全國銀行招聘考試重點(diǎn)試題精編

!注意事項(xiàng)：

；11.全卷采用機(jī)器閱卷，請考生注意書寫規(guī)范：考試時(shí)間為120分鐘。

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?i題卡規(guī)定位置。

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書寫的答案無效：在草稿紙、試卷上答題無效。

I

密

封一、選擇題

線

I

1、“實(shí)收資本”屬于()類科目。

A.資產(chǎn)

B.所有者權(quán)益

,?\C.損益

處:D.共同

瑕

I

2^資料：Asastartupfounder,mydailytasksincludeeverythingfromlong-termstrategicplanning

toapprovingteamoutingsandcompanycultureinitiatives.Dayafterday,thingsinevitablycome

I

upthatneedtogethandledASAP.ButI'vealsolearnedthatifyoudon'thaveastrategyfor

makingtimeforthosebiggerambitionsandyourtrulyloftygoals,they'llsimplynevergetdone.

I

Andthatmeansyouwon'tmaketheprogressthat'sreallygoingtomoveyourbusinessforward.

I1.FINDYOURMOSTPRODUCTIVETIME

I

Faceit.Youaren'tcrankingoutworkatabsolutepeakproductivityfortheentireday.Insteadare

I

likelycertaintimeswhenyouareatyourmostfocusedandothertimeswhenyourenergywanes.

I

That'snormal.Maybeforyou,it'sbrightandearlyinthemorning,beforeanyoneelsearrivein

I

theoffice,whenyoudoycurbestwork.Wheneveritis,identitythatwhenyoufeelyourmost

I

productive,andthenreserveitonyourcalendarlikeyouwouldanyotherimportantmeeting.

??

：Youneedtoprotectthisblockoftimefromintrusion-itisn'toptional.Thatwayyou'reguaranteed

兇密

右tohavearegular,designedperiodwhenyoucanatleastonthosebiggerto-dos.

f線2.CREATEPHYSICALBARRIERS

I

Nobodyworksinavacuum.Weallhavetocollaboratewithotherstosomedegreeoranother.

Andit'sthepeopleweworkclosestwithwhomwetendtoputfirst-wewanttobereadily

I

availableiftheyneedournelp.Buttherearetimesyouneedtotuneoutthedistractionsand

I

forcesifyou'regoingtogetanymeaningfulworkdone.

I

OneofthemosteffectivemethodsI'vefoundistoputphysicalbarriersbetweenus.I'llworkfrom

I

Iaconferenceroomorevenfromhomeonaccessioninordertogetsomeliteralspacefrom

peopleneeding"justonequickthing."

I

Accordingtoparagraph2,whichofthefollowingthe"chunkoftime"theauthoristalking

about?

恬

A.Whenyouaremostfocused

B.Whenthereisnodiscussions

C.Lastatnight

0.Brightandearlyinthemorning

3、Airlinesarealreadyincreasingtheirpriceonthethatfuelpricesaregoingtorise.

A.consumption

B.destruction

C.assumption

0.presumption

4、Itwasno()thathiscarwasseennearthebankatthetimeoftherobbery.

A.coincidence

B.convention

C.certainty

□.complication

5、某國某年的出口額為200億美元，進(jìn)口額為130億美元，則該國該年的貿(mào)易差額為()。

A.貿(mào)易赤字70億美元

B.貿(mào)易順差70億美元

C.貿(mào)易逆差70億美元

D.人超70億美元

6、資料：ThefederalgovernmentonWednesdayrecommendedanendangered-specieslistingfor

theloggerheadturtlesinU.S.Waters,adecisionthatcouldleadtotighterrestrictionsonfishing

andothermaritimetrades.Environmentalgroupswho'dbeenpushinganendangeredlistingsaid

theproposalwasa“turningpointz/theyhopewillleadtogreaterturtleprotections.

