郵儲(chǔ)銀行南充市蓬安縣2025秋招筆試英語閱讀＋選詞題專練30題及答案一、英語閱讀理解（共10題，每題2分，合計(jì)20分）1.(2分)AstudyconductedbythePostOfficeSavingsBankofChinain2024foundthatruralfinancialservicesinPeng'anCounty,NanchongCity,haveimprovedsignificantly.Thestudyhighlightedtheroleofdigitalbankinginexpandingfinancialinclusion.Localvillagers,especiallytheelderly,reportedeasieraccesstomobilebankingapps,whichhelpedthemtransfermoneyandpaybillswithouttravelinglongdistances.Thebankalsosetuptrainingcenterstoteachbasicfinancialliteracy.Question:Whatisthemainfocusofthestudy?A.Theimpactoftraditionalbankingonruralareas.B.ThebenefitsofdigitalbankinginPeng'anCounty.C.Thechallengesoffinancialinclusioninthecountryside.D.TheeconomicgrowthofNanchongCity.2.(2分)TheNanchongbranchofthePostalSavingsBankhaslaunchedaneweco-friendlyinitiativetoreducepaperwaste.Employeesareencouragedtouseelectronicdocumentswheneverpossible,andthebankhasinstalledwater-savingdevicesinitsATMs.Additionally,customersareofferedincentivestoopendigitalaccounts,suchasdiscountsoncertainservices.Thebank’ssustainabilityreportshowsa30%decreaseinpaperusagesincetheprogramstartedlastyear.Question:Howdoesthebankhelptheenvironment?A.BybuildingmoreATMsinruralareas.B.Byreducingpaperandwaterconsumption.C.Byofferingeco-friendlycreditcards.D.Byorganizingtree-plantingevents.3.(2分)Peng'anCounty,knownforitsagriculturaleconomy,hasseenariseinruralentrepreneursthankstosupportfromthePostalSavingsBank.Thebankprovideslow-interestloanstofarmerswhowanttostartagribusinesses,suchassellingorganicproductsorusingmodernfarmingtechniques.A2023surveyrevealedthat85%ofloanrecipientsreportedincreasedincome.Thebankalsocollaborateswithlocalagriculturalcooperativestoensurefinancialstabilityforsmall-scalefarmers.Question:Whatdoesthebankdotohelpfarmers?A.Offershigh-interestloansforurbanbusinesses.B.Providesloansforagriculturaldevelopment.C.Encouragesruralresidentstomigratetocities.D.Sellsfarmingequipmentdirectlytofarmers.4.(2分)ThePostalSavingsBankofChinahasintroducedanewmobileappfeaturethatallowscustomerstoapplyforloansinstantly.Userscanfillouttheapplicationonline,andifapproved,thefundsaretransferredtotheiraccountswithin24hours.ThisservicehasbeenparticularlypopularamongyoungprofessionalsinNanchongCity,whovalueconvenienceandspeed.Thebankclaimsthefeaturehasincreasedloanapplicationsby40%sinceitslaunch.Question:Whatistheadvantageofthenewappfeature?A.Lowerinterestratesthantraditionalloans.B.Fasterapprovalanddisbursementoffunds.C.Moreloanoptionsforbusinessowners.D.Freefinancialadvicefrombankadvisors.5.(2分)ArecentreportbytheNationalDevelopmentandReformCommissionhighlightedPeng'anCounty’spotentialfortourismdevelopment.Thecountyhasrichculturalheritage,includingancienttemplesandtraditionalvillages.ThePostalSavingsBankhaspartneredwithlocaltourismagenciestoofferspecialcreditpackagesforsmallhotelsandrestaurants.Thiscollaborationaimstoattractmorevisitorstotheareawhileboostingthelocaleconomy.Question:Whatisthegoalofthebank’stourisminitiative?A.TobuildmorehotelsinPeng'anCounty.B.Topromotelocalculturalattractions.C.Toprovideloansforrealestateprojects.D.Tosupportlarge-scaletourismcorporations.6.(2分)ThePostOfficeSavingsBankhasimplementedacustomerfeedbacksystemtoimproveservicequality.Customerscanratetheirexperienceonlineorin-person,andthebankusesthisdatatoidentifyareasforimprovement.Forexample,asurveyin2023revealedthatmanycustomerswantedshorterwaitingtimesatbranches.Asaresult,thebankreducedaveragewaittimesfrom20minutesto10minutes.Question:Howdoesthebankimproveitsservices?A.Byincreasingthenumberofbankbranches.B.Byanalyzingcustomerfeedback.C.Byhiringmorepart-timeemployees.D.Byofferingfreegiftstocustomers.7.(2分)DigitalpaymentshavebecomeincreasinglypopularinPeng'anCounty,thankstoinitiativesbythePostalSavingsBank.ThebankhasdistributedQRcodestolocalmerchants,allowingcustomerstopaywiththeirmobilephones.A2024studyshowedthatdigitalpaymentsnowaccountfor60%oftransactionsinthecounty.Thebankalsoprovidestrainingforsmallbusinessownersonhowtousedigitalpaymentsystems.Question:WhathaschangedinPeng'anCounty’spaymenthabits?A.Morepeopleareusingcash.B.Traditionalbanksaremorepopular.C.Digitalpaymentsarewidelyadopted.D.Creditcardsarethemainpaymentmethod.8.