工商銀行保定市競秀區(qū)2025秋招筆試英語選詞填空題專練50題及答案一、選詞填空（50題，每題2分）1.Therapiddevelopmentofdigitalbankinghas______thetraditionalfinancialindustry,requiringemployeestoadapttonewtechnologiesquickly.A.revolutionizedB.standardizedC.simplifiedD.expanded2.Inorderto______thecompetition,ourbankmustimproveservicequalityandinnovationcapabilities.A.overcomeB.ignoreC.decreaseD.attract3.Theannualfinancialreportshouldbe______toensurecompliancewithregulatoryrequirements.A.verifiedB.delayedC.ignoredD.adjusted4.Asabankemployee,itisessentialtomaintain______inhandlingsensitivecustomerdata.A.confidentialityB.creativityC.efficiencyD.flexibility5.The保定市競秀區(qū)branchhasbeen______effortstoenhancecustomersatisfactionthroughpersonalizedservices.A.makingB.takingC.spendingD.losing6.Thenewmobilebankingappisdesignedto______transactionsmoreconvenientandsecure.A.facilitateB.postponeC.complicateD.disrupt7.Ourbank’sriskmanagementpolicyaimsto______potentialfinanciallosses.A.minimizeB.maximizeC.ignoreD.celebrate8.Theeconomicdownturnhas______thedemandforloansinthe保定市area.A.increasedB.decreasedC.stabilizedD.fluctuated9.Employeesshouldattendregulartrainingsessionsto______theirprofessionalskills.A.improveB.neglectC.reduceD.waste10.Thebank’sdigitaltransformationstrategyisexpectedto______operationalefficiency.A.enhanceB.weakenC.maintainD.reduce11.Thecustomerserviceteammust______toresolvecomplaintspromptly.A.respondB.delayC.avoidD.ignore12.The保定市競秀區(qū)officeisplanningto______anewbranchinthedowntownarea.A.openB.closeC.mergeD.relocate13.Theloanapprovalprocessrequiresstrict______topreventfraud.A.monitoringB.flexibilityC.confusionD.relaxation14.Thebank’sprofitabilitydependsonthe______ofinterestratesandeconomicconditions.A.stabilityB.volatilityC.growthD.decline15.Thebranchmanageremphasizedtheimportanceof______inbuildinglong-termcustomerrelationships.A.honestyB.indifferenceC.negligenceD.dishonesty16.Theregulatoryauthorityhas______newrulestostrengthenfinancialsupervision.A.introducedB.ignoredC.delayedD.rejected17.Thebank’smobileapphasbeen______toincludemorefeaturesforonlinebanking.A.updatedB.outdatedC.neglectedD.abandoned18.Employeesshould______theirtimemanagementskillstomeetdeadlinesefficiently.A.developB.ignoreC.wasteD.diminish19.The保定市競秀區(qū)financialmarkethasbeen______duetoglobaleconomicuncertainties.A.stableB.volatileC.predictableD.predictable20.Thebank’sriskassessmentteammust______potentialthreatstotheorganization.A.identifyB.ignoreC.dismissD.overlook21.Thenewcreditscoringsystemaimsto______loanapprovaldecisionsmoreaccurately.A.improveB.complicateC.delayD.weaken22.The保定市競秀區(qū)officehasbeen______initiativestopromotegreenbankingpractices.A.implementingB.ignoringC.delayingD.rejecting23.Theeconomicrecoveryhas______thebankingsector’sperformanceinthepastyear.A.boostedB.declinedC.stabilizedD.weakened24.Employeesshould______theirprofessionalknowledgetostaycompetitiveintheindustry.A.expandB.neglectC.limitD.reduce25.Thebank’scompliancedepartmentensuresthatalloperations______legalandethicalstandards.A.meetB.exceedC.violateD.ignore26.The保定市競秀區(qū)branchhasbeen______strategiestoincreasecustomerengagement.A.adoptingB.ignoringC.rejectingD.delaying27.Thedigitalbankingtrendhas______theneedfortraditionalbrick-and-mortarbranches.A.reducedB.increasedC.stabilizedD.eliminated28.Thebank’scustomersatisfactionsurveyaimsto______areasforimprovement.A.identifyB.ignoreC.exaggerateD.dismiss29.The保定市競秀區(qū)financialsectorhasbeen______bytechnologicaladvancements.A.revolutionizedB.standardizedC.simplifiedD.neglected30.Theloanofficermust______detailedrecordstoensuretransparencyinfinancialtransactions.A.maintainB.ignoreC.destroyD.alter31.Thebank