"\thinkit'shugedayforloggerheadseaturtles,wsaidBethRiff,amarinewildlifescientistat

Oceana/zitreallydrawsattentiontothefacttheseturtlesarenotdoingwellandmoreneedsto

bedonetoprotectthem/'Withallthatattentiontopaidtothem,you'dthinkthesecreatures

wouldatleasthavethegratitudenottogoextinct,butNatureisindifferenttohumannotionsof

fairness.Noonereallyknowshowmanyloggerheadthereare,orhowmanyarebeingkilledby

fishinggearorotheractivities.Riffcitesa40percentdropinthenumberofnestingfemalesin

Floridaoverthelastdecadeasevidenceoftrouble.

Loggerheadsarenamedfortheirlargeheads,whichcontainpotentjawsthatcancrushthehard

shellsofpreysuchasconch.Theturtlesareaboutthesizeofafistwhentheyhatchandmakea

frenzieddashtothesurf.Buttheytypicallygrowtomorethanthreefeetinlengthand250

pounds.Theanimalcanlogthousandsofmilesasittravelsacrossoceans.

BarbaraSchoder,nationalseaturtlecoordinatorforNOAA'sfisheriesdivision,saidthebiggest

threatstotheNorthPacificloggerheadincludedamagetoprimarynestingsites,whicharemainly

inJapan,aswellasaccidentalsnaringoftheturtlesinfishinggear.AndreaTeeofSan

Francisco-basedCenterforBiologicalDiversitysaidtheturtlesgethookedbyHawaiianlongline

fishermentargetingswordfishandtunaandcanbeinjuredordrowned.OntheEastCoast,the

mainthreattoturtlesisgearfromtheregion'svariousfishenesSchodersaid.

Aprimarybenefitoftheendangeredstatuswouldbeincreasedpublicpressureonprotectingthe

species,Riffsaid.Butthegovernmentwouldalsohavetodetermine^criticalhabitats,“suchas

wheretheturtlesreproduceorforage.Suchplacescouldbesubjecttoadditionalprotectionsfor

theturtles,includingrestrictionsonmaritimedevelopmentorfishing.

Likeeveryotherenvironmentalissuetoday,thisisplayingoutagainstthebackgroundofglobal

warmingandhumaninterferencewithnaturalecosystems,Thenarrowstripsofbeachonwhich

theturtleslaytheireggsa*ebeingsqueezedononesidebydevelopmentandontheotherby

threatofrisingsealevelsastheoceanswarm.Ultimatelywemustgetahandleonthoseissuesas

well,oracreaturethatoutlivedthedinosaurswillmeetitsendatthehandsofhumans,leaving

ourdescendantstowonderhowcreaturesouglycouldhavewonsomuchaffection.

Itcanbelearnedfromthefirstparagraphthat().

A.humanactivitieshavechangedthewayturtlessurvive

B.Effortshavebeenmadetoprotectturtlesfromextinction

C.Marinebiologistsarelookingforthesecretofturtles*reproduction

0.Governmentbureaucracyhascontributedtodecreasingnumberofturtles

7、Passengersshouldpossessboardingpass,validpassport,visa,exitregistrationcard,and

immigrationcertificatebyrelateddepartment.

A.issued

B.made

C.identified

0.designed

8、下列語句中，沒有語病的一項(xiàng)是()。

A.就如何應(yīng)對交通不暢導(dǎo)致供需矛盾的問題，公司領(lǐng)導(dǎo)討論和聽取了各車間主任提出的AB

和C三套方案，并最終決定執(zhí)行A方案

B.疫情期間，有關(guān)部門對部分不遵守隔離措施，蠻橫無禮甚至毆打醫(yī)生、護(hù)士的各類事件，

進(jìn)行了嚴(yán)肅的批評教育，對涉及刑事的，也處理得相當(dāng)快速公正

C.峽谷中的土域肥沃，加上晝夜溫差較大，較為適宣種植經(jīng)濟(jì)作物、柑橘，還適合種植煙

草。

D.中國哲學(xué)講究陰陽五行，凡事相克相生，飲茶也不例外，什么季節(jié)，什么氣候、什么體

質(zhì)適合喝什么茶都有一番說道。

9、資卷I?:Beingfinanciallysecureinretirementjustdoesn'thappenmagically.Ittakeslotsof

planning,timeandsavings.

Somescaryfactsaboutretirement:

Morethan50%ofpersonsdonothaveenoughfinancesforretirement.

