中國(guó)銀行榆林市定邊縣2025秋招筆試英語(yǔ)閱讀理解題專練30題及答案一、單選題（共20題，每題2分）1.Passage1(Industry:Banking)TheBankofChinahasbeenexpandingitsruralfinancialservicestobettersupporttheagriculturalsectorinWesternChina.Accordingtoarecentreport,thebankplanstoinvest50billionyuaninruralinfrastructureandprovidelow-interestloanstofarmers.Thisinitiativeaimstoaddressthefinancinggapintheregion,wheremanysmall-scalefarmersstrugglewithaccesstocapital.Thebankalsoplanstoestablish200newservicepointsinremoteareastoimproveserviceaccessibility.Whatistheprimarygoalofthebank'sruralfinancialserviceexpansion?A)Increaseprofitsthroughruralinvestments.B)Strengthensupportfortheagriculturalsector.C)Reducethenumberofruralservicepoints.D)Competewithotherbanksinruralmarkets.2.Passage2(Industry:Banking,Region:Yulin)Yulin,acityinnorthernShaanxi,hasbeenworkingtoattractmorebusinessesbyofferingtaxincentivesandstreamlinedregulations.Arecentsurveyshowsthat70%ofsmallbusinessesinthecityhavebenefitedfromthesepolicies,leadingtoincreasedinvestment.Thelocalgovernmentalsoplanstolaunchanewindustrialparkfocusedonrenewableenergy,aimingtodiversifythecity'seconomy.TheBankofChinahasbeencollaboratingwiththegovernmenttoprovidefinancialsupportfortheseprojects.WhathasbeenthemosteffectivepolicyforattractingbusinessestoYulin?A)Hightaxesonsmallbusinesses.B)Complexregulatoryprocedures.C)Taxincentivesandstreamlinedregulations.D)Limitedinfrastructuredevelopment.3.Passage3(Industry:Energy,Region:Yulin)Yulinisrichincoalreserves,butthelocalgovernmenthasbeenpushingforcleanerenergysourcestoreducepollution.Anewwindfarmprojecthasbeenapprovedinthearea,whichisexpectedtogenerate1billionkilowatt-hoursofelectricityannually.Theprojectwillcreate3,000jobsandhelpYulinmeetitscarbonneutralitygoalsby2030.TheBankofChinahasprovidedfundingfortheproject,recognizingitsimportanceforsustainabledevelopment.Whatisthemainbenefitofthenewwindfarmproject?A)Increasedcoalproduction.B)Jobcreationandpollutionreduction.C)Higherelectricitycostsforresidents.D)Reducedgovernmentrevenue.4.Passage4(Industry:Education,Region:Dingbian)DingbianCounty,aremoteareainShaanxi,hasbeenimprovingitseducationsystemtoattractmorestudents.Thelocalgovernmenthasinvestedinnewschoolsandtrainedteacherstoofferbettereducation.Arecentstudyshowsthatstudentperformancehasimprovedsignificantlysincethesechanges.TheBankofChinahasalsodonatedfundstosupportscholarshipsforunderprivilegedstudents.WhathasbeenthemostimpactfulchangeinDingbian'seducationsystem?A)Reducedschoolfunding.B)Fewertrainedteachers.C)Investmentinnewschoolsandscholarships.D)Increasedclasssizes.5.Passage5(Industry:Banking,Region:Yulin)TheBankofChinahaslaunchedamobilebankingapptailoredtotheneedsofruralcustomersinYulin.Theappincludesfeaturessuchasofflinetransactions,cropinsurance,andmicro-loanapplications.Earlyusershavereportedthattheapphasmadeiteasiertomanagetheirfinances,especiallythoseinremoteareaswithouteasyaccesstobanks.Thebankplanstoexpandtheapp’sfunctionalitytoincludemoreagricultural-relatedservices.WhatisthemainadvantageoftheBankofChina’smobilebankingapp?A)Higherfeesfortransactions.B)Limitedaccesstoruralcustomers.C)Offlinetransactionsandagriculturalservices.D)Fewersecurityfeatures.6.Passage6(Industry:Tourism,Region:Yulin)Yulin’stourismsectorhasbeengrowing,withmanyvisitorsattractedbyitshistoricalsitesandnaturallandscapes.Thelocalgovernmenthasinvestedininfrastructureimprovements,suchasbetterroadsandhotels,toenhancethetouristexperience.Arecentreportshowsthattourismrevenuehasincreasedby30%inthepastyear.TheBankofChinahasalsopartneredwithlocalbusinessestopromotetourism.WhathasbeenthemosteffectivewaytoboostYulin’stourismindustry?A)Limitingtouristaccesstocertainareas.B)Reducinghotelinvestments.C)Infrastructureimprovementsandpromotionalpartnerships.D)Increasingticketpricesforattractions.7.Passage7(Industry:Agriculture,Region:Dingbian)DingbianCountyisknownforitscottonproduction,butclimatechangehasbeenaffectingyields.Thelocalgovernmenthasintroduceddrought-resistantcottonvarietiesandprovidedsubsidiestofarmers.Arecentsurveyshowsthatthesemeasureshavehelpedmaintainproductionlevelsdespitethechallenges.TheBankofChinahasalsoofferedlow-interestloanstosupportagriculturalinnovation.WhatistheprimarysolutiontoDingbian’scottonproductionchallenges?A)Increasingrelianceonrain-fedfarming.B)Importingcottonfromotherregions.C)Introducingdrought-resistantvarietiesandsubsidies.D)Reducinggovernmentsupportforfarmers.8.Passage8(Industry:Banking,Region:Yulin)TheBankofChinahasintroducedanewcreditscoringsysteminYulinthatconsiderslocaleconomicconditions.Thissystemhashelpedmanysmallbusinessesandindividualsaccessloanstheypreviouslycouldnot.Thebankhasalsoprovidedtrainingtolocalcustomersonfinancialmanagement.Arecentstudyshowsthatthenewsystemhasreduceddefaultratesby20%.Whathasbeenthemostsignificantbenefitofthenewcreditscoringsystem?A)Higherinterestratesforloans.B)Limitedaccesstocreditforsmallbusinesses.C)Improvedaccesstoloansandfinancialeducation.D)Increasedcompetitionwithotherbanks.9.Passage9(Industry:Transportation,Region:Yulin)YulinhasbeenexpandingitstransportationnetworktoimproveconnectivitywithothercitiesinShaanxi.Anewhigh-speedraillineisunderconstructionandisexpectedtoreducetraveltimetomajorcitiesby50%.TheBankofChinahasprovidedfundingforthisproject,recognizingitsimportanceforeconomicdevelopment.Thegovernmentalsoplanstoinvestinroadupgradestocomplementtherailline.WhatisthemaingoalofthetransportationexpansioninYulin?A)Increasetransportationcosts.B)Improveconnectivityandeconomicgrowth.C)Reducethenumberoftransportationprojects.D)Limitaccesstoremoteareas.10.Passage10(Industry:Healthcare,Region:Dingbian)DingbianCountyhasbeenimprovingitshealthcaresystemtobetterserveitspopulation.Thelocalgovernmenthasbuiltnewclinicsandtrainedmoremedicalstaff.Arecentsurveyshowsthataccesstohealthcarehasimproved,especiallyinruralareas.TheBankofChinahasalsodonatedmedicalequipmenttosupporttheseefforts.WhathasbeenthemostsignificantchangeinDingbian’shealthcaresystem?A)Reducedfundingformedicalfacilities.B)Fewertrainedmedicalstaff.C)Improvedaccesstohealthcareandmedicalequipment.D)Increasedpatientfees.11.Passage11(Industry:Retail,Region:Yulin)Yulin’sretailsectorhasbeengrowing,withmanynewshopsandmallsopeninginrecentyears.Thelocalgovernmenthasencouragedforeigninvestmenttoboosttheindustry.Arecentreportshowsthatconsumerspendinghasincreasedby25%inthepastyear.TheBankofChinahasalsopartneredwithlocalretailerstoprovidefinancingsolutions.WhathasbeenthemosteffectivewaytogrowYulin’sretailsector?A)Restrictingforeigninvestment.B)Closingdownexistingshops.C)Encouraginginvestmentandfinancingsupport.D)Increasingtaxesonretailbusinesses.12.Passage12(Industry:Manufacturing,Region:Yulin)Yulinhasbeenattractingmanufacturingcompaniesbyofferingtaxbreaksandincentives.Anewindustrialzonehasbeenestablished,focusingonelectronicsandautomotiveparts.TheBankofChinahasprovidedloanstosupportthesebusinesses.Arecentstudyshowsthattheindustrialzonehascreated5,000jobsandboostedthelocaleconomy.WhatisthemainstrategyforattractingmanufacturingtoYulin?A)Hightaxesonmanufacturers.B)Limitedinfrastructuredevelopment.C)Taxincentivesandjobcreation.D)Reducedenvironmentalregulations.13.Passage13(Industry:Technology,Region:Dingbian)DingbianCountyhasbeeninvestingintechnologyeducationtoprepareitsyouthforfuturejobs.Thelocalgovernmenthaspartneredwithuniversitiestooffervocationaltrainingprograms.Arecentsurveyshowsthatgraduatesfromtheseprogramshavehighemploymentrates.TheBankofChinahasalsofundedtechstartupsinthearea.WhathasbeenthemosteffectivewaytoimproveDingbian’stechindustry?A)Limitingtechnologyeducationprograms.B)Reducingfundingfortechstartups.C)Investingintecheducationandstartups.D)Encouragingtraditionalindustriesovertech.14.Passage14