中國銀行成都市溫江區(qū)2025秋招筆試英語閱讀＋選詞題專練30題及答案一、英語閱讀理解（共10題，每題2分，共20分）題目：1.Passage1(2分)TherapiddevelopmentofdigitalbankinghastransformedthewayChineseconsumersaccessfinancialservices.InChengdu,thecapitalofSichuanProvince,ChinaBankhasintroducedinnovativemobilebankingappsthatallowcustomerstotransferfunds,paybills,andapplyforloanswithjustafewtaps.Thisshifttowardsdigitalsolutionshasnotonlyimprovedconveniencebutalsoreducedoperationalcostsforthebank.However,someelderlycustomersremainskepticalaboutusingdigitalplatforms,citingconcernsaboutsecurityandusability.Toaddressthis,thebankhaslaunchedtrainingprogramstoeducateseniorsonthebenefitsofdigitalbanking.Despitethesechallenges,theadoptionofdigitalservicesinChengduisexpectedtocontinuegrowing,drivenbyincreasinginternetpenetrationandchangingconsumerpreferences.Question:Whatisthemainfocusofthepassage?A.ThechallengesofdigitalbankinginChengdu.B.ThebenefitsofmobilebankingforChineseconsumers.C.TheeffortsbyChinaBanktopromotedigitalservices.D.Theresistanceofelderlycustomerstodigitalbanking.2.Passage2(2分)SichuanProvince,knownforitsspicycuisine,isalsoahubforagriculturalinnovation.Inrecentyears,theregionhasseensignificantadvancementsinprecisionfarming,withtechnologieslikeIoT(InternetofThings)andAI-drivenanalyticsbeingusedtooptimizecropyields.ChinaBankhaspartneredwithlocalagriculturalcooperativestoprovidefinancialsupportforthesetechnologies.Forinstance,aprojectinWenjiangDistrict(asuburbanareaofChengdu)usessensorstomonitorsoilmoistureandweatherconditions,enablingfarmerstomakedata-drivendecisions.Thiscollaborationhasnotonlyincreasedefficiencybutalsohelpedinsustainablefarmingpractices.Thesuccessofsuchinitiativeshasencouragedotherbankstofollowsuit,highlightingthegrowingimportanceofagricultureinChina’seconomicdevelopment.Question:Whatisthekeyadvantageofprecisionfarmingmentionedinthepassage?A.Reducedlaborcosts.B.Highercropyields.C.Lowerwaterusage.D.Fasterfarmingprocesses.3.Passage3(2分)Chengdu,acitywitharichculturalheritage,isalsobecomingacenterforfintechstartups.Thelocalgovernmenthasimplementedpoliciestoattractinvestmentinthissector,recognizingitspotentialtodriveeconomicgrowth.ChinaBankhasbeenakeyinvestorinseveralfintechfirmsinWenjiang,providingthemwithfundingandexpertise.Onenotablestartup,called"FinTechChengdu,"hasdevelopedablockchain-basedpaymentsystemthataimstostreamlinecross-bordertransactions.Thebank’ssupporthashelpedthestartupsecureamajorcontractwithamultinationalcorporation.Thissuccessstorydemonstratesthegrowingsynergybetweentraditionalbanksandinnovativefintechcompaniesintheregion.Question:WhatdoesthepassagesuggestaboutthefutureoffintechinChengdu?A.Itwillfacesignificantregulatorychallenges.B.Itwillrelyheavilyongovernmentsubsidies.C.Itwillgrowwithsupportfromtraditionalbanks.D.Itwilldeclineduetolackoffunding.4.Passage4(2分)EnvironmentalsustainabilityhasbecomeapriorityforbusinessesinChina,andChengduisnoexception.ChinaBankhaslaunchedagreenfinanceinitiativetosupporteco-friendlyprojectsintheregion.Onesuchprojectisthedevelopmentofasolar-poweredirrigationsysteminWenjiang,whichreducesrelianceonfossilfuels.Thebankhasalsoprovidedlow-interestloanstocompaniesthatadoptrenewableenergysolutions.