25%donotparticipateintheircompany'sretirementplan.

Theaveragepersonspends20yearsinretirement.

Herearesometipstohelpyouplancorrectly:

1.Talktoafinancialprofessional.Everyfewyears,it'sagoodideatoscheduleameetingv/itha

financialplannertogeta“check-up”.It'sjustlikeadoctor'svisit,andyoushouldreallytalkabout

yourpresentsituationandfuturegoals.

2.Save,save,andkeeponsaving.Makeitahabittosaveasmuchasyoucan.

3.Learnyourretirementneeds.Retirementcanbeexpensive.Learnfromtodayhowmuchyou

needtosaveforyourretirement.Talktoafinancialplanner,orfindanonlineretirement

calculator.

4.Takepartinyouremployer'sretirementplans.Ifyourcompanyoffersone,itisusuallythebest

toolyoucanuse.Talktoafinancialprofessionalforallyouroptions.

5.Learnaboutpensionplans.Ifyouhaveanemployerorgovernmentpensionplan,learnallthe

details.

6.Keepyourretirementsavingsoff-limits.Don'tmakeawithdrawaluntilyouretire.Youmight

incurpenaltiesanditwillbeasetbackforrealizingyourgoals.

7.Getyouremployertostartone,anditcanhelpyoutremendously.

8.Learnaboutyourgovernment'sretirementplans.Everycountryhasdifferentplans,somewith

specialtaxincentives,solearnwhatyourcountryoffersandplanaccordingly.

9.Doyourownresearch.UsetheInternet,readthenewspapersandmagazines,talktoyour

friends,tofindoutasmuchasyoucanaboutretirement.

Whocanbeafinancialprofessional?

A.Theprofessionalwhowilldoaphysical“check-up“foryou

B.Theprofessionalwhowillvisityoulikeadoctor

C.Theprofessionalwhowillscheduleameetingwithyou

D.Theprofessionalwhowillhelpyoumakeyourfinancialplans

10、吊銷違法者的經(jīng)營許可證是（）。

A.行政命令

B.行政處罰

C.行政處分

D.行政強(qiáng)制執(zhí)行

11、資/I?:Business,academicandcivicleadersinCambridgehavewarnedthatoneofBritain's

majoreconomicgrowthcitiesisunderthreatunlessthegovernmentactsquicklytorestoretrust

post-Brexit.

Companyexecutivesandeducationistsreportsomehighlyskilledforeignnationalsquittingor

refusingtocommittonewjobsinBritainbecauseofuncertaintyovertheirfuturelegalstatus

here.lthasinthepastboastedofcreatingemploymentfasterthanChina,amidaboominthe

technologyandbiosciencesectors,whichledtothecitybeinglabelled/zSilliconfen”,butnowthere

arefearsofabigslowdown.

“ThisisauniqueeconomicassetforEurope/saidLordLansley,theformerConservationMPfor

SouthCambridgeshire,afteraspeciallyconvenedmeetingtodiscusstheproblemswithlocal

politiciansandothers/Thereisa[political]vacuumoutthereandtheredoesnotseemtobea

[postBrexit]plan.Therearethingsweneedandifwegetthemwecancontinuetoprosperand

bemoresuccessful”,Lansleyadded.

HehasdrawnupaCambridgedeclarationwithhiscolleaguesmeanttoreassureexisting

academicandbusinessstafffromabroadthattheirpresencewillbeprotected."Weare

committedtointernationalcollaborationinresearch,scienceandtheexploitationof

innovative,knowledge-intensiveenterprises/saysthedocument.

LansleysayshewillbepushingtheBritishgovernmenttogiveacquiredrightstothe9,000

EuropeancitizenslivingintheEastAngliancityoutofatotapopulationof124,000.Healsowants

toseeacontinuationoffreelabourmovementtoallowEuropeanstocometoworkandstcdyin

Cambridgeandsays,zWeneedfreemovementforthemtocometoworkandtostudyhere.”

WhichofthefollowingisNOTasituationLordLansleyexpectstosee?

A.TheimmediateactionoftheBritishgovernment

B.continuationoffreelabormovementsfromEUcountries

C.Anincreaseintheforeigntalents'wages

D.Newpoliciesthatprotectsforeigntalents*rights

12、In2012,thelastfloodhitthesouthwesternpartoftheNetherlandsandcausedmore

than1800casualties.

A.adverse

B.radical

C.severe

0.disastrous

13、Whenasked()theyneededmost,childrensaidtheywantedmoreloveandcare.

A.what

B.why

C.whom

D.which

14、小王開車上班，原計(jì)劃按均速50千米/小時(shí)的速度可準(zhǔn)時(shí)到單位，由于堵車，在行駛到

2/3的路程時(shí)，他發(fā)現(xiàn)之前均速只有40千米/小時(shí)，如果他不想上班遲到，余下的路程他至

少要達(dá)到均速()千米/小時(shí)。

A.60

B.80

C.100

D.120

15、Dreamisastorythatapersonwatchesoreventakespartinduringsleep.Dreameventsare

imaginary,buttheyarerelatedtorealexperiencesandneedsinthedreamer/slife.

Theyseemrealwhiletheyaretakingplace.Somedreamsarepleasant,othersareannoying,and

stillothersarefrightening.

Everyonedreams,butsomepersonsneverrecalldreaming.Othersrememberonlyalittleabouta

dreamtheyhadjustbeforeawakeningandnothingaboutearlierdreams.Noonerecallsallhis

dreams.

Dreamsinvolvelittlelogicalthought.lnmostdreams,thedreamercannotcontrolwhathappens

tohim.Thestorymaybeconfusing,andthingshappenthatwouldnothappeninreallife.

Peopleseeinmostdreams,buttheymayalsoheacsmell,touch,andtasteintheirdreams.Most

dreamsoccurincolor.Butpersonswhohavebeenblindsincebirthdonotseeatallindreams.

Dreamsareaproductofthesleeper'smind.Theyhaveincludedeventsandfeelingsthathehas

experienced.Mostdreamsarerelatedtoeventsofthedaybeforethedreamandstrongwishesof

thedreamer.Manyminorincidentsofthehoursbeforesleepappearindreams.Deepwishesor

fears-especiallythoseheldsincechildhoodoftenappearindreams,andmanydreamsfulfilsuch

wishes.Eventsinthesleeper'ssurrounding-aloudnoise,forexample,maybecomepartofa

dream,buttheydonotcausedreams.

Somedreamsinvolvedeepfeelingsthatapersonmaynotrealizehehas.Psychiatristsoftenuse

materialfromapatient'sdreamstohelpthepersonunderstandhimselfbetter.

Dreamingmayhelpmaintaingoodlearningability,memory,andemotionaladjustment.People

whogetplentyofsleep-butareawakenedeachtimetheybegintodream-becomeanxiousand

restless.

WhichofthefollowingisNOTtrue?（）

A.Dreamisaconfusingstorywhichinvolveslittlelogicthought

B.Dreaminvolveseventsthatalwayshappeninreallife

C.Dreamisrelatedtothedreamer'sreallife

D.Dreamisanimaginarystorywhichseemsrealwhiletakingplace

16、甲在2016年1月1日當(dāng)著兩個(gè)兒子的面立了一份口頭遺囑，2016年2月18日，大兒

子為穩(wěn)妥起見，將遺囑內(nèi)容以書面形式記錄下來，后因大兒子不孝，老人欲將所有財(cái)產(chǎn)都留

給小兒子，于2016年7月9口重新以書面的形式更改了遺囑內(nèi)容。試問，甲去世后，哪份

遺囑可以生效（）

A.口頭遺囑

B.2016年7月9日立的遺囑

C.2016年2月18日立的書面遺囑

D.以上都無效，按法律規(guī)定繼承

17、WiththeU.S.governmentamassinggrowingamountsofeveryyear,itneedsthe

moneythatforeigninvestorsoffer.

