracyamongruralresidents.22.low-interest解析：Thebankprovideslow-interestloanstosupportagriculturaldevelopment,benefitinglocalfarmers.23.crop解析：Th