郵儲(chǔ)銀行杭州市西湖區(qū)2025秋招筆試英語(yǔ)選詞填空題專(zhuān)練50題及答案選詞填空（共50題，每題1分）1.Therapiddevelopmentofdigitalbankinghas______thetraditionalfinanciallandscapeinChina,requiringbankstoadaptquicklytonewtechnologies.A.revolutionizedB.simplifiedC.standardizedD.centralized2.WesternLake,aUNESCOWorldHeritagesiteinHangzhou,is______foritsstunningnaturalbeautyandculturalsignificance.A.renownedB.recognizedC.reservedD.recommended3.Ourbank’smobileappaimsto______userexperiencebyintegratingAI-poweredpersonalizedrecommendations.A.enhanceB.diminishC.disruptD.replicate4.TheeconomicreformsinZhejiangProvincehave______foreigninvestment,contributingtoitsstatusasabusinesshub.A.attractedB.repelledC.limitedD.regulated5.Toensurefinancialstability,thebankmust______strictriskmanagementpoliciestomitigatepotentiallosses.A.enforceB.neglectC.reviseD.postpone6.ThenewbranchinWestLakeDistrictis______toservethegrowingdemandforbankingservicesinthearea.A.establishedB.projectedC.eliminatedD.postponed7.Thecollaborationbetweenourbankandlocalenterpriseshas______mutualgrowthandinnovation.A.fosteredB.hinderedC.conflictedD.declined8.Sustainablebankingpracticesarebecoming______asenvironmentalconcernsgainglobalattention.A.essentialB.optionalC.irrelevantD.excessive9.Thebank’scustomerserviceteamistrainedto______issuesefficientlyandmaintainhighsatisfactionrates.A.resolveB.ignoreC.delayD.complicate10.Thedigitaltransformationofpostalbankinghas______theefficiencyofoperationswhilereducingcosts.A.improvedB.deterioratedC.stabilizedD.complicated11.Hangzhou’sdigitaleconomyhas______athrivingecosystemoftechstartupsandfintechfirms.A.developedB.declinedC.disruptedD.neglected12.Thebank’swealthmanagementdivisionfocuseson______clients’long-termfinancialgoals.A.achievingB.underminingC.delayingD.diverting13.Theruralfinancialservicesprogramaimsto______financialinclusioninunderservedregionsofZhejiang.A.promoteB.suppressC.ignoreD.exploit14.TheCOVID-19pandemichas______theadoptionofremotebankingservices,ascustomerspreferconvenience.A.acceleratedB.slowedC.pausedD.reversed15.Thebank’scompliancedepartmentensuresthatalloperations______regulatorystandardsandlegalrequirements.A.meetB.exceedC.violateD.challenge16.Theintroductionofblockchaintechnologyhas______transparencyandsecurityintransactions.A.enhancedB.weakenedC.delayedD.disrupted17.Thelocalgovernmenthas______incentivestoattractmoreforeigninvestmenttoHangzhou.A.offeredB.deniedC.imposedD.ignored18.Thebank’screditassessmentmodelisdesignedto______loanrisksaccurately.A.minimizeB.maximizeC.ignoreD.exaggerate19.Thedigitalpaymentsystemhas______cashtransactions,especiallyinurbanareaslikeHangzhou.A.reducedB.increasedC.standardizedD.complicated20.Thebank’sCSRinitiativesfocuson______communitydevelopmentandenvironmentalprotection.A.supportingB.underminingC.neglectingD.competing21.Theintegrationofbigdataanalyticshas______thebank’sabilitytopredictmarkettrends.A.improvedB.diminishedC.centralizedD.decentralized22.ThepostalbankingnetworkinruralChinaplaysacrucialrolein______financialservicestofarmers.A.deliveringB.neglectingC.eliminatingD.complicating23.Thebank’smobileappprovidesreal-timenotificationsto______customersaboutaccountactivities.A.alertB.confuseC.delayD.ignore24.Theeconomicslowdownhas______thedemandformortgagesinHangzhou.A.boostedB.reducedC.stabilizedD.fluctuated25.Thebank’strainingprogramsaredesignedto______employees’skillsindigitalbankingtechnologies.A.enhanceB.limitC.reduceD.disrupt26.Theruralcreditpolicyaimsto______smallbusinessesinremoteareasofZhejiang.A.supportB.hinderC.neglectD.exploit27.Thebank’swealthmanagementservicesaretailoredto______high-net-worthindividualsinHangzhou.A.attractB.excludeC.ignoreD.regulate28.Thedigitalbankingrevolutionhas______thecompetitivelandscapeinthefinancialsector.A.reshapedB.preservedC.weakenedD.centralized29.Thebank’sriskmanagementframeworkensuresthatpotentialthreatsare______beforecausingsignificantdamage.A.identifiedB.ignoredC.exaggeratedD.minimized30.Thecollaborationwithfintechstartupshas______innovationinbankingservices.A.drivenB.hinderedC.stabilizedD.declined31.ThepostalbankingsysteminChinahas______financialaccessibilityforruralpopulations.A.improvedB.reducedC.centralizedD.neglected32.TheeconomicpoliciesofHangzhouhave______afavorableenvironmentforforeigninvestors.A.createdB.destroyedC.maintainedD.complicated33.Thebank’scustomerrelationshipmanagement(CRM)systemisdesignedto______personalizedservice.A.enhanceB.limitC.disruptD.ignore34.Thedigitalpaymentplatformshave______theconvenienceoftransactionsforconsumers.A.increasedB.decreasedC.standardizedD.complicated35.Thebank’ssustainabilitygoalsincludereducingitscarbonfootprintthrougheco-friendlypractices.A.promotingB.ignoringC.delayingD.exaggerating36.Theruralfinancialliteracyprogramaimsto______financialknowledgeamongfarmersinZhejiang.A.improveB.diminishC.neglectD.disrupt37.Thebank’smobileappintegratesAIto______frauddetectionandprevention.A.enhanceB.weakenC.delayD.ignore38.TheeconomicreformsinHangzhouhave______thegrowthofsmallandmedium-sizedenterprises(SMEs).A.stimulatedB.suppressedC.stabilizedD.complicated39.Thebank’scomplianceteamensuresthatalltransactions______anti-moneylaundering(AML)regulations.A.complywithB.violateC.ignoreD.challenge40.Thedigitalbankingtrendhas______traditionalbankingmodels,forcingthemtoinnovate.A.disruptedB.preservedC.strengthenedD.centralized41.ThepostalbankingnetworkinruralareasofZhejiangplaysakeyrolein______agriculturalloans.A.providingB.neglectingC.eliminatingD.complicating42.Thebank’swealthmanagementservicesaredesignedto______clients’retirementplanning.A.supportB.undermineC.delayD.disrupt43.Theintroductionofmobilebankinghas______theneedforphysicalbranchesinurbanareas.A.reducedB.increasedC.standardizedD.complicated44.Thebank’sriskassessmenttoolshelpto______creditdefaultsandensurefinancialstability.A.minimizeB.maximizeC.ignoreD.exaggerate45.Thecollaborationwithlocalgovernmentshas______infrastructuredevelopmentinHangzhou.A.supportedB.hinderedC.neglectedD.disrupted46.Thebank’sdigitalinitiativesaimto______efficiencyandreduceoperationalcosts.A.enhanceB.diminishC.stabilizeD.disrupt47.Theruralfinancialinclusionprogramfocuseson______accesstocreditforsmallfarmers.A.expandingB.limitingC.delayingD.complicating48.TheeconomicpoliciesofHangzhouhave______afavorablebusinessclimateforfintechcompanies.A.createdB.destroyedC.maintainedD.complicated49.Thebank’scustomerserviceteamistrainedto______inquiriespromptlyandprofessionally.A.addressB.ignoreC.delayD.complicate50.TheintegrationofAIinbankinghas______theaccuracyoffrauddetection.A.improvedB.weakenedC.delayedD.disrupted答案及解析1.A.revolutionized解析：數(shù)字經(jīng)濟(jì)改變了傳統(tǒng)金融格局，用“revolutionized”（革命化）最符合語(yǔ)境。2.A.renowned解析：西湖作為世界遺產(chǎn)，以其美景和文化意義聞名，用“renowned”（著名的）最合適。3.A.enhance解析：AI推薦系統(tǒng)旨在提升用戶(hù)體驗(yàn)，用“enhance”（提升）最貼切。4.A.attracted解析：浙江的經(jīng)濟(jì)改革吸引了外資，用“attracted”（吸引）最符合語(yǔ)境。5.A.enforce解析：為確保金融穩(wěn)定，銀行需嚴(yán)格執(zhí)行風(fēng)險(xiǎn)管理政策，用“enforce”（執(zhí)行）最準(zhǔn)確。6.A.established解析：新分行旨在滿(mǎn)足西湖區(qū)銀行業(yè)務(wù)需求，用“established”（建立）最合適。7.A.fostered解析：銀企合作促進(jìn)了共同成長(zhǎng)和創(chuàng)新，用“fostered”（促進(jìn)）最貼切。8.A.essential解析：可持續(xù)銀行業(yè)務(wù)日益重要，用“essential”（必要的）最符合語(yǔ)境。9.A.resolve解析：客服團(tuán)隊(duì)訓(xùn)練有素，能有效解決問(wèn)題，用“resolve”（解決）最合適。10.A.improved解析：數(shù)字化轉(zhuǎn)型提升了運(yùn)營(yíng)效率并降低了成本，用“improved”（提升）最貼切。11.A.developed解析：杭州數(shù)字經(jīng)濟(jì)培育了繁榮的科技和金融生態(tài)，用“developed”（發(fā)展）最合適。12.A.achieving解析：財(cái)富管理部專(zhuān)注于實(shí)現(xiàn)客戶(hù)的長(zhǎng)期財(cái)務(wù)目標(biāo)，用“achieving”（實(shí)現(xiàn)）最貼切。13.A.promote解析：農(nóng)村金融服務(wù)計(jì)劃旨在促進(jìn)金融普惠，用“promote”（促進(jìn)）最符合語(yǔ)境。14.A.accelerated解析：疫情加速了遠(yuǎn)程銀行業(yè)務(wù)的普及，用“accelerated”（加速）最合適。15.A.meet解析：合規(guī)部門(mén)確保所有業(yè)務(wù)符合監(jiān)管標(biāo)準(zhǔn)，用“meet”（符合）最貼切。16.A.enhanced解析：區(qū)塊鏈技術(shù)提升了交易透明度和安全性，用“enhanced”（增強(qiáng)）最合適。17.A.offered解析：地方政府提供激勵(lì)吸引外資，用“offered”（提供）最貼切。18.A.minimize解析：信用評(píng)估模型旨在最小化貸款風(fēng)險(xiǎn)，用“minimize”（最小化）最符合語(yǔ)境。19.A.reduced解析：數(shù)字支付系統(tǒng)減少了現(xiàn)金交易，用“reduced”（減少）最合適。20.A.supporting解析：CSR項(xiàng)目支持社區(qū)發(fā)展和環(huán)保，用“supporting”（支持）最貼切。21.A.improved解析：大數(shù)據(jù)分析提升了銀行預(yù)測(cè)市場(chǎng)趨勢(shì)的能力，用“improved”（提升）最合適。22.A.delivering解析：郵政銀行在農(nóng)村地區(qū)提供金融服務(wù)，用“delivering”（提供）最貼切。23.A.alert解析：手機(jī)銀行實(shí)時(shí)通知客戶(hù)賬戶(hù)活動(dòng)，用“alert”（提醒）最符合語(yǔ)境。24.B.reduced解析：經(jīng)濟(jì)放緩降低了杭州的房貸需求，用“reduced”（減少）最合適。25.A.enhance解析：培訓(xùn)項(xiàng)目旨在提升員工數(shù)字銀行業(yè)務(wù)技能，用“enhance”（提升）最貼切。26.A.support解析：農(nóng)村信貸政策支持小微企業(yè)，用“support”（支持）最符合語(yǔ)境。27.A.attract解析：財(cái)富管理服務(wù)面向杭州高凈值人群，用“attract”（吸引）最合適。28.A.reshaped解析：數(shù)字銀行改變了金融競(jìng)爭(zhēng)格局，用“reshaped”（重塑）最貼切。29.A.identified解析：風(fēng)險(xiǎn)管理框架識(shí)別潛在威脅，用“identified”（識(shí)別）最符合語(yǔ)境。30.A.driven解析：與金融科技公司的合作推動(dòng)了銀行業(yè)務(wù)創(chuàng)新，用“driven”（推動(dòng)）最合適。31.A.improved解析：郵政銀行提升了農(nóng)村地區(qū)的金融可及性，用“improved”（提升）最貼切。32.A.created解析：杭州經(jīng)濟(jì)政策創(chuàng)造