TheseeffortsalignwithChina’sbroadergoalofachievingcarbonneutralityby2060.Whilechallengesremain,thecollaborationbetweenbanksandenvironmentalorganizationsispavingthewayforamoresustainablefutureinChengdu.Question:WhatistheprimarygoalofChinaBank’sgreenfinanceinitiative?A.Toincreaseprofitsfromeco-friendlyprojects.B.Toreducethebank’scarbonfootprint.C.TosupportsustainabledevelopmentinChengdu.D.Topromotetheuseofsolarenergy.5.Passage5(2分)TheCOVID-19pandemichasacceleratedtheadoptionofcontactlesspaymentsinChina.InChengdu,ChinaBankhasexpandeditscontactlesscardservices,cateringtothegrowingdemandforsafeandefficienttransactions.ThisshifthasbeenparticularlybeneficialforsmallbusinessesinWenjiang,whichstruggledwithcashflowduringthepandemic.Thebankhasalsointroducedadigitalwalletappthatintegrateswithpublictransportationsystems,furtherreducingtheneedforphysicalcurrency.Astheeconomyrecovers,thesedigitalpaymentsolutionsareexpectedtoremainpopular,reshapingtheretaillandscapeinChengdu.Question:HowhasthepandemicinfluencedthebankingsectorinChengdu?A.Ithasledtoadeclineinmobilebankingusage.B.Ithasacceleratedtheadoptionofcontactlesspayments.C.Ithasincreasedrelianceontraditionalbankingmethods.D.Ithasreducedtheneedforfinancialservices.6.Passage6(2分)Chengdu’sthrivingtechindustryhascreatedahighdemandforskilledworkers,promptingChinaBanktoinvestineducationandtrainingprograms.Thebankhaspartneredwithlocaluniversitiestodevelopcoursesinfintechanddigitalbanking.Theseprogramsaimtobridgethegapbetweenindustryneedsandacademiccurricula.Additionally,thebankhasestablishedinternshipprogramsforstudents,providingthemwithreal-worldexperience.Suchinitiativesnotonlybenefitthestudentsbutalsoensureasteadypipelineoftalentforthebankanditscompetitors.Question:WhatisthemainpurposeofChinaBank’seducationandtrainingprograms?A.Toincreaseuniversityenrollmentrates.B.Topreparestudentsforcareersinfintech.C.Toreducethecostoflaborforthebank.D.Topromotetraditionalbankingpractices.7.Passage7(2分)Theriseofe-commercehastransformedthelogisticsindustryinChina,andChengdu,withitswell-developedtransportationinfrastructure,isattheforefrontofthistrend.ChinaBankhascollaboratedwithlogisticscompaniesinWenjiangtooffersupplychainfinancingsolutions.Theseserviceshelpbusinessesmanageinventoryandcashflowmoreeffectively.Forexample,alocale-commercefirmhasusedthebank’sfinancingtoexpanditswarehouseoperations.Thispartnershipdemonstratesthegrowingintegrationoffinancialservicesintothelogisticssector,benefitingbothbusinessesandthelocaleconomy.Question:WhatisthesignificanceofChinaBank’ssupplychainfinancing?A.Itincreasesthecostoflogisticsforbusinesses.B.Itimprovesefficiencyinthesupplychain.C.Itreducestheneedforphysicalwarehouses.D.Itencouragestheuseofcashpayments.8.Passage8(2分)CulturaltourismhasbecomeamajorcontributortoChengdu’seconomy,andChinaBankhasplayedaroleinsupportingthissector.Thebankhasprovidedloanstolocalbusinessesthatofferculturalexperiences,suchasteahousesandtraditionalcraftworkshops.Theseloanshavehelpedpreserveculturalheritagewhilegeneratingrevenue.Forinstance,ahistoricteahouseinWenjianghasbeenrenovatedwiththebank’sfunding,attractingtouristsfromacrossChina.Suchinitiativeshighlightthebank’scommitmenttosustainabletourismdevelopment.Question:HowhasChinaBankcontributedtoculturaltourisminChengdu?A.Bypromotingtraditionalbankingservices.B.Byfinancingculturalheritageprojects.C.Byreducingtourismtaxes.D.Byencouragingtheuseofdigitalpayments.9.Passage9(2分)TheChinesegovernmenthasemphasizedtheimportanceofruralrevitalization,andChengdu,withitssurroundingruralareas,hasseensignificantdevelopmentsinthissector.ChinaBankhaslaunchedruraldevelopmentprogramstosupportsmallfarmersandentrepreneurs.Theseprogramsincludemicroloansandagriculturalinsurance,whichhelpmitigaterisksandimprovelivelihoods.InWenjiang,aprojectthatprovidesfinancialtrainingtofarmershasledtoincreasedadoptionofmodernfarmingtechniques.Thisapproachalignswiththegovernment’sgoalofreducingtheurban-ruralwealthgap.Question:WhatistheprimaryobjectiveofChinaBank’sruraldevelopmentprograms?A.Toincreasethebank’sruralloanportfolio.B.Tosupporteconomicgrowthinruralareas.C.Topromoteurbanmigration.D.Toreducethecostofagriculturalproducts.10.Passage10(2分)TheinsuranceindustryinChengduisexpandingrapidly,drivenbyincreasedawarenessoffinancialprotection.ChinaBankhasintroducednewinsuranceproductstailoredtotheneedsoflocalresidents.Theseproductsincludehealthinsurance,lifeinsurance,andpropertyinsurance,offeringcomprehensivecoverage.Thebankhasalsopartneredwithlocalhospitalstoprovidemedicalservicestocustomers.Thisintegrationofbankingandinsuranceserviceshasmadefinancialprotectionmoreaccessibletothegeneralpublic.Question:WhathasbeentheimpactofChinaBank’sinsuranceproducts?A.Theyhavereducedthebank’sprofitability.B.Theyhavelimitedcustomerengagement.C.Theyhaveincreasedfinancialsecurityforresidents.D.Theyhavedecreasedthedemandfortraditionalbankingservices.二、選詞填空（共20題，每題1分，共20分）Instructions:Choosethebestwordtofillineachblankfromthefouroptions(A,B,C,D).Passage1:ThedevelopmentofdigitalbankinginChinahasbeen(1)______byrapidtechnologicaladvancementsandchangingconsumerpreferences.ChinaBank,operatinginChengdu,has(2)______earlyinadoptingmobilebankingsolutions.Theseinitiativeshavenotonlyimprovedcustomer(3)______butalsoreducedoperationalcosts.However,thebankfaces(4)______challenges,suchascybersecurityrisksandtheneedtoeducateelderlycustomers.Despitethese(5)______,thefutureofdigitalbankinginChengdulooks(6)______.1.A.drivenB.hinderedC.supportedD.criticized2.A.pioneeredB.hesitatedC.delayedD.neglected3.A.satisfactionB.frustrationC.dissatisfactionD.indifference4.A.minorB.significantC.temporaryD.negligible5.A.obstaclesB.opportunitiesC.rewardsD.benefits6.A.promisingB.uncertainC.bleakD.stagnantPassage2:SichuanProvince,knownforitsagriculturalrichness,hasbeen(7)______inimplementingprecisionfarmingtechniques.ChinaBankhas(8)______apartnershipwithlocalfarmerstointroduceIoT-basedsystems.Thesesystems(9)______cropyieldsbymonitoringsoilconditionsandweatherpatterns.Thecollaborationhas(10)______farmerstomakemoreinformeddecisions.