’smobileapphasbeen______toenhanceuserexperience.A.redesignedB.outdatedC.neglectedD.abandoned32.The保定市競秀區(qū)economicgrowthhas______thedemandforbankingservices.A.increasedB.decreasedC.stabilizedD.fluctuated33.Employeesshould______theirproblem-solvingskillstohandlecomplexcaseseffectively.A.developB.ignoreC.limitD.reduce34.Thebank’sriskmanagementpolicyaimsto______creditdefaults.A.minimizeB.maximizeC.ignoreD.celebrate35.Thedigitalbankingplatformhasbeen______toimproveefficiencyintransactions.A.optimizedB.neglectedC.simplifiedD.complicated36.The保定市競秀區(qū)branchhasbeen______measurestoenhancesecurityprotocols.A.implementingB.ignoringC.delayingD.rejecting37.Theeconomicpoliciesofthegovernmenthave______thebankingsector’sgrowth.A.supportedB.hinderedC.stabilizedD.fluctuated38.Employeesshould______theircommunicationskillstoprovideexcellentcustomerservice.A.improveB.neglectC.reduceD.diminish39.Thebank’scompliancedepartmentensuresthatalloperations______regulatoryguidelines.A.adheretoB.violateC.ignoreD.exceed40.The保定市競秀區(qū)financialmarkethasbeen______duetoinflationandinterestratechanges.A.stableB.volatileC.predictableD.predictable41.Thenewcreditcardprogramaimsto______customerspendinghabits.A.analyzeB.ignoreC.disruptD.enhance42.Thebank’sdigitaltransformationstrategyisexpectedto______operationalcosts.A.reduceB.increaseC.maintainD.stabilize43.The保定市競秀區(qū)branchhasbeen______initiativestopromotefinancialliteracyamongcustomers.A.implementingB.ignoringC.delayingD.rejecting44.Theeconomicdownturnhas______theavailabilityofcreditinthebankingsector.A.increasedB.decreasedC.stabilizedD.fluctuated45.Employeesshould______theirprofessionaldevelopmenttostayrelevantintheindustry.A.prioritizeB.neglectC.minimizeD.ignore46.Thebank’sriskassessmentteammust______potentialfinancialrisks.A.identifyB.ignoreC.dismissD.overlook47.The保定市競秀區(qū)financialmarkethasbeen______duetogeopoliticaltensions.A.stableB.volatileC.predictableD.predictable48.Thenewbankingapphasbeen______toincludemorefeaturesforonlinetransactions.A.updatedB.outdatedC.neglectedD.abandoned49.Thebank’scustomerserviceteammust______toaddresscomplaintseffectively.A.respondB.delayC.avoidD.ignore50.The保定市競秀區(qū)economicrecoveryhas______thebankingsector’sprofitability.A.boostedB.declinedC.stabilizedD.weakened答案及解析1.A.revolutionized解析：數(shù)字銀行的發(fā)展徹底改變了傳統(tǒng)金融行業(yè)，故用“revolutionized”（革命化）。2.A.overcome解析：為了克服競爭，銀行必須提高服務(wù)質(zhì)量和創(chuàng)新能力。3.A.verified解析：年度財務(wù)報告需要經(jīng)過核實以確保符合監(jiān)管要求。4.A.confidentiality解析：處理敏感客戶數(shù)據(jù)時必須保持機密性。5.A.making解析：保定市競秀區(qū)分行正在努力提升客戶滿意度。6.A.facilitate解析：新手機銀行應(yīng)用旨在使交易更便捷、更安全。7.A.minimize解析：銀行的風(fēng)險管理政策旨在最小化潛在財務(wù)損失。8.B.decreased解析：經(jīng)濟下行導(dǎo)致保定市貸款需求下降。9.A.improve解析：員工應(yīng)參加定期培訓(xùn)以提高專業(yè)技能。10.A.enhance解析：銀行的數(shù)字化轉(zhuǎn)型戰(zhàn)略有望提高運營效率。11.A.respond解析：客服團隊必須及時響應(yīng)以解決客戶投訴。12.A.open解析：保定市競秀區(qū)辦公室計劃在市中心開設(shè)新分行。13.A.monitoring解析：貸款審批流程需要嚴(yán)格監(jiān)控以防止欺詐。14.B.volatility解析：銀行的盈利能力取決于利率和經(jīng)濟狀況的波動性。15.A.honesty解析：分行經(jīng)理強調(diào)誠信在建立長期客戶關(guān)系中的重要性。16.A.introduced解析：監(jiān)管機構(gòu)已引入新規(guī)則以加強金融監(jiān)管。17.A.updated解析：銀行手機應(yīng)用已更新以包含更多在線銀行功能。18.A.develop解析：員工應(yīng)培養(yǎng)時間管理技巧以高效完成任務(wù)。19.B.volatile解析：保定市金融市場因全球經(jīng)濟不確定性而波動。20.A.identify解析：銀行的風(fēng)險評估團隊必須識別潛在威脅。21.A.improve解析：新的信用評分系統(tǒng)旨在更準(zhǔn)確地做出貸款審批決策。22.A.implementing解析：保定市競秀區(qū)辦公室正在實施舉措以推廣綠色銀行實踐。23.A.boosted解析：經(jīng)濟復(fù)蘇推動了銀行業(yè)在過去一年的表現(xiàn)。24.A.expand解析：員工應(yīng)拓展專業(yè)知識以在行業(yè)中保持競爭力。25.A.meet解析：合規(guī)部門確保所有操作符合法律和道德標(biāo)準(zhǔn)。26.A.adopting解析：保定市競秀區(qū)分行正在采用策略以增加客戶參與度。27.A.reduced解析：數(shù)字銀行趨勢減少了傳統(tǒng)實體分行需求。28.A.identify解析：客戶滿意度調(diào)查旨在找出改進領(lǐng)域。29