A.currency

B.cost

C.payment

D.debt

18、回復(fù)上級機(jī)關(guān)的詢問，使用（）。

A通報(bào)

B.報(bào)告

C.請示

D.通知

19、（）是指對未來現(xiàn)金流量以恰當(dāng)?shù)恼郜F(xiàn)率進(jìn)行折現(xiàn)后的價(jià)值，是考慮貨幣時(shí)間價(jià)值因素等

的一種計(jì)量屬性。

A.現(xiàn)值

B.公允價(jià)值

C.重置成本

D.歷史成本

20、在資本運(yùn)動(dòng)中直接創(chuàng)造剩余價(jià)值的資本是（）o

A.流動(dòng)資本

B.貨幣資本

C.商品資本

D.生產(chǎn)資本

21、2019年8月8日，中國銀行在北京舉行《共建“5G我合創(chuàng)新應(yīng)用實(shí)驗(yàn)室”框架協(xié)議》簽

約儀式，與（）共同成立5G聯(lián)合創(chuàng)新應(yīng)用實(shí)驗(yàn)室。根據(jù)協(xié)議，雙方將開展面向5G的業(yè)

務(wù)創(chuàng)新和場景創(chuàng)新，在創(chuàng)新通信、智慧網(wǎng)點(diǎn)、數(shù)字金融、數(shù)據(jù)智能、物聯(lián)網(wǎng)金融等業(yè)務(wù)領(lǐng)域

加強(qiáng)合作。

A.中國移動(dòng)

B.中國電信

C.中國聯(lián)通

D.廣電總局

22、人性自私”觀點(diǎn)的錯(cuò)誤在于（）。

A.不符合“人之初，性本善〃的看法

B.違背人有追求自由、平等、幸福的天性

C.把人的自然屬性當(dāng)做人的根本屬性

D.違背了“人的本質(zhì)在其現(xiàn)實(shí)性上是一切社會關(guān)系的總和〃的科學(xué)論斷

23、"床前明月光，疑是地上霜。"在人們的心FI中，月亮是圣潔和美麗的化身。然而，俄羅

斯科學(xué)家研究認(rèn)為，月球是地球上很多自然災(zāi)害的禍源。于是，科學(xué)家們呼吁，加強(qiáng)對月球

的研究，為人類造福?？茖W(xué)家們的呼吁說明（）。

①認(rèn)識規(guī)律，利用規(guī)律，可以為人類造福

②認(rèn)識了月球運(yùn)動(dòng)規(guī)律，就可以避免地球上自然災(zāi)害的發(fā)生

③堅(jiān)持聯(lián)系的觀點(diǎn)是人們正確認(rèn)識世界的重要條件

④只要發(fā)揮主觀能動(dòng)性，辦事情就能取得成功

A①③

②④

BC.①④

②③

D.

24、Theorphanageisjustoneofher()causes.

A.phonetic

B.philanthropic

C.prevalent

D.lunatic

25、資格I?:Gonearethedaysof//one-size-fits-all,zemployeebenefitsprogramsandherecome

newlydesignedandfullycustomizedvoluntarybenefits.Voluntarybenefitsareonlongerlooked

atasjustafew“extras”,andarenowbecomingpartofacomprehensivebenefitspackage.Lot's

takealookathowvoluntarybenefitshavebecomemorecustomizedtomeettherequirements

ofamoreparticularhealthcareconsumer.

VoluntaryBenefitsBolsterRecruitmentandRetentionEfforts

Itgivesemployeesachancetoselectextrasthatthestandardhealthcareplandoesn'toffer,

whichcanbehighlyattractivetotoday'sconsumersEmployerscanalsousevoluntarybenefitsto

roundouttheirhealthcareplanswithamenuofitemsthatcovereverythingfromfamilyvision

caretopetinsurance.Thishelpscompaniestoaddressthespecificheathandfinancialneedsof

candidates,tohelpthestretchtheirfuturepaychecksevenfurther.

TheAdvantagesofOfferingVoluntaryEmployeeBenefits

Intermsofbeingadaptabletotheneedsofemployees,thereareveryfewbenefitsthatarelike

voluntaryplans.Voluntaryplanscovermanyofthegapsthattraditionalhealthbenefitsdonot

cover.Forexample,ahealthcareplanmayrequiredentalservicesforminors,butnotforadults.