(2分)ThePostalSavingsBankofChinahaslaunchedascholarshipprogramforstudentsfromlow-incomefamiliesinPeng'anCounty.Theprogramaimstoreducedropoutratesandencouragehighereducation.Recipientsreceivefinancialsupportfortuitionandlivingexpenses,andthebankalsoofferscareerguidance.Since2022,over200studentshavebenefitedfromtheprogram.Question:Whatisthepurposeofthescholarshipprogram?A.Tohelpwealthystudentspayforcollege.B.Toreducepovertyinruralareas.C.Totrainfuturebankemployees.D.Topromoteprivateeducation.9.(2分)AstudybytheChineseAcademyofSocialSciencesfoundthatruralbankingservicesinPeng'anCountyhaveimprovedaccesstocreditforsmallbusinesses.ThePostalSavingsBankhasfocusedonmicrofinanceprograms,providingsmallloanstoentrepreneurswholackcollateral.Thishashelpedmanybusinessesexpandandcreatejobs.Thebank’sreportshowsthat70%ofmicrofinanceborrowersreportedsuccessfulbusinessgrowth.Question:Whathasthebankdoneforsmallbusinesses?A.Giventhemlargeamountsofloans.B.Providedcreditaccesswithfewerrequirements.C.Forcedthemtocloseduetostrictrules.D.Onlysupportedbusinessesinurbanareas.10.(2分)ThePostOfficeSavingsBankhaspartneredwithlocalgovernmentagenciestoimproveinfrastructureinPeng'anCounty.Thebankhasfundedprojectssuchasroadrepairsandelectricityupgrades,whichbenefitbothresidentsandbusinesses.A2023surveyindicatedthat80%oflocalsbelievetheseimprovementshaveenhancedtheirqualityoflife.Thebank’scommunitydevelopmentstrategyalignswithitsmissiontosupportsustainableruralgrowth.Question:Howhasthebankcontributedtolocaldevelopment?A.Byinvestingininfrastructureprojects.B.Byofferingdiscountsonhomeloans.C.Byclosingunderperformingbranches.D.Bypromotingurbanmigration.二、選詞填空（共20題，每題1分，合計(jì)20分）Instructions:Choosethebestwordtofillineachblank.1.ThePostalSavingsBankofChinahas______anewbranchinPeng'anCountytobetterservethelocalcommunity.A.openedB.closedC.expandedD.merged2.Digitalbankinghas______thewaypeopleaccessfinancialservicesinruralareas.A.improvedB.complicatedC.delayedD.reduced3.LocalfarmersinPeng'anCountyhavebenefitedfromthebank’s______loanprograms.A.expensiveB.flexibleC.strictD.slow4.Thebank’ssustainabilityreportshowsasignificant______inpaperusagesincetheeco-friendlyinitiativebegan.A.increaseB.decreaseC.fluctuationD.reduction5.Thescholarshipprogramaimsto______educationopportunitiesforstudentsfromlow-incomefamilies.A.limitB.expandC.reduceD.eliminate6.Themobileappfeatureallowscustomerstoapplyforloans______andquickly.A.onlineB.in-personC.remotelyD.traditionally7.Thebankhas______partnershipswithlocaltourismagenciestopromotePeng'anCounty’sattractions.A.strengthenedB.weakenedC.endedD.ignored8.Customerfeedbackhashelpedthebank______itsservicequality.A.maintainB.improveC.declineD.ignore9.Digitalpaymentshave______theneedforcashtransactionsinPeng'anCounty.A.increasedB.decreasedC.createdD.eliminated10.Thebank’smicrofinanceprogramshave______creditaccessforsmallbusinesses.A.restrictedB.expandedC.eliminatedD.delayed11.ThePostOfficeSavingsBankhas______initiativestosupportruralentrepreneurs.A.limitedB.expandedC.ignoredD.neglected12.ThestudyfoundthatruralfinancialservicesinPeng'anCountyhave______significantly.A.declinedB.improvedC.stagnatedD.worsened13.Thebankhas______water-savingdevicesinitsATMstoreduceenvironmentalimpact.A.installedB.removedC.damagedD.neglected14.Thescholarshipprogramhas______dropoutratesamongstudentsinPeng'anCounty.A.increasedB.decreasedC.remainedunchangedD.fluctuated15.Thebank’scommunitydevelopmentstrategyalignswithitsmissionto______ruralgrowth.A.hinderB.supportC.opposeD.ignore16.Thenewappfeaturehas______loanapplicationsby40%sinceitslaunch.A.increasedB.decreasedC.delayedD.eliminated17.ThePostalSavingsBankhas______acustomerfeedbacksystemtoimproveservicequality.A.establishedB.eliminatedC.ignoredD.weakened18.Thebank’ssustainabilityreportshowsa______inpaperusagesincetheeco-friendlyinitiativebegan.A.decreaseB.increaseC.fluctuationD.stabilization19.Thebankhas______partnershipswithlocalagriculturalcooperativestosupportfarmers.A.strengthenedB.weakenedC.e