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全國(guó)銀行招聘考試重點(diǎn)試題精編

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I

I(參考答案和詳細(xì)解析均在試卷末尾)

一、選擇題

1、Thecomputer'smouseoermitthecomputeroperatorthecursoronthevideodisplay.

A.move

B.moving

C.tomove

D.ismoving

2、閱讀下列短文,從短文后各題所給的四個(gè)選項(xiàng)中,選出可以填入空白處的最佳選項(xiàng)。

Thegovernmentistobanpaymentstowitnessesbynewspapersseekingtobuyuppeople

involvedinprominentcases?1?thetrialofRosemaryWest.

Inasignificant?2?oflegalcontrolsoverthepress?LordIrvine,theLordChancellor,will

introducea?3?billtha:willproposemakingpaymentstowitnesses?4?andwillstrictly

controltheamountof?5?thatcanbegiventoacase?6?atrialbegins.

InalettertoGeraldKaufman,ChairmanoftheHouseofCommonsMediaSelectCommittee.Lord

Irvinesaidhe?7?withacommitteereportthisyearwhichsaidthatselfregulationdidnot?

兇密8?sufficientcontrol.?9?ofthelettercametwodaysafterLordIrvinecauseda?10?of

線mediaprotestwhenhesaidthe?11?ofprivacycontrolscontainedinEuropeanlegislation

wouldbelefttojudges?12?toParliament.TheLordChancellorsaidintroductionofthe

HumanRightsBill,which?13?theEuropeanConventiononHumanRightslegally?14?in

Britain,laiddownthateverybodywas?15?toprivacyandthatpublicfigurescouldgoto

courttoprotectthemselvesandtheirfamilies.

Z/Pressfreedomswillbeinsafehands?16?ourBritishjudges,/zhesaid.

Witnesspaymentsbecamean?17?afterwestwassentencedtolOlifesentencesin1995.Up

to19witnesseswere?18?tohavereceivedpaymentsfortellingtheirstoriestonewspapers.

Concernswereraised?19?witnessesmightbeencouragedtoexaggeratetheirstoriesin

courtto?20?guiltyverdicts[中國(guó)工商銀行真題]

A.betterthan

B.otherthan

C.ratherthan

D.soonerthan

3、Shesaidshe'sgonnathemdeadwithherbestdressandmake-up.

A.pat

B.rap

C.knock

D.kill

4、海市蜃樓是一種自然現(xiàn)象,它形成的原理是光的()。

A.反射

B.折射

C.漫射

D.散射

5、在金融衍生工具中,()的風(fēng)險(xiǎn)最大。

A.互換

B期權(quán)

C.期貨

D.遠(yuǎn)期

6、貨幣供應(yīng)量是一國(guó)在某時(shí)期內(nèi)為社會(huì)經(jīng)濟(jì)運(yùn)轉(zhuǎn)服務(wù)的貨幣存量,它由包括中央銀行在內(nèi)

的金融機(jī)構(gòu)供應(yīng)的存款貨幣和現(xiàn)金貨幣兩部分構(gòu)成。中央銀行在公開(kāi)市場(chǎng)上買(mǎi)賣(mài)有價(jià)證券,

最直接影響(),從而影響貨幣供應(yīng)量。

A.中央銀行再貸款

B.商業(yè)銀行法定準(zhǔn)備金

C.中央銀行再貼現(xiàn)

D.商業(yè)銀行超額準(zhǔn)備金

7、計(jì)算機(jī)中數(shù)據(jù)的表示形式是()。

A.八進(jìn)制

B.十進(jìn)制

C.二進(jìn)制

D.十六進(jìn)制

8、資料:October20,2013

Mr.EngTan

10010GeorgeAve.

NewYork

DearMr.Chen,

AsthepresidentIamproudtoannouncethatthisFridaymarksthe50thanniversaryoflongand

successfulcompany.This,ofcourse,callsforanightofcelebration.Andforthisreason,wehave

reservedtheGrandHallattheGardenHotelthisFridayat6p.m.foranightoffinediningand

dancing.

Onthisspecialevening,thefoodwillbesuperb.Kvehadachancetodineatthehotelseveral

timesinthepastinotherfunctions,anditwasthefoodthatconvincedmetoholdourevent

here.Iamquitecertainthatallofourstaffwillsharemyfeeling.Anyhow,Iamlookingforwardto

thisFridaywhenallofourstaffcanletlooseandhavesomefun.