(Industry:Banking,Region:Yulin)TheBankofChinahasintroducedanewdigitalbankingserviceinYulinthatallowscustomerstoapplyforloansandopenaccountsonline.Thisservicehasmadeiteasierforpeopleinremoteareastoaccessfinancialservices.Arecentreportshowsthattheservicehasincreasedloanapplicationsby40%.ThebankplanstoexpandtheservicetootherregionsinShaanxi.WhatisthemainbenefitoftheBankofChina’sdigitalbankingservice?A)Higherfeesforonlinetransactions.B)Limitedaccesstoruralcustomers.C)Convenientonlinefinancialservices.D)Reducedsecurityfeatures.15.Passage15(Industry:RealEstate,Region:Yulin)Yulin’srealestatemarkethasbeengrowing,withmanynewresidentialandcommercialprojectsunderconstruction.Thelocalgovernmenthasencouragedforeigninvestmenttoboosttheindustry.Arecentreportshowsthatpropertypriceshaveincreasedby15%inthepastyear.TheBankofChinahasalsoprovidedmortgagestosupporthomebuyers.WhathasbeenthemostsignificantfactorinYulin’srealestatemarketgrowth?A)Reducedpropertydevelopment.B)Hightaxesonrealestate.C)Foreigninvestmentandmortgagesupport.D)Limitedhousingsupply.16.Passage16(Industry:Education,Region:Dingbian)DingbianCountyhasbeenimprovingitsschoolstoattractmorestudents.Thelocalgovernmenthasinvestedinnewbuildingsandmodernequipment.Arecentstudyshowsthatstudentperformancehasimprovedsignificantlysincethesechanges.TheBankofChinahasalsodonatedfundstosupportscholarships.WhathasbeenthemostimpactfulchangeinDingbian’seducationsystem?A)Reducedschoolfunding.B)Fewertrainedteachers.C)Investmentinnewschoolsandscholarships.D)Increasedclasssizes.17.Passage17(Industry:Banking,Region:Yulin)TheBankofChinahaslaunchedanewmobilebankingappinYulinthatincludesfeaturessuchasofflinetransactionsandmicro-loanapplications.Theapphasmadeiteasierforpeopleinremoteareastomanagetheirfinances.Arecentreportshowsthattheapphasincreasedloanapplicationsby30%.Thebankplanstoexpandtheapp’sfunctionalitytoincludemoreagriculturalservices.WhatisthemainadvantageoftheBankofChina’smobilebankingapp?A)Higherfeesfortransactions.B)Limitedaccesstoruralcustomers.C)Offlinetransactionsandagriculturalservices.D)Fewersecurityfeatures.18.Passage18(Industry:Tourism,Region:Yulin)Yulin’stourismsectorhasbeengrowing,withmanyvisitorsattractedbyitshistoricalsitesandnaturallandscapes.Thelocalgovernmenthasinvestedininfrastructureimprovementstoenhancethetouristexperience.Arecentreportshowsthattourismrevenuehasincreasedby30%inthepastyear.TheBankofChinahasalsopartneredwithlocalbusinessestopromotetourism.WhathasbeenthemosteffectivewaytoboostYulin’stourismindustry?A)Limitingtouristaccesstocertainareas.B)Reducinghotelinvestments.C)Infrastructureimprovementsandpromotionalpartnerships.D)Increasingticketpricesforattractions.19.Passage19(Industry:Agriculture,Region:Dingbian)DingbianCountyisknownforitscottonproduction,butclimatechangehasbeenaffectingyields.Thelocalgovernmenthasintroduceddrought-resistantcottonvarietiesandprovidedsubsidiestofarmers.Arecentsurveyshowsthatthesemeasureshavehelpedmaintainproductionlevelsdespitethechallenges.TheBankofChinahasalsoofferedlow-interestloanstosupportagriculturalinnovation.WhatistheprimarysolutiontoDingbian’scottonproductionchallenges?A)Increasingrelianceonrain-fedfarming.B)Importingcottonfromotherregions.C)Introducingdrought-resistantvarietiesandsubsidies.D)Reducinggovernmentsupportforfarmers.20.Passage20(Industry:Banking,Region:Yulin)TheBankofChinahasintroducedanewcreditscoringsysteminYulinthatconsiderslocaleconomicconditions.Thissystemhashelpedmanysmallbusinessesandindividualsaccessloanstheypreviouslycouldnot.Thebankhasalsoprovidedtrainingtolocalcustomersonfinancialmanagement.Arecentstudyshowsthatthenewsystemhasreduceddefaultratesby20%.Whathasbeenthemostsignificantbenefitofthenewcreditscoringsystem?A)Higherinterestratesforloans.B)Limitedaccesstocreditforsmallbusinesses.C)Improvedaccesstoloansandfinancialeducation.D)Increasedcompetitionwithotherbanks.