Thevoluntarydentalprogramcancoverthingslikeroutinecleaningsandotherpreventative

measuresthathelpsupportgoodoralhealth.

CustomizingVoluntaryBenefitPlans

Thereareseveralareaswherevoluntarybenefitplansexceedthecustomizationoptionsofother

typesofwellnessandfinancialbenefits.Thisisacontinualtrendthatwewillseemoreof.

Financialwellnessbenefitscanincludebudgetingsoftware,companymatchedsavingsplans,

employeepurchaseprograms,discountcards,creditunionaccess,andevenshorttermfinancing

tohelpemployeeswhootherwisecannotgetcredittopurchasethingstheyneed.Some

companiesoffersupportforbuyingofleasingvehicles,payoffcollegeloans,arrangeforspecial

discountsanddealsonhomerentalsandpurchases,andevenprovideaccesstotuitionfor

collegeexpenses.

Itcanbeinferredfromthepassagethat,comparingv/iththetraditionalhealthbenefits,

voluntaryplans

A.incurlesscostbythecompanytoofferbenefitprograms

B.covermanyofthegapsthattraditionalhealthbenefitsdonotcover

C.helpemployeeswhoaredealingwithtoughpersonalandcareermatters

D.encourageemployeestostaywiththeircompaniesforlongerperiodsoftime

26、InMayof1826,thefair-hairedyouthwiththeazureblueeyes()forEuropetoturn

himselfintoascholarandalinguist.

A.setabout

B.setdown

C.setout

D.setup

、目前我國票據(jù)貼現(xiàn)業(yè)務(wù)的主要票據(jù)是）

27（0

A.支票

B.銀行本票

C.商業(yè)承兌匯票

D.銀行承兌匯票

28、資料：Thedailychangesofthemarketcanleadinvestorsastray.Theupsanddownsmakethe

tendencytolookattheportfolio.sperformancefrequentlytootemping.Thismeansinvestersare

likelytoperceivemereriskjorgettingabouttheirkeytermgoals.

Wheninvestorslogintotheirtradingaccountstheycanseethepotentialgainorlossofallof

theirassets.Theycanalsoseethedaychangeonassetswhicharecodedgainand

loss.However,lt,sbelievedtnatthosewholooklessgetmore.

Forinstance.ifyoulookatFLSEindexfromtodaytotomorrowthereisaroughly50%chancethat

ithasgoneupordown.Ifyoulookatitoverayearyoumayfindthat60%?65%ofthetimeitis

goingup.Andifyoulookoverafive-yearperiod.youwillfindthat90%ofthetimeitgoesup.

Accordingtothepassage,investorstendto

A.beconcernedaboutimmediategainsandloss

B.beattractedbyriskratherthanlongtermgoals

C.bemisledbythedailychangesofthemarket

D.beworriedabouttheupsanddownsofthemarket

29、下列各項(xiàng)中，關(guān)于無形資產(chǎn)攤銷表述不正確的是（）。

A.使用壽命不確定的無形資產(chǎn)不應(yīng)攤銷

B.出租無形資產(chǎn)的攤銷額應(yīng)計(jì)入管理費(fèi)用

C.使用壽命有限的無形資產(chǎn)處置當(dāng)月不再攤銷

D.無形資產(chǎn)的攤銷方法主要有直線法和生產(chǎn)總量法

30、在PowerPoint2003中，要將D盤上的“時(shí)間都去哪了.MP3”文件插入到當(dāng)前幻燈片中，

所選擇的命令項(xiàng)是（）。

A.插入1影片和聲音-剪輯管理器中的聲音

B.插入好影片和聲音玲文件中的聲音

C.插入1影片和聲音^剪輯管理器中的影片

D.插入好影片和聲音玲文件中的影片

31、資料：Stressisacommonfactorinlife.Childrenexperiencestressfromschool,newsocial

situationsandsimplygrowngup.Adultsfeelthestressofworking,payingbills,raisingkidsand

maintaininghouseholds.Seniorsalsofeelstress,eventhoughsomemayhaveretired,raisedtheir

childrenandpaidofftheirhomes.Certainamountsofstressareapartoflifeforpeopleofall

ages.