Therefore,thisisalettertoofficiallyinviteyouandyourspouseorsignificantothertojoinJSon

thismemorableevening.

Pleaseletusknowifyoucan'tattend.

YoursSincerely,

JeffConnelly

Whatisthemainpurposecfthisletter?

A.Toinvitethestafftoanupcomingevent

B.Towelcometheneweststafftothecompany

C.Tonotifytheemployeesofayearlymeeting

D.Toprovideinformationaboutthecompany'sproduct

9、thebrain'sworkingisatremendouschallengeand,judgingbytheadvanceofcurrent

processorpowerandcomplexity,willtakeatleastseveraldecadesmoretoreacheventhemost

elementarylevels.

A.Increasing

B.Imitating

C.Observing

D.Speculating

10、()是指由企業(yè)過(guò)去的交易或者事項(xiàng)形成的,由企業(yè)擁有或者控制的,預(yù)期會(huì)給企業(yè)帶來(lái)

經(jīng)濟(jì)利益的資源。

A.資產(chǎn)

B.負(fù)債

C.所有者權(quán)益

D.收入

11、所有的公文中,()最具權(quán)威性和強(qiáng)制性。

A.決定

B.命令

C.規(guī)定

D.決議

12、金融市場(chǎng)上主要的資金供應(yīng)者是()。

A.家庭

B.企業(yè)

C.政府

D.金融機(jī)構(gòu)

13、夏R雷雨過(guò)后,人們會(huì)感到空氣特別清新,其主要原因是()o

A.雷雨過(guò)后,空氣濕度匣加

B.雷雨過(guò)程中雷電導(dǎo)致空氣中的臭氧分子增加

C.雷雨過(guò)程中空氣中的灰塵隨雨水降落到地面

D.雷雨過(guò)程中氣溫快速下降

14、GreatWall,firstbuilt2000yearsago,isamiracle.

A.cautious

B.marvelous

C.numerous

D.serious

15、根據(jù)《巴塞爾協(xié)議》的規(guī)定,以下屬于商業(yè)銀行核心資本的是()。

A.中期優(yōu)先股

B.損失準(zhǔn)備

C.附屬機(jī)構(gòu)的少數(shù)股東權(quán)益

D.可轉(zhuǎn)換債券

1G、資表!?:JobDescription

A+ENetworksCo-BrandedCreativeDepartmentislookingforamotivatedcandidatewith1-3

years*experiencetobepartofauniquedepartmentontheA&Ebrand.Theselectedcandidate

willbeworkingonco-brandedsponsoredentertainmentandbrandedpartnershipsforA&E

Network.

OurpreferredcandidatewillpossessapassionfortheA+Ebrandsandisknowledgeableof

co-brandededsponsoredentertainment.TheProductionCoordinatorwillbeavaluedteam

memberbyactingasGrandCentralandsupportingtheteam(internalandexternal)withall

logisticalneeds,suchascollectingassetstoproducespotsandkeepingtrackofalldepartment

activitiestosupporttheoverallworkflow.Therightcandidatewillhaveabalancebetweenbeing

detailoriented/organizedwhenitcomestotheproductionprocessanddeadlines,aswellas

havingthedesiretocontributetodevelopment.

Howtogainhigherprofileprojects?

A.Waitforabetterchance

B.Makeajob-hopping

C.Becomeaproducer

D.Workharderandbemorefocused

17、()是社會(huì)發(fā)展的決定力量。

A.生產(chǎn)關(guān)系

B.經(jīng)濟(jì)基礎(chǔ)

C.上層建筑

D.生產(chǎn)方式

18、資料:Asastartupfounder;mydailytasksincludeeverythingfromlong-termstrategic

planningtoapprovingteamoutingsandcompanycultureinitiatives.Dayafterday,things

inevitablycomeupthatneedtogethandledASAP.ButI'vealsolearnedthatifyoudon'thavea

strategyformakingtimeforthosebiggerambitionsandyourtrulyloftygoals,theyllsimply

nevergetdone.Andthatmeansyouwon'tmaketheprogressthat'sreallygoingtomoveyour

businessforward.