(11)______,thesuccessoftheseprojectshas(12)______otherfinancialinstitutionstoexploresimilarinitiatives.7.A.activeB.passiveC.reluctantD.hesitant8.A.formedB.dissolvedC.weakenedD.ignored9.A.increasedB.decreasedC.stabilizedD.reduced10.A.enabledB.disabledC.complicatedD.hindered11.A.MoreoverB.HoweverC.ThereforeD.Thus12.A.encouragedB.discouragedC.motivatedD.disappointedPassage3:FintechstartupsinChengduhavebeen(13)______bythegovernment’ssupportivepolicies.ChinaBankhas(14)______asignificantroleinfundingthesecompanies.Onenotablestartup,(15)______FinTechChengdu,hasdevelopedablockchain-basedpaymentsystem.Thebank’s(16)______hashelpedthestartup(17)______amajorcontract.Thissuccessstory(18)______thegrowingsynergybetweentraditionalbanksandfintechfirms.13.A.boostedB.hinderedC.criticizedD.overlooked14.A.playedB.avoidedC.rejectedD.ignored15.A.calledB.knownasC.referredtoD.named16.A.supportB.oppositionC.criticismD.indifference17.A.secureB.loseC.rejectD.ignore18.A.illustratesB.contradictsC.questionsD.dismissesPassage4:Environmentalsustainabilityis(19)______apriorityforbusinessesinChengdu.ChinaBankhas(20)______agreenfinanceinitiativetosupporteco-friendlyprojects.Thisincludes(21)______low-interestloanstorenewableenergycompanies.Thebank’sefforts(22)______withChina’sgoalofachievingcarbonneutrality.(23)______,theseinitiativesare(24)______thepathforamoresustainablefutureintheregion.19.A.nolongerB.increasinglyC.rarelyD.never20.A.introducedB.ignoredC.abandonedD.overlooked21.A.providingB.denyingC.refusingD.withholding22.A.alignwithB.conflictwithC.opposeD.ignore23.A.ThereforeB.MoreoverC.HoweverD.Thus24.A.pavingB.blockingC.hinderingD.delaying答案及解析一、英語閱讀理解答案及解析1.C解析:ThepassageprimarilydiscussesChinaBank’seffortstopromotedigitalbankinginChengdu,includinginitiativestoeducateelderlycustomersandimproveconvenience.2.B解析:Thepassagehighlightsprecisionfarming’sabilitytooptimizecropyieldsthroughtechnologieslikeIoTandAI,whichismentionedasakeyadvantage.3.C解析:ThepassagesuggeststhatfintechinChengduisgrowingwithsupportfromtraditionalbankslikeChinaBank,asevidencedbythebank’sinvestmentsinfintechstartups.4.C解析:ThemaingoalofChinaBank’sgreenfinanceinitiativeistosupportsustainabledevelopmentinChengdubyfundingeco-friendlyprojects.5.B解析:ThepassagestatesthatthepandemicacceleratedtheadoptionofcontactlesspaymentsinChengduduetosafetyconcerns.6.B解析:ThepassagefocusesonChinaBank’seducationandtrainingprogramsaimedatpreparingstudentsforcareersinfintechanddigitalbanking.7.B解析:ThepassageexplainsthatChinaBank’ssupplychainfinancingimprovesefficiencyinthesupplychainbyhelpingbusinessesmanageinventoryandcashflow.8.B解析:Thebankhasfinancedculturalheritageprojects,suchasrenovatingahistoricteahouse,contributingtoculturaltourisminChengdu.9.B解析:TheprimaryobjectiveofChinaBank’sruraldevelopmentprogramsistosupporteconomicgrowthinruralareasthroughmicroloansandagriculturalinsurance.10.C解析:ThepassageindicatesthatChinaBank’sinsuranceproductshaveincreasedfinancialsecurityforresidentsbyofferingcomprehensivecoverage.二、選詞填空答案及解析Passage1:1.A(driven)-Thedevelopmentofdigitalbankingisdrivenbytechnologicaladvancements.2.A(pioneered)-ChinaBankpioneeredmobilebankingsolutionsearlyon.3.A(satisfaction)-Theseinitiativeshaveimprovedcustomersatisfaction.4.B(significant)-Thebankfacessignificantchallenges,suchascybersecurityrisks.5.A(obstacles)-Despitetheseobstacles,thefutureofdigitalbankinglookspromising.6.A(promising)-ThefutureofdigitalbankinginChengdulookspromising.Passa