Forseniors,stresshasthepotentialtobeespeciallyoverwhelming.Thistypeoftensioninolder

adultshasuniquecontributingfactors,suchasthelossofanelderlyspouseorfriends.Living

alonecanincreasethesenseofisolation.Sometimesthesimpletasksofeverydaylifecancause

stressinthosewhoexperiencephysicalormedicallimitations.Theeffectsofstresscan

sometimesexacerbatehealthconditionsfromwhichsomeseniorssuffer,causingadditional

worry.

Stresscanbedetectedinvariousways.Youmayfollowthefivemostcommonwaystofindoutif

alovedone'sstressiscauseforconcern:

1.Changesineatinghabits,suchasover-eatingorlossofappetite,canbecausedby

overwhelmingstress.

2.Moodswingsduetostressmaypresentinincreasedirritability,generalsadnessordepression.

3.Memoryissuesmayariseintheformofincreasedforgetfulnessofnames,placesorother

thingsthatnormallycomenaturally.Lackofconcentrationmaybecomeaproblem.Someseniors

mayexercisepoorjudgment,suchasexcessivespendingwhentheyarealreadyonalimited

budget.

4.Physicalsignsofstresscanincludebodyachesandpainsorincreasedepisodesofillness.

Changesinsleepingpatterns—eithertroublefallingasleeporinterruptednighttimesleep—can

signalsignificantstress.

5.Seniorsexperiencingoverwhelmingstressoftenisolatethemselvesfromothers,refusingto

socializeorparticipateinactivitiestheyusedtoenjoy.

WhichofthefollowingisNOTtrueaboutstressaccordingtcthepassage?

A.Changingschoolsmaycausechildren/sstress

B.Seniorswouldfeelstressofpayingmortgage

C.Grown-upswouldgetstressfromraisingkids

D.Lossofafriendmaybethesourceofstressforseniors

32、資料：之后，經(jīng)濟(jì)學(xué)家Mr.W談了談對中國的一些看法，請根據(jù)下列資料回答問題。

Chinaisanemergingeconomicgiantwithalmostendlesspotentialforbusinessopportunities.

Guanxi-meaning“connections"or"relationship”-isaChinesewayofdoingbusinessandis

practicallyconsideredanartformthere.Itinvolvesexchanging“favors“whenyouneed

somethingdone.ManyChinesebusinesspeopleseeitasawaytosolidifyrelationships,get

thingsdone,andcultivatev/ell-being.

ToWesterners,however,itoftenlooksmorelikegraftintheformofbribery,nepotism,giftgiving,

andkickbacks.Transparencyinternational,aGerman-basedcorruptionwatchdog,ranksChina

alongwithIndia,Russia,"urkey,Malaysia,andSouthAfricaasthecountrieswiththemost

rampantcorruption.

However,Chinaiscrackingdownbyenactingstricteranticorruptionlawsandprosecuting

violators.In2007,China'sformerdirectoroftheStateFoodandDrugAdministrationwas

executedfortakingbribes.

Accordingtothepassage,whatisTRUEaboutGuanxiintheChineseculture?()

A.Itrequiresyoutoexchangefavorstogetthingsdone

B.ltistheartformofbriberyinthebusiness

C.ltinvolvesmoneyandpower

D.ltmeansconnectionsorrelationshipamongfamilymembers

33、下列選項(xiàng)中，可以直接計(jì)入“管理費(fèi)用”科目，不必通過“應(yīng)交稅金〃科目的稅金是()o

A.增值稅

B.個(gè)人所得稅

C.營業(yè)稅

D.印花稅

34、Happinessissubjective,andonethatwemaynotbeabletoaccuratelyacrossall

countries.Butthatobviouslyisn'tgoingtostopanyonefromtrying。

A.try

B.track

C.divide

0.follow

35、內(nèi)存（主存儲器）比外存（輔助存儲器）（)o

A.讀寫速度快

B.存儲容量大

C.可靠性高

D.價(jià)格便宜

36、判斷一個(gè)計(jì)算機(jī)程序是否為病毒的最主要依據(jù)就是看它是否具有（）.