1.FINDYOURMOSTPRODUCTIVETIME

Faceit:Youaren'tcrankingoutworkatabsolutepeakproductivityfortheentireday.Instead,

therearelikelycertaintimeswhenyou'reatyourmostfocusedandothertimeswhenyour

energywanes.That'snormal.Maybeforyou,it'sbrightandearlyinthemorning,beforeanyone

elsearrivesintheoffice,whenyoudoyourbestwork.Wheneveritis,identifythatchunkoftime

(evenifit'sonlyanhourl)whenyoufeelmostproductive,andthenreserveitonyour

calendarlikeyouwouldanyotherimportantmeeting.Youneedtoprotectthisblockoftimefrom

intrusion-itisn'toptional.Thatwayyou'reguaranteedtohavearegular;designatedperiodwhen

youcanatleastgetstartedonthosebiggerto-dos.

2.CREATEPHYSICALBARRIERS

Nobodyworksinavacuum.Weallhavetocollaboratewithotherstosomedegreeoranother.

Andit'sthepeopleweworkclosestwithwhomwetendtoputfirst-wewanttobereadily

availableiftheyneedournelp.Buttherearetimesyouneedtotuneoutthedistractionsand

focusifyou'regoingtogetanymeaningfulworkdone.

OneofthemosteffectivemethodsI'vefoundistoputphysicalbarriersbetweenus.I'llwork

fromaconferenceroomorevenfromhomeonoccasionirordertogetsomeliteralspacefrom

peopleneeding“justonequickthing.”

Whatisthearticlemainlyabout?

A.Howtomanageyourtimewell

B.Howtoovercomedifferentchallengesintheoffice

C.Howtowincompetitionsandgetpromotions

D.Howtopreventdistractionsandfocusonbigissues

19、以下哪一組織形式不屬于國(guó)際經(jīng)濟(jì)一體化組織?()

A.自由貿(mào)易區(qū)

B.關(guān)稅同盟

C.共同市場(chǎng)

D.北約

20、Accordingtoarecentreport,depressionisthesecondleadingofdisabilityworldwide.

A.cause

B.consideration

C.fact

D.matter

21、下列各項(xiàng)中,適用超額累進(jìn)稅率計(jì)征個(gè)人所得稅的是()。

A.對(duì)企業(yè)、事業(yè)單位的承包、承租經(jīng)營(yíng)所得

B.財(cái)產(chǎn)租賃所得

C.特許權(quán)使用費(fèi)所得

D.稿酬收入

22、Ihavebeenlookingyourkindreply.

A.outfor

B.downon

C.inon

0.forwardto

23、Itisadvisablethatsomewarmclothing()withyou,astheweathercanchangequite

suddenlyinthemountainousarea.

A.istaken

B.willbetaken

C.betaken

D.hasbeentaken

24、資料:Thepersonalcomputerwasarevolutionininformationtechnologythatspawneda$50

billionhardwarebusiness,withanother$30billioninsoftwareandperipherals(eg.mouse,

keyboard,printer;etc.)by1991.Duringitsshort15years,theindustryevolvedthroughthree

successiveperiods.Duringitsfirst5to6years,itwascharacterizedbyexplosivegrowthand

multiple,smallcompetitorsvyingforapieceofthemarket.From1981to1985,theindustry

becameabattleforstandardsandretailshelfspace.Thethirderawasoneofincreasing

fragmentation.From1986through1991-1992,newmanufacturersfromaroundtheworld

grabbedfromtheindustryleadersasnewchannelsofdistributionemergedandproduct

innovationaswellasrevenuegrowthslowed.

Duringtheearlyyearsoftheindustry,venturecapitalintheU.S.encouragedtheentryofnew

firmsthatofferedproductsineveryconceivableshapeandsize.By1980,newentrantsflooded

themarket,promptingdistinctstandardsanduniquetechnicalfeatures.Almosteveryfirmhada

differentconfigurationofhardwareandsoftware.ThefirstPChadrelativelylittlespeedor

memory.However,eventheseearlycomputersallowedmanagerstoperformtasksthatwere

verytimeconsuming.

Whatwasimpossibleduringtheearlyyearsoftheindustry?

