郵儲(chǔ)銀行阿里地區(qū)日土縣2025秋招筆試英語(yǔ)完形填空題專練30題及答案一、單選題（每題1分，共20題）背景：阿里地區(qū)日土縣地處高寒地帶，郵儲(chǔ)銀行計(jì)劃在此開(kāi)設(shè)新網(wǎng)點(diǎn)，支持當(dāng)?shù)剞r(nóng)牧業(yè)發(fā)展和牧民數(shù)字化金融需求。1.Passage:ThePostalSavingsBankofChinaplanstoopenanewbranchinRutogCountytoimprovefinancialservicesfornomadicherders.Thebranchwillprovide_______tohelpthemmanagetheirlivestockandcashflowefficiently.A.creditloansB.mobilebankingC.insurancepoliciesD.foreignexchangeservices(答案：B)2.Passage:LocalfarmersinRutogCountyrelyheavilyonseasonalgrazing.Thebank’sinitiativeaimsto_______byofferinglow-interestloansforimprovedherdingequipment.A.increasecropyieldsB.reduceenvironmentaldamageC.promotemodernfarmingtechniquesD.encourageurbanmigration(答案：C)3.Passage:TheruralbankingserviceinAliPrefecturefaceschallengesdueto_______connectivity.Thenewbranchwillbeequippedwith_______toensurereal-timefundtransfers.A.poor/satelliteinternetB.stable/traditionalphonesC.limited/solar-poweredsystemsD.high-speed/fiberopticcables(答案：A)4.Passage:Akeybenefitofthebank’sprogramistohelpherders_______throughdigitalpaymentplatforms,reducingcash-handlingrisks.A.accesscreditB.trackexpensesC.investabroadD.purchaseforeigncurrency(答案：B)5.Passage:Thebank’smarketingteamwilluse_______toeducatenomadsonfinancialmanagement,asmanyareunfamiliarwithdigitaltools.A.writtenbrochuresB.radiobroadcastsC.onlinetutorialsD.governmentmeetings(答案：B)6.Passage:Toattractmorecustomers,thebankplansto_______inlocalmarkets,offeringspecialdiscountsonsavingsaccounts.A.closebranchesinurbanareasB.sponsortraditionalfestivalsC.imposehigherfeesD.restrictcashwithdrawals(答案：B)7.Passage:Thebranch’sdesignwillprioritize_______toaccommodatenomadiclifestyles,suchasadjustableseatingandoutdoorATMs.A.modernaestheticsB.weatherresistanceC.securityfeaturesD.minimalism(答案：B)8.Passage:Amajorchallengeisthehighcostof_______inremoteareas.Thebankisexploringpartnershipswithtelecomcompaniestoreducetheseexpenses.A.electricityB.transportationC.internetservicesD.constructionmaterials(答案：C)9.Passage:Thebank’sappwillincludeafeatureto_______herders’incomebasedonlivestocksales,simplifyingloanapplications.A.calculateinterestratesB.monitorweatherconditionsC.trackassetvaluesD.manageinvestments(答案：C)10.Passage:Toensurecompliance,allemployeeswillreceivetrainingon_______inruralfinancialservices.A.investmentstrategiesB.anti-moneylaunderinglawsC.cryptocurrencytradingD.foreignexchangeregulations(答案：B)11.Passage:Thebranchwilloffer_______tosupportsmall-scalebusinessesinthecounty,suchashandcraftproduction.A.venturecapitalB.microloansC.stockmarketadviceD.corporatebonds(答案：B)12.Passage:Asurveyfoundthatonly30%ofherdersinRutogCountyusedigitalbanking.Thebank’sgoalisto_______thisfigureto70%withinthreeyears.A.doubleB.halveC.maintainD.eliminate(答案：A)13.Passage:Thebankwillpartnerwiththelocalgovernmentto_______forruralbankinginfrastructure.A.fundprojectsB.regulateoperationsC.monitorcompetitorsD.setinterestrates(答案：A)14.Passage:Asuccessfulbranchrelieson_______betweenbankstaffandlocalcommunities.Thebankplanstohirelocalstobuildtrust.A.transparencyB.secrecyC.competitionD.indifference(答案：A)15.Passage:Thebank’sriskassessmentteamwillfocuson_______duetotheregion’sclimateandeconomicinstability.A.inflationB.fraudC.droughtD.politicalunrest(答案：C)16.Passage:Toencouragesavings,thebankwillintroducea_______schemewithbonusinterestforregulardeposits.A.high-riskB.fixed-termC.flexibleD.zero-interest(答案：B)17.Passage:Thebranch’slocationneartheChina-Indiaborderpresentsauniqueopportunityto_______cross-bordertradefinancing.A.supportB.discourageC.ignoreD.regulate(答案：A)18.Passage:Amajordrawbackofruralbankingis_______duetolowtransactionvolumes.Thebankwillmitigatethisbyofferingnon-financialservices,suchaspostaldelivery.A.highcostsB.highprofitabilityC.lowcompetitionD.highdemand(答案：A)19.Passage:Thebank’ssuccessdependson_______itsservicestothespecificneedsofnomadiccommunities.A.standardizingB.customizingC.neglectingD.competingwith(答案：B)20.Passage:Thegovernmenthasallocated_______tosupportthebank’sruralexpansionplan.A.nofundsB.limitedfundsC.significantfundsD.privatefunds(答案：C)二、多選題（每題2分，共10題）背景：郵儲(chǔ)銀行日土縣網(wǎng)點(diǎn)需推廣綠色金融，支持當(dāng)?shù)厣鷳B(tài)保護(hù)和可持續(xù)發(fā)展。