二、判斷題（共5題，每題2分）21.Passage21(Industry:Banking,Region:Yulin)TheBankofChinahasbeenexpandingitsruralfinancialservicestobettersupporttheagriculturalsectorinWesternChina.Accordingtoarecentreport,thebankplanstoinvest50billionyuaninruralinfrastructureandprovidelow-interestloanstofarmers.Thisinitiativeaimstoaddressthefinancinggapintheregion,wheremanysmall-scalefarmersstrugglewithaccesstocapital.Thebankalsoplanstoestablish200newservicepointsinremoteareastoimproveserviceaccessibility.ItistruethattheBankofChinaplanstoestablish200newservicepointsinremoteareas.A)TrueB)False22.Passage22(Industry:Tourism,Region:Yulin)Yulin’stourismsectorhasbeengrowing,withmanyvisitorsattractedbyitshistoricalsitesandnaturallandscapes.Thelocalgovernmenthasinvestedininfrastructureimprovementstoenhancethetouristexperience.Arecentreportshowsthattourismrevenuehasincreasedby30%inthepastyear.TheBankofChinahasalsopartneredwithlocalbusinessestopromotetourism.Thelocalgovernmenthasnotinvestedininfrastructureimprovements.A)TrueB)False23.Passage23(Industry:Education,Region:Dingbian)DingbianCountyhasbeenimprovingitseducationsystemtoattractmorestudents.Thelocalgovernmenthasinvestedinnewschoolsandtrainedteacherstoofferbettereducation.Arecentstudyshowsthatstudentperformancehasimprovedsignificantlysincethesechanges.TheBankofChinahasalsodonatedfundstosupportscholarshipsforunderprivilegedstudents.TheBankofChinahasnotdonatedfundstosupportscholarships.A)TrueB)False24.Passage24(Industry:Energy,Region:Yulin)Yulinisrichincoalreserves,butthelocalgovernmenthasbeenpushingforcleanerenergysourcestoreducepollution.Anewwindfarmprojecthasbeenapprovedinthearea,whichisexpectedtogenerate1billionkilowatt-hoursofelectricityannually.Theprojectwillcreate3,000jobsandhelpYulinmeetitscarbonneutralitygoalsby2030.TheBankofChinahasprovidedfundingfortheproject,recognizingitsimportanceforsustainabledevelopment.ThenewwindfarmprojectwillnothelpYulinmeetitscarbonneutralitygoals.A)TrueB)False25.Passage25(Industry:Manufacturing,Region:Yulin)Yulinhasbeenattractingmanufacturingcompaniesbyofferingtaxbreaksandincentives.Anewindustrialzonehasbeenestablished,focusingonelectronicsandautomotiveparts.TheBankofChinahasprovidedloanstosupportthesebusinesses.Arecentstudyshowsthattheindustrialzonehascreated5,000jobsandboostedthelocaleconomy.TheBankofChinahasnotprovidedloanstosupportmanufacturingbusinesses.A)TrueB)False三、填空題（共5題，每題2分）26.Passage26(Industry:Retail,Region:Yulin)Yulin’sretailsectorhasbeengrowing,withmanynewshopsandmallsopeninginrecentyears.Thelocalgovernmenthasencouragedforeigninvestmenttoboosttheindustry.Arecentreportshowsthatconsumerspendinghasincreasedby25%inthepastyear.TheBankofChinahasalsopartneredwithlocalretailerstoprovidefinancingsolutions.ThemosteffectivewaytogrowYulin’sretailsectoristhrough________and________.27.Passage27(Industry:Transportation,Region:Yulin)YulinhasbeenexpandingitstransportationnetworktoimproveconnectivitywithothercitiesinShaanxi.Anewhigh-speedraillineisunderconstructionandisexpectedtoreducetraveltimetomajorcitiesby50%.TheBankofChinahasprovidedfundingforthisproject,recognizingitsimportanceforeconomicdevelopment.Thegovernmentalsoplanstoinvestinroadupgradestocomplementtherailline.ThemaingoalofthetransportationexpansioninYulinistoimprove________and________.28.Passage28(Industry:Healthcare,Region:Dingbian)DingbianCountyhasbeenimprovingitshealthcaresystemtobetterserveitspopulation.Thelocalgovernmenthasbuiltnewclinicsandtrainedmoremedicalstaff.Arecentsurveyshowsthataccesstohealthcarehasimproved,especiallyinruralareas.TheBankofChinahasalsodonatedmedicalequipmenttosupporttheseefforts.ThemostsignificantchangeinDingbian’shealthcaresystemistheimprovementin________andthedonationof________.29.Passage29(Industry:Banking,Region:Yulin)TheBankofChinahasintroducedanewdigitalbankingserviceinYulinthatallowscustomerstoappl