A.Sharingapplicationsbetweenmachines

B.Programmingonthecomputer

C.Writingcontractsonthecomputer

D.Buyingkeyboardsandprinters

25、對(duì)銀行機(jī)構(gòu)流動(dòng)性監(jiān)管內(nèi)容不包括()o

A.流動(dòng)性負(fù)債大于自有資本

B.資產(chǎn)負(fù)債期限匹配

C.流動(dòng)性應(yīng)保持在適度水平

D.銀行資產(chǎn)變化情況

26、Passage7

Ifyou'veeverstartedasentencewith,"IfIwereyou"orfoundyourselfscratchingyourheadat

acolleague'sagonyoveradecisionwhentheansweriscrystal-clear,there'sascientificreason

behindit.Ourowndecision-makingabilitiescanbecomedepletedoverthecourseoftheday

causingindecisionorpoorchoices,butchoosingonbehalfofsomeoneelseisanenjoyabletask

thatdoesn'tsufferthesamepitfalls.

Theproblemis"decisionfatigue,"apsychologicalphenomenonthattakesatollonthequalityof

yourchoicesafteralongdayofdecisionmaking,saysEvanPolman,aleadingpsychologist.

Physicianswhohavebeenonthejobforseveralhoursjorexample,aremorelikelytoprescribe

antibioticstopatientswhenit'sunwisetodoso."Presumablyit'sbecauseit'ssimpleandeasyto

writeaprescriptionandconsiderapatientcaseclosedratherthaninvestigatefurther/'PcIman

says.

Butdecisionfatiguegoesawaywhenyouaremakingthedecisionforsomeoneelse.Whenpeople

imaginethemselvesasadvisersandimaginetheirownchoicesasbelongingtosomeone

else,theyfeellesstiredandrelylessondecisionshortcutstomakethosechoices."Bytakingupon

theroleofadviserratherthandecisionmaker,onedoesnotsuffertheconsequencesofdecision

fatigue/'hesays."It'sasifthere'ssomethingfunandliberatingaboutmakingsomeoneelse's

choice."

Gettinginputfromothersnotonlyoffersafreshperspectiveandthoughtprocess;itoftenalso

includesriskierchoices.Whilethissoundsundesirablejtcanbequitegood,saysPolman."When

peopleexperiencedecisionfatigue-whentheyaretiredofmakingchoices-theyhaveatendency

tochoosetogowiththestatusquo(現(xiàn)狀),"hesays."Butthestatusquocanbeproblematic,since

achangeinthecourseofactioncansometimesbeimportantandleadtoapositiveoutcome."

Inordertoachieveasuccessfuloutcomeorreward,somelevelofriskisalmostalways

essential."Peoplewhoaresusceptibletodecisionfatiguewilllikelychoosetodonothingover

something,"hesays,"That'snottosaythatriskisalwaysgood,butitisrelatedtotaking

action9whereasdecisionfa:igueassuredlyleadstoinactionandthepossiblechagrin(懊惱)ofa

decisionmakerwhomightotherwisepreferanewcoursebutisunfortunatelyhindered."

Justbecauseyoucanmakegoodchoicesforothersdoesn'tmeanyou'lldothesamefor

yourself,Polmancautions."Researchhasfoundthatwomennegotiatehighersalariesforothers

thantheydoforthemselves,"hesays,addingthatpeopleslipinandoutofdecisionroles.

Whatdoestheauthorsayaboutpeoplemakingdecisions()

A.Theymaybecomeexhaustedbymakingtoomanydecisionsforthemselves

B.Theyaremorecautiousinmakingdecisionsforothersthanforthemselves

C.Theytendtomakedecisionsthewaytheythinkadvantageoustothem

D.Theyshowconsiderabledifferencesintheirdecision-makingabilities

27、Passage4

AlexTaw,a21yearoldstudentfromWiltshire,England.Hespentlastsummerlikeanyotherhigh

schoolgraduate—hangingoutwithfriends,preparingforcollege,worryingabouthisuniversity

fees.Whilemostofhispeersgaveupontheirpipedreams,hesatdownwithanotebookat

home,andjotteddownthequestion:HowcanIbecomeamillionaire?