21.Passage:Thebank’sgreenfinanceinitiativeincludes_______toreducecarbonemissionsinruralareas.A.solar-poweredATMsB.energy-efficientlightingC.hybridvehiclesforstaffD.paperlesstransactions(答案：A,B,D)22.Passage:Topromotesustainableagriculture,thebankwillfund_______projects,whichhelppreservewaterresources.A.drought-resistantcropsB.rainwaterharvestingC.chemicalfarmingD.windenergysystems(答案：A,B)23.Passage:Thebank’senvironmentalcomplianceteamwillmonitor_______toensureadherencetoregulations.A.wastedisposalB.waterusageC.employeetravelhabitsD.lendingpractices(答案：A,B)24.Passage:Thebranch’seco-friendlydesignincludes_______tominimizeenvironmentalimpact.A.recycledbuildingmaterialsB.greenroofsC.airconditioningunitsD.energy-savingappliances(答案：A,B,D)25.Passage:Thebank’spartnershipwithlocalcommunitiesinvolves_______toprotectendangeredspeciesintheregion.A.wildlifemonitoringB.poachingpreventionC.tourismpromotionD.habitatrestoration(答案：A,B,D)26.Passage:Thebank’sgreensavingsaccountoffers_______toencourageeco-consciousbehavior.A.higherinterestratesB.taxdeductionsC.cashbonusesD.carbonoffsetprograms(答案：A,B,D)27.Passage:Thebank’sgreenloanprogramsupports_______thatreducerelianceonfossilfuels.A.renewableenergyprojectsB.traditionalfarmingC.electricvehiclechargingstationsD.infrastructuredevelopment(答案：A,C)28.Passage:Toeducatecustomers,thebankwillorganize_______onsustainablelivingandfinancialresponsibility.A.workshopsB.onlinewebinarsC.farmers’marketsD.TVadvertisements(答案：A,B)29.Passage:Thebank’sgreenfinancestrategyalignswiththelocalgovernment’sgoalsto_______andimprovebiodiversity.A.reducepollutionB.increasedeforestationC.supportreforestationD.enhancewaterquality(答案：A,C,D)30.Passage:Thebank’ssustainabilityreportwillincludemetricssuchas_______tomeasureitsenvironmentalimpact.A.energyconsumptionB.paperusageC.loanapprovalratesD.communityengagement(答案：A,B,D)答案及解析單選題答案及解析1.B.Thebranchwillprovidemobilebankingtohelpherdersmanagetheirlivestockandcashflowefficiently.(農(nóng)村地區(qū)缺乏固定銀行網(wǎng)點(diǎn)，移動(dòng)銀行是最佳選擇。)2.C.Thebank’sinitiativeaimstopromotemodernfarmingtechniquesbyofferinglow-interestloansforimprovedherdingequipment.(題目背景強(qiáng)調(diào)支持牧業(yè)現(xiàn)代化。)3.A.Poorconnectivitylimitsruralbankingservices;satelliteinternetisthemostviablesolution.(阿里地區(qū)網(wǎng)絡(luò)條件差，衛(wèi)星互聯(lián)網(wǎng)是實(shí)際選擇。)4.B.Digitalpaymentplatformshelpherderstrackexpenses,reducingcash-handlingrisks.(題目強(qiáng)調(diào)數(shù)字支付功能。)5.B.Radiobroadcastsareeffectiveforeducatingnomadsunfamiliarwithdigitaltools.(牧民文化水平普遍不高，廣播是合適方式。)6.B.Sponsoringtraditionalfestivalsattractslocalcustomers.(題目背景是推廣服務(wù)，節(jié)日贊助是常用手段。)7.B.Weatherresistanceiscrucialforhigh-altitudeareaslikeRutogCounty.(日土縣氣候惡劣，建筑需抗風(fēng)雪。)8.C.Internetservicesareexpensiveinremoteareas.(題目明確指出互聯(lián)網(wǎng)成本高。)9.C.Theapptrackslivestockvaluesforloanapplications.(題目背景是簡(jiǎn)化貸款流程。)10.B.Anti-moneylaunderinglawsarecriticalinruralbanking.(金融機(jī)構(gòu)必須合規(guī)。)11.B.Microloanssupportsmallbusinesses.(題目背景是支持小微企業(yè)。)12.A.Thebankaimstodoubledigitalbankingadoption.(題目提到具體目標(biāo)。)13.A.Governmentfundingsupportsruralinfrastructure.(郵儲(chǔ)銀行常與政府合作。)14.A.Trustisbuiltthroughtransparency.(題目強(qiáng)調(diào)信任關(guān)系。)15.C.Droughtisarecurringriskintheregion.(日土縣易發(fā)干旱。)16.B.Fixed-termdepositsencouragesavings.(題目明確提到定期存款。)17.A.Cross-bordertradefinancingisfeasibleneartheborder.(題目背景是邊境地區(qū)。)18.A.Highcostshinderprofitabilityinruralbanking.(題目指出成本問(wèn)題。)19.B.Customizingservicesmeetslocalneeds.(農(nóng)村金融需針對(duì)性。)20.C.Significantgovernmentfundssupporttheplan.(郵儲(chǔ)銀行常獲政府支持。)多選題答案及解析21.A,B,D.SolarATMs,energy-efficientlighting,andpaperlesstransa