中國銀行安順市西秀區(qū)2025秋招筆試英語完形填空題專練30題及答案完形填空題（30題，每題2分，共60分）Instructions:Readthefollowingpassagescarefullyandchoosethebestwordtofillineachblank.Markyouranswerbywritingthecorrespondingletteronyouranswersheet.Passage1(2題)ManypeopleinChinasavemoneyforthefuture,butthereasonsvarybyregion.InruralareaslikeAnshun,savingisoftenlinkedto(1)needssuchashousingoreducation.Peoplethereprefertokeepcashathomeorinsmallbanksbecausetheytrust(2)traditionalmethods.However,inurbancenterslikeXixiuDistrict,savinghabitsaremoreinfluencedbyfinancialproductsofferedbybanks.YoungprofessionalsinAnshunmayuseonlinebankingappsforconvenience,butoldergenerationsstillrelyon(3)visitstobankbranches.ThegrowthofmobilepaymentsinChinahasalsochangedsavingbehaviors,makingiteasierforpeopleto(4)moneyacrossdifferentaccounts.Thisshiftreflectsbroadereconomictrendsinthecountry.1.A.immediate2.B.modern3.C.frequent4.D.transferPassage2(2題)TheChinesebankingsectorhasseenrapiddevelopmentinrecentyears,especiallyinregionslikeGuizhou.ChinaMerchantsBankexpandeditsservicesinAnshunbyopeningnewbranchesinhigh-trafficareas.Theirstrategyfocuseson(5)customerswithpersonalizedfinancialadvice.Forinstance,theyofferspecialsavingsplansforlocalfarmers,helpingthemmanagerisksfromweatherchanges.Meanwhile,XixiuDistrict’seconomyreliesheavilyontourism,sobankstherepromotecreditcardsthatprovidediscountsatlocalattractions.Thisshowshowbanksadaptto(6)regionaldemands.Digitalbankinghasalsoplayedakeyrole,asitallowscustomerstoaccessservicesanytime,anywhere.5.A.attracting6.B.ignoring7.C.supporting8.D.competingPassage3(2題)Anshun’seconomyisgrowing,butitstillfaceschallenges.SmallbusinessesinXixiuDistrictoftenstrugglewith(9)loansbecausebanksrequirestrictdocumentation.Thisproblemismoresevereforbusinessesownedbyethnicminorities,whomaylackcredithistories.Toaddressthis,thegovernmenthasintroducedpoliciesto(10)financialsupportforthem.Forexample,somebanksnowofferlowerinterestratesforminority-ownedfirms.Additionally,theriseoffintechcompanieshasprovidedalternativefundingoptions.Theseinnovationsarehelpingto(11)economicinequalityintheregion.9.A.accessing10.B.denying11.C.avoiding12.D.measuringPassage4(2題)China’sfinancialmarketisbecomingmoreinternational.ManybanksinAnshunnowofferservicesinEnglishtocatertoforeigninvestors.Forexample,theChinaBankinXixiuDistricthasadedicatedteamtoassistexpatriateswithcurrencyexchangeandinvestmentplans.ThistrendreflectsChina’sgrowingroleintheglobaleconomy.However,culturaldifferencescanstillcreatemisunderstandings.Someforeignclientsfindithardtonavigate(13)complexbankingprocedures.Toimprovethis,banksaretrainingstafftocommunicatemoreeffectively.Theyalsouse(14)toolsliketranslationappstohelpnon-Chinesespeakers.Theseeffortsaimtomakebankingmoreinclusive.13.A.traditional14.B.modern15.C.simple16.D.confusingPassage5(2題)EnvironmentalfinanceisgainingattentioninChina.TheIndustrialandCommercialBankofChinainAnshunhaslaunchedgreencreditprogramstosupporteco-friendlyprojects.Forexample,theyprovideloanstocompaniesthatinvestinrenewableenergy.ThisalignswithChina’sgoalofreducingcarbonemissions.InXixiuDistrict,localbanksalsoencouragesavingsinenvironmentalfunds.Suchinitiativesnotonlyhelptheplanetbutalso(17)financialreturnsforinvestors.Thegovernment’ssupportforgreenfinancehasmadetheseprogramsmore(18).Morepeoplearenowwillingtochoosebanksthatprioritizesustainability.17.A.ensure18.B.ignore19.C.promise20.D.reducePassage6(2題)TheCOVID-19pandemicaffectedbankinghabitsinAnshun.Manypeoplestartedusingmobilebankingmorefrequentlybecauseoflockdowns.Forinstance,theBankofChinainXixiuDistrictreporteda30%increaseindigitaltransactionsafterthepandemic.However,someelderlycustomersfounditdifficulttoadapt.Banksrespondedbyofferingtrainingsessionsonhowtouseapps.Theyalsokept(21)traditionalservicesatbranchesforthosewhopreferredface-to-faceinteractions.Thisbalancehelpedmaintaincustomertrustduringuncertaintimes.21.A.reducing22.B.expanding23.C.limiting24.D.eliminatingPassage7(2題)China’sbankingregulationshavebecomestricterinrecentyears.ThePeople’sBankofChinaintroducednewrulesto(25)financialrisks.Forexample,banksmustnowholdmorecapitaltomeetliquidityrequirements.Thishasmadelendingmore(26).InAnshun,smallbankshadtoimprovetheirriskmanagementsystemstocomplywiththeserules.Someevenmergedwithlargerinstitutionstostrengthentheirfinancialstability.Thesechangeshavebenefitedthebankingsectorinthelongrun.25.A.control26.B.ignore27.C.ignore28.D.reducePassage8(2題)Theuseofbigdatainbankingistransforminghowservicesaredelivered.InXixiuDistrict,banksanalyzecustomerdatatooffertailoredproducts.Forexample,theAgriculturalBankofChinausesAItopredictloandefaultsbasedonspendingpatterns.Thishelpsthemmakesmarterlendingdecisions.However,privacyconcernsremainachallenge.Banksmustensurethey(29)customerdataresponsibly.Thegovernmenthasalsosteppedintoregulatedatausage.Thesemeasuresaimto(30)trustinthefinancialsystem.29.A.protect30.B.misuse31.C.ignore32.D.exposePassage9(2題)China’sruraleconomyisimprovingthankstofinancialinnovation.TheChinaConstructionBankhaslaunchedruralcreditcardsinAnshun,allowingfarmerstobuyseedsandequipmentoncredit.Thishasboostedagriculturalproductivity.InXixiuDistrict,mobilebankingappsalsohelpsmallholdersmanagetheirfinances.Forinstance,theycantransfermoneytoworkersinstantly.Suchtoolshavemadefarmingmoreefficient.Thegovernment’ssupportforruralfinancehasbeen(33)crucial.33.A.deeply34.B.slightly35.C.rarely36.D.partiallyPassage10(2題)TheriseofcryptocurrencieshasimpactedtraditionalbankinginChina.Whilethegovernmentbanstheiruse,somebanksareexploringblockchaintechnologyforinternaloperations.Forexample,theBankofChinainAnshunhastestedblockchainforcross-borderpayments.Thisshowshowbanksareadaptingtonewtechnologies.However,mostcustomersstillpreferusingconventionalmethods.Thegapbetween(37)andtraditionalfinancehighlightstheneedformoreinnovation.37.A.digitalcurrencies38.B.papermoney39.C.creditcards40.D.savingsaccountsPassage11(2題)China’sbankingsectorfacescompetitionfromfintechcompanies.InAnshun,onlinelendersofferlowerinterestratesthantraditionalbanks.Thisforcesbankstoimprovetheirservices.Forexample,theIndustrialandCommercialBankofChinainXixiuDistrictnowprovidesfasterloanapprovals.Suchcompetitionhasbenefitedcustomersbygivingthemmorechoices.However,italsoputspressureonbankstostayrelevant.Thegovernmenthasintroducedrulesto(41)afairmarketenvironment.41.A.maintain42.B.disrupt43.C.ignore44.D.challengePassage12(2題)SustainablefinanceisbecomingakeyfocusinChina.TheBankofCommunicationshaslaunchedgreenbondsinAnshuntofundeco-friendlyprojects.Thesebondsattractinvestorslookingforsociallyresponsibleoptions.InXixiuDistrict,thegovernmentencouragesbusinessestoissuegreenbondstoo.Thistrendshowshowfinanceandsustainabilityaremerging.Morepeoplearenowchoosingbanksthatprioritizeenvironmentalgoals.45.A.supporting46.B.ignoring47.C.opposing48.D.reducingPassage13(2題)TheChinesegovernmenthasintroducedpoliciestoboostruralbanking.TheAgriculturalBankofChinaexpandeditsnetworkinAnshun,openingmorebranchesinremoteareas.Theyalsoofferspecialloanprogramsforruralbusinesses.Thishasimprovedaccesstocreditforfarmers.InXixiuDistrict,thebankprovidestrainingtolocalworkersonfinancialmanagement.Sucheffortshavehelpedreducepoverty.Thesuccessoftheseprogramsprovesthattargetedbankingstrategieswork.49.A.improved50.B.declined51.C.remained52.D.worsenedPassage14(2題)TheuseofmobilepaymentsinChinahasrevolutionizedbanking.AlipayandWeChatPayarenowmorepopularthancashinAnshun.Peopleusethemforeverythingfromgroceriestopropertytransactions.Thisshifthasmadebankingmoreconvenient.However,someelderlycustomersstillpreferusingbanks.Toaddressthis,theBankofChinainXixiuDistrictoffersspecialservicesforthem.Thegovernmenthasalsoencouragedbankstosupportolderusers.Thesemeasureshelpensurethatbankingremainsaccessibletoeveryone.53.A.limited54.B.widespread55.C.declining56.D.rarePassage15(2題)China’sbankingsectorisadaptingtochangingconsumerhabits.InAnshun,banksnowoffer24/7customersupportthroughchatbots.Thishasreducedwaitingtimesforqueries.InXixiuDistrict,somebankshaveevenintroducedAI-poweredfinancialadvisors.Theseinnovationsimprovethecustomerexperience.However,somepeopleworryaboutjoblossesduetoautomation.Thegovernmenthascalledforabalancebetweentechnologyandhumaninteraction.Thisapproachensuresthatbanksremaincustomer-centric.57.A.increase58.B.decrease59.C.ignore60.D.reduce答案及解析Passage11.A(immediate)-Savingforimmediateneedsiscommoninruralareas.2.B(modern)-Urbanpeopleprefermodernbankingmethods.3.C(frequent)-Oldergenerationsstillvisitbanksoften.4.D(transfer)-Mobileappsmakemoneytransferseasy.Passage25.A(attracting)-Banksaimtoattractcustomerswithpersonalizedservices.6.B(ignoring)-Banksignoreregionaldemandsiftheydon’tadapt.7.C(supporting)-Bankssupportbusinesseswithfinancialplans.8.D(competing)-Bankscompeteforcustomersinthemarket.Passage39.A(accessing)-Smallbusinessesstruggletoaccessloans.10.B(denying)-Banksinitiallydeniedloanstosomegroups.11.C(avoiding)-Innovationshelpavoideconomicinequality.12.D(measuring)-Banksmeasurefinancialriskscarefully.Passage413.D(confusing)-Foreignclientsfindproceduresconfusing.14.A(traditional)-Banksusetraditionaltoolstoassistnon-Chinesespeakers.15.B(modern)-Modernmethodsimprovecommunication.16.D(confusing)-Culturaldifferencesmakebankingconfusing.Passage517.C(promise)-Greenfinancepromisesfinancialreturns.18.A(ensure)-Governmentsupportensuresprogramsuccess.19.B(ignore)-Banksignoresustainabilityfacecriticism.20.D(reduce)-Greenfinancereducesenvironmentalimpact.Passage621.B(expanding)-Banksexpandedtraditionalservicesduringthepandemic.22.A(reducing)-Digitalbankingreducestheneedforphysicalvisits.23.C(limiting)-Bankslimitdigitaloptionsforsomecustomers.24.D(eliminating)-Banksdidn’teliminatetraditionalservices.Passage725.A(control)-Regulationscontrolfinancialrisks.26.D(reduce)-Stricterrulesreducelendingflexibility.27.C(ignore)-Banksignorerisksfacepenalties.28.B(reduce)-Compliancereducesfinancialstability.Passage829.A(protect)-Banksprotectcustomerdataresponsibly.30.B(misuse)-Misusingdataharmstrustinfinance.31.C(ignore)-Ignoringprivacyleadstolegalissues.32.D(expose)-Exposingdatacausesmajorproblems.Passage933.A(deeply)-Governmentsupportisdeeplycrucial.34.B(slightly)-Ruralfinanceimprovesslightlywithoutsupport.35.C(rarely)-Banksrarelyignoreruralneedsnow.36.D(partially)-Partialsupportisinsufficient.Passage1037.A(digitalcurrencies)-Digitalcurrencieschallengetraditionalfinance.38.B(papermoney)-Pape