TheresultwastheMillionDollarH.Alex'sinitialinvestmentwas50poundstobuy

webspaceandadomainname.Hedividedtheblankhorrepageintoonemillionpixels,10,000

blocksof100pixelseach.Eachpixelwasworth$lwithminimumpurchase100pixels.Withina

monthAlexhadearnedsome$37,000,enoughforhimtocovertheentirecostofhisforthcoming

threeyearsatuniversity.lnjustafewmonths,hebecamearealmillionaire.

HowdidhecomeupwiththeideaoftheMillionDollarHomepage?

“Well」wastryingtothinkofawaytomakesomemoneybeforeIstarteduniversity,asIwas

abouttotakeonahugedebtandIwasalreadyoverdrawn.Swiftactionwasnece$sary!wHesaid.

Healsoadded/Theimportantthingisthatanythingispossible-weareonlylimitedbyour

imagination.!alwayshadthisbeliefthatagoodideacanbesuccessfulonitsown.IthinkI've

learnedthatifwethinkdeepertherearemagicalsolutionshidingawayforustofind.”

Hispersonalphilosophyarcundmoneyis:Moneyisnoteverything,butit'sanessentialpartofthe

waywelive.Havingsomeremovesacertainamountofstress,but,unlesswearecarefuljtcan

createanewtypeofstress.

Healsosaid,“Istillwanttogotouniversity.Asidefromgainingknowledgeaboutbusiness,there

areotherreasons-exploringyourinterests,meetingnewpeople,andbeinginacreative

environment//

Besidesmakingcontributionstosociety,hewouldtrytoencourageandinspirepeopletothinkof

creativesolutionstoproblems,whatevertheyare.

Accordingtothepassage,whichofthefollowingisNOTanimportantfactorforbeingamillionaire?

()

A.Largeimagination

B.Quickaction

C.Greatambition

D.Greatinvestment

28、資料:之后,經(jīng)濟(jì)學(xué)家MrV發(fā)表了關(guān)于一些新名詞的感悟,請(qǐng)根據(jù)下列資料回答問(wèn)題。

Theword“globalization“isindailyusethroughouttheworld.Variouslyreferredtoas

mondialisationinFrench,globalisierunginGerman,orQuanquihuainChina(Scholte,1996),

newsarticles,television,andeventextbooksoftenusetheword“globalization"tomeanmany

differentthings.AuthorJanPieterse(1995)assertstherearealmostas-nany

conceptualizationsofglobalizationastherearedisciplinesinthesocialsciences.Teachersand

scholarsindisciplinessuchasmanagement,marketing,finance,accounting^ndeconomicsalsouse

theword“globalization“tomeandifferentthings.Forexample,somebelieveglobalizationisthe

absenceofbordersandbarrierstotradebetweennations<Ohmae,1995),butalsoithasbeen

describedasashiftintraditionalpatternsofinternationalproduction,investment,andtrade

(Dicken,1992).

Anotherpopularconceptionofglobalizationisthatitisabusinessstrategythatmeansdoing

everythingthesameeverywhere(KanterandDretler,lS98).Othersbelieveglobalizationis

interconnectionsbetweenoverlappinginterestsofbusinessandsociety(Brown1992;renesch

1992).Asyoucansee,thesedefinitionsdifferinsignificantways.Because

definitions,descriptions,andvisionsofglobalizationvarywidely,itisdifficulttoknowwhatit

meansforbusinessestogo“global”.

Whichofthefollowingstatementaboutglobalizationhasnoreference?()

A.GIobalizationisabusinessstrategythatmeansdoingeverythingthesameeverywhere

B.Globalizationisashiftintraditionalpatternsofinternationalproduction,investment,and

trade

C.GIobalizationisinterconnectionsbetweendifferentinterestsofbusinessandsociety

0.Globalizationistheabsenceofbordersandbarrierstotradebetweennations

29、資料:TalkaboutChristmasinJuly.CarrieRochahasalreadystartedherholidayshopping.Z/A

fewweeksbackIpickedupa$60toyfor$4,and,truthbetold,Ipickedupawholelotmorethan

that/shewroteinanemail."\spentabout$80totalandgot$350+intoys/

Ifyouthinktheholidaysstarttooearlyasitis,youmayfindherapproachabitoverboard.But

severalyearsago,Rochaandherhusbanddugoutofdebt,payingoffsome$50,000inconsumer

debt,aprocessshedetailedinherbookandwebsitePocketYourD.Oneoftheir

strategies,shesays,wasto“stoppretendingtheholidaysdon'tcomeeveryyear/

Whetheryouwanttothinkaboutitornot,thefactistheholidayswillbeherebeforeyouknowit.