A.傳染性和破壞性

B.破壞性欺騙性

C.欺騙性和寄生性

D.隱蔽性和潛伏性

37、下列各項(xiàng)中，符合會計(jì)要素收入定義的是（）。

A.出售材料收入

B.出售無形資產(chǎn)凈收益

C.出售固定資產(chǎn)凈收益

D.向購貨方收取的增值稅銷項(xiàng)稅額

38>TheFIFAWorldCupsoccerchampionshipinRussiaisthemostcostlyeverheld。Now,experts

questionwhethertherewilbeagoodfortheRussiantaxpayer。

A.response

B.refund

C.return

□.report

39、資格I?:Goodlisteningismuchmorethanbeingsilentwhiletheotherpersontalks.Tothe

contrary,peopleperceivethebestlistenerstobethosewhoperiodicallyaskquestionsthat

promotediscoveryandinsight.Thesequestionsgentlychallengeoldassumptions,butdosoina

constructiveway.Sittingtheresilentlynoddingdoesnotprovidesureevidencethatapersonis

listening,butaskingagoodquestiontellsthespeakerthelistenerhasnotonlyheardwhatwas

said,butthattheycomprehendeditwellenoughtowantadditionalinformation.Goodlistening

wasconsistentlyseenasatwo-waydialog,ratherthanaone-way“speakerversushearer*/

interaction.Thebestconversationswereactive.

Goodlisteningincludedinteractionsthatbuildaperson'sself-esteem.Thebestlistenersmade

theconversationapositiveexperiencefortheotherparty,whichdoesn'thappenwhenthe

listenerispassive(or,forthatmatter,critical!)Goodlistenersmadetheotherpersonfeel

supportedandconveyedccnfidenceinthem.Goodlisteningwascharacterizedbythecreationof

asafeenvironmentinwhichissuesanddifferencescouldbediscussedopenly.

Goodlisteningwasseenasacooperativeconversation.Intheseinteractions,feedbackflowed

smoothlyinbothdirectionswithneitherpartybecomingdefensiveaboutcommentstheother

made.Bycontrast,poorlistenerswereseenascompetitive——aslisteningonlytoidentifyerrors

inreasoningorlogic,usingtheirsilenceasachancetopreparetheirnextresponse.Thatmight

makeyouanexcellentdebater,butitdoesn'tmakeyouagoodlistener.Goodlistenersmay

challengeassumptionsanddisagree,butthepersonbeinglistenedtofeelsthelisteneristrying

tohelp,notwantingtowinanargument

Whenalistenerasksconstructivequestions,itmeans.

A.Hewantstochallengethespeaker

B.Heisgettingboredofnodding

C.Heislisteningcarefully

D.Hewantstomakethedialogstop

40、Allcarmakersarespendingbillionstryingtofigureoutafuturethatismore,more

autonomousandstepsbackfromfossilfuelso

A.electric

B.electrical

C.electronic

0.electrified

41、資料：SingaporeAirlinesplanstointroduceinflightmooilephoneandinternetaccessirMay

thisyear,beginningwithitsflagshipAirbusA380fleet.

Severalpricingmodelsarebelievedtobeunderconsideration,beginningwithalow-costpackage

suitableforWE—servicesuchasGoogleGmail,YahooandHotmailaswellasa30MBallowance

foraroundSGD$25(that's$20RussiaandUS,and￡20and￡14).

TheairlineispollingselectedmembersofitsKrisFlyerfrequentflyerloyaltyprogramto

participateinanonlinesurveyaboutyourattitudestowardsinflightmobileandinternet

services,whichweareplanningtointroducefromMay2011accordingtotheemailinvitation.

ThesurveyaskstravellersfortheiropinionsonpricingpackagessuchasSGD$25for30MB,aswell

asifmobilephonecellsandSMSmessagesshouldbepermitted.

Shouldpassagersbeallowedtomakeandtakecallsat30000feetthey'llpayplentyforthe

privilege,withcallsbeingchargedatinternationalroamingrates.

Asit'suptoeachcountrytodecidewhatthoseratesare-andwithSingaporeAirlineseffectively

beingitsowncountryintermsofpr