Sounlessyouhaveplentyofmoneytothrowaroundorplantoforgofestivitiesaltogether,nowis

thetimetostartplanningforadebt-freeandlessstressfulholiday.

AccordingtothepassageRocha'sadviceappliesto.

A.thosewithabundantmoneytowaste

B.thosecommonpeoplewhogiveotherspresentsduringholidays

C.thosewhonevercelebrctefestivitiesandhavenorelatives

D.thoseunderstressfrombothworkandlife

30、某企業(yè)進(jìn)行一項(xiàng)投資,有甲、乙兩個(gè)方案,甲方案的計(jì)算期為16年.凈現(xiàn)值為240萬(wàn)

元,乙方案的計(jì)算期為12年,計(jì)算使用的折現(xiàn)率是8%。某企業(yè)使用最短計(jì)算期法將甲方

案的凈現(xiàn)值調(diào)整為()。

A.240(P/A,8%,12)x(A/P,8%,16)

B.240(A/P,8%,12)x(P/A,8%,16)

C.240(P/A,8%,12)x(P/A,8%,16)

D.240(P/A,8%,12)x(P/A,8%,16)

31、銀行編制財(cái)務(wù)報(bào)表的依據(jù)是()。

A.會(huì)計(jì)憑證

B.會(huì)計(jì)科目

C.會(huì)計(jì)賬戶(hù)

D.會(huì)計(jì)賬簿

32、銀行匯票持票人未在代理付款行開(kāi)戶(hù)的,原持票人常要一次或分次轉(zhuǎn)賬支付的,應(yīng)由其

填制支款憑證,并交驗(yàn)本人身份證件。其會(huì)計(jì)分錄為()。

A.借:存放聯(lián)行款項(xiàng)(聯(lián)行往賬)貸:應(yīng)解匯款一一持票人戶(hù)

B借:應(yīng)解匯款一一原持票人戶(hù)貸:現(xiàn)金

C.借:應(yīng)解匯款一一原持票人戶(hù)貸:xx科目一一xx戶(hù)

D.借:現(xiàn)金貸:應(yīng)解匯款一一持票人戶(hù)

33、Shetoldusthatclassificationisauseful()totheorganizationofallkindsofknowledge.

A.means

B.approach

C.mode

0.manner

34、下列提法中,表述正確的是()o

A.政府審計(jì)是獨(dú)立性最強(qiáng)的一種審計(jì)

B.財(cái)務(wù)報(bào)表的合法性是報(bào)表使用者最為關(guān)心的

C.注冊(cè)會(huì)計(jì)師審計(jì)意見(jiàn)旨在提高財(cái)務(wù)報(bào)表的可信賴(lài)程度

D.內(nèi)部審計(jì)是注冊(cè)會(huì)計(jì)師審計(jì)的基礎(chǔ)

35、資料:ZhangQiaoliuseshersparebedroomforstoringherstockofladies'fashion-wearand

photoshoots.SheisoneofmorethanfivemillionsmallonlinestoresoperatingacrossChina,

somefromsmallapartmentsorevencollegedormitories.Shebuysdressesandaccessories

wholesale;atpricesunder$5,usingthewebsiteTaobao,shesellsthemonastheKittyLoverat

pricesunder$10.

TaobaoisownedbyChinesee-commercegiantAlibabaandthebrainchildoffounderJackMa.It

isafree-to-useonlinemarketplacewithsome800millionproductlines-fromfoodtoclothesto

technology.

AcrossChina,onlinecompanieslargeandsmallarelearninghowtobeeffectivee-commerce

players-orfaillikeUSgoliatheBay,whichwastrouncedbyupstartTaobaobackin2006.

In2010,China'sonlineshoppingindustryhadaturnoverof$80bn,andgrew87%year-on-year.

China's420millioninternetusersspendaroundabillionhourseachdayonline-andlastyear,

185millionmadeatleastoneonlinepurchase.AccordingtoBostonConsultingGroup,the

volumeisexpectedtoincreasefourfoldby2015.

E-commerceischangingthewayChineseconsumersthinkaboutshopping:online,itismore

socialthanahardsell.It'sanewengagingexperiencetosavor.

InChineseretail,trustisararecommodity.Thereareplentyoffakesonline,andbuyersareoften

cursedbyscamsorshoddygoods.Still,consumerfaithine-commercestoresisremarkably

robust.That'sbecause,apartfromitsconvenienonlineshoppinghasshiftedthebalanceof

powerfromsellerstobuyers.OnlineshoppinginChinaismorethanclickingonthe"buy"button.

Theexperienceincludesexchangingtipswithothershoppers,discussingtrends,andratingboth

productsandservice.

Theinteractionandcommunicationgeneratestrust.

“Theabilityofsocialnetworkingcombinedwithe-commerseorsocialcommerceasIliketocall

it-wherepeopleareabletoratetheirproviders,providenformationtootherpurchasers-that

levelofexperienceisreallyovercomingthebigweaknessessaysDuncanClark,ChairmanofBDA

(china),anexpertonChina'se-commerceindustry.

“Basically,thereisaone-to-oneconnectionbeingestablished.Andthat'sbreakingthroughthe

mistrustbarrierifyouwill.SoIthinkwecanlearn,actually-theWestcanlearnfromsomeofthe

developmentshappeningintheChinesee-commercesector,"saysMrClark.

Whyisconsumerfaithine-commercestillfaithdespitetheprevalentfakegoodsonline?

A.Becausetherearealotmoreoptionsonline

B.Becauseconsumersaregainingmorepowerthankstoonlineshopping

C.Becauseregulationsaboutonlineshoppingwillbeimprovedsoon

D.Becausetherearestillmanyqualifiedgoodsandtrustworthyonlinestores

36、銀行會(huì)計(jì)記賬的依據(jù)是()。

A.會(huì)計(jì)憑證

B.會(huì)計(jì)科目

C.會(huì)計(jì)賬戶(hù)

D.會(huì)計(jì)賬簿

37、Nosingleindividualcanhandlethiskindofresponsibilitiesalone.

A.efficiently

B.adequately

C.necessarily

0.appropriately

38、信用社固定資產(chǎn)有償轉(zhuǎn)讓、清理、報(bào)廢和盤(pán)虧、毀損的凈損失應(yīng)計(jì)入()。

A.營(yíng)業(yè)外收入

B.其他營(yíng)業(yè)支出

C.營(yíng)業(yè)外支出

D.營(yíng)業(yè)費(fèi)用

39、Manystateshave,amendedorrepealedlawstoimproveschoolnutrition.

A.instituted

□.organized

C.manufactured

0.enacted

40、2013年9月7日,()擊敗西班牙馬德里和土耳其伊斯坦布爾,最終成為2020年夏季

奧林匹克運(yùn)動(dòng)會(huì)的舉辦城市。

A.巴西里約熱內(nèi)盧

B.美屆芝加哥

C.日本東京

D.阿根廷布宜諾斯艾利斯

41.Wereceivedthe___indicatingtheamountofmoneyIhadpaid.

A.quittance

B.refund

C.retention

D.progeny

42、Scientistssayclimatechangeandhumanactivityhaveincreasinglyledtothemeltingof

piecesofAntarcticice.

A.massive

B.quantitative

C.surplus

0.formidable

43、乙遭車(chē)禍昏迷在路匕甲途經(jīng)發(fā)現(xiàn)后雇計(jì)程車(chē)將乙送往醫(yī)院,并幫其支付醫(yī)藥費(fèi),在救

助過(guò)程中,甲的名牌衣服因染有乙的血漬而不能使用,同時(shí)乙的貴重手表遺落在事故地點(diǎn),

甲因疏忽而未能發(fā)現(xiàn)。下列說(shuō)法中不正確的是()o

A.甲應(yīng)賠償乙手表遺失的損失

B.乙應(yīng)償付甲雇用計(jì)程車(chē)的費(fèi)用

C.乙應(yīng)償付甲幫其支付的醫(yī)藥費(fèi)

D.乙應(yīng)賠償甲衣服不能使用的損失

44、Mr.Leeistooweakto()hisbusiness.

A.dowith

B.dowithout

C.doawaywith

D.doup

45、Passage1

Economicallyspeaking,arewebetteroffthanweweretenyearsagoTwentyyearsago

Intheirthirstforevidenceonthisissue,commentatorsseizedontherecentreportbytheCensus

Bureau,whichfoundthataveragehouseholdincomeroseby5.2%in2014.Unfortunately,that

conclusionputstoomuchweightonauseful,butflawedandincomplete,statistic.Amongthe

moresignificantproblemswiththeCensus'smeasurearethat:l)itexcludestaxes,transfers,and

compensationlikeempIoyer-providedhealthinsurance;and2)itisbasedonsurveysratherthan

data.Evenifpreciselymeasuredjncomedataexcludeimportantdeterminantsofeconomic

well-being,suchasthehoursofworkneededtoearnthatincome.

Whilethinkingaboutthequestion,wecameacrossarecentlypublishedarticlebyCharlesJones

andPeterKlenow,whichproposesaninterestingnewmeasureofeconomicwelfare.Whilebyno

meansperfect,itisconsiderablymorecomprehensivethanaverageincome,takingintoaccount

notonlygrowthinconsumptionperpersonbutalsochangesinworkingtime,lifeexpectancy,and

inequality.Moreoverjtcanbeusedtoassesseconomicperformancebothacrosscountriesand

overtime.

TheJones-Klenowmethodcanbeillustratedbyacross-countryexample.Supposewewantto

comparetheeconomicwelfareofcitizensoftheU.S.andFrancein2005.

In2005,astheauthorsobserve:realconsumptionperpersoninFrancewasonly60%ashighas

theU.S.,makingitappearthatAmericanswereeconomicallymuchbetteroffthantheFrenchon

average.However,thatcomparisonomitsotherrelevantfactors:leisuretime,lifeexpectancy,and

economicinequality.TheFrenchtakelongervacationsandretireearlier,sotypicallyworkfewer

hours;theyenjoyahigherlifeexpectancy,presumablyreflectingadvantageswithrespectto

healthcare,diet,lifestyle,andthelike;andincomeandconsumptionaresomewhatmoreequally

distributedtherethanintheU.S.Becauseofthesedifferences,comparingFrance'sconsumption

withtheU.S.'soverstatesthegapineconomicwelfare.

SimilarcalculationscanbeusedtocomparetheU.S.andothercountries.Forexample,this

calculationputseconomicwelfareintheUnitedKingdomat97%ofU.S.levels,butestimates

Mexicanwell-beingat22%.

TheJones-Klenowmeasurecanalsoassessaneconomy'sperformanceovertime.Accordingto

thismeasurersoftheearly-to-mid-2000s,theU.S.hadthehighesteconomicwelfareofanylarge

country.Since2007,economicwelfareintheU.S.hascontinuedtoimprove.However,thepaceof

improvementhasslowedmarkedly.

Methodologically,thelessenfromtheJones-Klenowresearchisthateconomicwelfareis

multi-dimensional.Theirapproachisflexibleenoughthatinprincipleotherimportant

quality-of-lifechangescouldbeincorporated-forexample,decreasesintotalemissionsof

pollutantsanddeclinesincrimerates.

Whatdoestheauthorthinkofthe2014reportbytheCensusBureau()

A.Itisbasedonquestionablestatistics

B.ltreflectstheeconomicchanges

C.ltevidencestheimproved-welfare

D.ltprovidesmuchfoodfcrthought

46、軟件是()o

A.所有程序的統(tǒng)稱(chēng)

B.所有技術(shù)文檔資料的統(tǒng)稱(chēng)

C.所有保存在軟盤(pán)上的程序的統(tǒng)稱(chēng)

D.所有程序及相關(guān)文檔資料的統(tǒng)稱(chēng)

47、DespitehisCatholicbeckground,Kennedyalsobecameastrongadvocateofrightsand

later,asupporterofsame-sexmarriage.

A.waste

B.removal

C.autonomy

0.abortion

48、通過(guò)《關(guān)于新中國(guó)成立以來(lái)黨的若干歷史問(wèn)題的決議》的中央全會(huì)是()。

AH^一屆三中全會(huì)

B.十二屆三中全會(huì)

C.十二屆五中全會(huì)

D.d^一屆六中全會(huì)

49、資卷|Procrastinationcomesinmanydisguises.Wemightresolvetotackleatask,butfind

endlessreasonstodeferit.Wemightprioritiz

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